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Oswego, IL
Full City Profile · Illinois · Kendall County County
3.9
/5.0
B+
Good
35,463
Population
2,240/sq mi density
$119,881
Median Income
$46,279 per capita
$319,000
Home Value
$413,257 Zillow
$1,823
Median Rent
34.7% income on rent
50°F
Avg Temperature
275 sunny days/yr
64
Violent Crime/100K
945 property/100K
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$119,881 median income, 1.9% unemployment
A+
Affordability
5.0 / 5.0
$319,000 home value, $1,823/mo rent
F
Safety
1.0 / 5.0
64 violent crimes/100K
A
Education
4.5 / 5.0
43.5% bachelor's degree or higher
Housing Overview
Median Home Value
$319,000
13% above
US avg: $281,900
Median Rent
$1,823/mo
57% above
US avg: $1,163/mo
Homeownership Rate
87.7%
34% above US avg (65.4%)
Total Housing Units
12,207
Median year built: 2001
Home Value by Source
Census Median
$319,000
Zillow (ZHVI)
$413,257
Median Sale Price
$349,900
Median List Price
$432,490
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
87.7%
Owner-Occupied
12.3%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$774/mo
1 Bedroom
$854/mo
2 Bedroom
$1,063/mo
3 Bedroom
$1,370/mo
4 Bedroom
$1,561/mo
Census median rent:
$1,823/mo
· Zillow rent:
$2,488/mo
Market Indicators (Redfin)
Median Days on Market
72 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
21
Price Drops
8.3%
of listings with price reduction
Price Per Sq Ft
$214
Active Inventory
96
homes for sale
Affordability & Housing Stock
Rent Burden
34.7%
of renters spending 30%+ of income on housing
12% above US avg (31.0%)
Median Year Built
2001
Average age of housing stock: 25 years
Homeownership Rate
87.7%
Complete Housing Data
Home Values
| Census Median Value | $319,000 |
| Zillow Home Value (ZHVI) | $413,257 |
| Median Sale Price | $349,900 |
| Median List Price | $432,490 |
| Price Per Sq Ft | $214 |
Rent
| Census Median Rent | $1,823 |
| Zillow Rent (ZORI) | $2,488 |
| FMR Studio | $774 |
| FMR 1-Bedroom | $854 |
| FMR 2-Bedroom | $1,063 |
| FMR 3-Bedroom | $1,370 |
| FMR 4-Bedroom | $1,561 |
Market
| Days on Market | 72 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 8.3% |
| Homes Sold | 21 |
| Active Inventory | 96 |
| Price Per Sq Ft | $214 |
Ownership & Stock
| Owner-Occupied | 87.7% |
| Renter-Occupied | 12.3% |
| Homeownership Rate | 87.7% |
| Total Housing Units | 12,207 |
| Median Year Built | 2001 |
| Rent Burden | 34.7% |