Oswego, IN

Indiana

Oswego is a small town in Indiana with a population of 284.

4.6 /5.0
A+ Excellent
284 Population 604/sq mi density
$244,000 Home Value
50°F Avg Temperature 275 sunny days/yr
A+
Overall
4.6 / 5.0
Excellent overall score based on economy, affordability, safety and education
A+
Education
4.6 / 5.0
45.0% bachelor's degree or higher
Home Value $244,000
13% lower than US avg
Bachelor's+ 45.0%
34% higher than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 0.0%
100% lower than US avg

How Oswego Compares to the U.S. Average (100% = U.S. avg)

People

Population284
Median Age31.7 yrs
Density604/mi²
Male / Female63% / 37%
Largest GroupWhite 97%
Veterans0.0%

Economy

Median IncomeN/A
Per Capita$31,627
Unemployment0.0%
Poverty0.0%
County GDP$7,836M
Commute28 min

Housing

Home Value$244,000
RentN/A
OwnershipN/A
Housing Units206

Climate

Avg Temp50°F (10°C)
AQI41 (Good)
Rain39.8 in/yr
Sunny Days275/yr
Elevation842 ft (257 m)

Education

A+
Bachelor's+45.0%
High School+100.0%
Graduate+0.0%
School Score6.01

Community

2024 VoteR 75% / D 23%
Commute28 min
Broadband100.0%
Libraries6

Is Oswego a Good Place to Live?

Based on current data, Oswego receives an overall livability score of 4.6 out of 5.0, earning a grade of A+. Key strengths include low unemployment, a highly educated population, affordable housing, abundant sunshine. Oswego stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.

Cost of Living & Housing

The median home value in Oswego is $244,000, 13% below the national median — offering relatively affordable homeownership.

Education

Educational attainment is solid, with 45.0% holding a bachelor's degree or higher, near the national average. 100.0% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Oswego experiences four distinct seasons with an average temperature of 50°F. Winters average 24°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.8 inches, including 47.3 inches of snow. Air quality is rated Good with a median AQI of 41.

Oswego has a population of 284 with a density of 604 people per square mile. The median age is 31.7 years, 19% younger than the national median of 38.9. The city is predominantly White (96.8%).

Population

284
Total Population
604
People / sq mi
31.7yrs
Median Age
19% below US avg
0.5mi²
Land Area

Gender Distribution

Male 63.4%
Female 36.6%

Race & Ethnicity

Oswego vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Oswego vs U.S. Average

The median household income in Oswego is N/A. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 28 minutes.

Income: Oswego vs U.S.

Commute Mode

Income

Per Capita Income$31,627
Avg Weekly Wage$1,133
IRS Avg AGI$77,961

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate0.0%
100% below US avg
Establishments (County)2,157
County GDP$7,836M

Business (County)

Restaurants180
Healthcare173
Retail284
Manufacturing181

Tax & Cost of Living

Property Tax (IRS)$4,375
25% above US avg
Effective Tax Rate1.79%

Commute & Transportation

Commute Time27.9 min
Drive Alone71.8%
Public Transit0.0%
Work from Home28.2%

Walkability

The median home value in Oswego is $244,000, 13% below the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$244,000
13% below US avg

Real Estate Market (Redfin)

Rental Costs

HUD Fair Market Rent

Studio$816
1 Bedroom$882
2 Bedrooms$1,096
3 Bedrooms$1,391
4 Bedrooms$1,590

Ownership & Property

Owner-Occupied91.5%
Housing Units206
Median Year Built1999

Property Tax

Avg Tax (IRS)$4,375
25% above US avg
Effective Rate1.79%
Oswego has an average annual temperature of 50°F (10°C). Winters average 24°F in January while summers reach 73°F in July. Annual precipitation is 39.8 inches. The area enjoys 275 sunny days per year. Air quality is rated Good with a median AQI of 41.

Temperature

24°F Jan (-4°C) 73°F Jul (23°C)
Annual Average50.1°F
7% below US avg
January Average24°F (-4°C)
July Average73°F (23°C)
Sunny Days275 days/yr

Precipitation & Snow

Annual Rainfall39.8 inches
5% above US avg
Snowfall47.3 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation842 ft (257 m)
Area0.5 sq mi (1.2 km²)
Population Density604/sq mi
Coordinates41.3224°N, 85.7871°W
TimezoneAmerica/Indiana/Indianapolis
County FIPS18085
It is classified as Nonmetro — Urban 20K+, adjacent. 45.0% of residents hold a bachelor's degree or higher (34% above US avg). In the 2024 election, the county voted Republican by a 52.3-point margin. 100.0% of households have broadband internet.

2024 Presidential Election (County)

R 75.2%
D 22.9%

Winner: Republican by 52.3 points

Education

Bachelor's Degree+45.0%
34% above US avg
High School+100.0%
Graduate Degree+0.0%
School Test Score6.01
A+ Education Grade (4.6/5.0)

Urban-Rural Classification

RUCC Code 4Nonmetro — Urban 20K+, adjacent
Population Density604/sq mi
Total Area0.5 sq mi

Infrastructure & Services

Broadband Access100.0%
Public Libraries6
Healthcare Facilities173
Restaurants180
Retail Stores284

Safety & Disasters

Fatal Crashes (County/yr)9

Commute & Transportation

Avg Commute27.9 min
Drive Alone71.8%
Public Transit0.0%
Work from Home28.2%

Nearby Cities

Barbee, IN 1,298 pop · 4.1 mi Warsaw, IN 16,592 pop · 6.2 mi Syracuse, IN 3,232 pop · 7.1 mi Winona Lake, IN 5,073 pop · 7.4 mi Pierceton, IN 1,349 pop · 9.6 mi New Paris, IN 1,630 pop · 12.6 mi Nappanee, IN 7,040 pop · 13.8 mi Ligonier, IN 4,263 pop · 13.8 mi Bourbon, IN 1,816 pop · 17.2 mi Goshen, IN 34,374 pop · 17.5 mi Tri-Lakes, IN 1,070 pop · 18.0 mi South Whitley, IN 1,412 pop · 18.5 mi Wakarusa, IN 2,519 pop · 18.6 mi Columbia City, IN 9,975 pop · 19.4 mi
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