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Otego, NY

New York

Otego is a small town in New York with a population of 965. Residents earn $76,908 per year, which is 2% above the national average.

4.5 /5.0
A+ Excellent
965 Population 832/sq mi density
$76,908 Median Income $40,572 per capita
$173,800 Home Value
$929 Median Rent 22.6% income on rent
46°F Avg Temperature 246 sunny days/yr
A+
Overall
4.5 / 5.0
Excellent overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$76,908 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$173,800 home value, $929/mo rent
A
Education
4.0 / 5.0
37.5% bachelor's degree or higher
Median Income $76,908
2% higher than US avg
Home Value $173,800
38% lower than US avg
Bachelor's+ 37.5%
11% higher than US avg
Median Rent $929
20% lower than US avg
Obesity Rate 32.5%
1% higher than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 2.3%
81% lower than US avg

How Otego Compares to the U.S. Average (100% = U.S. avg)

People

Population965
Median Age44.9 yrs
Density832/mi²
Male / Female52% / 48%
Largest GroupWhite 91%
Veterans8.7%

Economy

A+
Median Income$76,908
Per Capita$40,572
Unemployment0.0%
Poverty2.3%
County GDP$3,518M
Commute20 min

Housing

A+
Home Value$173,800
Rent$929
OwnershipN/A
Housing Units408
Rent Burden22.6%

Health

Obesity32.5%
Uninsured6.5%
Smoking15.5%
Depression21.9%
Heart Disease5.7%

Climate

Avg Temp46°F (8°C)
AQI36 (Good)
Rain45.3 in/yr
Sunny Days246/yr
Elevation1,063 ft (324 m)

Education

A
Bachelor's+37.5%
High School+92.1%
Graduate+15.3%
School Score5.39

Community

2024 VoteR 54% / D 46%
Commute20 min
Broadband90.7%
Libraries13

Is Otego a Good Place to Live?

Based on current data, Otego receives an overall livability score of 4.5 out of 5.0, earning a grade of A+. Key strengths include low unemployment, a highly educated population, affordable housing, abundant sunshine. Otego stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Otego is $76,908, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 2.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 20 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Otego is $173,800, 38% below the national median — offering relatively affordable homeownership. Renters pay a median of $929 per month, below the national average — a plus for affordability. At just 2.3x median income, home prices are very affordable relative to local earnings.

Education

Educational attainment is solid, with 37.5% holding a bachelor's degree or higher, near the national average. 92.1% have completed high school. Area schools have an average test score of 5.4/10.

Climate & Weather

Otego experiences four distinct seasons with an average temperature of 46°F. Winters average 22°F in January while summers reach 69°F in July. The area gets 246 sunny days per year. Annual precipitation totals 45.3 inches. Air quality is rated Good with a median AQI of 36.

Otego has a population of 965 with a density of 832 people per square mile. The median age is 44.9 years, 15% older than the national median of 38.9. The city is predominantly White (91.1%), with 1.5% Black.

Population

965
Total Population
832
People / sq mi
44.9yrs
Median Age
15% above US avg
1.2mi²
Land Area

Gender Distribution

Male 52.2%
Female 47.8%

Race & Ethnicity

Otego vs U.S. Average

Language Spoken at Home

English Only99.1%
26% above US avg
Spanish0.9%
93% below US avg

Social Characteristics

Otego vs U.S. Average

The median household income in Otego is $76,908, which is 2% above the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 2.3% of residents live below the poverty line. Workers commute an average of 20 minutes.

Income: Otego vs U.S.

Commute Mode

Income

Median HH Income$76,908
2% above US avg
Per Capita Income$40,572
Avg Weekly Wage$1,160
IRS Avg AGI$67,606

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate2.3%
81% below US avg
Establishments (County)1,538
County GDP$3,518M

Business (County)

Restaurants190
Healthcare156
Retail243
Manufacturing56

Tax & Cost of Living

Property Tax (IRS)$7,079
102% above US avg
Cost of Living107.90 (100=avg)
Effective Tax Rate4.07%

Commute & Transportation

Commute Time19.8 min
Drive Alone83.9%
Public Transit0.0%
Work from Home4.8%

Walkability

The median home value in Otego is $173,800, 38% below the national average. Monthly rent averages $929 (20% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$173,800
38% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$929
20% below US avg
Rent Burden22.6%

HUD Fair Market Rent

Studio$1,215
1 Bedroom$1,315
2 Bedrooms$1,579
3 Bedrooms$1,976
4 Bedrooms$2,193

Ownership & Property

Owner-Occupied64.1%
Housing Units408
Median Year Built1955

Property Tax

Avg Tax (IRS)$7,079
102% above US avg
Effective Rate4.07%
In Otego, 32.5% of adults are obese (above the 32.1% national rate). 6.5% of residents lack health insurance. 15.5% are current smokers. 21.9% report depression. 25.3% are physically inactive.

Health Metrics: Otego vs U.S. Average (%)

Chronic Conditions

Obesity32.5%
1% above US avg
Diabetes9.2%
Heart Disease5.7%
High Blood Pressure30.0%
Asthma11.6%
COPD6.9%
Cancer7.6%
Stroke3.0%

Behaviors & Mental Health

Smoking15.5%
11% above US avg
Binge Drinking18.4%
Physical Inactivity25.3%
Depression21.9%
Mental Distress18.8%
Physical Distress13.7%
Short Sleep38.1%

Healthcare Access

Insurance Rate99.9%
Uninsured6.5%
24% below US avg
Primary Care1:727
Dentists1:2,246
Mental Health1:439
Checkup Rate76.2%
Dental Visits59.9%
Premature Death8,049/100K

Food & Exercise

Food Environment7.7/10
Exercise Access49.3%
Healthcare Facilities156
Otego has an average annual temperature of 46°F (8°C). Winters average 22°F in January while summers reach 69°F in July. Annual precipitation is 45.3 inches. The area enjoys 246 sunny days per year. Air quality is rated Good with a median AQI of 36.

Temperature

22°F Jan (-6°C) 69°F Jul (21°C)
Annual Average45.8°F
15% below US avg
January Average22°F (-6°C)
July Average69°F (21°C)
Sunny Days246 days/yr

Precipitation & Snow

Annual Rainfall45.3 inches
19% above US avg

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation1,063 ft (324 m)
Area1.2 sq mi (3.0 km²)
Population Density832/sq mi
Coordinates42.3928°N, 75.1801°W
TimezoneAmerica/New_York
County FIPS36077
It is classified as Nonmetro — Urban 2.5K–20K. 37.5% of residents hold a bachelor's degree or higher (11% above US avg). In the 2024 election, the county voted Republican by a 7.9-point margin. 90.7% of households have broadband internet.

2024 Presidential Election (County)

R 53.9%
D 46.1%

Winner: Republican by 7.9 points

Education

Bachelor's Degree+37.5%
11% above US avg
High School+92.1%
Graduate Degree+15.3%
School Test Score5.39
A Education Grade (4.0/5.0)

Urban-Rural Classification

RUCC Code 7Nonmetro — Urban 2.5K–20K
Population Density832/sq mi
Total Area1.2 sq mi

Infrastructure & Services

Broadband Access90.7%
Public Libraries13
Healthcare Facilities156
Restaurants190
Retail Stores243

Safety & Disasters

Fatal Crashes (County/yr)6

Commute & Transportation

Avg Commute19.8 min
Drive Alone83.9%
Public Transit0.0%
Work from Home4.8%

Nearby Cities

Oneonta, NY 14,467 pop · 7.2 mi West End, NY 1,744 pop · 7.3 mi Unadilla, NY 1,140 pop · 8.2 mi Sidney, NY 3,865 pop · 12.6 mi Walton, NY 2,655 pop · 15.6 mi Delhi, NY 3,185 pop · 15.7 mi Bainbridge, NY 1,059 pop · 16.5 mi Norwich, NY 6,880 pop · 20.0 mi Afton, NY 1,086 pop · 20.9 mi Oxford, NY 1,426 pop · 21.5 mi Cooperstown, NY 2,113 pop · 24.7 mi Sherburne, NY 1,294 pop · 25.6 mi Deposit, NY 1,345 pop · 25.9 mi Worcester, NY 1,017 pop · 27.1 mi
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