Median Income
$42,083
44% lower than US avg
Home Value
$85,600
70% lower than US avg
Violent Crime
685/100K
80% higher than US avg
Bachelor's+
11.3%
66% lower than US avg
Median Rent
$658
43% lower than US avg
Obesity Rate
40.8%
27% higher than US avg
Unemployment
1.4%
61% lower than US avg
Poverty Rate
13.5%
9% higher than US avg
How Otho Compares to the U.S. Average (100% = U.S. avg)
People
Population397
Median Age51.7 yrs
Density902/mi²
Male / Female50% / 50%
Largest GroupWhite 94%
Veterans7.1%
Economy
B
Median Income$42,083
Per Capita$29,995
Unemployment1.4%
Poverty13.5%
County GDP$2,759M
Commute17 min
Housing
A+
Home Value$85,600
Rent$658
Ownership72.6%
Zillow$119,488
Housing Units228
Rent Burden28.7%
Crime
F
Violent685/100K
Property4,979/100K
Health
Obesity40.8%
Uninsured7.6%
Smoking16.6%
Depression21.7%
Heart Disease5.4%
Climate
Avg Temp48°F (9°C)
AQI43 (Good)
Rain35.3 in/yr
Sunny Days260/yr
Elevation1,122 ft (342 m)
Education
D
Bachelor's+11.3%
High School+91.4%
Graduate+0.6%
School Score4.82
Community
2024 VoteR 65% / D 34%
Commute17 min
Broadband75.2%
EV Stations4
Libraries9
Is Otho a Good Place to Live?
Based on current data, Otho receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, affordable housing, abundant sunshine, high health insurance coverage. Areas to be aware of include elevated crime rates, below-average incomes, high obesity rates. Otho has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Otho is $42,083, 44% below the national average of $75,149. The job market is very strong with unemployment at just 1.4%. 13.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 17 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Otho is $85,600, 70% below the national median / offering relatively affordable homeownership. Renters pay a median of $658 per month, below the national average / a plus for affordability. At just 2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
With 685 violent crimes per 100,000 residents, public safety is a notable concern / this is significantly above the national average of 380. Property crime occurs at a rate of 4,979 per 100,000, 154% above the national average.
Education
11.3% of residents hold a bachelor's degree, below the national average of 33.7%. 91.4% have completed high school. Area schools have an average test score of 4.8/10.
Climate & Weather
Otho experiences four distinct seasons with an average temperature of 48°F. Winters average 18°F in January while summers reach 73°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 35.3 inches, including 31.7 inches of snow. Air quality is rated Good with a median AQI of 43.
Otho has a population of 397 with a density of 902 people per square mile, spread across 0.5 square miles. The median age is 51.7 years, 33% older than the national median of 38.9. The gender split is 49.6% female and 50.4% male. The city is predominantly White (93.5%), with 4% Hispanic. English is the primary language spoken at home by 97.5% of residents. 7.1% of the population are veterans. 16.9% of residents have a disability (above the 13.0% national average). 98.8% have health insurance coverage.
Population
51.7yrs
Median Age
33% above US avg
Language Spoken at Home
English Only
97.5%
24% above US avg
Spanish
2.5%
81% below US avg
The median household income in Otho is $42,083, which is 44% below the national average of $75,149. Per capita income is $29,995 (below the $39,052 national figure). The average weekly wage is $1,091, 24% lower than the U.S. average. The unemployment rate is 1.4% (below the 3.6% US average). 13.5% of residents live below the poverty line. The area has 1,198 business establishments, including 82 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 17 minutes (shorter than the 28-minute US average). 1.6% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $42,083 |
| 44% below US avg |
| Per Capita Income | $29,995 |
| Avg Weekly Wage | $1,091 |
| IRS Avg AGI | $64,898 |
| Gini Index | 0.438 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.4% |
| 61% below US avg |
| Poverty Rate | 13.5% |
| 9% above US avg |
| Establishments (County) | 1,198 |
| County GDP | $2,759M |
Business (County)
| Restaurants | 82 |
| Healthcare | 126 |
| Retail | 140 |
| Manufacturing | 40 |
Tax & Cost of Living
| Property Tax (IRS) | $5,372 |
| 53% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 6.28% |
Commute & Transportation
| Commute Time | 16.5 min |
| Drive Alone | 83.7% |
| Public Transit | 0.0% |
| Work from Home | 1.6% |
The median home value in Otho is $85,600, 70% below the national median of $281,900. Zillow estimates the typical home value at $119,488, higher than the Census estimate. Monthly rent averages $658 (43% below the national average of $1,163). Fair market rent ranges from $788 for a one-bedroom to $989 for a two-bedroom apartment. 72.6% of housing units are owner-occupied (above the 65.4% national rate). There are 228 total housing units in the city. The median year a home was built is 1970. The average annual property tax is $5,372 (higher than the $3,500 national average). 28.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2x, well within the affordable range.
Home Values
| Census Median | $85,600 |
| 70% below US avg |
| Zillow ZHVI | $119,488 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $658 |
| 43% below US avg |
| Rent Burden | 28.7% |
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
| Homeownership | 72.6% |
| Owner-Occupied | 72.6% |
| Renter-Occupied | 27.4% |
| Housing Units | 228 |
| Median Year Built | 1970 |
Property Tax
| Avg Tax (IRS) | $5,372 |
| 53% above US avg |
| Effective Rate | 6.28% |
In Otho, 40.8% of adults are obese, above the national rate of 32.1%. 9.3% have diabetes. Heart disease affects 5.4% of residents. 31.9% have high blood pressure. 16.6% are current smokers. 23.9% report binge drinking. 25.0% are physically inactive. 21.7% report depression. 17.9% experience frequent mental distress. 7.6% of residents lack health insurance. The primary care physician ratio is 1:2,322. The dentist ratio is 1:1,221. 83.6% of residents have access to exercise opportunities. The food environment index is 7.7 out of 10.
Health Metrics: Otho vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.8% |
| 27% above US avg |
| Diabetes | 9.3% |
| Heart Disease | 5.4% |
| High Blood Pressure | 31.9% |
| Asthma | 10.2% |
| COPD | 6.3% |
| Cancer | 7.4% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 16.6% |
| 19% above US avg |
| Binge Drinking | 23.9% |
| Physical Inactivity | 25.0% |
| Depression | 21.7% |
| Mental Distress | 17.9% |
| Physical Distress | 12.1% |
| Short Sleep | 38.0% |
Healthcare Access
| Insurance Rate | 98.8% |
| Uninsured | 7.6% |
| 12% below US avg |
| Primary Care | 1:2,322 |
| Dentists | 1:1,221 |
| Mental Health | 1:297 |
| Checkup Rate | 75.2% |
| Dental Visits | 65.1% |
| Premature Death | 10,249/100K |
Food & Exercise
| Food Environment | 7.7/10 |
| Exercise Access | 83.6% |
| Healthcare Facilities | 126 |
Otho has a violent crime rate of 685 per 100,000 residents, 80% above the national average of 380. Property crime stands at 4,979 per 100,000, 154% above the U.S. average. The county recorded 2 fatal traffic crashes. Overall, Otho receives a safety grade of F.
Crime Rates: Otho vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 685.0/100K |
| 80% above US avg |
| |
Property Crime
| Total Property | 4,978.8/100K |
| 154% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Otho experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 18°F in January while summers reach 73°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 35.3 inches. The area receives 31.7 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 1,122 feet.
Temperature
18°F Jan (-8°C)
73°F Jul (23°C)
| Annual Average | 47.8°F |
| 11% below US avg |
| January Average | 18°F (-8°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 1,122 ft (342 m) |
| Area | 0.5 sq mi (1.2 km²) |
| Population Density | 902/sq mi |
| Coordinates | 42.4222°N, 94.1494°W |
| Timezone | America/Chicago |
| County | Webster County County |
| Nearest Airport | Fort Dodge Regional (FOD)
9 miles away |
Precipitation & Snow
Annual Rainfall
35.3"
7% below US avg
Wettest Month (Jun)
4.84"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 60.0 / 100 |
| Social Vulnerability | 21.5 / 100 |
| Community Resilience | 83.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively High |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.7. Most recent: M2.7 on Jun 30, 2021.
| Jun 30, 2021 |
4 km E of Rembrandt, Iowa |
M2.7 |
90 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
646 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 35 fatalities, 1,029 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 13, 1976 |
EF5 |
59 km |
0 |
| May 15, 1968 |
EF5 |
93 km |
13 |
| Oct 14, 1966 |
EF5 |
59 km |
6 |
| Apr 9, 2011 |
EF4 |
67 km |
0 |
| May 27, 1995 |
EF4 |
73 km |
0 |
| May 27, 1995 |
EF4 |
83 km |
0 |
| May 30, 1989 |
EF4 |
82 km |
0 |
| May 24, 1989 |
EF4 |
35 km |
0 |
| Sep 28, 1986 |
EF4 |
87 km |
0 |
| Jun 28, 1979 |
EF4 |
44 km |
3 |
| May 4, 1977 |
EF4 |
12 km |
0 |
| Jun 18, 1974 |
EF4 |
89 km |
2 |
| Jun 8, 1967 |
EF4 |
11 km |
0 |
| May 5, 1965 |
EF4 |
30 km |
0 |
| Aug 29, 1964 |
EF4 |
56 km |
0 |
| Jun 9, 1954 |
EF4 |
50 km |
1 |
| May 10, 1953 |
EF4 |
89 km |
0 |
| Jul 14, 2021 |
EF3 |
55 km |
0 |
| Jul 19, 2018 |
EF3 |
100 km |
0 |
| Jun 12, 2013 |
EF3 |
64 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
18°F (-8°C) |
0.9 in |
Coldest |
| February |
22°F (-5°C) |
0.8 in |
Driest |
| March |
35°F (2°C) |
2.0 in |
|
| April |
48°F (9°C) |
3.1 in |
|
| May |
60°F (16°C) |
4.2 in |
|
| June |
70°F (21°C) |
4.8 in |
Wettest |
| July |
73°F (23°C) |
4.2 in |
Warmest |
| August |
71°F (22°C) |
4.1 in |
|
| September |
63°F (17°C) |
3.3 in |
|
| October |
51°F (11°C) |
2.5 in |
|
| November |
35°F (2°C) |
1.7 in |
|
| December |
22°F (-6°C) |
1.1 in |
|
Otho has a seasonal temperature swing of 55°F / from 18°F in January to 73°F in July. Total annual precipitation is 32.7 inches, with June being the wettest month (4.8") and February the driest (0.8").
Average costs for common services in Otho. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $674 |
| Toddler | $581 |
| Preschool | $581 |
| Family Childcare (monthly) |
| Infant | $455 |
| Toddler | $447 |
| Preschool | $447 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Otho
What is the population of Otho?
Otho has a population of 397 residents and is located in Iowa. The population density is 902 people per square mile, spread across 0.5 square miles. The median age of residents is 51.7 years, which is older than the national median of 38.9 years. The population is 49.6% female and 50.4% male.
Is Otho expensive to live in?
Otho is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $42,083, 44% below the national average of $75,149. The median home value is $85,600 (70% below the U.S. median). Renters pay a median of $658 per month, below the national average of $1,163. The home price-to-income ratio is 2x, indicating housing is reasonably affordable relative to local income levels.
Is Otho safe?
Public safety is a concern in Otho, with a violent crime rate of 685 per 100,000 / significantly above the national average of 380. However, crime tends to concentrate in certain areas, and many neighborhoods remain relatively safe. Property crime occurs at a rate of 4,979 per 100,000 (above the national average). Overall, Otho receives a safety grade of F based on combined crime data.
What is the weather like in Otho?
Otho has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 18°F in January, while summers reach an average of 73°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 35.3 inches, with 31.7 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Otho?
The job market in Otho is very strong, with unemployment at just 1.4% / well below the national rate of 3.6%. The average weekly wage is $1,091. There are 1,198 business establishments in the area, including 82 restaurants and food service locations. The average commute time is 17 minutes, and 1.6% of workers work from home.
How much does housing cost in Otho?
The median home value in Otho is $85,600. Zillow estimates the typical home value at $119,488. For renters, the median monthly rent is $658. Fair market rent is $788 for a 1-bedroom and $989 for a 2-bedroom apartment. The homeownership rate is 72.6%. The average annual property tax is $5,372.
How are the schools in Otho?
Schools in Otho have an average test score of 4.8 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 11.3% of adults in Otho hold a bachelor's degree or higher, below the national average of 33.7%. 91.4% have completed high school. 0.6% hold a graduate or professional degree.
How healthy is Otho?
The obesity rate in Otho is 40.8% (above the national rate of 32.1%). 16.6% of adults are smokers. 25.0% are physically inactive. 21.7% of residents report depression. 7.6% lack health insurance. 83.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,322.
What is transportation like in Otho?
The average commute in Otho is 17 minutes, shorter than the national average of 28 minutes. 83.7% of workers drive alone to work, and 1.6% work from home.
What are the demographics of Otho?
The racial and ethnic makeup of Otho is 93.5% White, 1% Black or African American, 4% Hispanic or Latino. 97.5% of residents speak only English at home. 7.1% of the population are military veterans. 16.9% of residents have a disability. 98.8% have health insurance coverage.
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