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Oto, IA
Full City Profile · Iowa · Monona County County
2.0
/5.0
C
Fair
66
Population
244/sq mi density
$50,600
Home Value
$158,068 Zillow
47°F
Avg Temperature
260 sunny days/yr
411
Violent Crime/100K
1,984 property/100K
C
Overall
2.0 / 5.0
Fair overall score based on economy, affordability, safety and education
F
Safety
1.0 / 5.0
411 violent crimes/100K (8% above avg)
B
Education
3.0 / 5.0
25.0% bachelor's degree or higher
Housing Overview
Median Home Value
$50,600
82% below
US avg: $281,900
Homeownership Rate
87.9%
34% above US avg (65.4%)
Total Housing Units
70
Median year built: 1944
Home Value by Source
Census Median
$50,600
Zillow (ZHVI)
$158,068
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
87.9%
Owner-Occupied
12.1%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$738/mo
1 Bedroom
$788/mo
2 Bedroom
$989/mo
3 Bedroom
$1,282/mo
4 Bedroom
$1,420/mo
Affordability & Housing Stock
Rent Burden
37.5%
of renters spending 30%+ of income on housing
21% above US avg (31.0%)
Median Year Built
1944
Average age of housing stock: 82 years
Homeownership Rate
87.9%
Complete Housing Data
Home Values
| Census Median Value | $50,600 |
| Zillow Home Value (ZHVI) | $158,068 |
Rent
| FMR Studio | $738 |
| FMR 1-Bedroom | $788 |
| FMR 2-Bedroom | $989 |
| FMR 3-Bedroom | $1,282 |
| FMR 4-Bedroom | $1,420 |
Market
Ownership & Stock
| Owner-Occupied | 87.9% |
| Renter-Occupied | 12.1% |
| Homeownership Rate | 87.9% |
| Total Housing Units | 70 |
| Median Year Built | 1944 |
| Rent Burden | 37.5% |