All Countries
Otter Lake, NY
Full City Profile · New York · Lewis County County
3.9
/5.0
B+
Good
109
Population
232/sq mi density
$83,750
Median Income
$68,621 per capita
$262,500
Home Value
$146,267 Zillow
41°F
Avg Temperature
259 sunny days/yr
652
Violent Crime/100K
3,835 property/100K
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.7 / 5.0
$83,750 median income, 0.0% unemployment
A+
Affordability
4.9 / 5.0
$262,500 home value, /mo rent
F
Safety
1.0 / 5.0
652 violent crimes/100K (71% above avg)
A+
Education
4.9 / 5.0
48.4% bachelor's degree or higher
Housing Overview
Median Home Value
$262,500
7% below
US avg: $281,900
Homeownership Rate
100.0%
53% above US avg (65.4%)
Total Housing Units
285
Median year built: 1945
Home Value by Source
Census Median
$262,500
Zillow (ZHVI)
$146,267
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
100.0%
Owner-Occupied
0.0%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,215/mo
1 Bedroom
$1,315/mo
2 Bedroom
$1,579/mo
3 Bedroom
$1,976/mo
4 Bedroom
$2,193/mo
Affordability & Housing Stock
Rent Burden
25.5%
of renters spending 30%+ of income on housing
18% below US avg (31.0%)
Median Year Built
1945
Average age of housing stock: 81 years
Homeownership Rate
100.0%
Complete Housing Data
Home Values
| Census Median Value | $262,500 |
| Zillow Home Value (ZHVI) | $146,267 |
Rent
| FMR Studio | $1,215 |
| FMR 1-Bedroom | $1,315 |
| FMR 2-Bedroom | $1,579 |
| FMR 3-Bedroom | $1,976 |
| FMR 4-Bedroom | $2,193 |
Market
Ownership & Stock
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Homeownership Rate | 100.0% |
| Total Housing Units | 285 |
| Median Year Built | 1945 |
| Rent Burden | 25.5% |