Median Income
$63,643
15% lower than US avg
Home Value
$57,500
80% lower than US avg
Bachelor's+
1.6%
95% lower than US avg
Obesity Rate
33.9%
6% higher than US avg
Unemployment
5.7%
58% higher than US avg
Poverty Rate
5.4%
56% lower than US avg
How Otterville Compares to the U.S. Average (100% = U.S. avg)
People
Population137
Median Age67.5 yrs
Density136/mi²
Male / Female55% / 45%
Largest GroupWhite 97%
Veterans26.7%
Economy
B+
Median Income$63,643
Per Capita$31,876
Unemployment5.7%
Poverty5.4%
County GDP$673M
Commute22 min
Housing
A+
Home Value$57,500
Ownership100.0%
Zillow$256,371
Housing Units94
Rent Burden25.4%
Health
Obesity33.9%
Uninsured5.1%
Smoking12.6%
Depression21.2%
Heart Disease4.9%
Climate
Avg Temp56°F (13°C)
AQI42 (Good)
Rain39.4 in/yr
Elevation622 ft (190 m)
Education
F
Bachelor's+1.6%
High School+93.0%
Graduate+0.7%
School Score5.75
Community
2024 VoteR 74% / D 24%
Commute22 min
Broadband85.9%
EV Stations1
Libraries1
Is Otterville a Good Place to Live?
Based on current data, Otterville receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include above-average unemployment. Otterville offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Otterville is $63,643, 15% below the national average of $75,149. The unemployment rate of 5.7% is somewhat elevated compared to the national rate of 3.6%. Only 5.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 22 minutes.
Cost of Living & Housing
The median home value in Otterville is $57,500, 80% below the national median / offering relatively affordable homeownership. At just 0.9x median income, home prices are very affordable relative to local earnings.
Education
1.6% of residents hold a bachelor's degree, below the national average of 33.7%. 93.0% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Otterville enjoys a moderate climate with an average annual temperature of 56°F. Winters average 31°F in January while summers reach 79°F in July. Annual precipitation totals 39.4 inches, including 12.5 inches of snow. Air quality is rated Good with a median AQI of 42.
Otterville has a population of 137 with a density of 136 people per square mile, spread across 0.4 square miles. The median age is 67.5 years, 74% older than the national median of 38.9. The gender split is 45.3% female and 54.7% male. The city is predominantly White (97.1%). English is the primary language spoken at home by 100% of residents. 26.7% of the population are veterans, above the national rate of 6.0%. 24.1% of residents have a disability (above the 13.0% national average). 94.9% have health insurance coverage.
Population
137
Total Population
2023 Census
67.5yrs
Median Age
74% above US avg
Race & Ethnicity
Otterville vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Otterville vs U.S. Average
The median household income in Otterville is $63,643, which is 15% below the national average of $75,149. Per capita income is $31,876 (below the $39,052 national figure). The average weekly wage is $870, 39% lower than the U.S. average. The unemployment rate is 5.7% (above the 3.6% US average). 5.4% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 389 business establishments, including 54 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 22 minutes (shorter than the 28-minute US average). 3.0% of workers work from home (below the 15.2% national rate).
Income: Otterville vs U.S.
Income
| Median HH Income | $63,643 |
| 15% below US avg |
| Per Capita Income | $31,876 |
| Avg Weekly Wage | $870 |
| IRS Avg AGI | $72,020 |
| Gini Index | 0.438 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 5.7% |
| 58% above US avg |
| Poverty Rate | 5.4% |
| 56% below US avg |
| Establishments (County) | 389 |
| County GDP | $673M |
Business (County)
| Restaurants | 54 |
| Healthcare | 41 |
| Retail | 58 |
| Manufacturing | 17 |
Tax & Cost of Living
| Property Tax (IRS) | $5,281 |
| 51% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 9.18% |
Commute & Transportation
| Commute Time | 21.7 min |
| Drive Alone | 57.6% |
| Public Transit | 0.0% |
| Work from Home | 3.0% |
The median home value in Otterville is $57,500, 80% below the national median of $281,900. Zillow estimates the typical home value at $256,371, higher than the Census estimate. Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 94 total housing units in the city. The median year a home was built is 1959. The average annual property tax is $5,281 (higher than the $3,500 national average). 25.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 0.9x, well within the affordable range.
Home Values
| Census Median | $57,500 |
| 80% below US avg |
| Zillow ZHVI | $256,371 |
Rental Costs
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 94 |
| Median Year Built | 1959 |
Property Tax
| Avg Tax (IRS) | $5,281 |
| 51% above US avg |
| Effective Rate | 9.18% |
In Otterville, 33.9% of adults are obese, above the national rate of 32.1%. 8.4% have diabetes (below the 10.5% national rate). Heart disease affects 4.9% of residents, below the national average. 28.0% have high blood pressure. 12.6% are current smokers. 18.4% report binge drinking. 19.5% are physically inactive, below the national average. 21.2% report depression. 16.2% experience frequent mental distress. 5.1% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,133. The dentist ratio is 1:2,125. 68.4% of residents have access to exercise opportunities. The food environment index is 8.7 out of 10.
Health Metrics: Otterville vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.9% |
| 6% above US avg |
| Diabetes | 8.4% |
| Heart Disease | 4.9% |
| High Blood Pressure | 28.0% |
| Asthma | 9.3% |
| COPD | 5.8% |
| Cancer | 7.0% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 12.6% |
| 10% below US avg |
| Binge Drinking | 18.4% |
| Physical Inactivity | 19.5% |
| Depression | 21.2% |
| Mental Distress | 16.2% |
| Physical Distress | 11.1% |
| Short Sleep | 32.5% |
Healthcare Access
| Insurance Rate | 94.9% |
| Uninsured | 5.1% |
| 41% below US avg |
| Primary Care | 1:2,133 |
| Dentists | 1:2,125 |
| Mental Health | 1:753 |
| Checkup Rate | 67.7% |
| Dental Visits | 54.2% |
| Premature Death | 9,795/100K |
Food & Exercise
| Food Environment | 8.7/10 |
| Exercise Access | 68.4% |
| Healthcare Facilities | 41 |
Otterville enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winters average 31°F in January while summers reach 79°F in July. Annual precipitation totals 39.4 inches. The area receives 12.5 inches of snow annually. Air quality is rated Good with a median AQI of 42. 75% of days have good air quality. The city sits at an elevation of 622 feet.
Temperature
31°F Jan (-1°C)
79°F Jul (26°C)
| Annual Average | 56.1°F |
| 4% above US avg |
| January Average | 31°F (-1°C) |
| July Average | 79°F (26°C) |
Geography
| Elevation | 622 ft (190 m) |
| Area | 0.4 sq mi (1.0 km²) |
| Population Density | 136/sq mi |
| Coordinates | 39.0508°N, 90.3984°W |
| Timezone | America/Chicago |
| County | Jersey County County |
| Nearest Airport | St Louis Lambert International (STL)
21 miles away |
Precipitation & Snow
Annual Rainfall
39.4"
4% above US avg
Wettest Month (May)
4.60"
Air Quality
| AQI Median | 42.0 |
| Rating | Good |
| Good Days % | 74.5% |
| Unhealthy Days | 1 |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0508 ppm |
| PM2.5 (Fine Particles) | 7.8 μg/m³ |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 18.9 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 82.8 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Very Low |
| Lightning |
Relatively Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
29 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.9. Most recent: M2.6 on Sep 19, 2024.
| Jun 7, 2011 |
18 km NNW of Potosi, Missouri |
M3.9 |
117 km |
| Mar 2, 1990 |
9 km NW of Vernon, Illinois |
M3.4 |
109 km |
| Aug 27, 1993 |
5 km SSE of Olympian Village, Missouri |
M3.3 |
107 km |
| Apr 6, 1994 |
2 km NE of Tamaroa, Illinois |
M3.2 |
143 km |
| Oct 24, 1990 |
5 km ENE of Woodlawn, Illinois |
M3.2 |
147 km |
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
118 km |
| Jul 1, 2017 |
9 km SSE of Mulberry Grove, Illinois |
M3.1 |
104 km |
| Jul 8, 2003 |
1 km N of Leasburg, Missouri |
M2.9 |
131 km |
| May 18, 2006 |
9 km SSE of De Soto, Missouri |
M2.9 |
112 km |
| Sep 5, 1995 |
3 km N of Woodlawn, Illinois |
M2.9 |
141 km |
| Sep 5, 2004 |
3 km WNW of Saint Peter, Illinois |
M2.9 |
132 km |
| Feb 8, 2004 |
6 km SSW of Stoutsville, Missouri |
M2.9 |
137 km |
| Apr 29, 2022 |
1 km SSW of Peerless Park, Missouri |
M2.8 |
59 km |
| Mar 28, 2024 |
1 km NNE of Germantown, Illinois |
M2.8 |
92 km |
| May 5, 2008 |
3 km SSE of Fenton, Missouri |
M2.8 |
63 km |
| Sep 13, 1997 |
3 km SSE of Darmstadt, Illinois |
M2.8 |
104 km |
| Jul 15, 1990 |
7 km SW of Potosi, Missouri |
M2.7 |
136 km |
| Nov 12, 1996 |
15 km SSE of Olympian Village, Missouri |
M2.7 |
117 km |
| Sep 5, 2015 |
5 km SE of High Ridge, Missouri |
M2.7 |
70 km |
| Nov 25, 2013 |
8 km NE of Bonne Terre, Missouri |
M2.6 |
120 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
619 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 60 fatalities, 1,145 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 22, 2011 |
EF4 |
36 km |
0 |
| Apr 3, 1981 |
EF4 |
44 km |
0 |
| Jan 24, 1967 |
EF4 |
43 km |
3 |
| Feb 10, 1959 |
EF4 |
61 km |
21 |
| Jun 14, 1957 |
EF4 |
98 km |
2 |
| Feb 24, 1956 |
EF4 |
81 km |
6 |
| Dec 10, 2021 |
EF3 |
44 km |
6 |
| Dec 10, 2021 |
EF3 |
67 km |
1 |
| Dec 1, 2018 |
EF3 |
95 km |
0 |
| May 31, 2013 |
EF3 |
35 km |
0 |
| May 31, 2013 |
EF3 |
51 km |
0 |
| Apr 19, 2011 |
EF3 |
66 km |
0 |
| Dec 31, 2010 |
EF3 |
63 km |
1 |
| Mar 13, 2006 |
EF3 |
83 km |
0 |
| Mar 13, 2006 |
EF3 |
84 km |
0 |
| Jun 1, 1999 |
EF3 |
70 km |
1 |
| Nov 15, 1988 |
EF3 |
38 km |
0 |
| Nov 15, 1988 |
EF3 |
59 km |
0 |
| Apr 29, 1984 |
EF3 |
46 km |
0 |
| May 1, 1983 |
EF3 |
30 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
31°F (-1°C) |
2.5 in |
Coldest |
| February |
35°F (2°C) |
1.9 in |
Driest |
| March |
45°F (7°C) |
3.1 in |
|
| April |
57°F (14°C) |
4.2 in |
|
| May |
67°F (19°C) |
4.6 in |
Wettest |
| June |
75°F (24°C) |
4.6 in |
|
| July |
79°F (26°C) |
3.7 in |
Warmest |
| August |
77°F (25°C) |
3.7 in |
|
| September |
69°F (21°C) |
3.0 in |
|
| October |
58°F (14°C) |
2.7 in |
|
| November |
45°F (7°C) |
3.2 in |
|
| December |
36°F (2°C) |
2.4 in |
|
Otterville has a seasonal temperature swing of 48°F / from 31°F in January to 79°F in July. Total annual precipitation is 39.4 inches, with May being the wettest month (4.6") and February the driest (1.9").
Average costs for common services in Otterville. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150-$400) |
| Specialist Visit |
$350 ($200-$550) |
| Urgent Care Visit |
$200 ($100-$350) |
| Emergency Room Visit |
$2,200 ($800-$5,000) |
| Dental Cleaning |
$130 ($75-$200) |
| Dental Filling |
$250 ($150-$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25-$75) |
| Oil Change (Synthetic) |
$75 ($50-$120) |
| Brake Pad Replacement |
$300 ($150-$500) |
| Tire Rotation |
$40 ($20-$75) |
| New Tires (Set of 4) |
$600 ($400-$1,000) |
| Battery Replacement |
$200 ($100-$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60-$150) |
| Electrician (Per Hour) |
$90 ($50-$140) |
| HVAC Repair |
$400 ($150-$800) |
| HVAC System Install |
$7,000 ($4,000-$12,000) |
| Roof Repair |
$1,000 ($400-$2,000) |
| Roof Replacement |
$9,000 ($5,500-$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500-$3,500) |
| Divorce (Contested) |
$15,000 ($5,000-$30,000) |
| DUI Defense |
$5,000 ($2,000-$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800-$3,000) |
| Will Preparation |
$500 ($200-$1,000) |
| Trust Preparation |
$2,500 ($1,000-$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15-$45) |
| Women's Haircut |
$55 ($30-$100) |
| Hair Coloring (Full) |
$150 ($75-$250) |
| Manicure |
$25 ($15-$45) |
| Pedicure |
$40 ($25-$65) |
| Massage (1 Hour) |
$80 ($50-$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00-$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50-$5.00) |
| Loaf of Bread |
$3.80 ($2.50-$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00-$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00-$7.50) |
| Rice (per lb) |
$1.00 ($0.60-$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80-$250) |
| Natural Gas (Monthly) |
$70 ($30-$150) |
| Water/Sewer (Monthly) |
$70 ($40-$120) |
| Internet (Monthly) |
$70 ($40-$100) |
| Cell Phone Plan (Monthly) |
$65 ($30-$100) |
| Cable TV (Monthly) |
$85 ($50-$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75-$500) |
| Car Insurance (Annual) |
$2,000 ($1,200-$3,500) |
| Bus Pass (Monthly) |
$70 ($30-$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00-$25) |
| Car Registration (Annual) |
$100 ($30-$250) |
| Driver's License Renewal |
$30 ($15-$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600-$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500-$2,000) |
| After-School Care (Monthly) |
$400 ($200-$700) |
| Tutoring (Per Hour) |
$50 ($25-$100) |
| SAT/ACT Prep Course |
$1,000 ($400-$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000-$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30-$100) |
| Dog Vaccination (Annual) |
$100 ($50-$200) |
| Dog Grooming |
$60 ($30-$100) |
| Pet Boarding (Per Night) |
$40 ($20-$75) |
| Dog Spay/Neuter |
$300 ($150-$500) |
| Cat Spay/Neuter |
$200 ($100-$400) |
View all 9 services
Frequently Asked Questions About Otterville
What is the population of Otterville?
Otterville has a population of 137 residents and is located in Illinois. The population density is 136 people per square mile, spread across 0.4 square miles. The median age of residents is 67.5 years, which is older than the national median of 38.9 years. The population is 45.3% female and 54.7% male.
Is Otterville expensive to live in?
Otterville has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $63,643, 15% below the national average of $75,149. The median home value is $57,500 (80% below the U.S. median). The home price-to-income ratio is 0.9x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Otterville?
Otterville enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winter temperatures average 31°F in January, while summers reach an average of 79°F in July. Annual rainfall totals 39.4 inches, with 12.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 42.
How is the job market in Otterville?
The unemployment rate in Otterville is 5.7%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $870. There are 389 business establishments in the area, including 54 restaurants and food service locations. The average commute time is 22 minutes, and 3.0% of workers work from home.
How much does housing cost in Otterville?
The median home value in Otterville is $57,500. Zillow estimates the typical home value at $256,371. The homeownership rate is 100.0%. The average annual property tax is $5,281.
How are the schools in Otterville?
Schools in Otterville score 5.8 out of 10 on standardized testing, near the national average. 1.6% of adults in Otterville hold a bachelor's degree or higher, below the national average of 33.7%. 93.0% have completed high school. 0.7% hold a graduate or professional degree.
How healthy is Otterville?
The obesity rate in Otterville is 33.9% (above the national rate of 32.1%). 12.6% of adults are smokers. 19.5% are physically inactive. 21.2% of residents report depression. 5.1% lack health insurance (below the national rate). 68.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,133.
What is transportation like in Otterville?
The average commute in Otterville is 22 minutes, shorter than the national average of 28 minutes. 57.6% of workers drive alone to work, and 3.0% work from home.
What are the demographics of Otterville?
The racial and ethnic makeup of Otterville is 97.1% White. 100% of residents speak only English at home. 26.7% of the population are military veterans. 24.1% of residents have a disability. 94.9% have health insurance coverage.