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Owens Cross Roads, AL

Full City Profile · Alabama · Madison County County

3.1 /5.0
B Good
2,678 Population 339/sq mi density
$73,708 Median Income $30,359 per capita
$206,100 Home Value $424,157 Zillow
$895 Median Rent 34.3% income on rent
60°F Avg Temperature 301 sunny days/yr
393 Violent Crime/100K 1,896 property/100K
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.7 / 5.0
$73,708 median income, 6.0% unemployment
A+
Affordability
5.0 / 5.0
$206,100 home value, $895/mo rent
F
Safety
1.0 / 5.0
393 violent crimes/100K (4% above avg)
C+
Education
2.6 / 5.0
20.0% bachelor's degree or higher

Housing Overview

Median Home Value
$206,100
27% below
US avg: $281,900
Median Rent
$895/mo
23% below
US avg: $1,163/mo
Homeownership Rate
83.0%
27% above US avg (65.4%)
Total Housing Units
985
Median year built: 2006

Home Value by Source

Census Median
$206,100
Zillow (ZHVI)
$424,157
Median Sale Price
$270,000
Median List Price
$300,113
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

83.0%
Owner-Occupied
17.0%
Renter-Occupied
83%
17%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$716/mo
1 Bedroom
$772/mo
2 Bedroom
$936/mo
3 Bedroom
$1,206/mo
4 Bedroom
$1,381/mo
Census median rent: $895/mo · Zillow rent: $1,813/mo

Market Indicators (Redfin)

Median Days on Market
98 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
3
Price Drops
3.5%
of listings with price reduction
Price Per Sq Ft
$167
Active Inventory
29
homes for sale

Affordability & Housing Stock

Rent Burden
34.3%
of renters spending 30%+ of income on housing
11% above US avg (31.0%)
Median Year Built
2006
Average age of housing stock: 20 years
Homeownership Rate
83.0%

Complete Housing Data

Home Values

Census Median Value$206,100
Zillow Home Value (ZHVI)$424,157
Median Sale Price$270,000
Median List Price$300,113
Price Per Sq Ft$167

Rent

Census Median Rent$895
Zillow Rent (ZORI)$1,813
FMR Studio$716
FMR 1-Bedroom$772
FMR 2-Bedroom$936
FMR 3-Bedroom$1,206
FMR 4-Bedroom$1,381

Market

Days on Market98
Sale-to-List Ratio1.0%
Price Drops3.5%
Homes Sold3
Active Inventory29
Price Per Sq Ft$167

Ownership & Stock

Owner-Occupied83.0%
Renter-Occupied17.0%
Homeownership Rate83.0%
Total Housing Units985
Median Year Built2006
Rent Burden34.3%