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Owensboro, KY

Full City Profile · Kentucky · Daviess County County

3.1 /5.0
B Good
60,112 Population 2,822/sq mi density
$53,295 Median Income $32,557 per capita
$162,900 Home Value $205,948 Zillow
$900 Median Rent 27.7% income on rent
57°F Avg Temperature 305 sunny days/yr
225 Violent Crime/100K 4,046 property/100K
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.4 / 5.0
$53,295 median income, 2.9% unemployment
A+
Affordability
5.0 / 5.0
$162,900 home value, $900/mo rent
F
Safety
1.0 / 5.0
225 violent crimes/100K
B
Education
3.0 / 5.0
25.4% bachelor's degree or higher

Housing Overview

Median Home Value
$162,900
42% below
US avg: $281,900
Median Rent
$900/mo
23% below
US avg: $1,163/mo
Homeownership Rate
55.8%
15% below US avg (65.4%)
Total Housing Units
27,433
Median year built: 1971

Home Value by Source

Census Median
$162,900
Zillow (ZHVI)
$205,948
Median Sale Price
$215,000
Median List Price
$189,900
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

55.8%
Owner-Occupied
44.2%
Renter-Occupied
56%
44%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$719/mo
1 Bedroom
$794/mo
2 Bedroom
$984/mo
3 Bedroom
$1,277/mo
4 Bedroom
$1,442/mo
Census median rent: $900/mo · Zillow rent: $1,286/mo

Market Indicators (Redfin)

Median Days on Market
42 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
53
Price Drops
33.9%
of listings with price reduction
Price Per Sq Ft
$145
Active Inventory
121
homes for sale

Affordability & Housing Stock

Rent Burden
27.7%
of renters spending 30%+ of income on housing
11% below US avg (31.0%)
Median Year Built
1971
Average age of housing stock: 55 years
Homeownership Rate
55.8%

Complete Housing Data

Home Values

Census Median Value$162,900
Zillow Home Value (ZHVI)$205,948
Median Sale Price$215,000
Median List Price$189,900
Price Per Sq Ft$145

Rent

Census Median Rent$900
Zillow Rent (ZORI)$1,286
FMR Studio$719
FMR 1-Bedroom$794
FMR 2-Bedroom$984
FMR 3-Bedroom$1,277
FMR 4-Bedroom$1,442

Market

Days on Market42
Sale-to-List Ratio1.0%
Price Drops33.9%
Homes Sold53
Active Inventory121
Price Per Sq Ft$145

Ownership & Stock

Owner-Occupied55.8%
Renter-Occupied44.2%
Homeownership Rate55.8%
Total Housing Units27,433
Median Year Built1971
Rent Burden27.7%