Median Income
$52,121
31% lower than US avg
Home Value
$124,300
56% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
11.7%
65% lower than US avg
Median Rent
$664
43% lower than US avg
Obesity Rate
31.0%
3% lower than US avg
Unemployment
3.6%
0% lower than US avg
Poverty Rate
7.2%
42% lower than US avg
How Owenton Compares to the U.S. Average (100% = U.S. avg)
People
Population1,600
Median Age43.0 yrs
Density842/mi²
Male / Female47% / 53%
Largest GroupWhite 98%
Veterans5.8%
Economy
B+
Median Income$52,121
Per Capita$23,191
Unemployment3.6%
Poverty7.2%
County GDP$263M
Commute32 min
Housing
A+
Home Value$124,300
Rent$664
Ownership55.6%
Zillow$153,099
Housing Units746
Rent Burden24.8%
Crime
C+
Violent0/100K
Property129/100K
Murder0.0/100K
Assault0/100K
Burglary0/100K
Health
Obesity31.0%
Smoking20.7%
Heart Disease6.7%
Climate
Avg Temp56°F (14°C)
AQI41 (Good)
Rain45.9 in/yr
Sunny Days293/yr
Elevation954 ft (291 m)
Education
D
Bachelor's+11.7%
High School+79.0%
Graduate+4.1%
School Score5.32
Community
2024 VoteR 81% / D 18%
Commute32 min
Broadband76.0%
EV Stations2
Libraries2
Is Owenton a Good Place to Live?
Based on current data, Owenton receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include below-average incomes. Owenton offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Owenton is $52,121, 31% below the national average of $75,149. Unemployment stands at 3.6%, indicating a healthy job market. Only 7.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 32 minutes.
Cost of Living & Housing
The median home value in Owenton is $124,300, 56% below the national median / offering relatively affordable homeownership. Renters pay a median of $664 per month, below the national average / a plus for affordability. At just 2.4x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Owenton is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 129 per 100,000, 93% below the national average.
Education
11.7% of residents hold a bachelor's degree, below the national average of 33.7%. 79.0% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Owenton enjoys a moderate climate with an average annual temperature of 56°F. Winters average 33°F in January while summers reach 77°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 45.9 inches, including 16.0 inches of snow. Air quality is rated Good with a median AQI of 41.
Owenton has a population of 1,600 with a density of 842 people per square mile, spread across 1.1 square miles. The median age is 43.0 years, 11% older than the national median of 38.9. The gender split is 52.9% female and 47.1% male. The city is predominantly White (97.9%). English is the primary language spoken at home by 98.6% of residents. 5.8% of the population are veterans. 19.6% of residents have a disability (above the 13.0% national average). 95.3% have health insurance coverage.
Population
43.0yrs
Median Age
11% above US avg
Language Spoken at Home
English Only
98.6%
26% above US avg
Spanish
1.4%
90% below US avg
The median household income in Owenton is $52,121, which is 31% below the national average of $75,149. Per capita income is $23,191 (below the $39,052 national figure). The average weekly wage is $966, 33% lower than the U.S. average. The unemployment rate is 3.6% (below the 3.6% US average). 7.2% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 182 business establishments, including 12 restaurants. The cost of living index is 90.2, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 32 minutes. 4.7% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $52,121 |
| 31% below US avg |
| Per Capita Income | $23,191 |
| Avg Weekly Wage | $966 |
| IRS Avg AGI | $57,664 |
| Gini Index | 0.442 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.6% |
| 0% below US avg |
| Poverty Rate | 7.2% |
| 42% below US avg |
| Establishments (County) | 182 |
| County GDP | $263M |
Business (County)
| Restaurants | 12 |
| Healthcare | 12 |
| Retail | 25 |
| Manufacturing | 3 |
Tax & Cost of Living
| Property Tax (IRS) | $2,410 |
| 31% below US avg |
| Cost of Living | 90.20 (100=avg) |
| Effective Tax Rate | 1.94% |
Commute & Transportation
| Commute Time | 31.7 min |
| Drive Alone | 80.7% |
| Public Transit | 0.0% |
| Work from Home | 4.7% |
The median home value in Owenton is $124,300, 56% below the national median of $281,900. Zillow estimates the typical home value at $153,099, higher than the Census estimate. Monthly rent averages $664 (43% below the national average of $1,163). Fair market rent ranges from $794 for a one-bedroom to $984 for a two-bedroom apartment. 55.6% of housing units are owner-occupied (below the 65.4% national rate). There are 746 total housing units in the city. The median year a home was built is 1971. The average annual property tax is $2,410 (lower than the $3,500 national average). 24.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.4x, well within the affordable range.
Home Values
| Census Median | $124,300 |
| 56% below US avg |
| Zillow ZHVI | $153,099 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $664 |
| 43% below US avg |
| Rent Burden | 24.8% |
HUD Fair Market Rent
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
Ownership & Property
| Homeownership | 55.6% |
| Owner-Occupied | 55.6% |
| Renter-Occupied | 44.4% |
| Housing Units | 746 |
| Median Year Built | 1971 |
Property Tax
| Avg Tax (IRS) | $2,410 |
| 31% below US avg |
| Effective Rate | 1.94% |
In Owenton, 31.0% of adults are obese, below the national rate of 32.1%. 10.6% have diabetes. Heart disease affects 6.7% of residents, above the national average. 34.8% have high blood pressure. 20.7% are current smokers (above the 14.0% national rate). 18.5% report binge drinking. 29.9% are physically inactive, above the national average. 14.3% experience frequent mental distress. The primary care physician ratio is 1:2,823. The dentist ratio is 1:2,258. 23.4% of residents have access to exercise opportunities. The food environment index is 7.9 out of 10.
Health Metrics: Owenton vs U.S. Average (%)
Chronic Conditions
| Obesity | 31.0% |
| 3% below US avg |
| Diabetes | 10.6% |
| Heart Disease | 6.7% |
| High Blood Pressure | 34.8% |
| Asthma | 10.2% |
| COPD | 8.4% |
| Cancer | 6.4% |
| Kidney Disease | 3.0% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 20.7% |
| 48% above US avg |
| Binge Drinking | 18.5% |
| Physical Inactivity | 29.9% |
| Mental Distress | 14.3% |
| Physical Distress | 13.7% |
| Short Sleep | 39.2% |
Healthcare Access
| Insurance Rate | 95.3% |
| |
| Primary Care | 1:2,823 |
| Dentists | 1:2,258 |
| Mental Health | 1:1,885 |
| Checkup Rate | 71.9% |
| Dental Visits | 65.4% |
| Premature Death | 12,546/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 23.4% |
| Healthcare Facilities | 12 |
Owenton has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. This breaks down to aggravated assault at 0.0 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 129 per 100,000, 93% below the U.S. average. This includes larceny/theft at 129, burglary at 0, vehicle theft at 0 per 100,000 residents. The county recorded 1 fatal traffic crashes. Overall, Owenton receives a safety grade of C+.
Crime Rates: Owenton vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 0.0/100K |
Property Crime
| Total Property | 129.4/100K |
| 93% below US avg |
| Burglary | 0.0/100K |
| Theft | 129.4/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Traffic Accidents | 7 |
| Avg Accident Severity | 2.9 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Owenton enjoys a temperate climate with an average annual temperature of 56°F (14°C). Winters average 33°F in January while summers reach 77°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 45.9 inches (wetter than the 38-inch national average). The area receives 16.0 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 954 feet.
Temperature
33°F Jan (1°C)
77°F Jul (25°C)
| Annual Average | 56.4°F |
| 4% above US avg |
| January Average | 33°F (1°C) |
| July Average | 77°F (25°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 954 ft (291 m) |
| Area | 1.1 sq mi (2.8 km²) |
| Population Density | 842/sq mi |
| Coordinates | 38.5390°N, 84.8392°W |
| Timezone | America/New_York |
| County | Owen County County |
| Nearest Airport | Cincinnati/Northern Kentucky International (CVG)
36 miles away |
Precipitation & Snow
Annual Rainfall
45.9"
21% above US avg
Wettest Month (May)
4.76"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 15.2 / 100 |
| Social Vulnerability | 35.9 / 100 |
| Community Resilience | 39.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Very Low |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
17 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.8 on May 11, 2025.
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
144 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
138 km |
| Feb 19, 1995 |
8 km SSE of Rocky Fork Point, Ohio |
M3.6 |
135 km |
| Sep 8, 1990 |
5 km N of Owingsville, Kentucky |
M3.3 |
101 km |
| Aug 20, 2015 |
6 km SE of Lawrenceburg, Kentucky |
M2.8 |
60 km |
| Mar 17, 1999 |
2 km NNE of Ripley, Ohio |
M2.8 |
91 km |
| May 11, 2025 |
11 km SE of High Bridge, Kentucky |
M2.8 |
89 km |
| Mar 9, 1990 |
8 km ENE of New Amsterdam, Indiana |
M2.7 |
126 km |
| Mar 21, 1990 |
1 km W of Spring Mill, Kentucky |
M2.7 |
83 km |
| Jan 12, 2023 |
4 km E of Burgin, Kentucky |
M2.6 |
88 km |
| Aug 4, 2023 |
11 km ENE of Lancaster, Kentucky |
M2.6 |
102 km |
| May 11, 2015 |
5 km ESE of Maysville, Kentucky |
M2.6 |
101 km |
| Jul 23, 2013 |
6 km NNE of Germantown, Kentucky |
M2.6 |
80 km |
| Jan 29, 1990 |
11 km S of Paoli, Indiana |
M2.6 |
141 km |
| Jan 21, 2018 |
8 km SSE of High Bridge, Kentucky |
M2.6 |
88 km |
| Jan 28, 2024 |
3 km SW of Old Washington, Kentucky |
M2.5 |
88 km |
| Jan 4, 1999 |
9 km WNW of Mount Sterling, Kentucky |
M2.5 |
86 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
447 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 61 fatalities, 2,184 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
48 km |
3 |
| Mar 2, 2012 |
EF4 |
33 km |
4 |
| Apr 9, 1999 |
EF4 |
87 km |
4 |
| May 28, 1996 |
EF4 |
90 km |
0 |
| Nov 22, 1992 |
EF4 |
21 km |
1 |
| Jun 2, 1990 |
EF4 |
76 km |
0 |
| Apr 3, 1974 |
EF4 |
79 km |
11 |
| Apr 3, 1974 |
EF4 |
78 km |
2 |
| Apr 3, 1974 |
EF4 |
45 km |
0 |
| Apr 3, 1974 |
EF4 |
96 km |
7 |
| Apr 3, 1974 |
EF4 |
88 km |
3 |
| Apr 3, 1974 |
EF4 |
58 km |
4 |
| Apr 23, 1968 |
EF4 |
80 km |
1 |
| Apr 23, 1968 |
EF4 |
43 km |
6 |
| Mar 2, 2012 |
EF3 |
77 km |
3 |
| Mar 2, 2012 |
EF3 |
54 km |
3 |
| Feb 28, 2011 |
EF3 |
35 km |
0 |
| Oct 18, 2007 |
EF3 |
62 km |
0 |
| May 27, 2004 |
EF3 |
58 km |
0 |
| May 10, 2003 |
EF3 |
98 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: JPG 09 1 (6,113 ac, 1998).
| Year |
Name |
Acres |
Distance |
| 1998 |
JPG 09 1 |
6,113 |
63 km |
| 2005 |
RX BURNPLAN AREA 2-06 |
5,054 |
62 km |
| 2007 |
UNITS 8-9 2008 |
4,316 |
63 km |
| 2006 |
UNIT 19 06 WUI |
3,412 |
62 km |
| 2003 |
WUI 3 03 |
3,372 |
71 km |
| 2010 |
WUI UNIT 28K |
3,230 |
72 km |
| 1999 |
UNNAMED |
3,122 |
71 km |
| 2002 |
UNIT 8 |
2,753 |
63 km |
| 2005 |
UNIT 3 05 |
2,511 |
71 km |
| 2001 |
01 UNIT 16 |
2,361 |
60 km |
| 2011 |
WUI UNITS 0 AND 1 2011 |
2,215 |
63 km |
| 2004 |
UNIT 19 |
2,004 |
63 km |
| 2003 |
UNIT 8 03 |
1,971 |
64 km |
| 2008 |
FY 09 UNIT 42 RX FALL 2008 |
1,942 |
67 km |
| 2000 |
JPG 14 |
1,908 |
62 km |
| 2003 |
UNIT 16 03 |
1,809 |
60 km |
| 2002 |
UNIT 9 |
1,485 |
62 km |
| 1995 |
UNNAMED |
1,462 |
67 km |
| 2010 |
TRACER |
1,408 |
72 km |
| 2007 |
UNNAMED |
1,334 |
62 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
33°F (1°C) |
3.0 in |
Coldest |
| February |
34°F (1°C) |
3.0 in |
Driest |
| March |
44°F (7°C) |
4.3 in |
|
| April |
54°F (12°C) |
4.2 in |
|
| May |
63°F (17°C) |
4.8 in |
Wettest |
| June |
71°F (22°C) |
4.4 in |
|
| July |
77°F (25°C) |
4.1 in |
Warmest |
| August |
74°F (23°C) |
3.9 in |
|
| September |
67°F (20°C) |
3.2 in |
|
| October |
56°F (13°C) |
3.0 in |
|
| November |
45°F (7°C) |
3.5 in |
|
| December |
35°F (2°C) |
3.7 in |
|
Owenton has a seasonal temperature swing of 43°F / from 33°F in January to 77°F in July. Total annual precipitation is 45.1 inches, with May being the wettest month (4.8") and February the driest (3.0").
Average costs for common services in Owenton. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$226 ($135–$361) |
| Specialist Visit |
$316 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$316) |
| Emergency Room Visit |
$1,984 ($722–$4,510) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$226 ($135–$361) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$271 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($361–$902) |
| Battery Replacement |
$180 ($90–$316) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$361 ($135–$722) |
| HVAC System Install |
$6,314 ($3,608–$10,824) |
| Roof Repair |
$902 ($361–$1,804) |
| Roof Replacement |
$8,118 ($4,961–$13,530) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,353 ($451–$3,157) |
| Divorce (Contested) |
$13,530 ($4,510–$27,060) |
| DUI Defense |
$4,510 ($1,804–$9,020) |
| Bankruptcy (Chapter 7) |
$1,353 ($722–$2,706) |
| Will Preparation |
$451 ($180–$902) |
| Trust Preparation |
$2,255 ($902–$4,510) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$226) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.70 ($2.71–$4.96) |
| Dozen Eggs (per dozen) |
$3.16 ($2.26–$4.51) |
| Loaf of Bread |
$3.43 ($2.26–$4.96) |
| Chicken Breast (per lb) |
$4.06 ($2.71–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.61–$6.77) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$226) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,804 ($1,082–$3,157) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.22–$23) |
| Car Registration (Annual) |
$90 ($27–$226) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,082 ($541–$2,255) |
| Daycare (Toddler, Monthly) |
$902 ($451–$1,804) |
| After-School Care (Monthly) |
$361 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$902 ($361–$2,255) |
| Private School (K-12, Annual) |
$11,275 ($4,510–$27,060) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$271 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$361) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $962 |
| Toddler | $818 |
| Preschool | $818 |
| Family Childcare (monthly) |
| Infant | $807 |
| Toddler | $758 |
| Preschool | $758 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Owenton
What is the population of Owenton?
Owenton has a population of 1,600 residents and is located in Kentucky. The population density is 842 people per square mile, spread across 1.1 square miles. The median age of residents is 43.0 years, which is older than the national median of 38.9 years. The population is 52.9% female and 47.1% male.
Is Owenton expensive to live in?
Owenton is more affordable than the national average, with a cost of living index of 90.2 / below the baseline of 100. The median household income is $52,121, 31% below the national average of $75,149. The median home value is $124,300 (56% below the U.S. median). Renters pay a median of $664 per month, below the national average of $1,163. The home price-to-income ratio is 2.4x, indicating housing is reasonably affordable relative to local income levels.
Is Owenton safe?
Owenton is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 129 per 100,000 (below the national average). Overall, Owenton receives a safety grade of C+ based on combined crime data.
What is the weather like in Owenton?
Owenton enjoys a temperate climate with an average annual temperature of 56°F (14°C). Winter temperatures average 33°F in January, while summers reach an average of 77°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 45.9 inches, with 16.0 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Owenton?
Owenton has a healthy job market with an unemployment rate of 3.6%, near the national average of 3.6%. The average weekly wage is $966. There are 182 business establishments in the area, including 12 restaurants and food service locations. The average commute time is 32 minutes, and 4.7% of workers work from home.
How much does housing cost in Owenton?
The median home value in Owenton is $124,300. Zillow estimates the typical home value at $153,099. For renters, the median monthly rent is $664. Fair market rent is $794 for a 1-bedroom and $984 for a 2-bedroom apartment. The homeownership rate is 55.6%. The average annual property tax is $2,410.
How are the schools in Owenton?
Schools in Owenton score 5.3 out of 10 on standardized testing, near the national average. 11.7% of adults in Owenton hold a bachelor's degree or higher, below the national average of 33.7%. 79.0% have completed high school. 4.1% hold a graduate or professional degree.
How healthy is Owenton?
The obesity rate in Owenton is 31.0% (below the national rate of 32.1%). 20.7% of adults are smokers. 29.9% are physically inactive. 23.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,823.
What is transportation like in Owenton?
The average commute in Owenton is 32 minutes, longer than the national average of 28 minutes. 80.7% of workers drive alone to work, and 4.7% work from home.
What are the demographics of Owenton?
The racial and ethnic makeup of Owenton is 97.9% White, 0.7% Black or African American, 0.6% Hispanic or Latino. 98.6% of residents speak only English at home. 5.8% of the population are military veterans. 19.6% of residents have a disability. 95.3% have health insurance coverage.
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