Median Income
$49,539
34% lower than US avg
Home Value
$80,900
71% lower than US avg
Violent Crime
54/100K
86% lower than US avg
Bachelor's+
17.1%
49% lower than US avg
Median Rent
$930
20% lower than US avg
Obesity Rate
42.6%
33% higher than US avg
Unemployment
0.4%
89% lower than US avg
Poverty Rate
17.7%
43% higher than US avg
How Oxford Compares to the U.S. Average (100% = U.S. avg)
People
Population724
Median Age38.1 yrs
Density796/mi²
Male / Female55% / 45%
Largest GroupWhite 86%
Veterans4.7%
Economy
B
Median Income$49,539
Per Capita$27,016
Unemployment0.4%
Poverty17.7%
County GDP$267M
Commute18 min
Housing
A+
Home Value$80,900
Rent$930
Ownership67.3%
Zillow$126,488
Housing Units443
Rent Burden26.9%
Crime
F
Violent54/100K
Property2,312/100K
Health
Obesity42.6%
Uninsured10.2%
Smoking15.6%
Depression18.8%
Heart Disease5.8%
Climate
Avg Temp51°F (10°C)
AQI32 (Good)
Rain24.0 in/yr
Sunny Days308/yr
Elevation2,113 ft (644 m)
Education
C
Bachelor's+17.1%
High School+84.3%
Graduate+5.3%
School Score6.29
Community
2024 VoteR 84% / D 16%
Commute18 min
Broadband78.1%
EV Stations2
Libraries2
Is Oxford a Good Place to Live?
Based on current data, Oxford receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Oxford has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Oxford is $49,539, 34% below the national average of $75,149. The job market is very strong with unemployment at just 0.4%. The poverty rate of 17.7% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 18 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Oxford is $80,900, 71% below the national median / offering relatively affordable homeownership. Renters pay a median of $930 per month, below the national average / a plus for affordability. At just 1.6x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Oxford is a very safe community with a violent crime rate of 54 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 2,312 per 100,000, near the national average.
Education
17.1% of residents hold a bachelor's degree, below the national average of 33.7%. 84.3% have completed high school. Local schools score 6.3/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Oxford experiences four distinct seasons with an average temperature of 51°F. Winters average 26°F in January while summers reach 76°F in July. With 308 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 24.0 inches, including 24.3 inches of snow. Air quality is rated Good with a median AQI of 32.
Oxford has a population of 724 with a density of 796 people per square mile, spread across 0.9 square miles. The median age is 38.1 years, 2% younger than the national median of 38.9. The gender split is 45.4% female and 54.6% male. The city is predominantly White (85.8%), with 5.4% Hispanic. English is the primary language spoken at home by 86.1% of residents, while 13.9% speak Spanish. 4.7% of the population are veterans, below the national rate of 6.0%. 12.8% of residents have a disability. 87.1% have health insurance coverage.
Population
38.1yrs
Median Age
2% below US avg
Language Spoken at Home
English Only
86.1%
10% above US avg
Spanish
13.9%
4% above US avg
The median household income in Oxford is $49,539, which is 34% below the national average of $75,149. Per capita income is $27,016 (below the $39,052 national figure). The average weekly wage is $869, 39% lower than the U.S. average. The unemployment rate is 0.4% (below the 3.6% US average). 17.7% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 128 business establishments, including 10 restaurants. The cost of living index is 90.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 18 minutes (shorter than the 28-minute US average). 2.3% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $49,539 |
| 34% below US avg |
| Per Capita Income | $27,016 |
| Avg Weekly Wage | $869 |
| IRS Avg AGI | $71,154 |
| Gini Index | 0.482 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.4% |
| 89% below US avg |
| Poverty Rate | 17.7% |
| 43% above US avg |
| Establishments (County) | 128 |
| County GDP | $267M |
Business (County)
| Restaurants | 10 |
| Healthcare | 9 |
| Retail | 17 |
Tax & Cost of Living
| Property Tax (IRS) | $4,500 |
| 29% above US avg |
| Cost of Living | 90.10 (100=avg) |
| Effective Tax Rate | 5.56% |
Commute & Transportation
| Commute Time | 18.3 min |
| Drive Alone | 68.1% |
| Public Transit | 0.0% |
| Work from Home | 2.3% |
The median home value in Oxford is $80,900, 71% below the national median of $281,900. Zillow estimates the typical home value at $126,488, higher than the Census estimate. Monthly rent averages $930 (20% below the national average of $1,163). Fair market rent ranges from $791 for a one-bedroom to $1,001 for a two-bedroom apartment. 67.3% of housing units are owner-occupied. There are 443 total housing units in the city. The median year a home was built is 1955. The average annual property tax is $4,500 (higher than the $3,500 national average). 26.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.6x, well within the affordable range.
Home Values
| Census Median | $80,900 |
| 71% below US avg |
| Zillow ZHVI | $126,488 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $930 |
| 20% below US avg |
| Rent Burden | 26.9% |
HUD Fair Market Rent
| Studio | $706 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $1,001 |
| 3 Bedrooms | $1,274 |
| 4 Bedrooms | $1,409 |
Ownership & Property
| Homeownership | 67.3% |
| Owner-Occupied | 67.3% |
| Renter-Occupied | 32.7% |
| Housing Units | 443 |
| Median Year Built | 1955 |
Property Tax
| Avg Tax (IRS) | $4,500 |
| 29% above US avg |
| Effective Rate | 5.56% |
In Oxford, 42.6% of adults are obese, above the national rate of 32.1%. 9.8% have diabetes. Heart disease affects 5.8% of residents. 30.9% have high blood pressure. 15.6% are current smokers. 22.5% report binge drinking. 26.8% are physically inactive. 18.8% report depression. 15.8% experience frequent mental distress. 10.2% of residents lack health insurance. The primary care physician ratio is 1:1,545. The dentist ratio is 1:3,054. 47.2% of residents have access to exercise opportunities. The food environment index is 8.4 out of 10.
Health Metrics: Oxford vs U.S. Average (%)
Chronic Conditions
| Obesity | 42.6% |
| 33% above US avg |
| Diabetes | 9.8% |
| Heart Disease | 5.8% |
| High Blood Pressure | 30.9% |
| Asthma | 9.6% |
| COPD | 6.3% |
| Cancer | 7.3% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 15.6% |
| 11% above US avg |
| Binge Drinking | 22.5% |
| Physical Inactivity | 26.8% |
| Depression | 18.8% |
| Mental Distress | 15.8% |
| Physical Distress | 12.1% |
| Short Sleep | 31.4% |
Healthcare Access
| Insurance Rate | 87.1% |
| Uninsured | 10.2% |
| 19% above US avg |
| Primary Care | 1:1,545 |
| Dentists | 1:3,054 |
| Checkup Rate | 73.0% |
| Dental Visits | 63.1% |
| Premature Death | 8,062/100K |
Food & Exercise
| Food Environment | 8.4/10 |
| Exercise Access | 47.2% |
| Healthcare Facilities | 9 |
Oxford has a violent crime rate of 54 per 100,000 residents, 86% below the national average of 380. Property crime stands at 2,312 per 100,000, 18% above the U.S. average. The county recorded 1 fatal traffic crashes. Overall, Oxford receives a safety grade of F.
Crime Rates: Oxford vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 54.2/100K |
| 86% below US avg |
| |
Property Crime
| Total Property | 2,312.1/100K |
| 18% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Traffic Accidents | 3 |
| Avg Accident Severity | 3.3 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Oxford experiences four distinct seasons with an average annual temperature of 51°F (10°C). Winters average 26°F in January while summers reach 76°F in July. The area gets 308 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 24.0 inches (drier than the 38-inch national average). The area receives 24.3 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 32. The city sits at an elevation of 2,113 feet.
Temperature
26°F Jan (-4°C)
76°F Jul (24°C)
| Annual Average | 50.5°F |
| 6% below US avg |
| January Average | 26°F (-4°C) |
| July Average | 76°F (24°C) |
| Sunny Days | 308 days/yr |
Geography
| Elevation | 2,113 ft (644 m) |
| Area | 0.9 sq mi (2.4 km²) |
| Population Density | 796/sq mi |
| Coordinates | 40.2530°N, 99.6322°W |
| Timezone | America/Chicago |
| County | Harlan County County |
| Nearest Airport | Kearney Regional (EAR)
46 miles away |
Precipitation & Snow
Annual Rainfall
24.0"
37% below US avg
Wettest Month (May)
3.78"
Air Quality
| AQI Median | 32.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 32.0 / 100 |
| Social Vulnerability | 37.3 / 100 |
| Community Resilience | 31.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively High |
| Strong Wind |
Relatively High |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively High |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
142 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.6. Most recent: M2.5 on Aug 25, 2025.
| Jun 22, 2019 |
2 km SSE of Zurich, Kansas |
M4.6 |
117 km |
| Jul 17, 2022 |
8 km WSW of Superior, Nebraska |
M3.8 |
128 km |
| Jun 12, 2017 |
5 km SE of Mankato, Kansas |
M3.7 |
137 km |
| Jun 12, 2017 |
8 km NNE of Jewell, Kansas |
M3.7 |
141 km |
| Apr 10, 2018 |
10 km SE of Arnold, Nebraska |
M3.7 |
129 km |
| Jun 13, 2017 |
6 km SE of Mankato, Kansas |
M3.6 |
138 km |
| Aug 9, 2021 |
Kansas |
M3.5 |
121 km |
| May 30, 1991 |
5 km SE of Zurich, Kansas |
M3.5 |
119 km |
| May 31, 2019 |
2 km SSE of Zurich, Kansas |
M3.5 |
117 km |
| Jan 4, 2016 |
11 km NW of Westerville, Nebraska |
M3.5 |
137 km |
| Jun 1, 2025 |
9 km S of Hill City, Kansas |
M3.5 |
110 km |
| Jun 25, 2025 |
10 km NW of Woodston, Kansas |
M3.4 |
91 km |
| May 21, 2017 |
7 km ESE of Mankato, Kansas |
M3.4 |
139 km |
| Apr 4, 2017 |
3 km SSE of Mankato, Kansas |
M3.4 |
134 km |
| Sep 18, 2023 |
Nebraska |
M3.4 |
111 km |
| Jul 26, 2022 |
8 km WSW of Superior, Nebraska |
M3.4 |
129 km |
| Jul 29, 2021 |
11 km SSE of Esbon, Kansas |
M3.3 |
122 km |
| Sep 14, 2016 |
10 km N of Ellis, Kansas |
M3.3 |
135 km |
| Apr 9, 2018 |
10 km SSE of Arnold, Nebraska |
M3.3 |
128 km |
| Apr 19, 2018 |
9 km SSE of Arnold, Nebraska |
M3.3 |
129 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
585 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 2 fatalities, 51 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 13, 1990 |
EF4 |
96 km |
0 |
| May 10, 1985 |
EF4 |
95 km |
0 |
| May 10, 1985 |
EF4 |
71 km |
0 |
| Jun 6, 1956 |
EF4 |
92 km |
0 |
| May 17, 2019 |
EF3 |
67 km |
0 |
| Jun 20, 2011 |
EF3 |
59 km |
0 |
| Jun 20, 2011 |
EF3 |
87 km |
0 |
| Jun 20, 2011 |
EF3 |
40 km |
0 |
| Jun 20, 2011 |
EF3 |
63 km |
0 |
| Apr 20, 2007 |
EF3 |
70 km |
0 |
| May 17, 2000 |
EF3 |
99 km |
0 |
| Jun 3, 1999 |
EF3 |
49 km |
0 |
| Jun 6, 1993 |
EF3 |
31 km |
0 |
| Jun 6, 1993 |
EF3 |
70 km |
0 |
| Jun 6, 1993 |
EF3 |
54 km |
0 |
| Apr 11, 1991 |
EF3 |
93 km |
0 |
| Mar 13, 1990 |
EF3 |
62 km |
0 |
| May 10, 1985 |
EF3 |
79 km |
0 |
| Sep 11, 1978 |
EF3 |
50 km |
0 |
| May 16, 1977 |
EF3 |
95 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
12 wildfires (100+ acres) within 100 km.
Largest: ROAD 702 (45,166 ac, 2022).
| Year |
Name |
Acres |
Distance |
| 2022 |
ROAD 702 |
45,166 |
49 km |
| 2022 |
ROAD 739 |
32,997 |
27 km |
| 2002 |
UNNAMED |
15,972 |
90 km |
| 2017 |
FELLHOELTER |
1,664 |
98 km |
| 2010 |
H-RX-F KIR NON NFP |
1,435 |
77 km |
| 2022 |
KIRWIN SOUTHEAST RX |
1,367 |
78 km |
| 2020 |
PRAIRIE DOG |
1,257 |
53 km |
| 2016 |
KSKIR RX WUI FY16 RESOURCE MANAGEMENT BURNS |
1,123 |
73 km |
| 2011 |
W-RX-F NON FUNDED TREATMENT_KSKIR |
1,083 |
73 km |
| 2023 |
NERBR-HFR-FY23-RX-PETERSON |
1,061 |
26 km |
| 2008 |
H RX F BOTTOMS |
1,009 |
80 km |
| 1989 |
UNNAMED |
1,009 |
44 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-4°C) |
0.4 in |
Coldest, Driest |
| February |
30°F (-1°C) |
0.5 in |
|
| March |
40°F (4°C) |
1.7 in |
|
| April |
51°F (10°C) |
1.9 in |
|
| May |
61°F (16°C) |
3.8 in |
Wettest |
| June |
71°F (22°C) |
3.6 in |
|
| July |
76°F (24°C) |
3.3 in |
Warmest |
| August |
75°F (24°C) |
3.0 in |
|
| September |
66°F (19°C) |
2.2 in |
|
| October |
53°F (12°C) |
1.4 in |
|
| November |
37°F (3°C) |
0.9 in |
|
| December |
28°F (-2°C) |
0.5 in |
|
Oxford has a seasonal temperature swing of 50°F / from 26°F in January to 76°F in July. Total annual precipitation is 23.2 inches, with May being the wettest month (3.8") and January the driest (0.4").
Average costs for common services in Oxford. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$225 ($135–$360) |
| Specialist Visit |
$315 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$315) |
| Emergency Room Visit |
$1,982 ($721–$4,505) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$225 ($135–$360) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$270 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($360–$901) |
| Battery Replacement |
$180 ($90–$315) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$360 ($135–$721) |
| HVAC System Install |
$6,307 ($3,604–$10,812) |
| Roof Repair |
$901 ($360–$1,802) |
| Roof Replacement |
$8,109 ($4,956–$13,515) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,352 ($451–$3,154) |
| Divorce (Contested) |
$13,515 ($4,505–$27,030) |
| DUI Defense |
$4,505 ($1,802–$9,010) |
| Bankruptcy (Chapter 7) |
$1,352 ($721–$2,703) |
| Will Preparation |
$451 ($180–$901) |
| Trust Preparation |
$2,253 ($901–$4,505) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$225) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.69 ($2.70–$4.96) |
| Dozen Eggs (per dozen) |
$3.15 ($2.25–$4.51) |
| Loaf of Bread |
$3.42 ($2.25–$4.96) |
| Chicken Breast (per lb) |
$4.05 ($2.70–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.60–$6.76) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$225) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,802 ($1,081–$3,154) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.21–$23) |
| Car Registration (Annual) |
$90 ($27–$225) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,081 ($541–$2,253) |
| Daycare (Toddler, Monthly) |
$901 ($451–$1,802) |
| After-School Care (Monthly) |
$360 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$901 ($360–$2,253) |
| Private School (K-12, Annual) |
$11,263 ($4,505–$27,030) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$270 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$360) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $811 |
| Toddler | $769 |
| Preschool | $704 |
| Family Childcare (monthly) |
| Infant | $465 |
| Toddler | $487 |
| Preschool | $498 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Oxford
What is the population of Oxford?
Oxford has a population of 724 residents and is located in Nebraska. The population density is 796 people per square mile, spread across 0.9 square miles. The median age of residents is 38.1 years. The population is 45.4% female and 54.6% male.
Is Oxford expensive to live in?
Oxford is more affordable than the national average, with a cost of living index of 90.1 / below the baseline of 100. The median household income is $49,539, 34% below the national average of $75,149. The median home value is $80,900 (71% below the U.S. median). Renters pay a median of $930 per month, below the national average of $1,163. The home price-to-income ratio is 1.6x, indicating housing is reasonably affordable relative to local income levels.
Is Oxford safe?
Oxford is considered a very safe city with a violent crime rate of 54 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 2,312 per 100,000 (above the national average). Overall, Oxford receives a safety grade of F based on combined crime data.
What is the weather like in Oxford?
Oxford has a four-season climate with an average annual temperature of 51°F (10°C). Winter temperatures average 26°F in January, while summers reach an average of 76°F in July. The area receives 308 sunny days per year, well above the national average of 205. Annual rainfall totals 24.0 inches, with 24.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 32.
How is the job market in Oxford?
The job market in Oxford is very strong, with unemployment at just 0.4% / well below the national rate of 3.6%. The average weekly wage is $869. There are 128 business establishments in the area, including 10 restaurants and food service locations. The average commute time is 18 minutes, and 2.3% of workers work from home.
How much does housing cost in Oxford?
The median home value in Oxford is $80,900. Zillow estimates the typical home value at $126,488. For renters, the median monthly rent is $930. Fair market rent is $791 for a 1-bedroom and $1,001 for a 2-bedroom apartment. The homeownership rate is 67.3%. The average annual property tax is $4,500.
How are the schools in Oxford?
Schools in Oxford score 6.3 out of 10 on standardized testing, near the national average. 17.1% of adults in Oxford hold a bachelor's degree or higher, below the national average of 33.7%. 84.3% have completed high school. 5.3% hold a graduate or professional degree.
How healthy is Oxford?
The obesity rate in Oxford is 42.6% (above the national rate of 32.1%). 15.6% of adults are smokers. 26.8% are physically inactive. 18.8% of residents report depression. 10.2% lack health insurance (above the national rate). 47.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,545.
What is transportation like in Oxford?
The average commute in Oxford is 18 minutes, shorter than the national average of 28 minutes. 68.1% of workers drive alone to work, and 2.3% work from home.
What are the demographics of Oxford?
The racial and ethnic makeup of Oxford is 85.8% White, 1% Black or African American, 5.4% Hispanic or Latino. 86.1% of residents speak only English at home, while 13.9% speak Spanish. 4.7% of the population are military veterans. 12.8% of residents have a disability. 87.1% have health insurance coverage.
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