Palm Coast, FL

Florida · Metropolitan Area

Palm Coast is a mid-size city in Florida with a population of 94,362. Residents earn $71,840 per year, which is 4% below the national average.

3.9 /5.0
B+ Good
94,362 Population 980/sq mi density
$71,840 Median Income $39,634 per capita
$317,200 Home Value $337,170 Zillow
$1,747 Median Rent
72°F Avg Temperature 336 sunny days/yr
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$71,840 median income, 2.0% unemployment
A
Affordability
4.2 / 5.0
$317,200 home value, $1,747/mo rent
B
Education
3.3 / 5.0
28.8% bachelor's degree or higher
Median Income $71,840
4% lower than US avg
Home Value $317,200
13% higher than US avg
Bachelor's+ 28.8%
15% lower than US avg
Median Rent $1,747
50% higher than US avg
Obesity Rate 31.2%
3% lower than US avg
Unemployment 2.0%
44% lower than US avg
Poverty Rate 6.9%
44% lower than US avg

How Palm Coast Compares to the U.S. Average (100% = U.S. avg)

People

Population94,362
Median Age50.8 yrs
Density980/mi²
Male / Female48% / 52%
Largest GroupWhite 74%

Economy

A
Median Income$71,840
Per Capita$39,634
Unemployment2.0%
Poverty6.9%
County GDP$5,147M
Commute28 min

Housing

A
Home Value$317,200
Rent$1,747
OwnershipN/A
Zillow$337,170

Crime

ViolentN/A
PropertyN/A

Health

Obesity31.2%
UninsuredN/A
Depression20.8%
Heart Disease5.5%

Climate

Avg Temp72°F
AQI41 (Good)
Rain49.0 in/yr
Sunny Days336/yr
Elevation33 ft

Education

B
Bachelor's+28.8%
High School+92.5%
School Score5.60

Community

2024 VoteR 64% / D 36%
Commute28 min
EV Stations15
Libraries3

Is Palm Coast a Good Place to Live?

Based on current data, Palm Coast receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include low unemployment, abundant sunshine, a low poverty rate. Palm Coast offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Palm Coast is $71,840, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.0%. Only 6.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.

Cost of Living & Housing

The median home value in Palm Coast is $317,200, 13% above the national median. Renters pay a median of $1,747 per month, significantly above the national average of $1,163. A price-to-income ratio of 4.4x indicates a reasonably affordable housing market.

Education

28.8% of residents hold a bachelor's degree, below the national average of 33.7%. 92.5% have completed high school. Area schools have an average test score of 5.6/10.

Climate & Weather

Palm Coast has a warm climate with an average annual temperature of 72°F. Winters average 61°F in January while summers reach 82°F in July. With 336 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 49.0 inches. Air quality is rated Good with a median AQI of 41.

Palm Coast has a population of 94,362 with a density of 980 people per square mile. The median age is 50.8 years, 31% older than the national median of 38.9. The city is predominantly White (74%), with 10.9% Black.

Population

94,362
Total Population
980
People / sq mi
50.8yrs
Median Age
31% above US avg
96.3mi²
Land Area

Gender Distribution

Male 48.3%
Female 51.7%

Race & Ethnicity

Palm Coast vs U.S. Average

Language Spoken at Home

English Only82.0%
4% above US avg
Spanish18.0%
34% above US avg

Social Characteristics

Palm Coast vs U.S. Average

The median household income in Palm Coast is $71,840, which is 4% below the national average of $75,149. The unemployment rate is 2.0% (below the 3.6% US average). 6.9% of residents live below the poverty line. Workers commute an average of 28 minutes.

Income: Palm Coast vs U.S.

Commute Mode

Income

Median HH Income$71,840
4% below US avg
Per Capita Income$39,634
Avg Weekly Wage$967
IRS Avg AGI$83,978

Employment & Poverty

Unemployment2.0%
44% below US avg
Poverty Rate6.9%
44% below US avg
Establishments (County)3,423
County GDP$5,147M

Business (County)

Restaurants214
Healthcare287
Retail291
Manufacturing54

Tax & Cost of Living

Property Tax (IRS)$7,567
116% above US avg
Effective Tax Rate2.39%

Commute & Transportation

Commute Time27.8 min
Work from Home15.2%

Walkability

The median home value in Palm Coast is $317,200, 13% above the national average. Monthly rent averages $1,747 (50% above US avg). Zillow estimates the typical home value at $337,170.

Home Value Sources

Ownership Split

Home Values

Census Median$317,200
13% above US avg
Zillow ZHVI$337,170
Median List Price$369,990

Real Estate Market (Redfin)

Median List Price$369,990
$/Sq Ft$188
Homes Sold211
Sale-to-List Ratio97.1%
Price Drops34.3%
Inventory1,018

Rental Costs

Census Median Rent$1,747
50% above US avg
Zillow Rent (ZORI)$1,901

HUD Fair Market Rent

Studio$1,212
1 Bedroom$1,296
2 Bedrooms$1,526
3 Bedrooms$1,971
4 Bedrooms$2,261

Ownership & Property

Owner-Occupied80.1%

Property Tax

Avg Tax (IRS)$7,567
116% above US avg
Effective Rate2.39%
In Palm Coast, 31.2% of adults are obese (below the 32.1% national rate). 20.8% report depression. 22.2% are physically inactive.

Health Metrics: Palm Coast vs U.S. Average (%)

Chronic Conditions

Obesity31.2%
3% below US avg
Diabetes9.5%
Heart Disease5.5%
High Blood Pressure29.2%
Asthma10.2%
COPD6.2%
Stroke2.9%

Behaviors & Mental Health

Binge Drinking17.2%
Physical Inactivity22.2%
Depression20.8%
Mental Distress18.3%
Physical Distress13.0%

Healthcare Access

Insurance Rate88.6%
Checkup Rate75.6%
Premature Death8,876/100K

Food & Exercise

Food Environment7.0/10
Exercise Access85.1%
Healthcare Facilities287

Crime Rates: Palm Coast vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)24

Safety Score

Palm Coast has an average annual temperature of 72°F (22°C). Winters average 61°F in January while summers reach 82°F in July. Annual precipitation is 49.0 inches. The area enjoys 336 sunny days per year. Air quality is rated Good with a median AQI of 41.

Temperature

61°F Jan (16°C) 82°F Jul (28°C)
Annual Average71.8°F
33% above US avg
January Average61°F (16°C)
July Average82°F (28°C)
Sunny Days336 days/yr

Precipitation & Snow

Annual Rainfall49.0 inches
29% above US avg
Snowfall0.0 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation33 ft (10 m)
Area96.3 sq mi (249.4 km²)
Population Density980/sq mi
Coordinates29.5368°N, 81.2426°W
County FIPS12035
It is classified as Metro — 250K–1M. 28.8% of residents hold a bachelor's degree or higher (15% below US avg). In the 2024 election, the county voted Republican by a 28.2-point margin.

2024 Presidential Election (County)

R 63.8%
D 35.6%

Winner: Republican by 28.2 points

Education

Bachelor's Degree+28.8%
15% below US avg
High School+92.5%
School Test Score5.60
B Education Grade (3.3/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density980/sq mi
Total Area96.3 sq mi

Infrastructure & Services

EV Charging Stations15
Alt Fuel Stations16
Public Libraries3
Healthcare Facilities287
Restaurants214
Retail Stores291

Safety & Disasters

Fatal Crashes (County/yr)24

Commute & Transportation

Avg Commute27.8 min
Work from Home15.2%

Nearby Cities

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