Median Income
$75,354
0% lower than US avg
Home Value
$359,600
28% higher than US avg
Bachelor's+
39.2%
16% higher than US avg
Median Rent
$1,733
49% higher than US avg
Obesity Rate
30.3%
6% lower than US avg
Unemployment
1.6%
56% lower than US avg
Poverty Rate
6.5%
48% lower than US avg
How Palm Harbor Compares to the U.S. Average (100% = U.S. avg)
People
Population61,454
Median Age50.5 yrs
Density3,540/mi²
Male / Female49% / 52%
Largest GroupWhite 87%
Economy
A
Median Income$75,354
Per Capita$47,871
Unemployment1.6%
Poverty6.5%
County GDP$24,175M
Commute28 min
Housing
B+
Home Value$359,600
Rent$1,733
OwnershipN/A
Zillow$396,635
Health
Obesity30.3%
UninsuredN/A
Depression22.0%
Heart Disease5.3%
Climate
Avg Temp73°F
AQI41 (Good)
Rain54.3 in/yr
Elevation69 ft
Education
A
Bachelor's+39.2%
High School+94.9%
School Score5.60
Community
2024 VoteR 62% / D 37%
Commute28 min
EV Stations3
Libraries10
Is Palm Harbor a Good Place to Live?
Based on current data, Palm Harbor receives an overall livability score of 4.2 out of 5.0, earning a grade of A. Key strengths include low unemployment, a highly educated population, a low poverty rate. Palm Harbor stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Palm Harbor is $75,354, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.6%. Only 6.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.
Cost of Living & Housing
The median home value in Palm Harbor is $359,600, 28% above the national median. Renters pay a median of $1,733 per month, significantly above the national average of $1,163. A price-to-income ratio of 4.8x indicates a reasonably affordable housing market.
Education
Educational attainment is solid, with 39.2% holding a bachelor's degree or higher, near the national average. 94.9% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
Palm Harbor has a warm climate with an average annual temperature of 73°F. Winters average 60°F in January while summers reach 83°F in July. Annual precipitation totals 54.3 inches. Air quality is rated Good with a median AQI of 41.
Palm Harbor has a population of 61,454 with a density of 3,540 people per square mile. The median age is 50.5 years, 30% older than the national median of 38.9. The city is predominantly White (86.8%), with 2% Black.
Population
50.5yrs
Median Age
30% above US avg
Race & Ethnicity
Palm Harbor vs U.S. Average
Language Spoken at Home
| English Only | 85.0% |
| 8% above US avg |
| Spanish | 15.0% |
| 12% above US avg |
Social Characteristics
Palm Harbor vs U.S. Average
The median household income in Palm Harbor is $75,354, which is 0% below the national average of $75,149. The unemployment rate is 1.6% (below the 3.6% US average). 6.5% of residents live below the poverty line. Workers commute an average of 28 minutes.
Income: Palm Harbor vs U.S.
Income
| Median HH Income | $75,354 |
| 0% below US avg |
| Per Capita Income | $47,871 |
| Avg Weekly Wage | $1,075 |
| IRS Avg AGI | $73,646 |
Employment & Poverty
| Unemployment | 1.6% |
| 56% below US avg |
| Poverty Rate | 6.5% |
| 48% below US avg |
| Establishments (County) | 15,144 |
| County GDP | $24,175M |
Business (County)
| Restaurants | 894 |
| Healthcare | 1,576 |
| Retail | 1,600 |
| Manufacturing | 255 |
Tax & Cost of Living
| Property Tax (IRS) | $6,232 |
| 78% above US avg |
| Effective Tax Rate | 1.73% |
Commute & Transportation
| Commute Time | 27.6 min |
| Work from Home | 19.7% |
The median home value in Palm Harbor is $359,600, 28% above the national average. Monthly rent averages $1,733 (49% above US avg). Zillow estimates the typical home value at $396,635.
Home Values
| Census Median | $359,600 |
| 28% above US avg |
| Zillow ZHVI | $396,635 |
| Median List Price | $404,950 |
Real Estate Market (Redfin)
| Median List Price | $404,950 |
| $/Sq Ft | $273 |
| Homes Sold | 74 |
| Sale-to-List Ratio | 96.4% |
| Price Drops | 36.9% |
| Inventory | 401 |
Rental Costs
| Census Median Rent | $1,733 |
| 49% above US avg |
| Zillow Rent (ZORI) | $1,867 |
HUD Fair Market Rent
| Studio | $1,212 |
| 1 Bedroom | $1,296 |
| 2 Bedrooms | $1,526 |
| 3 Bedrooms | $1,971 |
| 4 Bedrooms | $2,261 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $6,232 |
| 78% above US avg |
| Effective Rate | 1.73% |
In Palm Harbor, 30.3% of adults are obese (below the 32.1% national rate). 22.0% report depression. 19.7% are physically inactive.
Health Metrics: Palm Harbor vs U.S. Average (%)
Chronic Conditions
| Obesity | 30.3% |
| 6% below US avg |
| Diabetes | 8.8% |
| Heart Disease | 5.3% |
| High Blood Pressure | 27.9% |
| Asthma | 9.7% |
| COPD | 5.9% |
| Stroke | 2.6% |
Behaviors & Mental Health
| |
| Binge Drinking | 19.8% |
| Physical Inactivity | 19.7% |
| Depression | 22.0% |
| Mental Distress | 17.7% |
| Physical Distress | 12.2% |
Healthcare Access
| Insurance Rate | 92.2% |
| |
| Checkup Rate | 74.8% |
| Premature Death | 9,901/100K |
Food & Exercise
| Food Environment | 7.3/10 |
| Exercise Access | 85.4% |
| Healthcare Facilities | 1,576 |
Crime Rates: Palm Harbor vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 98 |
Safety Score
Palm Harbor has an average annual temperature of 73°F (23°C). Winters average 60°F in January while summers reach 83°F in July. Annual precipitation is 54.3 inches. Air quality is rated Good with a median AQI of 41.
Temperature
60°F Jan (16°C)
83°F Jul (28°C)
| Annual Average | 72.9°F |
| 35% above US avg |
| January Average | 60°F (16°C) |
| July Average | 83°F (28°C) |
Precipitation & Snow
| Annual Rainfall | 54.3 inches |
| 43% above US avg |
| Snowfall | 0.0 inches/yr |
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Geography
| Elevation | 69 ft (21 m) |
| Area | 17.4 sq mi (45.0 km²) |
| Population Density | 3,540/sq mi |
| Coordinates | 28.0848°N, 82.7576°W |
| County FIPS | 12101 |