Safety Harbor, FL

Florida · Metropolitan Area

Safety Harbor is a small city in Florida with a population of 17,040. Residents earn $105,813 per year, which is 41% above the national average.

3.8 /5.0
B+ Good
17,040 Population 3,456/sq mi density
$105,813 Median Income $57,086 per capita
$433,300 Home Value $489,520 Zillow
$1,719 Median Rent
73°F Avg Temperature
221 Violent Crime/100K 1,761 property/100K
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$105,813 median income, 1.7% unemployment
A
Affordability
4.4 / 5.0
$433,300 home value, $1,719/mo rent
F
Safety
1.0 / 5.0
221 violent crimes/100K (42% below avg)
A+
Education
4.8 / 5.0
47.2% bachelor's degree or higher
Median Income $105,813
41% higher than US avg
Home Value $433,300
54% higher than US avg
Violent Crime 221/100K
42% lower than US avg
Bachelor's+ 47.2%
40% higher than US avg
Median Rent $1,719
48% higher than US avg
Obesity Rate 29.2%
9% lower than US avg
Unemployment 1.7%
53% lower than US avg
Poverty Rate 3.1%
75% lower than US avg

How Safety Harbor Compares to the U.S. Average (100% = U.S. avg)

People

Population17,040
Median Age49.1 yrs
Density3,456/mi²
Male / Female48% / 52%
Largest GroupWhite 78%

Economy

A+
Median Income$105,813
Per Capita$57,086
Unemployment1.7%
Poverty3.1%
County GDP$24,175M
Commute24 min

Housing

A
Home Value$433,300
Rent$1,719
OwnershipN/A
Zillow$489,520

Crime

F
Violent221/100K
Property1,761/100K
Murder0.0/100K
Assault163/100K
Burglary372/100K

Health

Obesity29.2%
UninsuredN/A
Depression21.0%
Heart Disease4.9%

Climate

Avg Temp73°F
AQI41 (Good)
Rain54.3 in/yr
Elevation22 ft

Education

A+
Bachelor's+47.2%
High School+96.8%
School Score5.60

Community

2024 VoteR 62% / D 37%
Commute24 min
EV Stations3
Libraries10

Is Safety Harbor a Good Place to Live?

Based on current data, Safety Harbor receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include high housing costs. Safety Harbor offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Safety Harbor is $105,813, which is significantly higher than the national average — 41% above $75,149. This places Safety Harbor among higher-income communities. The job market is very strong with unemployment at just 1.7%. Only 3.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 24 minutes.

Cost of Living & Housing

The median home value in Safety Harbor is $433,300, making it a premium housing market at 54% above the U.S. median of $281,900. Renters pay a median of $1,719 per month, significantly above the national average of $1,163. A price-to-income ratio of 4.1x indicates a reasonably affordable housing market.

Safety & Crime

Violent crime in Safety Harbor is below the national average at 221 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,761 per 100,000, near the national average.

Education

Educational attainment is solid, with 47.2% holding a bachelor's degree or higher, near the national average. 96.8% have completed high school. Area schools have an average test score of 5.6/10.

Climate & Weather

Safety Harbor has a warm climate with an average annual temperature of 73°F. Winters average 60°F in January while summers reach 83°F in July. Annual precipitation totals 54.3 inches. Air quality is rated Good with a median AQI of 41.

Safety Harbor has a population of 17,040 with a density of 3,456 people per square mile. The median age is 49.1 years, 26% older than the national median of 38.9. The city is predominantly White (77.5%), with 7.7% Black.

Population

17,040
Total Population
3,456
People / sq mi
49.1yrs
Median Age
26% above US avg
4.9mi²
Land Area

Gender Distribution

Male 48%
Female 52%

Race & Ethnicity

Safety Harbor vs U.S. Average

Language Spoken at Home

English Only92.3%
18% above US avg
Spanish7.7%
43% below US avg

Social Characteristics

Safety Harbor vs U.S. Average

The median household income in Safety Harbor is $105,813, which is 41% above the national average of $75,149. The unemployment rate is 1.7% (below the 3.6% US average). 3.1% of residents live below the poverty line. Workers commute an average of 24 minutes.

Income: Safety Harbor vs U.S.

Commute Mode

Income

Median HH Income$105,813
41% above US avg
Per Capita Income$57,086
Avg Weekly Wage$1,075
IRS Avg AGI$73,646

Employment & Poverty

Unemployment1.7%
53% below US avg
Poverty Rate3.1%
75% below US avg
Establishments (County)15,144
County GDP$24,175M

Business (County)

Restaurants894
Healthcare1,576
Retail1,600
Manufacturing255

Tax & Cost of Living

Property Tax (IRS)$6,232
78% above US avg
Effective Tax Rate1.44%

Commute & Transportation

Commute Time24.3 min
Work from Home23.2%

Walkability

The median home value in Safety Harbor is $433,300, 54% above the national average. Monthly rent averages $1,719 (48% above US avg). Zillow estimates the typical home value at $489,520.

Home Value Sources

Ownership Split

Home Values

Census Median$433,300
54% above US avg
Zillow ZHVI$489,520
Median List Price$665,000

Real Estate Market (Redfin)

Median List Price$665,000
$/Sq Ft$286
Homes Sold19
Sale-to-List Ratio97.5%
Price Drops39.3%
Inventory56

Rental Costs

Census Median Rent$1,719
48% above US avg
Zillow Rent (ZORI)$2,081

HUD Fair Market Rent

Studio$1,212
1 Bedroom$1,296
2 Bedrooms$1,526
3 Bedrooms$1,971
4 Bedrooms$2,261

Ownership & Property

Owner-Occupied84.2%

Property Tax

Avg Tax (IRS)$6,232
78% above US avg
Effective Rate1.44%
In Safety Harbor, 29.2% of adults are obese (below the 32.1% national rate). 21.0% report depression. 18.2% are physically inactive.

Health Metrics: Safety Harbor vs U.S. Average (%)

Chronic Conditions

Obesity29.2%
9% below US avg
Diabetes8.3%
Heart Disease4.9%
High Blood Pressure27.0%
Asthma9.4%
COPD5.2%
Stroke2.5%

Behaviors & Mental Health

Binge Drinking20.0%
Physical Inactivity18.2%
Depression21.0%
Mental Distress16.6%
Physical Distress11.2%

Healthcare Access

Insurance Rate92.1%
Checkup Rate75.1%
Premature Death9,901/100K

Food & Exercise

Food Environment7.3/10
Exercise Access85.4%
Healthcare Facilities1,576
Safety Harbor has a violent crime rate of 221 per 100,000 residents, 42% below the national average of 380. Property crime stands at 1,761 per 100,000 (10% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Safety Harbor vs U.S. Average (per 100,000)

Violent Crime

Total Violent220.9/100K
42% below US avg
Murder0.0/100K
100% below US avg
Rape34.9/100K
Robbery23.3/100K
Assault162.8/100K

Property Crime

Total Property1,761.2/100K
10% below US avg
Burglary372.0/100K
Theft1,313.7/100K
Vehicle Theft75.6/100K
Arson5.8/100K

Traffic Safety

Fatal Crashes (County/yr)98

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Safety Harbor has an average annual temperature of 73°F (23°C). Winters average 60°F in January while summers reach 83°F in July. Annual precipitation is 54.3 inches. Air quality is rated Good with a median AQI of 41.

Temperature

60°F Jan (16°C) 83°F Jul (28°C)
Annual Average72.9°F
35% above US avg
January Average60°F (16°C)
July Average83°F (28°C)

Precipitation & Snow

Annual Rainfall54.3 inches
43% above US avg
Snowfall0.0 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation22 ft (7 m)
Area4.9 sq mi (12.8 km²)
Population Density3,456/sq mi
Coordinates28.0063°N, 82.6978°W
County FIPS12101
It is classified as Metro — 1 million+. 47.2% of residents hold a bachelor's degree or higher (40% above US avg). In the 2024 election, the county voted Republican by a 25.2-point margin.

2024 Presidential Election (County)

R 62.1%
D 36.9%

Winner: Republican by 25.2 points

Education

Bachelor's Degree+47.2%
40% above US avg
High School+96.8%
School Test Score5.60
A+ Education Grade (4.8/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density3,456/sq mi
Total Area4.9 sq mi

Infrastructure & Services

EV Charging Stations3
Alt Fuel Stations3
Public Libraries10
Healthcare Facilities1,576
Restaurants894
Retail Stores1,600

Safety & Disasters

Fatal Crashes (County/yr)98
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute24.3 min
Work from Home23.2%

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