Median Income
$80,085
7% higher than US avg
Home Value
$387,400
37% higher than US avg
Violent Crime
375/100K
1% lower than US avg
Bachelor's+
0.0%
100% lower than US avg
Obesity Rate
32.3%
1% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Paloma Compares to the U.S. Average (100% = U.S. avg)
People
Population448
Median Age54.6 yrs
Density1,358/mi²
Male / Female37% / 63%
Largest GroupWhite 63%
Veterans11.6%
Economy
A+
Median Income$80,085
Per Capita$35,538
Unemployment0.0%
Poverty0.0%
County GDP$2,074M
Housing
B+
Home Value$387,400
Ownership100.0%
Zillow$322,457
Rent Burden33.4%
Crime
F
Violent375/100K
Property2,492/100K
Health
Obesity32.3%
Smoking16.9%
Depression26.3%
Heart Disease6.6%
Climate
Avg Temp63°F (17°C)
AQI48 (Good)
Rain22.9 in/yr
Sunny Days326/yr
Elevation1,386 ft (422 m)
Education
A+
Bachelor's+0.0%
High School+90.7%
School Score4.59
Community
2024 VoteR 63% / D 35%
Broadband62.0%
EV Stations2
Libraries9
Is Paloma a Good Place to Live?
Based on current data, Paloma receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, abundant sunshine, a low poverty rate. Paloma offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Paloma is $80,085, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Paloma is $387,400, 37% above the national median. A price-to-income ratio of 4.8x indicates a reasonably affordable housing market.
Safety & Crime
Violent crime in Paloma is below the national average at 375 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,492 per 100,000, 27% above the national average.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 90.7% have completed high school. Area schools have an average test score of 4.6/10.
Climate & Weather
Paloma enjoys a moderate climate with an average annual temperature of 63°F. Winters average 48°F in January while summers reach 79°F in July. With 326 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 22.9 inches. Air quality is rated Good with a median AQI of 48.
Paloma has a population of 448 with a density of 1,358 people per square mile, spread across 0.3 square miles. The median age is 54.6 years, 40% older than the national median of 38.9. The gender split is 63.4% female and 36.6% male. The city is predominantly White (62.7%), with 7.1% Hispanic. 11.6% of the population are veterans, above the national rate of 6.0%.
Population
54.6yrs
Median Age
40% above US avg
The median household income in Paloma is $80,085, which is 7% above the national average of $75,149. Per capita income is $35,538. The average weekly wage is $1,112, 22% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,514 business establishments, including 118 restaurants. The cost of living index is 110.7, slightly above the national baseline of 100. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $80,085 |
| 7% above US avg |
| Per Capita Income | $35,538 |
| Avg Weekly Wage | $1,112 |
| IRS Avg AGI | $79,712 |
| Gini Index | 0.428 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 1,514 |
| County GDP | $2,074M |
Business (County)
| Restaurants | 118 |
| Healthcare | 90 |
| Retail | 136 |
| Manufacturing | 50 |
Tax & Cost of Living
| Property Tax (IRS) | $5,385 |
| 54% above US avg |
| Cost of Living | 110.70 (100=avg) |
| Effective Tax Rate | 1.39% |
Commute & Transportation
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Paloma is $387,400, 37% above the national median of $281,900. Zillow estimates the typical home value at $322,457, lower than the Census estimate. Fair market rent ranges from $1,647 for a one-bedroom to $2,053 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). The average annual property tax is $5,385 (higher than the $3,500 national average). 33.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 4.8x.
Home Values
| Census Median | $387,400 |
| 37% above US avg |
| Zillow ZHVI | $322,457 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $1,513 |
| 1 Bedroom | $1,647 |
| 2 Bedrooms | $2,053 |
| 3 Bedrooms | $2,752 |
| 4 Bedrooms | $3,165 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
Property Tax
| Avg Tax (IRS) | $5,385 |
| 54% above US avg |
| Effective Rate | 1.39% |
In Paloma, 32.3% of adults are obese, above the national rate of 32.1%. 10.5% have diabetes. Heart disease affects 6.6% of residents. 31.1% have high blood pressure. 16.9% are current smokers (above the 14.0% national rate). 19.3% report binge drinking. 24.7% are physically inactive. 26.3% report depression (above the 20.0% national average). 20.8% experience frequent mental distress. The primary care physician ratio is 1:2,568. The dentist ratio is 1:2,024. 72.8% of residents have access to exercise opportunities. The food environment index is 8.0 out of 10.
Health Metrics: Paloma vs U.S. Average (%)
Chronic Conditions
| Obesity | 32.3% |
| 1% above US avg |
| Diabetes | 10.5% |
| Heart Disease | 6.6% |
| High Blood Pressure | 31.1% |
| Asthma | 10.7% |
| COPD | 7.5% |
| Cancer | 7.3% |
| Stroke | 3.6% |
Behaviors & Mental Health
| Smoking | 16.9% |
| 21% above US avg |
| Binge Drinking | 19.3% |
| Physical Inactivity | 24.7% |
| Depression | 26.3% |
| Mental Distress | 20.8% |
| Physical Distress | 15.3% |
| Short Sleep | 36.3% |
Healthcare Access
| |
| Primary Care | 1:2,568 |
| Dentists | 1:2,024 |
| Mental Health | 1:431 |
| Checkup Rate | 69.8% |
| Dental Visits | 57.5% |
| Premature Death | 7,926/100K |
Food & Exercise
| Food Environment | 8.0/10 |
| Exercise Access | 72.8% |
| Healthcare Facilities | 90 |
Paloma has a violent crime rate of 375 per 100,000 residents, 1% below the national average of 380. Property crime stands at 2,492 per 100,000, 27% above the U.S. average. The county recorded 16 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Paloma receives a safety grade of F.
Crime Rates: Paloma vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 374.9/100K |
| 1% below US avg |
| |
Property Crime
| Total Property | 2,492.3/100K |
| 27% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 16 |
| Avg Accident Severity | 0.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Paloma enjoys a temperate climate with an average annual temperature of 63°F (17°C). Winters average 48°F in January while summers reach 79°F in July. The area gets 326 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 22.9 inches (drier than the 38-inch national average). Air quality is rated Good with a median AQI of 48. The city sits at an elevation of 1,386 feet.
Temperature
48°F Jan (9°C)
79°F Jul (26°C)
| Annual Average | 62.6°F |
| 16% above US avg |
| January Average | 48°F (9°C) |
| July Average | 79°F (26°C) |
| Sunny Days | 326 days/yr |
Geography
| Elevation | 1,386 ft (422 m) |
| Area | 0.3 sq mi (0.9 km²) |
| Population Density | 1,358/sq mi |
| Coordinates | 38.2606°N, 120.7644°W |
| Timezone | America/Los_Angeles |
| County | Calaveras County County |
| Nearest Airport | Sacramento International (SMF) 54 miles away |
Precipitation & Snow
Annual Rainfall
22.9"
40% below US avg
Wettest Month (Jan)
5.79"
Air Quality
| AQI Median | 48.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0414 ppm |
| PM2.5 (Fine Particles) | 5.6 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 86.6 / 100 |
| Social Vulnerability | 57.9 / 100 |
| Community Resilience | 39.5 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Relatively High |
| Flood |
Relatively Moderate |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively High |
| Lightning |
Relatively Low |
| Drought |
Relatively High |
| Cold Wave |
No Rating |
| Landslide |
Relatively Moderate |
| Volcano |
Very Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
3,083 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M6.1. Most recent: M2.7 on Aug 21, 2025.
| Sep 12, 1994 |
4 km S of Carter Springs, Nevada |
M6.1 |
115 km |
| Aug 24, 2014 |
The 2014 South Napa, California Earthquake |
M6.0 |
135 km |
| Jul 8, 2021 |
Antelope Valley, CA |
M6.0 |
114 km |
| Oct 24, 1990 |
3 km NE of Mono City, California |
M5.8 |
146 km |
| Sep 12, 1994 |
8 km ESE of Mesa Vista, California |
M5.1 |
109 km |
| Jul 8, 2021 |
32km SE of Markleeville, CA |
M5.0 |
114 km |
| Sep 3, 2000 |
5 km WSW of Yountville, California |
M4.9 |
144 km |
| Dec 22, 1995 |
California-Nevada border region |
M4.9 |
111 km |
| Dec 28, 1995 |
9 km WNW of Topaz Lake, Nevada |
M4.8 |
109 km |
| Oct 30, 1998 |
4 km N of Tahoe Vista, California |
M4.8 |
130 km |
| Jun 26, 2005 |
8 km NNW of Tahoe Vista, California |
M4.8 |
130 km |
| May 21, 1996 |
8 km ESE of East Foothills, California |
M4.7 |
131 km |
| Apr 26, 2008 |
27km SE of Smith Valley, NV |
M4.7 |
147 km |
| Dec 23, 1995 |
8 km WNW of Topaz Lake, Nevada |
M4.7 |
112 km |
| Mar 9, 2007 |
13 km SE of Walker, California |
M4.7 |
124 km |
| Aug 11, 1993 |
14 km ESE of Alum Rock, California |
M4.7 |
133 km |
| May 7, 2021 |
19km NW of Truckee, CA |
M4.7 |
139 km |
| Jul 8, 2021 |
29km ENE of Dardanelle, CA |
M4.6 |
109 km |
| Dec 12, 1996 |
4 km SSW of Topaz Lake, Nevada |
M4.6 |
114 km |
| Jul 9, 2021 |
30km SE of Markleeville, CA |
M4.6 |
111 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
67 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF2. Total: 1 injury.
| Date |
Rating |
Distance |
Fatalities |
| Feb 7, 1978 |
EF2 |
77 km |
0 |
| Apr 27, 1953 |
EF2 |
71 km |
0 |
| Mar 11, 2023 |
EF1 |
42 km |
0 |
| Jan 10, 2023 |
EF1 |
20 km |
0 |
| Dec 24, 2015 |
EF1 |
58 km |
0 |
| Nov 15, 2015 |
EF1 |
81 km |
0 |
| Oct 22, 2012 |
EF1 |
92 km |
0 |
| Jan 23, 2010 |
EF1 |
96 km |
0 |
| Apr 14, 2006 |
EF1 |
71 km |
0 |
| Dec 12, 1996 |
EF1 |
55 km |
0 |
| Apr 19, 1988 |
EF1 |
35 km |
0 |
| Apr 19, 1988 |
EF1 |
59 km |
0 |
| Mar 22, 1983 |
EF1 |
72 km |
0 |
| Mar 4, 1978 |
EF1 |
94 km |
0 |
| Mar 4, 1978 |
EF1 |
70 km |
0 |
| Mar 1, 1978 |
EF1 |
67 km |
0 |
| May 31, 1967 |
EF1 |
57 km |
0 |
| Apr 1, 1958 |
EF1 |
88 km |
0 |
| Jan 14, 2023 |
EF0 |
33 km |
0 |
| Nov 8, 2022 |
EF0 |
49 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 4.5 m (15 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1868 |
N. CALIFORNIA |
Eruption + Earthquake |
4.5 m |
30 |
133 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Nearby Volcanoes
4 volcanoes within 200 km.
Closest: Mono Lake Volcanic Field (154 km).
| Name |
Type |
Elevation |
Last Eruption |
Distance |
| Mono Lake Volcanic Field |
Pyroclastic cone(s) |
2,121 m (6,959 ft) |
1790 |
154 km |
| Mono-Inyo Craters |
Lava dome(s) |
2,796 m (9,173 ft) |
1380 |
160 km |
| Mammoth Mountain |
Lava dome(s) |
3,369 m (11,053 ft) |
1260 |
167 km |
| Clear Lake |
Volcanic field |
1,439 m (4,721 ft) |
Unknown |
191 km |
Source: Smithsonian Institution Global Volcanism Program (GVP). Sorted by distance.
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: RIM (257,084 ac, 2013).
| Year |
Name |
Acres |
Distance |
| 2013 |
RIM |
257,084 |
80 km |
| 2021 |
CALDOR |
226,583 |
66 km |
| 2014 |
KING |
99,070 |
77 km |
| 2017 |
DETWILER |
83,297 |
97 km |
| 2022 |
MOSQUITO |
77,858 |
87 km |
| 2015 |
BUTTE |
72,894 |
15 km |
| 1996 |
ACKERSON COMPLEX (ACKERSON) |
58,161 |
91 km |
| 1987 |
PAPER |
49,296 |
67 km |
| 1987 |
LARSON |
49,250 |
93 km |
| 1987 |
HAMM |
39,333 |
81 km |
| 2018 |
DONNELL |
36,151 |
83 km |
| 2008 |
TELEGRAPH |
33,479 |
98 km |
| 2013 |
AMERICAN |
27,938 |
99 km |
| 1992 |
CLEVELAND |
21,835 |
70 km |
| 1992 |
GULCH |
18,019 |
27 km |
| 1996 |
ROGGE |
17,559 |
70 km |
| 2004 |
POWER |
17,266 |
50 km |
| 2001 |
STAR |
16,846 |
96 km |
| 2024 |
CORRAL |
16,138 |
92 km |
| 2001 |
DARBY |
14,734 |
41 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
48°F (9°C) |
5.8 in |
Wettest |
| February |
49°F (10°C) |
5.0 in |
|
| March |
52°F (11°C) |
5.0 in |
|
| April |
56°F (13°C) |
2.3 in |
|
| May |
63°F (17°C) |
0.8 in |
|
| June |
71°F (22°C) |
0.2 in |
|
| July |
79°F (26°C) |
0.1 in |
Warmest, Driest |
| August |
76°F (25°C) |
0.2 in |
|
| September |
72°F (22°C) |
0.6 in |
|
| October |
64°F (18°C) |
1.7 in |
|
| November |
52°F (11°C) |
4.2 in |
|
| December |
45°F (7°C) |
4.3 in |
Coldest |
Paloma has a seasonal temperature swing of 34°F / from 45°F in December to 79°F in July. Total annual precipitation is 30.2 inches, with January being the wettest month (5.8") and July the driest (0.1").
Average costs for common services in Paloma. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$277 ($166–$443) |
| Specialist Visit |
$387 ($221–$609) |
| Urgent Care Visit |
$221 ($111–$387) |
| Emergency Room Visit |
$2,435 ($886–$5,535) |
| Dental Cleaning |
$144 ($83–$221) |
| Dental Filling |
$277 ($166–$443) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$50 ($28–$83) |
| Oil Change (Synthetic) |
$83 ($55–$133) |
| Brake Pad Replacement |
$332 ($166–$554) |
| Tire Rotation |
$44 ($22–$83) |
| New Tires (Set of 4) |
$664 ($443–$1,107) |
| Battery Replacement |
$221 ($111–$387) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$111 ($66–$166) |
| Electrician (Per Hour) |
$100 ($55–$155) |
| HVAC Repair |
$443 ($166–$886) |
| HVAC System Install |
$7,749 ($4,428–$13,284) |
| Roof Repair |
$1,107 ($443–$2,214) |
| Roof Replacement |
$9,963 ($6,089–$16,605) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,661 ($554–$3,875) |
| Divorce (Contested) |
$16,605 ($5,535–$33,210) |
| DUI Defense |
$5,535 ($2,214–$11,070) |
| Bankruptcy (Chapter 7) |
$1,661 ($886–$3,321) |
| Will Preparation |
$554 ($221–$1,107) |
| Trust Preparation |
$2,768 ($1,107–$5,535) |
View all 12 services
Personal Care
| Men's Haircut |
$28 ($17–$50) |
| Women's Haircut |
$61 ($33–$111) |
| Hair Coloring (Full) |
$166 ($83–$277) |
| Manicure |
$28 ($17–$50) |
| Pedicure |
$44 ($28–$72) |
| Massage (1 Hour) |
$89 ($55–$144) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.54 ($3.32–$6.09) |
| Dozen Eggs (per dozen) |
$3.87 ($2.77–$5.54) |
| Loaf of Bread |
$4.21 ($2.77–$6.09) |
| Chicken Breast (per lb) |
$4.98 ($3.32–$7.20) |
| Ground Beef (per lb) |
$6.09 ($4.43–$8.30) |
| Rice (per lb) |
$1.11 ($0.66–$1.99) |
View all 20 services
Utilities
| Electricity (Monthly) |
$155 ($89–$277) |
| Natural Gas (Monthly) |
$77 ($33–$166) |
| Water/Sewer (Monthly) |
$77 ($44–$133) |
| Internet (Monthly) |
$77 ($44–$111) |
| Cell Phone Plan (Monthly) |
$72 ($33–$111) |
| Cable TV (Monthly) |
$94 ($55–$166) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$221 ($83–$554) |
| Car Insurance (Annual) |
$2,214 ($1,328–$3,875) |
| Bus Pass (Monthly) |
$77 ($33–$144) |
| Taxi/Uber (5-Mile Ride) |
$17 ($8.86–$28) |
| Car Registration (Annual) |
$111 ($33–$277) |
| Driver's License Renewal |
$33 ($17–$83) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,328 ($664–$2,768) |
| Daycare (Toddler, Monthly) |
$1,107 ($554–$2,214) |
| After-School Care (Monthly) |
$443 ($221–$775) |
| Tutoring (Per Hour) |
$55 ($28–$111) |
| SAT/ACT Prep Course |
$1,107 ($443–$2,768) |
| Private School (K-12, Annual) |
$13,838 ($5,535–$33,210) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$66 ($33–$111) |
| Dog Vaccination (Annual) |
$111 ($55–$221) |
| Dog Grooming |
$66 ($33–$111) |
| Pet Boarding (Per Night) |
$44 ($22–$83) |
| Dog Spay/Neuter |
$332 ($166–$554) |
| Cat Spay/Neuter |
$221 ($111–$443) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,260 |
| Toddler | $850 |
| Preschool | $704 |
| Family Childcare (monthly) |
| Infant | $1,056 |
| Toddler | $948 |
| Preschool | $890 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Paloma
What is the population of Paloma?
Paloma has a population of 448 residents and is located in California. The population density is 1,358 people per square mile, spread across 0.3 square miles. The median age of residents is 54.6 years, which is older than the national median of 38.9 years. The population is 63.4% female and 36.6% male.
Is Paloma expensive to live in?
Paloma is slightly more expensive than average, with a cost of living index of 110.7 compared to the national baseline of 100. The median household income is $80,085, 7% above the national average of $75,149. The median home value is $387,400 (37% above the U.S. median). The home price-to-income ratio is 4.8x, indicating housing is reasonably affordable relative to local income levels.
Is Paloma safe?
Paloma is safer than the national average, with a violent crime rate of 375 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,492 per 100,000 (above the national average). Overall, Paloma receives a safety grade of F based on combined crime data.
What is the weather like in Paloma?
Paloma enjoys a temperate climate with an average annual temperature of 63°F (17°C). Winter temperatures average 48°F in January, while summers reach an average of 79°F in July. The area receives 326 sunny days per year, well above the national average of 205. Annual rainfall totals 22.9 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 48.
How is the job market in Paloma?
The job market in Paloma is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,112. There are 1,514 business establishments in the area, including 118 restaurants and food service locations.
How much does housing cost in Paloma?
The median home value in Paloma is $387,400. Zillow estimates the typical home value at $322,457. The homeownership rate is 100.0%. The average annual property tax is $5,385.
How are the schools in Paloma?
Schools in Paloma have an average test score of 4.6 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 0.0% of adults in Paloma hold a bachelor's degree or higher, below the national average of 33.7%. 90.7% have completed high school.
How healthy is Paloma?
The obesity rate in Paloma is 32.3% (above the national rate of 32.1%). 16.9% of adults are smokers. 24.7% are physically inactive. 26.3% of residents report depression. 72.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,568.
What are the demographics of Paloma?
The racial and ethnic makeup of Paloma is 62.7% White, 7.1% Hispanic or Latino. 11.6% of the population are military veterans.