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Panama, IL
Full City Profile · Illinois · Montgomery County County
2.8
/5.0
C+
Fair
327
Population
884/sq mi density
$60,096
Median Income
$27,332 per capita
$60,800
Home Value
$134,830 Zillow
$833
Median Rent
24.3% income on rent
53°F
Avg Temperature
293 sunny days/yr
294
Violent Crime/100K
1,111 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$60,096 median income, 6.8% unemployment
A+
Affordability
5.0 / 5.0
$60,800 home value, $833/mo rent
F
Safety
1.0 / 5.0
294 violent crimes/100K
D
Education
1.6 / 5.0
7.5% bachelor's degree or higher
Panama experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 28°F in January while summers reach 76°F in July. The area gets 293 sunny days per year. Annual precipitation totals 40.0 inches. The area receives 16.5 inches of snow annually. Air quality is rated Good with a median AQI of 43.
Temperature
28°F Jan (-2°C)
76°F Jul (25°C)
| Annual Average | 53.4°F |
| 1% below US avg | |
| January Average | 28°F (-2°C) |
| July Average | 76°F (25°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 593 ft (181 m) |
| Area | 0.1 sq mi (0.4 km²) |
| Population Density | 884/sq mi |
| Coordinates | 39.0293°N, 89.5244°W |
| Timezone | America/Chicago |
| County | Montgomery County County |
| Nearest Airport | St Louis Regional (ALN) 30 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 65.4 / 100 |
| Social Vulnerability | 55.4 / 100 |
| Community Resilience | 76.2 / 100 |
Hazard Breakdown
| Tornado | Relatively Moderate |
| Hurricane | Very Low |
| Earthquake | Relatively Moderate |
| Wildfire | Very Low |
| Flood | Relatively Low |
| Hail | Relatively Moderate |
| Strong Wind | Relatively High |
| Heat Wave | Relatively Moderate |
| Winter Weather | Relatively Low |
| Lightning | Relatively Moderate |
| Ice Storm | Relatively Low |
| Drought | Relatively Moderate |
| Cold Wave | Relatively Moderate |
| Landslide | Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 28°F (-2°C) | 2.0 in | Coldest, Driest |
| February | 32°F (-0°C) | 2.1 in | |
| March | 43°F (6°C) | 3.5 in | |
| April | 54°F (12°C) | 4.0 in | |
| May | 64°F (18°C) | 4.3 in | Wettest |
| June | 73°F (23°C) | 4.0 in | |
| July | 76°F (25°C) | 3.5 in | Warmest |
| August | 75°F (24°C) | 3.2 in | |
| September | 68°F (20°C) | 3.2 in | |
| October | 56°F (13°C) | 2.8 in | |
| November | 44°F (7°C) | 3.5 in | |
| December | 33°F (0°C) | 3.0 in |
Panama has a seasonal temperature swing of 48°F / from 28°F in January to 76°F in July. Total annual precipitation is 39.0 inches, with May being the wettest month (4.3") and January the driest (2.0").