Median Income
$65,360
13% lower than US avg
Home Value
$191,100
32% lower than US avg
Violent Crime
352/100K
7% lower than US avg
Bachelor's+
28.4%
16% lower than US avg
Median Rent
$1,151
1% lower than US avg
Obesity Rate
39.9%
24% higher than US avg
Unemployment
3.1%
14% lower than US avg
Poverty Rate
20.5%
65% higher than US avg
How Paw Paw Lake Compares to the U.S. Average (100% = U.S. avg)
People
Population3,794
Median Age40.2 yrs
Density740/mi²
Male / Female49% / 51%
Largest GroupWhite 88%
Veterans7.7%
Economy
B
Median Income$65,360
Per Capita$34,809
Unemployment3.1%
Poverty20.5%
County GDP$3,313M
Commute32 min
Housing
A+
Home Value$191,100
Rent$1,151
Ownership73.1%
Zillow$217,393
Housing Units2,706
Rent Burden51.0%
Crime
F
Violent352/100K
Property1,290/100K
Health
Obesity39.9%
Uninsured8.7%
Smoking19.3%
Depression29.6%
Heart Disease7.0%
Climate
Avg Temp50°F (10°C)
AQI38 (Good)
Rain38.2 in/yr
Sunny Days260/yr
Elevation633 ft (193 m)
Education
B
Bachelor's+28.4%
High School+90.9%
Graduate+14.8%
School Score5.32
Community
2024 VoteR 57% / D 42%
Commute32 min
Broadband83.0%
EV Stations6
Libraries11
Is Paw Paw Lake a Good Place to Live?
Based on current data, Paw Paw Lake receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine, high health insurance coverage. Areas to be aware of include an elevated poverty rate, high obesity rates. Paw Paw Lake offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Paw Paw Lake is $65,360, 13% below the national average of $75,149. Unemployment stands at 3.1%, indicating a healthy job market. The poverty rate of 20.5% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 32 minutes.
Cost of Living & Housing
The median home value in Paw Paw Lake is $191,100, 32% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,151 per month. At just 2.9x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Paw Paw Lake is below the national average at 352 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,290 per 100,000, 34% below the national average.
Education
28.4% of residents hold a bachelor's degree, below the national average of 33.7%. 90.9% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Paw Paw Lake experiences four distinct seasons with an average temperature of 50°F. Winters average 26°F in January while summers reach 73°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 38.2 inches, including 77.7 inches of snow. Air quality is rated Good with a median AQI of 38.
Paw Paw Lake has a population of 3,794 with a density of 740 people per square mile, spread across 5.1 square miles. The median age is 40.2 years, 3% older than the national median of 38.9. The gender split is 51.3% female and 48.7% male. The city is predominantly White (87.5%), with 1.8% Black. English is the primary language spoken at home by 99.2% of residents. 7.7% of the population are veterans, above the national rate of 6.0%. 19.8% of residents have a disability (above the 13.0% national average). 99.8% have health insurance coverage.
Population
40.2yrs
Median Age
3% above US avg
Race & Ethnicity
Paw Paw Lake vs U.S. Average
Language Spoken at Home
English Only
99.2%
26% above US avg
Spanish
0.8%
94% below US avg
Social Characteristics
Paw Paw Lake vs U.S. Average
The median household income in Paw Paw Lake is $65,360, which is 13% below the national average of $75,149. Per capita income is $34,809 (below the $39,052 national figure). The average weekly wage is $986, 31% lower than the U.S. average. The unemployment rate is 3.1% (below the 3.6% US average). 20.5% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 1,643 business establishments, including 164 restaurants. The cost of living index is 96.2, roughly in line with the national average. Workers commute an average of 32 minutes. 6.6% of workers work from home (below the 15.2% national rate).
Income: Paw Paw Lake vs U.S.
Income
| Median HH Income | $65,360 |
| 13% below US avg |
| Per Capita Income | $34,809 |
| Avg Weekly Wage | $986 |
| IRS Avg AGI | $64,208 |
| Gini Index | 0.429 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.1% |
| 14% below US avg |
| Poverty Rate | 20.5% |
| 65% above US avg |
| Establishments (County) | 1,643 |
| County GDP | $3,313M |
Business (County)
| Restaurants | 164 |
| Healthcare | 123 |
| Retail | 254 |
| Manufacturing | 94 |
Tax & Cost of Living
| Property Tax (IRS) | $6,255 |
| 79% above US avg |
| Cost of Living | 96.20 (100=avg) |
| Effective Tax Rate | 3.27% |
Commute & Transportation
| Commute Time | 31.6 min |
| Drive Alone | 78.7% |
| Public Transit | 1.2% |
| Work from Home | 6.6% |
The median home value in Paw Paw Lake is $191,100, 32% below the national median of $281,900. Zillow estimates the typical home value at $217,393, higher than the Census estimate. Homes sell for 101% of their list price, indicating a competitive market where bidding wars are common. Monthly rent averages $1,151 (1% below the national average of $1,163). Fair market rent ranges from $891 for a one-bedroom to $1,113 for a two-bedroom apartment. 73.1% of housing units are owner-occupied (above the 65.4% national rate). There are 2,706 total housing units in the city. The median year a home was built is 1961. The average annual property tax is $6,255 (higher than the $3,500 national average). 51.0% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 2.9x, well within the affordable range.
Home Values
| Census Median | $191,100 |
| 32% below US avg |
| Zillow ZHVI | $217,393 |
| Median List Price | $272,497 |
Real Estate Market (Redfin)
| Median List Price | $272,497 |
| $/Sq Ft | $196 |
| Homes Sold | 2 |
| Sale-to-List Ratio | 101.0% |
| Price Drops | 33.3% |
| Inventory | 15 |
Rental Costs
| Census Median Rent | $1,151 |
| 1% below US avg |
| Rent Burden | 51.0% |
HUD Fair Market Rent
| Studio | $807 |
| 1 Bedroom | $891 |
| 2 Bedrooms | $1,113 |
| 3 Bedrooms | $1,419 |
| 4 Bedrooms | $1,588 |
Ownership & Property
| Homeownership | 73.1% |
| Owner-Occupied | 73.1% |
| Renter-Occupied | 26.9% |
| Housing Units | 2,706 |
| Median Year Built | 1961 |
Property Tax
| Avg Tax (IRS) | $6,255 |
| 79% above US avg |
| Effective Rate | 3.27% |
In Paw Paw Lake, 39.9% of adults are obese, above the national rate of 32.1%. 11.3% have diabetes. Heart disease affects 7.0% of residents, above the national average. 34.5% have high blood pressure. 19.3% are current smokers (above the 14.0% national rate). 17.6% report binge drinking. 28.4% are physically inactive. 29.6% report depression (above the 20.0% national average). 20.8% experience frequent mental distress. 8.7% of residents lack health insurance. The primary care physician ratio is 1:1,991. The dentist ratio is 1:2,911. 59.9% of residents have access to exercise opportunities. The food environment index is 8.0 out of 10.
Health Metrics: Paw Paw Lake vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.9% |
| 24% above US avg |
| Diabetes | 11.3% |
| Heart Disease | 7.0% |
| High Blood Pressure | 34.5% |
| Asthma | 12.3% |
| COPD | 9.4% |
| Cancer | 7.7% |
| Stroke | 3.6% |
Behaviors & Mental Health
| Smoking | 19.3% |
| 38% above US avg |
| Binge Drinking | 17.6% |
| Physical Inactivity | 28.4% |
| Depression | 29.6% |
| Mental Distress | 20.8% |
| Physical Distress | 15.9% |
| Short Sleep | 38.9% |
Healthcare Access
| Insurance Rate | 99.8% |
| Uninsured | 8.7% |
| 1% above US avg |
| Primary Care | 1:1,991 |
| Dentists | 1:2,911 |
| Mental Health | 1:653 |
| Checkup Rate | 75.6% |
| Dental Visits | 62.6% |
| Premature Death | 9,267/100K |
Food & Exercise
| Food Environment | 8.0/10 |
| Exercise Access | 59.9% |
| Healthcare Facilities | 123 |
Paw Paw Lake has a violent crime rate of 352 per 100,000 residents, 7% below the national average of 380. Property crime stands at 1,290 per 100,000, 34% below the U.S. average. The county recorded 10 fatal traffic crashes. Overall, Paw Paw Lake receives a safety grade of F.
Crime Rates: Paw Paw Lake vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 351.7/100K |
| 7% below US avg |
| |
Property Crime
| Total Property | 1,289.6/100K |
| 34% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 10 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Paw Paw Lake experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 26°F in January while summers reach 73°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 38.2 inches. The area receives 77.7 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 38. The city sits at an elevation of 633 feet.
Temperature
26°F Jan (-3°C)
73°F Jul (23°C)
| Annual Average | 50.1°F |
| 7% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 633 ft (193 m) |
| Area | 5.1 sq mi (13.3 km²) |
| Population Density | 740/sq mi |
| Coordinates | 42.2114°N, 86.2756°W |
| Timezone | America/Detroit |
| County | Van Buren County County |
| Nearest Airport | Southwest Michigan Regional (BEH)
10 miles away |
Precipitation & Snow
Annual Rainfall
38.2"
0% below US avg
Wettest Month (Sep)
4.09"
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 60.5 / 100 |
| Social Vulnerability | 48.2 / 100 |
| Community Resilience | 92.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively High |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively High |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
| Coastal Flood |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
4 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M3.3 on Jun 30, 2015.
| May 2, 2015 |
5 km S of Galesburg, Michigan |
M4.2 |
70 km |
| Jun 30, 2015 |
5 km NNE of Burlington, Michigan |
M3.3 |
102 km |
| Nov 4, 2013 |
1 km SSW of Lyons, Illinois |
M3.2 |
136 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
96 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
312 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 112 fatalities, 1,493 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1956 |
EF5 |
49 km |
17 |
| Apr 2, 1977 |
EF4 |
60 km |
0 |
| Apr 11, 1965 |
EF4 |
95 km |
5 |
| Apr 11, 1965 |
EF4 |
79 km |
31 |
| Apr 11, 1965 |
EF4 |
81 km |
5 |
| Apr 11, 1965 |
EF4 |
71 km |
36 |
| Oct 24, 2001 |
EF3 |
67 km |
1 |
| May 13, 1980 |
EF3 |
47 km |
5 |
| May 13, 1980 |
EF3 |
5 km |
0 |
| Mar 12, 1976 |
EF3 |
81 km |
0 |
| Apr 21, 1967 |
EF3 |
87 km |
0 |
| Nov 26, 1965 |
EF3 |
60 km |
0 |
| Apr 11, 1965 |
EF3 |
99 km |
10 |
| Apr 11, 1965 |
EF3 |
58 km |
0 |
| Apr 11, 1965 |
EF3 |
94 km |
0 |
| Apr 30, 1962 |
EF3 |
64 km |
0 |
| Apr 3, 1956 |
EF3 |
14 km |
0 |
| Aug 6, 2024 |
EF2 |
47 km |
0 |
| May 7, 2024 |
EF2 |
50 km |
0 |
| May 7, 2024 |
EF2 |
70 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
76 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
2 wildfires (100+ acres) within 100 km.
Largest: ALLEGAN6 (1,077 ac, 1988).
| Year |
Name |
Acres |
Distance |
| 1988 |
ALLEGAN6 |
1,077 |
45 km |
| 2017 |
17 INDU COWLES DUNES |
522 |
93 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
2.2 in |
Coldest |
| February |
27°F (-3°C) |
1.6 in |
Driest |
| March |
36°F (2°C) |
2.4 in |
|
| April |
47°F (8°C) |
3.5 in |
|
| May |
58°F (14°C) |
3.3 in |
|
| June |
67°F (20°C) |
3.5 in |
|
| July |
73°F (23°C) |
3.5 in |
Warmest |
| August |
70°F (21°C) |
3.5 in |
|
| September |
63°F (17°C) |
4.1 in |
Wettest |
| October |
52°F (11°C) |
3.0 in |
|
| November |
40°F (5°C) |
3.3 in |
|
| December |
29°F (-2°C) |
3.1 in |
|
Paw Paw Lake has a seasonal temperature swing of 46°F / from 26°F in January to 73°F in July. Total annual precipitation is 36.9 inches, with September being the wettest month (4.1") and February the driest (1.6").
Average costs for common services in Paw Paw Lake. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$241 ($144–$385) |
| Specialist Visit |
$337 ($192–$529) |
| Urgent Care Visit |
$192 ($96–$337) |
| Emergency Room Visit |
$2,116 ($770–$4,810) |
| Dental Cleaning |
$125 ($72–$192) |
| Dental Filling |
$241 ($144–$385) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24–$72) |
| Oil Change (Synthetic) |
$72 ($48–$115) |
| Brake Pad Replacement |
$289 ($144–$481) |
| Tire Rotation |
$38 ($19–$72) |
| New Tires (Set of 4) |
$577 ($385–$962) |
| Battery Replacement |
$192 ($96–$337) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$96 ($58–$144) |
| Electrician (Per Hour) |
$87 ($48–$135) |
| HVAC Repair |
$385 ($144–$770) |
| HVAC System Install |
$6,734 ($3,848–$11,544) |
| Roof Repair |
$962 ($385–$1,924) |
| Roof Replacement |
$8,658 ($5,291–$14,430) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,443 ($481–$3,367) |
| Divorce (Contested) |
$14,430 ($4,810–$28,860) |
| DUI Defense |
$4,810 ($1,924–$9,620) |
| Bankruptcy (Chapter 7) |
$1,443 ($770–$2,886) |
| Will Preparation |
$481 ($192–$962) |
| Trust Preparation |
$2,405 ($962–$4,810) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14–$43) |
| Women's Haircut |
$53 ($29–$96) |
| Hair Coloring (Full) |
$144 ($72–$241) |
| Manicure |
$24 ($14–$43) |
| Pedicure |
$38 ($24–$63) |
| Massage (1 Hour) |
$77 ($48–$125) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.94 ($2.89–$5.29) |
| Dozen Eggs (per dozen) |
$3.37 ($2.41–$4.81) |
| Loaf of Bread |
$3.66 ($2.41–$5.29) |
| Chicken Breast (per lb) |
$4.33 ($2.89–$6.25) |
| Ground Beef (per lb) |
$5.29 ($3.85–$7.22) |
| Rice (per lb) |
$0.96 ($0.58–$1.73) |
View all 20 services
Utilities
| Electricity (Monthly) |
$135 ($77–$241) |
| Natural Gas (Monthly) |
$67 ($29–$144) |
| Water/Sewer (Monthly) |
$67 ($38–$115) |
| Internet (Monthly) |
$67 ($38–$96) |
| Cell Phone Plan (Monthly) |
$63 ($29–$96) |
| Cable TV (Monthly) |
$82 ($48–$144) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$192 ($72–$481) |
| Car Insurance (Annual) |
$1,924 ($1,154–$3,367) |
| Bus Pass (Monthly) |
$67 ($29–$125) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.70–$24) |
| Car Registration (Annual) |
$96 ($29–$241) |
| Driver's License Renewal |
$29 ($14–$72) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,154 ($577–$2,405) |
| Daycare (Toddler, Monthly) |
$962 ($481–$1,924) |
| After-School Care (Monthly) |
$385 ($192–$673) |
| Tutoring (Per Hour) |
$48 ($24–$96) |
| SAT/ACT Prep Course |
$962 ($385–$2,405) |
| Private School (K-12, Annual) |
$12,025 ($4,810–$28,860) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29–$96) |
| Dog Vaccination (Annual) |
$96 ($48–$192) |
| Dog Grooming |
$58 ($29–$96) |
| Pet Boarding (Per Night) |
$38 ($19–$72) |
| Dog Spay/Neuter |
$289 ($144–$481) |
| Cat Spay/Neuter |
$192 ($96–$385) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $577 |
| Toddler | $577 |
| Preschool | $532 |
| Family Childcare (monthly) |
| Infant | $693 |
| Toddler | $710 |
| Preschool | $710 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Paw Paw Lake
What is the population of Paw Paw Lake?
Paw Paw Lake has a population of 3,794 residents and is located in Michigan. The population density is 740 people per square mile, spread across 5.1 square miles. The median age of residents is 40.2 years. The population is 51.3% female and 48.7% male.
Is Paw Paw Lake expensive to live in?
Paw Paw Lake has a cost of living roughly in line with the national average, with an index of 96.2 (baseline: 100). The median household income is $65,360, 13% below the national average of $75,149. The median home value is $191,100 (32% below the U.S. median). Renters pay a median of $1,151 per month. The home price-to-income ratio is 2.9x, indicating housing is reasonably affordable relative to local income levels.
Is Paw Paw Lake safe?
Paw Paw Lake is safer than the national average, with a violent crime rate of 352 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,290 per 100,000 (below the national average). Overall, Paw Paw Lake receives a safety grade of F based on combined crime data.
What is the weather like in Paw Paw Lake?
Paw Paw Lake has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 26°F in January, while summers reach an average of 73°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 38.2 inches, with 77.7 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 38.
How is the job market in Paw Paw Lake?
Paw Paw Lake has a healthy job market with an unemployment rate of 3.1%, near the national average of 3.6%. The average weekly wage is $986. There are 1,643 business establishments in the area, including 164 restaurants and food service locations. The average commute time is 32 minutes, and 6.6% of workers work from home.
How much does housing cost in Paw Paw Lake?
The median home value in Paw Paw Lake is $191,100. Zillow estimates the typical home value at $217,393. For renters, the median monthly rent is $1,151. Fair market rent is $891 for a 1-bedroom and $1,113 for a 2-bedroom apartment. The homeownership rate is 73.1%. The average annual property tax is $6,255.
How are the schools in Paw Paw Lake?
Schools in Paw Paw Lake score 5.3 out of 10 on standardized testing, near the national average. 28.4% of adults in Paw Paw Lake hold a bachelor's degree or higher, below the national average of 33.7%. 90.9% have completed high school. 14.8% hold a graduate or professional degree.
How healthy is Paw Paw Lake?
The obesity rate in Paw Paw Lake is 39.9% (above the national rate of 32.1%). 19.3% of adults are smokers. 28.4% are physically inactive. 29.6% of residents report depression. 8.7% lack health insurance. 59.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,991.
What is transportation like in Paw Paw Lake?
The average commute in Paw Paw Lake is 32 minutes, longer than the national average of 28 minutes. 78.7% of workers drive alone to work, 1.2% use public transit, and 6.6% work from home.
What are the demographics of Paw Paw Lake?
The racial and ethnic makeup of Paw Paw Lake is 87.5% White, 1.8% Black or African American. 99.2% of residents speak only English at home. 7.7% of the population are military veterans. 19.8% of residents have a disability. 99.8% have health insurance coverage.
All Countries
