St. Joseph, MI

Michigan

St. Joseph is a small city in Michigan with a population of 7,805. Residents earn $77,765 per year, which is 3% above the national average.

3.8 /5.0
B+ Good
7,805 Population 2,439/sq mi density
$77,765 Median Income $54,707 per capita
$271,100 Home Value
$1,079 Median Rent 23.8% income on rent
50°F Avg Temperature
170 Violent Crime/100K 2,801 property/100K
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.6 / 5.0
$77,765 median income, 1.0% unemployment
A+
Affordability
4.7 / 5.0
$271,100 home value, $1,079/mo rent
F
Safety
1.0 / 5.0
170 violent crimes/100K (55% below avg)
A+
Education
5.0 / 5.0
51.1% bachelor's degree or higher
Median Income $77,765
3% higher than US avg
Home Value $271,100
4% lower than US avg
Violent Crime 170/100K
55% lower than US avg
Bachelor's+ 51.1%
52% higher than US avg
Median Rent $1,079
7% lower than US avg
Obesity Rate 33.8%
5% higher than US avg
Unemployment 1.0%
72% lower than US avg
Poverty Rate 1.4%
89% lower than US avg

How St. Joseph Compares to the U.S. Average (100% = U.S. avg)

People

Population7,805
Median Age43.4 yrs
Density2,439/mi²
Male / Female49% / 51%
Largest GroupWhite 85%
Veterans4.2%

Economy

A+
Median Income$77,765
Per Capita$54,707
Unemployment1.0%
Poverty1.4%
County GDP$3,313M
Commute15 min

Housing

A+
Home Value$271,100
Rent$1,079
OwnershipN/A
Rent Burden23.8%

Crime

F
Violent170/100K
Property2,801/100K
Murder0.0/100K
Assault85/100K
Burglary291/100K

Health

Obesity33.8%
UninsuredN/A
Depression26.2%
Heart Disease4.8%

Climate

Avg Temp50°F
AQI38 (Good)
Rain38.2 in/yr
Elevation667 ft

Education

A+
Bachelor's+51.1%
High School+97.4%
School Score4.97

Community

2024 VoteR 57% / D 42%
Commute15 min
Broadband90.5%
EV Stations1
Libraries11

Is St. Joseph a Good Place to Live?

Based on current data, St. Joseph receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, a highly educated population, a low poverty rate. St. Joseph offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in St. Joseph is $77,765, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.0%. Only 1.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 15 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in St. Joseph is $271,100, roughly aligned with the national median of $281,900. Renters pay a median of $1,079 per month. A price-to-income ratio of 3.5x indicates a reasonably affordable housing market.

Safety & Crime

Violent crime in St. Joseph is below the national average at 170 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,801 per 100,000, 43% above the national average.

Education

St. Joseph is a highly educated community — 51.1% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 97.4% have completed high school. Area schools have an average test score of 5/10.

Climate & Weather

St. Joseph experiences four distinct seasons with an average temperature of 50°F. Winters average 26°F in January while summers reach 73°F in July. Annual precipitation totals 38.2 inches, including 77.7 inches of snow. Air quality is rated Good with a median AQI of 38.

St. Joseph has a population of 7,805 with a density of 2,439 people per square mile. The median age is 43.4 years, 12% older than the national median of 38.9. The city is predominantly White (85.4%), with 4.8% Black.

Population

7,805
Total Population
2,439
People / sq mi
43.4yrs
Median Age
12% above US avg
3.2mi²
Land Area

Gender Distribution

Male 48.7%
Female 51.3%

Race & Ethnicity

St. Joseph vs U.S. Average

Language Spoken at Home

English Only90.7%
16% above US avg
Spanish9.3%
31% below US avg

Social Characteristics

St. Joseph vs U.S. Average

The median household income in St. Joseph is $77,765, which is 3% above the national average of $75,149. The unemployment rate is 1.0% (below the 3.6% US average). 1.4% of residents live below the poverty line. Workers commute an average of 15 minutes.

Income: St. Joseph vs U.S.

Commute Mode

Income

Median HH Income$77,765
3% above US avg
Per Capita Income$54,707
Avg Weekly Wage$986
IRS Avg AGI$64,208

Employment & Poverty

Unemployment1.0%
72% below US avg
Poverty Rate1.4%
89% below US avg
Establishments (County)1,643
County GDP$3,313M

Business (County)

Restaurants164
Healthcare123
Retail254
Manufacturing94

Tax & Cost of Living

Property Tax (IRS)$6,255
79% above US avg
Effective Tax Rate2.31%

Commute & Transportation

Commute Time15.3 min
Drive Alone75.4%
Public Transit0.2%
Work from Home15.1%

Walkability

The median home value in St. Joseph is $271,100, 4% below the national average. Monthly rent averages $1,079 (7% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$271,100
4% below US avg
Median List Price$639,000

Real Estate Market (Redfin)

Median List Price$639,000
$/Sq Ft$221
Homes Sold13
Sale-to-List Ratio96.4%
Price Drops14.3%
Inventory28

Rental Costs

Census Median Rent$1,079
7% below US avg
Rent Burden23.8%

HUD Fair Market Rent

Studio$721
1 Bedroom$777
2 Bedrooms$1,019
3 Bedrooms$1,380
4 Bedrooms$1,480

Ownership & Property

Owner-Occupied59.4%

Property Tax

Avg Tax (IRS)$6,255
79% above US avg
Effective Rate2.31%
In St. Joseph, 33.8% of adults are obese (above the 32.1% national rate). 26.2% report depression. 19.2% are physically inactive.

Health Metrics: St. Joseph vs U.S. Average (%)

Chronic Conditions

Obesity33.8%
5% above US avg
Diabetes8.2%
Heart Disease4.8%
High Blood Pressure29.1%
Asthma11.1%
COPD5.3%
Stroke2.4%

Behaviors & Mental Health

Binge Drinking18.7%
Physical Inactivity19.2%
Depression26.2%
Mental Distress16.6%
Physical Distress11.2%

Healthcare Access

Insurance Rate94.8%
Checkup Rate77.2%
Premature Death9,267/100K

Food & Exercise

Food Environment8.0/10
Exercise Access59.9%
Healthcare Facilities123
St. Joseph has a violent crime rate of 170 per 100,000 residents, 55% below the national average of 380. Property crime stands at 2,801 per 100,000 (43% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: St. Joseph vs U.S. Average (per 100,000)

Violent Crime

Total Violent169.8/100K
55% below US avg
Murder0.0/100K
100% below US avg
Rape36.4/100K
Robbery48.5/100K
Assault84.9/100K

Property Crime

Total Property2,801.0/100K
43% above US avg
Burglary291.0/100K
Theft2,437.3/100K
Vehicle Theft72.8/100K
Arson24.3/100K

Traffic Safety

Fatal Crashes (County/yr)10

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
St. Joseph has an average annual temperature of 50°F (10°C). Winters average 26°F in January while summers reach 73°F in July. Annual precipitation is 38.2 inches. Air quality is rated Good with a median AQI of 38.

Temperature

26°F Jan (-3°C) 73°F Jul (23°C)
Annual Average50.1°F
7% below US avg
January Average26°F (-3°C)
July Average73°F (23°C)

Precipitation & Snow

Annual Rainfall38.2 inches
0% below US avg
Snowfall77.7 inches/yr

Air Quality

AQI Median38.0
RatingGood

Geography

Elevation667 ft (203 m)
Area3.2 sq mi (8.3 km²)
Population Density2,439/sq mi
Coordinates42.0997°N, 86.4888°W
County FIPS26159
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 51.1% of residents hold a bachelor's degree or higher (52% above US avg). In the 2024 election, the county voted Republican by a 15.1-point margin. 90.5% of households have broadband internet.

2024 Presidential Election (County)

R 56.9%
D 41.7%

Winner: Republican by 15.1 points

Education

Bachelor's Degree+51.1%
52% above US avg
High School+97.4%
School Test Score4.97
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density2,439/sq mi
Total Area3.2 sq mi

Infrastructure & Services

Broadband Access90.5%
EV Charging Stations1
Alt Fuel Stations2
Public Libraries11
Healthcare Facilities123
Restaurants164
Retail Stores254

Safety & Disasters

Fatal Crashes (County/yr)10
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute15.3 min
Drive Alone75.4%
Public Transit0.2%
Work from Home15.1%

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