Median Income
$56,250
25% lower than US avg
Home Value
$107,500
62% lower than US avg
Bachelor's+
16.2%
52% lower than US avg
Median Rent
$763
34% lower than US avg
Obesity Rate
40.4%
26% higher than US avg
Unemployment
5.7%
58% higher than US avg
Poverty Rate
16.0%
29% higher than US avg
How Payne Compares to the U.S. Average (100% = U.S. avg)
People
Population1,329
Median Age30.6 yrs
Density1,954/mi²
Male / Female49% / 52%
Largest GroupWhite 92%
Economy
B
Median Income$56,250
Per Capita$25,622
Unemployment5.7%
Poverty16.0%
County GDP$790M
Commute21 min
Housing
A+
Home Value$107,500
Rent$763
OwnershipN/A
Zillow$157,946
Rent Burden22.3%
Health
Obesity40.4%
UninsuredN/A
Depression27.3%
Heart Disease5.8%
Climate
Avg Temp50°F
AQI43 (Good)
Rain37.0 in/yr
Elevation750 ft
Education
C
Bachelor's+16.2%
High School+89.1%
School Score5.90
Community
2024 VoteR 78% / D 21%
Commute21 min
Libraries6
Is Payne a Good Place to Live?
Based on current data, Payne receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include affordable housing. Areas to be aware of include above-average unemployment, below-average incomes, high obesity rates. Payne offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Payne is $56,250, 25% below the national average of $75,149. The unemployment rate of 5.7% is somewhat elevated compared to the national rate of 3.6%. The poverty rate of 16.0% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Payne is $107,500, 62% below the national median — offering relatively affordable homeownership. Renters pay a median of $763 per month, below the national average — a plus for affordability. At just 1.9x median income, home prices are very affordable relative to local earnings.
Education
16.2% of residents hold a bachelor's degree, below the national average of 33.7%. 89.1% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Payne experiences four distinct seasons with an average temperature of 50°F. Winters average 25°F in January while summers reach 74°F in July. Annual precipitation totals 37.0 inches, including 23.6 inches of snow. Air quality is rated Good with a median AQI of 43.
Payne has a population of 1,329 with a density of 1,954 people per square mile. The median age is 30.6 years, 21% younger than the national median of 38.9. The city is predominantly White (91.9%), with 1.7% Hispanic.
Population
30.6yrs
Median Age
21% below US avg
Language Spoken at Home
| English Only | 98.8% |
| 26% above US avg |
| Spanish | 1.2% |
| 91% below US avg |
The median household income in Payne is $56,250, which is 25% below the national average of $75,149. The unemployment rate is 5.7% (above the 3.6% US average). 16.0% of residents live below the poverty line. Workers commute an average of 21 minutes.
Income
| Median HH Income | $56,250 |
| 25% below US avg |
| Per Capita Income | $25,622 |
| Avg Weekly Wage | $962 |
| IRS Avg AGI | $67,814 |
Employment & Poverty
| Unemployment | 5.7% |
| 58% above US avg |
| Poverty Rate | 16.0% |
| 29% above US avg |
| Establishments (County) | 420 |
| County GDP | $790M |
Business (County)
| Restaurants | 29 |
| Healthcare | 25 |
| Retail | 48 |
| Manufacturing | 32 |
Tax & Cost of Living
| Property Tax (IRS) | $3,073 |
| 12% below US avg |
| Effective Tax Rate | 2.86% |
Commute & Transportation
| Commute Time | 20.7 min |
| Work from Home | 5.1% |
The median home value in Payne is $107,500, 62% below the national average. Monthly rent averages $763 (34% below US avg). Zillow estimates the typical home value at $157,946.
Home Values
| Census Median | $107,500 |
| 62% below US avg |
| Zillow ZHVI | $157,946 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $763 |
| 34% below US avg |
| Rent Burden | 22.3% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $873 |
| 2 Bedrooms | $1,092 |
| 3 Bedrooms | $1,388 |
| 4 Bedrooms | $1,550 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $3,073 |
| 12% below US avg |
| Effective Rate | 2.86% |
In Payne, 40.4% of adults are obese (above the 32.1% national rate). 27.3% report depression. 27.3% are physically inactive.
Health Metrics: Payne vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.4% |
| 26% above US avg |
| Diabetes | 10.7% |
| Heart Disease | 5.8% |
| High Blood Pressure | 33.4% |
| Asthma | 11.1% |
| COPD | 7.2% |
| Stroke | 2.9% |
Behaviors & Mental Health
| |
| Binge Drinking | 19.1% |
| Physical Inactivity | 27.3% |
| Depression | 27.3% |
| Mental Distress | 19.2% |
| Physical Distress | 13.2% |
Healthcare Access
| Insurance Rate | 90.6% |
| |
| Checkup Rate | 77.0% |
| Premature Death | 7,074/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 44.3% |
| Healthcare Facilities | 25 |
Crime Rates: Payne vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
Safety Score
Payne has an average annual temperature of 50°F (10°C). Winters average 25°F in January while summers reach 74°F in July. Annual precipitation is 37.0 inches. Air quality is rated Good with a median AQI of 43.
Temperature
25°F Jan (-4°C)
74°F Jul (23°C)
| Annual Average | 50.3°F |
| 7% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 74°F (23°C) |
Precipitation & Snow
| Annual Rainfall | 37.0 inches |
| 3% below US avg |
| Snowfall | 23.6 inches/yr |
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Geography
| Elevation | 750 ft (229 m) |
| Area | 0.7 sq mi (1.8 km²) |
| Population Density | 1,954/sq mi |
| Coordinates | 41.0798°N, 84.7272°W |
| County FIPS | 39125 |