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Payne Springs, TX

Full City Profile · Texas · Kaufman County County

2.7 /5.0
C+ Fair
648 Population 306/sq mi density
$42,841 Median Income $29,371 per capita
$170,200 Home Value $282,906 Zillow
$1,125 Median Rent 42.7% income on rent
67°F Avg Temperature 330 sunny days/yr
135 Violent Crime/100K 3,179 property/100K
C+
Overall
2.7 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.0 / 5.0
$42,841 median income, 0.5% unemployment
A
Affordability
4.4 / 5.0
$170,200 home value, $1,125/mo rent
F
Safety
1.0 / 5.0
135 violent crimes/100K
C
Education
2.2 / 5.0
15.0% bachelor's degree or higher

Housing Overview

Median Home Value
$170,200
40% below
US avg: $281,900
Median Rent
$1,125/mo
3% below
US avg: $1,163/mo
Homeownership Rate
74.2%
13% above US avg (65.4%)
Total Housing Units
381
Median year built: 1982

Home Value by Source

Census Median
$170,200
Zillow (ZHVI)
$282,906
Median Sale Price
$200,000
Median List Price
$349,000
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

74.2%
Owner-Occupied
25.8%
Renter-Occupied
74%
26%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$887/mo
1 Bedroom
$935/mo
2 Bedroom
$1,149/mo
3 Bedroom
$1,497/mo
4 Bedroom
$1,733/mo
Census median rent: $1,125/mo

Market Indicators (Redfin)

Median Days on Market
300 days
Sale-to-List Ratio
0.0%
Buyers market
Homes Sold
1
Price Drops
16.7%
of listings with price reduction
Price Per Sq Ft
$139
Active Inventory
12
homes for sale

Affordability & Housing Stock

Rent Burden
42.7%
of renters spending 30%+ of income on housing
38% above US avg (31.0%)
Median Year Built
1982
Average age of housing stock: 44 years
Homeownership Rate
74.2%

Complete Housing Data

Home Values

Census Median Value$170,200
Zillow Home Value (ZHVI)$282,906
Median Sale Price$200,000
Median List Price$349,000
Price Per Sq Ft$139

Rent

Census Median Rent$1,125
FMR Studio$887
FMR 1-Bedroom$935
FMR 2-Bedroom$1,149
FMR 3-Bedroom$1,497
FMR 4-Bedroom$1,733

Market

Days on Market300
Sale-to-List Ratio0.0%
Price Drops16.7%
Homes Sold1
Active Inventory12
Price Per Sq Ft$139

Ownership & Stock

Owner-Occupied74.2%
Renter-Occupied25.8%
Homeownership Rate74.2%
Total Housing Units381
Median Year Built1982
Rent Burden42.7%