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Pearl City, IL

Illinois

Pearl City is a small town in Illinois with a population of 798. Residents earn $63,500 per year, which is 16% below the national average.

3.8 /5.0
B+ Good
798 Population 1,228/sq mi density
$63,500 Median Income $30,593 per capita
$121,300 Home Value $207,752 Zillow
$747 Median Rent 27.1% income on rent
48°F Avg Temperature 260 sunny days/yr
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$63,500 median income, 0.9% unemployment
A+
Affordability
5.0 / 5.0
$121,300 home value, $747/mo rent
C
Education
2.4 / 5.0
17.4% bachelor's degree or higher
Median Income $63,500
16% lower than US avg
Home Value $121,300
57% lower than US avg
Bachelor's+ 17.4%
48% lower than US avg
Median Rent $747
36% lower than US avg
Obesity Rate 39.3%
22% higher than US avg
Unemployment 0.9%
75% lower than US avg
Poverty Rate 9.0%
27% lower than US avg

How Pearl City Compares to the U.S. Average (100% = U.S. avg)

People

Population798
Median Age32.5 yrs
Density1,228/mi²
Male / Female48% / 52%
Largest GroupWhite 95%
Veterans3.9%

Economy

A
Median Income$63,500
Per Capita$30,593
Unemployment0.9%
Poverty9.0%
County GDP$2,485M
Commute22 min

Housing

A+
Home Value$121,300
Rent$747
OwnershipN/A
Zillow$207,752
Housing Units285
Rent Burden27.1%

Health

Obesity39.3%
Uninsured7.8%
Smoking15.3%
Depression25.5%
Heart Disease5.4%

Climate

Avg Temp48°F (9°C)
AQI43 (Good)
Rain38.4 in/yr
Sunny Days260/yr
Elevation833 ft (254 m)

Education

C
Bachelor's+17.4%
High School+94.9%
Graduate+4.2%
School Score5.34

Community

2024 VoteR 59% / D 39%
Commute22 min
Broadband90.3%
Libraries3

Is Pearl City a Good Place to Live?

Based on current data, Pearl City receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, abundant sunshine, high health insurance coverage. Areas to be aware of include high obesity rates. Pearl City offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Pearl City is $63,500, 16% below the national average of $75,149. The job market is very strong with unemployment at just 0.9%. 9.0% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 22 minutes.

Cost of Living & Housing

The median home value in Pearl City is $121,300, 57% below the national median — offering relatively affordable homeownership. Renters pay a median of $747 per month, below the national average — a plus for affordability. At just 1.9x median income, home prices are very affordable relative to local earnings.

Education

17.4% of residents hold a bachelor's degree, below the national average of 33.7%. 94.9% have completed high school. Area schools have an average test score of 5.3/10.

Climate & Weather

Pearl City experiences four distinct seasons with an average temperature of 48°F. Winters average 20°F in January while summers reach 72°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 38.4 inches, including 34.5 inches of snow. Air quality is rated Good with a median AQI of 43.

Pearl City has a population of 798 with a density of 1,228 people per square mile. The median age is 32.5 years, 16% younger than the national median of 38.9. The city is predominantly White (95.2%), with 2.6% Black.

Population

798
Total Population
1,228
People / sq mi
32.5yrs
Median Age
16% below US avg
0.7mi²
Land Area

Gender Distribution

Male 48.4%
Female 51.6%

Race & Ethnicity

Pearl City vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Pearl City vs U.S. Average

The median household income in Pearl City is $63,500, which is 16% below the national average of $75,149. The unemployment rate is 0.9% (below the 3.6% US average). 9.0% of residents live below the poverty line. Workers commute an average of 22 minutes.

Income: Pearl City vs U.S.

Commute Mode

Income

Median HH Income$63,500
16% below US avg
Per Capita Income$30,593
Avg Weekly Wage$1,076
IRS Avg AGI$63,398

Employment & Poverty

Unemployment0.9%
75% below US avg
Poverty Rate9.0%
27% below US avg
Establishments (County)1,019
County GDP$2,485M

Business (County)

Restaurants91
Healthcare99
Retail137
Manufacturing58

Tax & Cost of Living

Property Tax (IRS)$5,642
61% above US avg
Effective Tax Rate4.65%

Commute & Transportation

Commute Time22.3 min
Drive Alone85.6%
Public Transit0.0%
Work from Home8.3%

Walkability

The median home value in Pearl City is $121,300, 57% below the national average. Monthly rent averages $747 (36% below US avg). Zillow estimates the typical home value at $207,752.

Home Value Sources

Ownership Split

Home Values

Census Median$121,300
57% below US avg
Zillow ZHVI$207,752
Median List Price$79,950

Real Estate Market (Redfin)

Median List Price$79,950
$/Sq Ft$177
Homes Sold1
Sale-to-List Ratio94.5%
Price Drops0.0%
Inventory3

Rental Costs

Census Median Rent$747
36% below US avg
Rent Burden27.1%

HUD Fair Market Rent

Studio$774
1 Bedroom$854
2 Bedrooms$1,063
3 Bedrooms$1,370
4 Bedrooms$1,561

Ownership & Property

Owner-Occupied74.8%
Housing Units285
Median Year Built1970

Property Tax

Avg Tax (IRS)$5,642
61% above US avg
Effective Rate4.65%
In Pearl City, 39.3% of adults are obese (above the 32.1% national rate). 7.8% of residents lack health insurance. 15.3% are current smokers. 25.5% report depression. 22.8% are physically inactive.

Health Metrics: Pearl City vs U.S. Average (%)

Chronic Conditions

Obesity39.3%
22% above US avg
Diabetes9.5%
Heart Disease5.4%
High Blood Pressure30.7%
Asthma10.8%
COPD6.8%
Cancer7.5%
Stroke2.9%

Behaviors & Mental Health

Smoking15.3%
9% above US avg
Binge Drinking20.9%
Physical Inactivity22.8%
Depression25.5%
Mental Distress19.2%
Physical Distress12.9%
Short Sleep36.0%

Healthcare Access

Insurance Rate93.5%
Uninsured7.8%
9% below US avg
Checkup Rate75.6%
Dental Visits60.9%
Premature Death9,373/100K

Food & Exercise

Food Environment8.4/10
Exercise Access70.5%
Healthcare Facilities99
Pearl City has an average annual temperature of 48°F (9°C). Winters average 20°F in January while summers reach 72°F in July. Annual precipitation is 38.4 inches. The area enjoys 260 sunny days per year. Air quality is rated Good with a median AQI of 43.

Temperature

20°F Jan (-7°C) 72°F Jul (22°C)
Annual Average47.7°F
12% below US avg
January Average20°F (-7°C)
July Average72°F (22°C)
Sunny Days260 days/yr

Precipitation & Snow

Annual Rainfall38.4 inches
1% above US avg
Snowfall34.5 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation833 ft (254 m)
Area0.7 sq mi (1.7 km²)
Population Density1,228/sq mi
Coordinates42.2662°N, 89.8272°W
TimezoneAmerica/Chicago
County FIPS17177
It is classified as Nonmetro — Urban 20K+, adjacent. 17.4% of residents hold a bachelor's degree or higher (48% below US avg). In the 2024 election, the county voted Republican by a 19.4-point margin. 90.3% of households have broadband internet.

2024 Presidential Election (County)

R 58.9%
D 39.5%

Winner: Republican by 19.4 points

Education

Bachelor's Degree+17.4%
48% below US avg
High School+94.9%
Graduate Degree+4.2%
School Test Score5.34
C Education Grade (2.4/5.0)

Urban-Rural Classification

RUCC Code 4Nonmetro — Urban 20K+, adjacent
Population Density1,228/sq mi
Total Area0.7 sq mi

Infrastructure & Services

Broadband Access90.3%
Public Libraries3
Healthcare Facilities99
Restaurants91
Retail Stores137

Safety & Disasters

Fatal Crashes (County/yr)4

Commute & Transportation

Avg Commute22.3 min
Drive Alone85.6%
Public Transit0.0%
Work from Home8.3%

Nearby Cities

Lena, IL 2,778 pop · 7.8 mi Freeport, IL 23,636 pop · 10.0 mi Stockton, IL 1,867 pop · 10.7 mi Lanark, IL 1,510 pop · 11.4 mi Mount Carroll, IL 1,515 pop · 14.1 mi Forreston, IL 1,148 pop · 15.9 mi Warren, IL 1,439 pop · 17.9 mi Savanna, IL 2,851 pop · 19.9 mi Milledgeville, IL 1,199 pop · 21.1 mi Polo, IL 2,495 pop · 23.2 mi Pecatonica, IL 2,178 pop · 24.2 mi Thomson, IL 1,526 pop · 24.9 mi Monroe, WI 10,568 pop · 25.2 mi Mount Morris, IL 2,679 pop · 25.3 mi
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