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Pearl City, IL

Full City Profile · Illinois · Stephenson County County

3.8 /5.0
B+ Good
798 Population 1,228/sq mi density
$63,500 Median Income $30,593 per capita
$121,300 Home Value $207,752 Zillow
$747 Median Rent 27.1% income on rent
48°F Avg Temperature 260 sunny days/yr
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$63,500 median income, 0.9% unemployment
A+
Affordability
5.0 / 5.0
$121,300 home value, $747/mo rent
C
Education
2.4 / 5.0
17.4% bachelor's degree or higher

Pearl City, IL

At a Glance

Median Income
$63,500
16% below
$30,593 per capita
Home Value
$121,300
57% below
Zillow: $207,752
Median Rent
$747/mo
36% below
27.1% of income on rent
Violent Crime
0/100K
100% below
0/100K property
Bachelor's Degree+
17.4%
48% below
94.9% high school+
Unemployment
0.9%
75% below
9.0% poverty rate
Obesity Rate
39.3%
22% above
15.3% smoking rate
Avg Temperature
48°F
260 sunny days/yr

How Pearl City Compares to the U.S. Average

Each bar shows Pearl City's value as a percentage of the national average (100% = U.S. avg)

Income
84%
Home Value
43%
Rent
64%
Poverty
73%
Bachelor's
52%
Unemployment
25%
Crime
0%
Thin vertical line = U.S. national average (100%)

Is Pearl City a Good Place to Live?

B+
3.8 / 5.0 — Good
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Pearl City residents earn a median household income of $63,500 , which is 16% below the national average of $75,149. Per capita income is $30,593. The unemployment rate stands at 0.9% (75% below the U.S. rate of 3.6%). 9.0% of residents live below the poverty line. The area is home to 1,019 business establishments, including 91 restaurants.

Housing & Cost of Living

The median home value in Pearl City is $121,300 , 57% below the national median of $281,900. Zillow estimates the typical home at $207,752. Median rent is $747/month, with 27.1% of renters spending more than 30% of income on housing. The cost of living index is 100.0 (100 = national average). The median home was built in 1970.

Safety & Crime

Pearl City reports 0 violent crimes per 100,000 residents , which is 100% below the national average of 380/100K. Property crime is 0/100K.

Education

17.4% of adults in Pearl City hold a bachelor's degree or higher (48% below the national average). 94.9% have completed high school. Local schools score 5.0/10 in standardized testing.

Climate & Weather

Pearl City has an average annual temperature of 48°F (9°C). Winters average 20°F in January while summers reach 72°F in July. The area gets 260 sunny days per year. Annual precipitation totals 38.4 inches. Air quality is rated Good with a median AQI of 43.

Data Overview

People

Population798
Median Age32.5 yrs
Density1,228/mi²
Male / Female48% / 52%
Foreign Born13.6%
Veterans3.9%

Economy

A
Median Income$63,500
Per Capita$30,593
Unemployment0.9%
Poverty9.0%
County GDP$2,485M
Avg Weekly Wage$1,076

Housing

A+
Home Value$121,300
Rent$747
Ownership74.8%
Zillow$207,752
Housing Units285
Rent Burden27.1%

Crime

Violent0/100K
Property0/100K

Health

Obesity39.3%
Diabetes9.5%
Smoking15.3%
Heart Disease5.4%
Premature Death9,373/100K

Climate

Avg Temp48°F
Sunny Days260/yr
Rain38.4 in/yr
AQI43 (Good)
Elevation833 ft

Education

C
Bachelor's+17.4%
High School+94.9%
Graduate+4.2%
School Score5.0/10

Community

2024 VoteR 59% / D 39%
Commute22 min
Broadband90.3%
Internet Speed65 Mbps
EV Stations1
Libraries3

Did You Know?

The median home in Pearl City was built in 1970.
The nearest airport is Chicago/Rockford International (38 miles).
The Gini coefficient (income inequality) is 0.436 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Low" by FEMA.
10.7% of the population has a disability.
13.6% of residents are foreign-born.
The county recorded 4 fatal vehicle crashes.