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Pearl City, IL
Full City Profile · Illinois · Stephenson County County
3.8
/5.0
B+
Good
798
Population
1,228/sq mi density
$63,500
Median Income
$30,593 per capita
$121,300
Home Value
$207,752 Zillow
$747
Median Rent
27.1% income on rent
48°F
Avg Temperature
260 sunny days/yr
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$63,500 median income, 0.9% unemployment
A+
Affordability
5.0 / 5.0
$121,300 home value, $747/mo rent
C
Education
2.4 / 5.0
17.4% bachelor's degree or higher
Housing Overview
Median Home Value
$121,300
57% below
US avg: $281,900
Median Rent
$747/mo
36% below
US avg: $1,163/mo
Homeownership Rate
74.8%
14% above US avg (65.4%)
Total Housing Units
285
Median year built: 1970
Home Value by Source
Census Median
$121,300
Zillow (ZHVI)
$207,752
Median Sale Price
$170,000
Median List Price
$79,950
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
74.8%
Owner-Occupied
25.2%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$774/mo
1 Bedroom
$854/mo
2 Bedroom
$1,063/mo
3 Bedroom
$1,370/mo
4 Bedroom
$1,561/mo
Census median rent:
$747/mo
Market Indicators (Redfin)
Median Days on Market
24 days
Sale-to-List Ratio
0.9%
Buyers market
Homes Sold
1
Price Drops
0.0%
of listings with price reduction
Price Per Sq Ft
$177
Active Inventory
3
homes for sale
Affordability & Housing Stock
Rent Burden
27.1%
of renters spending 30%+ of income on housing
13% below US avg (31.0%)
Median Year Built
1970
Average age of housing stock: 56 years
Homeownership Rate
74.8%
Complete Housing Data
Home Values
| Census Median Value | $121,300 |
| Zillow Home Value (ZHVI) | $207,752 |
| Median Sale Price | $170,000 |
| Median List Price | $79,950 |
| Price Per Sq Ft | $177 |
Rent
| Census Median Rent | $747 |
| FMR Studio | $774 |
| FMR 1-Bedroom | $854 |
| FMR 2-Bedroom | $1,063 |
| FMR 3-Bedroom | $1,370 |
| FMR 4-Bedroom | $1,561 |
Market
| Days on Market | 24 |
| Sale-to-List Ratio | 0.9% |
| Price Drops | 0.0% |
| Homes Sold | 1 |
| Active Inventory | 3 |
| Price Per Sq Ft | $177 |
Ownership & Stock
| Owner-Occupied | 74.8% |
| Renter-Occupied | 25.2% |
| Homeownership Rate | 74.8% |
| Total Housing Units | 285 |
| Median Year Built | 1970 |
| Rent Burden | 27.1% |