Pearl City, IL
Full City Profile · Illinois · Stephenson County County
3.8
/5.0
B+
Good
798
Population
1,228/sq mi density
$63,500
Median Income
$30,593 per capita
$121,300
Home Value
$207,752 Zillow
$747
Median Rent
27.1% income on rent
48°F
Avg Temperature
260 sunny days/yr
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$63,500 median income, 0.9% unemployment
A+
Affordability
5.0 / 5.0
$121,300 home value, $747/mo rent
C
Education
2.4 / 5.0
17.4% bachelor's degree or higher
Income Overview
Median Household Income
$63,500
16% below
US avg: $75,149
Per Capita Income
$30,593
22% below
US avg: $39,052
Unemployment Rate
0.9%
75% below
US avg: 3.6%
Poverty Rate
9.0%
27% below
US avg: 12.4%
Income Comparison: Pearl City vs. U.S. Average
Each bar shows Pearl City’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$63,500
84%
Per Capita
US: $39,052
$30,593
78%
IRS Avg AGI
US: $72,000
$63,398
88%
Avg Weekly Wage
US: $1,432
$1,076
75%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,076
25% below US avg ($1,432)
Mean Commute Time
22 min
19% below US avg (28 min)
Work From Home
8.3%
45% below US avg (15.2%)
Drive Alone
85.6%
17% above US avg (73.2%)
Public Transit
0.0%
100% below US avg (5.0%)
County GDP
$2,485M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
85.6%
Public Transit
0%
Work From Home
8.3%
Other
6.1%
Average commute time
22 minutes
US avg: 28 min
Business Landscape
Total Establishments
1,019
Restaurants
91
Healthcare
99
Retail
137
Manufacturing
58
Tax & Financial
IRS Avg Adjusted Gross Income
$63,398
12% below US avg ($72,000)
Avg Property Tax
$5,642
61% above US avg ($3,500)
Cost of Living Index
100.0
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $63,500 |
| Per Capita Income | $30,593 |
| IRS Avg Adjusted Gross Income | $63,398 |
| Avg Weekly Wage | $1,076 |
| County GDP | $2,485M |
Hardship Indicators
| Unemployment Rate | 0.9% |
| Poverty Rate | 9.0% |
| Gini Coefficient | 0.436 |
| Cost of Living Index | 100.0 |
Commute
| Mean Commute | 22 minutes |
| Drive Alone | 85.6% |
| Public Transit | 0.0% |
| Work From Home | 8.3% |
Businesses
| Total Establishments | 1,019 |
| Restaurants | 91 |
| Healthcare | 99 |
| Retail | 137 |
| Manufacturing | 58 |
Tax
| IRS Avg AGI | $63,398 |
| Avg Property Tax | $5,642 |
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