Median Income
$62,972
16% lower than US avg
Home Value
$215,700
23% lower than US avg
Bachelor's+
26.5%
21% lower than US avg
Median Rent
$1,036
11% lower than US avg
Obesity Rate
30.5%
5% lower than US avg
Unemployment
5.8%
61% higher than US avg
Poverty Rate
4.9%
60% lower than US avg
How Philmont Compares to the U.S. Average (100% = U.S. avg)
People
Population1,575
Median Age42.7 yrs
Density1,291/mi²
Male / Female59% / 41%
Largest GroupWhite 79%
Economy
B+
Median Income$62,972
Per Capita$37,972
Unemployment5.8%
Poverty4.9%
County GDP$3,465M
Commute20 min
Housing
A+
Home Value$215,700
Rent$1,036
OwnershipN/A
Zillow$319,397
Health
Obesity30.5%
UninsuredN/A
Depression22.3%
Heart Disease5.0%
Climate
Avg Temp51°F
AQI36 (Good)
Rain44.1 in/yr
Elevation501 ft
Education
B
Bachelor's+26.5%
High School+96.5%
School Score5.39
Community
2024 VoteR 43% / D 57%
Commute20 min
EV Stations1
Libraries12
Is Philmont a Good Place to Live?
Based on current data, Philmont receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include affordable housing, a low poverty rate. Areas to be aware of include above-average unemployment. Philmont offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Philmont is $62,972, 16% below the national average of $75,149. The unemployment rate of 5.8% is somewhat elevated compared to the national rate of 3.6%. Only 4.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 20 minutes.
Cost of Living & Housing
The median home value in Philmont is $215,700, 23% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,036 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.4x indicates a reasonably affordable housing market.
Education
26.5% of residents hold a bachelor's degree, below the national average of 33.7%. 96.5% have completed high school. Area schools have an average test score of 5.4/10.
Climate & Weather
Philmont experiences four distinct seasons with an average temperature of 51°F. Winters average 27°F in January while summers reach 74°F in July. Annual precipitation totals 44.1 inches, including 31.0 inches of snow. Air quality is rated Good with a median AQI of 36.
Philmont has a population of 1,575 with a density of 1,291 people per square mile. The median age is 42.7 years, 10% older than the national median of 38.9. The city is predominantly White (79.2%), with 16.5% Black.
Population
42.7yrs
Median Age
10% above US avg
Language Spoken at Home
| English Only | 95.2% |
| 21% above US avg |
| Spanish | 4.8% |
| 64% below US avg |
The median household income in Philmont is $62,972, which is 16% below the national average of $75,149. The unemployment rate is 5.8% (above the 3.6% US average). 4.9% of residents live below the poverty line. Workers commute an average of 20 minutes.
Income
| Median HH Income | $62,972 |
| 16% below US avg |
| Per Capita Income | $37,972 |
| Avg Weekly Wage | $1,082 |
| IRS Avg AGI | $93,498 |
Employment & Poverty
| Unemployment | 5.8% |
| 61% above US avg |
| Poverty Rate | 4.9% |
| 60% below US avg |
| Establishments (County) | 2,212 |
| County GDP | $3,465M |
Business (County)
| Restaurants | 199 |
| Healthcare | 163 |
| Retail | 267 |
| Manufacturing | 83 |
Tax & Cost of Living
| Property Tax (IRS) | $10,790 |
| 208% above US avg |
| Effective Tax Rate | 5.00% |
Commute & Transportation
| Commute Time | 20.4 min |
| Work from Home | 12.1% |
The median home value in Philmont is $215,700, 23% below the national average. Monthly rent averages $1,036 (11% below US avg). Zillow estimates the typical home value at $319,397.
Home Values
| Census Median | $215,700 |
| 23% below US avg |
| Zillow ZHVI | $319,397 |
| Median List Price | $407,500 |
Real Estate Market (Redfin)
| Median List Price | $407,500 |
| $/Sq Ft | $144 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 88.4% |
| Price Drops | 16.7% |
| Inventory | 6 |
Rental Costs
| Census Median Rent | $1,036 |
| 11% below US avg |
HUD Fair Market Rent
| Studio | $1,215 |
| 1 Bedroom | $1,315 |
| 2 Bedrooms | $1,579 |
| 3 Bedrooms | $1,976 |
| 4 Bedrooms | $2,193 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $10,790 |
| 208% above US avg |
| Effective Rate | 5.00% |
In Philmont, 30.5% of adults are obese (below the 32.1% national rate). 22.3% report depression. 21.9% are physically inactive.
Health Metrics: Philmont vs U.S. Average (%)
Chronic Conditions
| Obesity | 30.5% |
| 5% below US avg |
| Diabetes | 8.1% |
| Heart Disease | 5.0% |
| High Blood Pressure | 27.9% |
| Asthma | 11.2% |
| COPD | 5.8% |
| Stroke | 2.7% |
Behaviors & Mental Health
| |
| Binge Drinking | 19.7% |
| Physical Inactivity | 21.9% |
| Depression | 22.3% |
| Mental Distress | 17.5% |
| Physical Distress | 12.0% |
Healthcare Access
| Insurance Rate | 92.9% |
| |
| Checkup Rate | 77.4% |
| Premature Death | 7,810/100K |
Food & Exercise
| Food Environment | 8.4/10 |
| Exercise Access | 61.5% |
| Healthcare Facilities | 163 |
Crime Rates: Philmont vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 6 |
Safety Score
Philmont has an average annual temperature of 51°F (11°C). Winters average 27°F in January while summers reach 74°F in July. Annual precipitation is 44.1 inches. Air quality is rated Good with a median AQI of 36.
Temperature
27°F Jan (-3°C)
74°F Jul (23°C)
| Annual Average | 51.1°F |
| 5% below US avg |
| January Average | 27°F (-3°C) |
| July Average | 74°F (23°C) |
Precipitation & Snow
| Annual Rainfall | 44.1 inches |
| 16% above US avg |
| Snowfall | 31.0 inches/yr |
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Geography
| Elevation | 501 ft (153 m) |
| Area | 1.2 sq mi (3.2 km²) |
| Population Density | 1,291/sq mi |
| Coordinates | 42.2490°N, 73.6469°W |
| County FIPS | 36021 |