Polk City, FL

Florida · Metropolitan Area

Polk City is a small town in Florida with a population of 2,884. Residents earn $83,333 per year, which is 11% above the national average.

3.9 /5.0
B+ Good
2,884 Population 639/sq mi density
$83,333 Median Income $34,505 per capita
$287,600 Home Value $256,950 Zillow
$986 Median Rent
75°F Avg Temperature
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$83,333 median income, 1.6% unemployment
A+
Affordability
4.7 / 5.0
$287,600 home value, $986/mo rent
C+
Education
2.6 / 5.0
20.0% bachelor's degree or higher
Median Income $83,333
11% higher than US avg
Home Value $287,600
2% higher than US avg
Bachelor's+ 20.0%
41% lower than US avg
Median Rent $986
15% lower than US avg
Obesity Rate 39.1%
22% higher than US avg
Unemployment 1.6%
56% lower than US avg
Poverty Rate 9.2%
26% lower than US avg

How Polk City Compares to the U.S. Average (100% = U.S. avg)

People

Population2,884
Median Age40.5 yrs
Density639/mi²
Male / Female52% / 48%
Largest GroupWhite 64%

Economy

A+
Median Income$83,333
Per Capita$34,505
Unemployment1.6%
Poverty9.2%
County GDP$160,400M
Commute34 min

Housing

A+
Home Value$287,600
Rent$986
OwnershipN/A
Zillow$256,950

Crime

ViolentN/A
PropertyN/A

Health

Obesity39.1%
UninsuredN/A
Depression21.0%
Heart Disease6.1%

Climate

Avg Temp75°F
AQI39 (Good)
Rain46.1 in/yr
Elevation148 ft

Education

C+
Bachelor's+20.0%
High School+90.4%
School Score5.14

Community

2024 VoteR 43% / D 56%
Commute34 min
Libraries17

Is Polk City a Good Place to Live?

Based on current data, Polk City receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, high health insurance coverage. Areas to be aware of include high obesity rates. Polk City offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Polk City is $83,333, 11% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.6%. 9.2% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 34 minutes.

Cost of Living & Housing

The median home value in Polk City is $287,600, roughly aligned with the national median of $281,900. Renters pay a median of $986 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.5x indicates a reasonably affordable housing market.

Education

20.0% of residents hold a bachelor's degree, below the national average of 33.7%. 90.4% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Polk City has a warm climate with an average annual temperature of 75°F. Winters average 62°F in January while summers reach 84°F in July. Annual precipitation totals 46.1 inches. Air quality is rated Good with a median AQI of 39.

Polk City has a population of 2,884 with a density of 639 people per square mile. The median age is 40.5 years, 4% older than the national median of 38.9. The city is predominantly White (63.8%), with 2.9% Hispanic, 5.7% Black.

Population

2,884
Total Population
639
People / sq mi
40.5yrs
Median Age
4% above US avg
4.5mi²
Land Area

Gender Distribution

Male 51.6%
Female 48.4%

Race & Ethnicity

Polk City vs U.S. Average

Language Spoken at Home

English Only63.6%
19% below US avg
Spanish36.4%
172% above US avg

Social Characteristics

Polk City vs U.S. Average

The median household income in Polk City is $83,333, which is 11% above the national average of $75,149. The unemployment rate is 1.6% (below the 3.6% US average). 9.2% of residents live below the poverty line. Workers commute an average of 34 minutes.

Income: Polk City vs U.S.

Commute Mode

Income

Median HH Income$83,333
11% above US avg
Per Capita Income$34,505
Avg Weekly Wage$1,304
IRS Avg AGI$85,905

Employment & Poverty

Unemployment1.6%
56% below US avg
Poverty Rate9.2%
26% below US avg
Establishments (County)56,038
County GDP$160,400M

Business (County)

Restaurants3,857
Healthcare4,318
Retail5,138
Manufacturing874

Tax & Cost of Living

Property Tax (IRS)$7,880
125% above US avg
Effective Tax Rate2.74%

Commute & Transportation

Commute Time33.7 min
Work from Home7.6%

Walkability

The median home value in Polk City is $287,600, 2% above the national average. Monthly rent averages $986 (15% below US avg). Zillow estimates the typical home value at $256,950.

Home Value Sources

Ownership Split

Home Values

Census Median$287,600
2% above US avg
Zillow ZHVI$256,950
Median List Price$414,950

Real Estate Market (Redfin)

Median List Price$414,950
$/Sq Ft$359
Homes Sold3
Sale-to-List Ratio96.2%
Price Drops35.1%
Inventory37

Rental Costs

Census Median Rent$986
15% below US avg
Zillow Rent (ZORI)$1,660

HUD Fair Market Rent

Studio$1,226
1 Bedroom$1,230
2 Bedrooms$1,497
3 Bedrooms$2,023
4 Bedrooms$2,511

Ownership & Property

Owner-Occupied81.9%

Property Tax

Avg Tax (IRS)$7,880
125% above US avg
Effective Rate2.74%
In Polk City, 39.1% of adults are obese (above the 32.1% national rate). 21.0% report depression. 26.9% are physically inactive.

Health Metrics: Polk City vs U.S. Average (%)

Chronic Conditions

Obesity39.1%
22% above US avg
Diabetes10.9%
Heart Disease6.1%
High Blood Pressure30.9%
Asthma10.1%
COPD7.2%
Stroke3.2%

Behaviors & Mental Health

Binge Drinking17.5%
Physical Inactivity26.9%
Depression21.0%
Mental Distress19.4%
Physical Distress15.3%

Healthcare Access

Insurance Rate93.1%
Checkup Rate74.3%
Premature Death7,030/100K

Food & Exercise

Food Environment8.0/10
Exercise Access91.3%
Healthcare Facilities4,318

Crime Rates: Polk City vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)200

Safety Score

Polk City has an average annual temperature of 75°F (24°C). Winters average 62°F in January while summers reach 84°F in July. Annual precipitation is 46.1 inches. Air quality is rated Good with a median AQI of 39.

Temperature

62°F Jan (17°C) 84°F Jul (29°C)
Annual Average74.6°F
38% above US avg
January Average62°F (17°C)
July Average84°F (29°C)

Precipitation & Snow

Annual Rainfall46.1 inches
21% above US avg

Air Quality

AQI Median39.0
RatingGood
Good Days %77.3%
Unhealthy Days1

Geography

Elevation148 ft (45 m)
Area4.5 sq mi (11.7 km²)
Population Density639/sq mi
Coordinates28.1805°N, 81.8300°W
County FIPS12095
It is classified as Metro — 1 million+. 20.0% of residents hold a bachelor's degree or higher (41% below US avg). In the 2024 election, the county voted Democrat by a 13.6-point margin.

2024 Presidential Election (County)

R 42.5%
D 56.1%

Winner: Democrat by 13.6 points

Education

Bachelor's Degree+20.0%
41% below US avg
High School+90.4%
School Test Score5.14
C+ Education Grade (2.6/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density639/sq mi
Total Area4.5 sq mi

Infrastructure & Services

Public Libraries17
Healthcare Facilities4,318
Restaurants3,857
Retail Stores5,138

Safety & Disasters

Fatal Crashes (County/yr)200

Commute & Transportation

Avg Commute33.7 min
Work from Home7.6%

Nearby Cities

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