Median Income
$50,903
32% lower than US avg
Home Value
$113,200
60% lower than US avg
Bachelor's+
37.5%
11% higher than US avg
Obesity Rate
37.1%
16% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Pontotoc Compares to the U.S. Average (100% = U.S. avg)
People
Population89
Median Age62.2 yrs
Density83/mi²
Male / Female61% / 39%
Largest GroupWhite 83%
Veterans37.5%
Economy
A
Median Income$50,903
Per Capita$26,461
Unemployment0.0%
Poverty0.0%
County GDP$591M
Housing
A+
Home Value$113,200
Ownership85.4%
Zillow$198,798
Housing Units57
Rent Burden24.4%
Health
Obesity37.1%
Uninsured0.0%
Smoking19.5%
Depression24.3%
Heart Disease7.4%
Climate
Avg Temp61°F (16°C)
AQI44 (Good)
Rain43.7 in/yr
Elevation1,002 ft (305 m)
Education
A
Bachelor's+37.5%
High School+87.5%
Graduate+0.0%
School Score5.24
Community
2024 VoteR 82% / D 16%
Broadband65.9%
EV Stations1
Libraries1
Is Pontotoc a Good Place to Live?
Based on current data, Pontotoc receives an overall livability score of 4.3 out of 5.0, earning a grade of A. Key strengths include low unemployment, a highly educated population, affordable housing, a low poverty rate. Areas to be aware of include below-average incomes. Pontotoc stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Pontotoc is $50,903, 32% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Pontotoc is $113,200, 60% below the national median / offering relatively affordable homeownership. At just 2.2x median income, home prices are very affordable relative to local earnings.
Education
Educational attainment is solid, with 37.5% holding a bachelor's degree or higher, near the national average. 87.5% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Pontotoc enjoys a moderate climate with an average annual temperature of 61°F. Winters average 40°F in January while summers reach 81°F in July. Annual precipitation totals 43.7 inches. Air quality is rated Good with a median AQI of 44.
Pontotoc has a population of 89 with a density of 83 people per square mile, spread across 1.1 square miles. The median age is 62.2 years, 60% older than the national median of 38.9. The gender split is 39.3% female and 60.7% male. The city is predominantly White (83.1%). English is the primary language spoken at home by 100% of residents. 37.5% of the population are veterans, above the national rate of 6.0%. 6.7% of residents have a disability (below the 13.0% national average). 100.0% have health insurance coverage.
Population
89
Total Population
2023 Census
62.2yrs
Median Age
60% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Pontotoc is $50,903, which is 32% below the national average of $75,149. Per capita income is $26,461 (below the $39,052 national figure). The average weekly wage is $863, 40% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 262 business establishments, including 16 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $50,903 |
| 32% below US avg |
| Per Capita Income | $26,461 |
| Avg Weekly Wage | $863 |
| IRS Avg AGI | $54,537 |
| Gini Index | 0.437 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 262 |
| County GDP | $591M |
Business (County)
| Restaurants | 16 |
| Healthcare | 24 |
| Retail | 26 |
| Manufacturing | 8 |
Tax & Cost of Living
| Property Tax (IRS) | $1,978 |
| 43% below US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 1.75% |
Commute & Transportation
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Pontotoc is $113,200, 60% below the national median of $281,900. Zillow estimates the typical home value at $198,798, higher than the Census estimate. Fair market rent ranges from $758 for a one-bedroom to $994 for a two-bedroom apartment. 85.4% of housing units are owner-occupied (above the 65.4% national rate). There are 57 total housing units in the city. The median year a home was built is 1940. The average annual property tax is $1,978 (lower than the $3,500 national average). 24.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.2x, well within the affordable range.
Home Values
| Census Median | $113,200 |
| 60% below US avg |
| Zillow ZHVI | $198,798 |
Rental Costs
HUD Fair Market Rent
| Studio | $699 |
| 1 Bedroom | $758 |
| 2 Bedrooms | $994 |
| 3 Bedrooms | $1,230 |
| 4 Bedrooms | $1,334 |
Ownership & Property
| Homeownership | 85.4% |
| Owner-Occupied | 85.4% |
| Renter-Occupied | 14.6% |
| Housing Units | 57 |
| Median Year Built | 1940 |
Property Tax
| Avg Tax (IRS) | $1,978 |
| 43% below US avg |
| Effective Rate | 1.75% |
In Pontotoc, 37.1% of adults are obese, above the national rate of 32.1%. 13.3% have diabetes (above the 10.5% national rate). Heart disease affects 7.4% of residents, above the national average. 36.9% have high blood pressure. 19.5% are current smokers (above the 14.0% national rate). 16.4% report binge drinking. 29.8% are physically inactive, above the national average. 24.3% report depression (above the 20.0% national average). 18.7% experience frequent mental distress. 0.0% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:3,434. The dentist ratio is 1:1,156. 40.7% of residents have access to exercise opportunities. The food environment index is 5.5 out of 10.
Health Metrics: Pontotoc vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.1% |
| 16% above US avg |
| Diabetes | 13.3% |
| Heart Disease | 7.4% |
| High Blood Pressure | 36.9% |
| Asthma | 12.0% |
| COPD | 7.1% |
| Cancer | 6.6% |
| Stroke | 3.7% |
Behaviors & Mental Health
| Smoking | 19.5% |
| 39% above US avg |
| Binge Drinking | 16.4% |
| Physical Inactivity | 29.8% |
| Depression | 24.3% |
| Mental Distress | 18.7% |
| Physical Distress | 14.8% |
| Short Sleep | 38.9% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 0.0% |
| 100% below US avg |
| Primary Care | 1:3,434 |
| Dentists | 1:1,156 |
| Mental Health | 1:112 |
| Checkup Rate | 75.4% |
| Dental Visits | 52.0% |
| Premature Death | 13,634/100K |
Food & Exercise
| Food Environment | 5.5/10 |
| Exercise Access | 40.7% |
| Healthcare Facilities | 24 |
Pontotoc enjoys a temperate climate with an average annual temperature of 61°F (16°C). Winters average 40°F in January while summers reach 81°F in July. Annual precipitation totals 43.7 inches. The area receives 2.4 inches of snow annually. Air quality is rated Good with a median AQI of 44. 75% of days have good air quality. The city sits at an elevation of 1,002 feet.
Temperature
40°F Jan (5°C)
81°F Jul (27°C)
| Annual Average | 60.9°F |
| 13% above US avg |
| January Average | 40°F (5°C) |
| July Average | 81°F (27°C) |
Geography
| Elevation | 1,002 ft (305 m) |
| Area | 1.1 sq mi (2.8 km²) |
| Population Density | 83/sq mi |
| Coordinates | 34.4888°N, 96.6290°W |
| Timezone | America/Chicago |
| County | Johnston County County |
| Nearest Airport | Ada Regional (ADT)
22 miles away |
Precipitation & Snow
Annual Rainfall
43.7"
15% above US avg
Wettest Month (May)
5.91"
Air Quality
| AQI Median | 44.0 |
| Rating | Good |
| Good Days % | 74.7% |
| Unhealthy Days | 3 |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 25.4 / 100 |
| Social Vulnerability | 91.2 / 100 |
| Community Resilience | 23.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively High |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1,307 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.1. Most recent: M2.6 on Aug 12, 2025.
| Feb 3, 2024 |
8 km NW of Prague, Oklahoma |
M5.1 |
117 km |
| Dec 7, 2013 |
8 km SW of Arcadia, Oklahoma |
M4.5 |
142 km |
| Sep 6, 1997 |
6 km N of Tupelo, Oklahoma |
M4.5 |
26 km |
| Apr 16, 2013 |
Oklahoma |
M4.4 |
140 km |
| Jun 16, 2014 |
7 km NNE of Lake Aluma, Oklahoma |
M4.3 |
141 km |
| Jan 13, 2024 |
6 km W of Arcadia, Oklahoma |
M4.3 |
148 km |
| Jan 1, 2016 |
6 km ENE of Edmond, Oklahoma |
M4.2 |
149 km |
| Jan 18, 1995 |
4 km SSE of Erin Springs, Oklahoma |
M4.2 |
94 km |
| Aug 3, 2017 |
6 km ENE of Edmond, Oklahoma |
M4.2 |
149 km |
| Apr 7, 2016 |
1 km E of Luther, Oklahoma |
M4.2 |
140 km |
| Apr 16, 2013 |
3 km WSW of Wellston, Oklahoma |
M4.2 |
139 km |
| Jun 18, 2014 |
7 km NE of Lake Aluma, Oklahoma |
M4.1 |
141 km |
| Apr 3, 2012 |
8 km SSW of Pittsburg, Oklahoma |
M4.1 |
71 km |
| Jan 13, 2024 |
6 km ENE of Edmond, Oklahoma |
M4.1 |
150 km |
| Feb 27, 2010 |
8 km SE of Sparks, Oklahoma |
M4.1 |
119 km |
| Aug 17, 2016 |
2 km SW of Wellston, Oklahoma |
M4.0 |
138 km |
| Apr 6, 2023 |
4 km ESE of Carney, Oklahoma |
M4.0 |
148 km |
| Nov 15, 1990 |
5 km SSE of Erin Springs, Oklahoma |
M3.9 |
93 km |
| Jul 15, 2014 |
3 km N of Harrah, Oklahoma |
M3.9 |
125 km |
| May 10, 2012 |
9 km WNW of Prague, Oklahoma |
M3.8 |
114 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
706 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 61 fatalities, 742 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 5, 1960 |
EF5 |
92 km |
5 |
| Apr 27, 2024 |
EF4 |
80 km |
1 |
| May 9, 2016 |
EF4 |
67 km |
1 |
| May 11, 1992 |
EF4 |
69 km |
0 |
| May 17, 1981 |
EF4 |
96 km |
0 |
| Apr 19, 1972 |
EF4 |
85 km |
5 |
| Oct 5, 1970 |
EF4 |
98 km |
4 |
| Apr 27, 1966 |
EF4 |
21 km |
0 |
| May 4, 1960 |
EF4 |
100 km |
0 |
| May 4, 1960 |
EF4 |
54 km |
0 |
| May 9, 1959 |
EF4 |
15 km |
7 |
| Sep 14, 1957 |
EF4 |
77 km |
2 |
| Apr 2, 1957 |
EF4 |
65 km |
3 |
| Apr 2, 1957 |
EF4 |
54 km |
2 |
| Apr 28, 1950 |
EF4 |
69 km |
5 |
| Apr 27, 2024 |
EF3 |
33 km |
1 |
| Apr 27, 2024 |
EF3 |
60 km |
2 |
| Apr 19, 2023 |
EF3 |
93 km |
0 |
| Apr 30, 2019 |
EF3 |
69 km |
2 |
| May 9, 2016 |
EF3 |
83 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: LOCO-HEALDTON (56,584 ac, 2009).
| Year |
Name |
Acres |
Distance |
| 2009 |
LOCO-HEALDTON |
56,584 |
77 km |
| 1991 |
ARBUCKLE |
29,823 |
49 km |
| 2021 |
WINDMILL |
28,410 |
59 km |
| 2004 |
UNNAMED |
27,091 |
88 km |
| 2009 |
RATCLIFF CITY-TATUMS |
23,099 |
77 km |
| 2011 |
HOG TRAP |
22,895 |
83 km |
| 2009 |
BURNT TRUST |
22,578 |
97 km |
| 2009 |
BRUSHY MOUNTAIN |
18,412 |
79 km |
| 2011 |
UNNAMED |
17,973 |
77 km |
| 1991 |
UNNAMED |
16,700 |
90 km |
| 2005 |
UNNAMED |
15,416 |
63 km |
| 2005 |
CABINESS |
14,646 |
79 km |
| 2006 |
RATLIFF CITY |
12,435 |
77 km |
| 2004 |
UNNAMED |
12,163 |
69 km |
| 2011 |
UNNAMED |
11,348 |
81 km |
| 2005 |
UNNAMED |
10,935 |
60 km |
| 2000 |
UNNAMED |
9,943 |
51 km |
| 2005 |
WEWOKA CREEK |
9,921 |
75 km |
| 1996 |
UNNAMED |
9,481 |
91 km |
| 1996 |
UNNAMED |
9,165 |
98 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
40°F (5°C) |
2.4 in |
Coldest, Driest |
| February |
44°F (7°C) |
2.5 in |
|
| March |
52°F (11°C) |
3.5 in |
|
| April |
60°F (16°C) |
4.1 in |
|
| May |
68°F (20°C) |
5.9 in |
Wettest |
| June |
76°F (25°C) |
4.6 in |
|
| July |
81°F (27°C) |
3.5 in |
|
| August |
81°F (27°C) |
2.9 in |
Warmest |
| September |
73°F (23°C) |
4.4 in |
|
| October |
62°F (17°C) |
4.4 in |
|
| November |
51°F (11°C) |
2.8 in |
|
| December |
42°F (6°C) |
2.8 in |
|
Pontotoc has a seasonal temperature swing of 41°F / from 40°F in January to 81°F in August. Total annual precipitation is 43.7 inches, with May being the wettest month (5.9") and January the driest (2.4").
Average costs for common services in Pontotoc. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132-$351) |
| Specialist Visit |
$307 ($176-$483) |
| Urgent Care Visit |
$176 ($88-$307) |
| Emergency Room Visit |
$1,932 ($702-$4,390) |
| Dental Cleaning |
$114 ($66-$176) |
| Dental Filling |
$220 ($132-$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22-$66) |
| Oil Change (Synthetic) |
$66 ($44-$105) |
| Brake Pad Replacement |
$263 ($132-$439) |
| Tire Rotation |
$35 ($18-$66) |
| New Tires (Set of 4) |
$527 ($351-$878) |
| Battery Replacement |
$176 ($88-$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53-$132) |
| Electrician (Per Hour) |
$79 ($44-$123) |
| HVAC Repair |
$351 ($132-$702) |
| HVAC System Install |
$6,146 ($3,512-$10,536) |
| Roof Repair |
$878 ($351-$1,756) |
| Roof Replacement |
$7,902 ($4,829-$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439-$3,073) |
| Divorce (Contested) |
$13,170 ($4,390-$26,340) |
| DUI Defense |
$4,390 ($1,756-$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702-$2,634) |
| Will Preparation |
$439 ($176-$878) |
| Trust Preparation |
$2,195 ($878-$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13-$40) |
| Women's Haircut |
$48 ($26-$88) |
| Hair Coloring (Full) |
$132 ($66-$220) |
| Manicure |
$22 ($13-$40) |
| Pedicure |
$35 ($22-$57) |
| Massage (1 Hour) |
$70 ($44-$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63-$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20-$4.39) |
| Loaf of Bread |
$3.34 ($2.20-$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63-$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51-$6.59) |
| Rice (per lb) |
$0.88 ($0.53-$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70-$220) |
| Natural Gas (Monthly) |
$61 ($26-$132) |
| Water/Sewer (Monthly) |
$61 ($35-$105) |
| Internet (Monthly) |
$61 ($35-$88) |
| Cell Phone Plan (Monthly) |
$57 ($26-$88) |
| Cable TV (Monthly) |
$75 ($44-$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66-$439) |
| Car Insurance (Annual) |
$1,756 ($1,054-$3,073) |
| Bus Pass (Monthly) |
$61 ($26-$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02-$22) |
| Car Registration (Annual) |
$88 ($26-$220) |
| Driver's License Renewal |
$26 ($13-$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527-$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439-$1,756) |
| After-School Care (Monthly) |
$351 ($176-$615) |
| Tutoring (Per Hour) |
$44 ($22-$88) |
| SAT/ACT Prep Course |
$878 ($351-$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390-$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26-$88) |
| Dog Vaccination (Annual) |
$88 ($44-$176) |
| Dog Grooming |
$53 ($26-$88) |
| Pet Boarding (Per Night) |
$35 ($18-$66) |
| Dog Spay/Neuter |
$263 ($132-$439) |
| Cat Spay/Neuter |
$176 ($88-$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $858 |
| Toddler | $741 |
| Preschool | $741 |
| Family Childcare (monthly) |
| Infant | $623 |
| Toddler | $573 |
| Preschool | $573 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Pontotoc
What is the population of Pontotoc?
Pontotoc has a population of 89 residents and is located in Oklahoma. The population density is 83 people per square mile, spread across 1.1 square miles. The median age of residents is 62.2 years, which is older than the national median of 38.9 years. The population is 39.3% female and 60.7% male.
Is Pontotoc expensive to live in?
Pontotoc is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $50,903, 32% below the national average of $75,149. The median home value is $113,200 (60% below the U.S. median). The home price-to-income ratio is 2.2x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Pontotoc?
Pontotoc enjoys a temperate climate with an average annual temperature of 61°F (16°C). Winter temperatures average 40°F in January, while summers reach an average of 81°F in July. Annual rainfall totals 43.7 inches, with 2.4 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 44.
How is the job market in Pontotoc?
The job market in Pontotoc is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $863. There are 262 business establishments in the area, including 16 restaurants and food service locations.
How much does housing cost in Pontotoc?
The median home value in Pontotoc is $113,200. Zillow estimates the typical home value at $198,798. The homeownership rate is 85.4%. The average annual property tax is $1,978.
How are the schools in Pontotoc?
Schools in Pontotoc score 5.2 out of 10 on standardized testing, near the national average. 37.5% of adults in Pontotoc hold a bachelor's degree or higher, above the national average of 33.7%. 87.5% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Pontotoc?
The obesity rate in Pontotoc is 37.1% (above the national rate of 32.1%). 19.5% of adults are smokers. 29.8% are physically inactive. 24.3% of residents report depression. 0.0% lack health insurance (below the national rate). 40.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,434.
What are the demographics of Pontotoc?
The racial and ethnic makeup of Pontotoc is 83.1% White. 100% of residents speak only English at home. 37.5% of the population are military veterans. 6.7% of residents have a disability. 100.0% have health insurance coverage.