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Prospect, NY

New York · Metropolitan Area

Prospect is a small town in New York with a population of 337. Residents earn $46,413 per year, which is 38% below the national average.

3.6 /5.0
B+ Good
337 Population 784/sq mi density
$46,413 Median Income $24,549 per capita
$104,400 Home Value
45°F Avg Temperature 259 sunny days/yr
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.9 / 5.0
$46,413 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$104,400 home value
C
Education
2.0 / 5.0
12.8% bachelor's degree or higher
Median Income $46,413
38% lower than US avg
Home Value $104,400
63% lower than US avg
Bachelor's+ 12.8%
62% lower than US avg
Obesity Rate 33.9%
6% higher than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 0.0%
100% lower than US avg

How Prospect Compares to the U.S. Average (100% = U.S. avg)

People

Population337
Median Age44.8 yrs
Density784/mi²
Male / Female40% / 60%
Largest GroupWhite 77%
Veterans0.0%

Economy

B+
Median Income$46,413
Per Capita$24,549
Unemployment0.0%
Poverty0.0%
County GDP$14,680M
Commute20 min

Housing

A+
Home Value$104,400
RentN/A
OwnershipN/A
Housing Units103
Rent Burden28.0%

Health

Obesity33.9%
Uninsured5.2%
Smoking12.3%
Depression21.0%
Heart Disease5.1%

Climate

Avg Temp45°F (7°C)
AQI36 (Good)
Rain51.4 in/yr
Sunny Days259/yr
Elevation1,170 ft (357 m)

Education

C
Bachelor's+12.8%
High School+94.4%
Graduate+13.4%
School Score5.39

Community

2024 VoteR 61% / D 39%
Commute20 min
Broadband75.0%
Libraries21

Is Prospect a Good Place to Live?

Based on current data, Prospect receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include below-average incomes. Prospect offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Prospect is $46,413, 38% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 20 minutes.

Cost of Living & Housing

The median home value in Prospect is $104,400, 63% below the national median — offering relatively affordable homeownership. At just 2.2x median income, home prices are very affordable relative to local earnings.

Education

12.8% of residents hold a bachelor's degree, below the national average of 33.7%. 94.4% have completed high school. Area schools have an average test score of 5.4/10.

Climate & Weather

Prospect has a cool climate with an average annual temperature of 45°F. Winters average 20°F in January while summers reach 69°F in July. With 259 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 51.4 inches. Air quality is rated Good with a median AQI of 36.

Prospect has a population of 337 with a density of 784 people per square mile. The median age is 44.8 years, 15% older than the national median of 38.9. The city is predominantly White (76.9%), with 18.1% Black.

Population

337
Total Population
784
People / sq mi
44.8yrs
Median Age
15% above US avg
0.4mi²
Land Area

Gender Distribution

Male 40.4%
Female 59.6%

Race & Ethnicity

Prospect vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Prospect vs U.S. Average

The median household income in Prospect is $46,413, which is 38% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 20 minutes.

Income: Prospect vs U.S.

Commute Mode

Income

Median HH Income$46,413
38% below US avg
Per Capita Income$24,549
Avg Weekly Wage$1,175
IRS Avg AGI$66,498

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate0.0%
100% below US avg
Establishments (County)5,356
County GDP$14,680M

Business (County)

Restaurants596
Healthcare590
Retail761
Manufacturing216

Tax & Cost of Living

Property Tax (IRS)$7,401
111% above US avg
Cost of Living107.90 (100=avg)
Effective Tax Rate7.09%

Commute & Transportation

Commute Time20.0 min
Drive Alone77.0%
Public Transit0.0%
Work from Home0.0%

Walkability

The median home value in Prospect is $104,400, 63% below the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$104,400
63% below US avg

Real Estate Market (Redfin)

Rental Costs

Rent Burden28.0%

HUD Fair Market Rent

Studio$1,215
1 Bedroom$1,315
2 Bedrooms$1,579
3 Bedrooms$1,976
4 Bedrooms$2,193

Ownership & Property

Owner-Occupied90.2%
Housing Units103
Median Year Built1938

Property Tax

Avg Tax (IRS)$7,401
111% above US avg
Effective Rate7.09%
In Prospect, 33.9% of adults are obese (above the 32.1% national rate). 5.2% of residents lack health insurance. 12.3% are current smokers. 21.0% report depression. 21.6% are physically inactive.

Health Metrics: Prospect vs U.S. Average (%)

Chronic Conditions

Obesity33.9%
6% above US avg
Diabetes7.9%
Heart Disease5.1%
High Blood Pressure29.4%
Asthma10.6%
COPD5.5%
Cancer7.8%
Stroke2.6%

Behaviors & Mental Health

Smoking12.3%
12% below US avg
Binge Drinking21.2%
Physical Inactivity21.6%
Depression21.0%
Mental Distress16.8%
Physical Distress11.4%
Short Sleep37.9%

Healthcare Access

Insurance Rate100.0%
Uninsured5.2%
40% below US avg
Primary Care1:1,421
Dentists1:1,831
Mental Health1:445
Checkup Rate77.6%
Dental Visits67.9%
Premature Death8,898/100K

Food & Exercise

Food Environment8.0/10
Exercise Access85.2%
Healthcare Facilities590
Prospect has an average annual temperature of 45°F (7°C). Winters average 20°F in January while summers reach 69°F in July. Annual precipitation is 51.4 inches. The area enjoys 259 sunny days per year. Air quality is rated Good with a median AQI of 36.

Temperature

20°F Jan (-7°C) 69°F Jul (21°C)
Annual Average45.4°F
16% below US avg
January Average20°F (-7°C)
July Average69°F (21°C)
Sunny Days259 days/yr

Precipitation & Snow

Annual Rainfall51.4 inches
35% above US avg

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation1,170 ft (357 m)
Area0.4 sq mi (1.1 km²)
Population Density784/sq mi
Coordinates43.3022°N, 75.1525°W
TimezoneAmerica/New_York
County FIPS36065
It is classified as Metro — 250K–1M. 12.8% of residents hold a bachelor's degree or higher (62% below US avg). In the 2024 election, the county voted Republican by a 21.3-point margin. 75.0% of households have broadband internet.

2024 Presidential Election (County)

R 60.6%
D 39.4%

Winner: Republican by 21.3 points

Education

Bachelor's Degree+12.8%
62% below US avg
High School+94.4%
Graduate Degree+13.4%
School Test Score5.39
C Education Grade (2.0/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density784/sq mi
Total Area0.4 sq mi

Infrastructure & Services

Broadband Access75.0%
Public Libraries21
Healthcare Facilities590
Restaurants596
Retail Stores761

Safety & Disasters

Fatal Crashes (County/yr)22

Commute & Transportation

Avg Commute20.0 min
Drive Alone77.0%
Public Transit0.0%
Work from Home0.0%

Nearby Cities

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