Median Income
$74,583
1% lower than US avg
Home Value
$117,000
58% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
40.0%
19% higher than US avg
Obesity Rate
40.0%
25% higher than US avg
Unemployment
4.0%
11% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Prospect Compares to the U.S. Average (100% = U.S. avg)
People
Population165
Median Age41.8 yrs
Density118/mi²
Male / Female36% / 64%
Largest GroupWhite 93%
Veterans81.0%
Economy
A
Median Income$74,583
Per Capita$26,327
Unemployment4.0%
Poverty0.0%
County GDP$1,714M
Commute32 min
Housing
A+
Home Value$117,000
Ownership80.6%
Zillow$249,516
Housing Units37
Rent Burden30.7%
Crime
Violent0/100K
Property0/100K
Health
Obesity40.0%
Uninsured13.6%
Smoking20.9%
Depression28.6%
Heart Disease6.2%
Climate
Avg Temp60°F (16°C)
AQI40 (Good)
Rain59.8 in/yr
Sunny Days301/yr
Elevation591 ft (180 m)
Education
A
Bachelor's+40.0%
High School+96.4%
Graduate+11.1%
School Score5.49
Community
2024 VoteR 82% / D 17%
Commute32 min
Broadband36.0%
EV Stations1
Libraries1
Is Prospect a Good Place to Live?
Based on current data, Prospect receives an overall livability score of 4.5 out of 5.0, earning a grade of A+. Key strengths include low crime rates, a highly educated population, affordable housing, abundant sunshine. Areas to be aware of include a high uninsured rate, high obesity rates. Prospect stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Prospect is $74,583, roughly in line with the national average of $75,149. Unemployment stands at 4.0%, indicating a healthy job market. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 32 minutes.
Cost of Living & Housing
The median home value in Prospect is $117,000, 58% below the national median / offering relatively affordable homeownership. At just 1.6x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Prospect is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 0 per 100,000, 100% below the national average.
Education
Educational attainment is solid, with 40.0% holding a bachelor's degree or higher, near the national average. 96.4% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Prospect enjoys a moderate climate with an average annual temperature of 60°F. Winters average 40°F in January while summers reach 78°F in July. With 301 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 59.8 inches. Air quality is rated Good with a median AQI of 40.
Prospect has a population of 165 with a density of 118 people per square mile, spread across 1.4 square miles. The median age is 41.8 years, 7% older than the national median of 38.9. The gender split is 64.2% female and 35.8% male. The city is predominantly White (93.3%), with 6.7% Hispanic. English is the primary language spoken at home by 100% of residents. 81.0% of the population are veterans, above the national rate of 6.0%. 6.5% of residents have a disability (below the 13.0% national average). 100.0% have health insurance coverage.
Population
41.8yrs
Median Age
7% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Prospect is $74,583, which is 1% below the national average of $75,149. Per capita income is $26,327 (below the $39,052 national figure). The average weekly wage is $973, 32% lower than the U.S. average. The unemployment rate is 4.0% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 804 business establishments, including 42 restaurants. The cost of living index is 91.9, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 32 minutes. 11.6% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $74,583 |
| 1% below US avg |
| Per Capita Income | $26,327 |
| Avg Weekly Wage | $973 |
| IRS Avg AGI | $64,203 |
| Gini Index | 0.429 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 4.0% |
| 11% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 804 |
| County GDP | $1,714M |
Business (County)
| Restaurants | 42 |
| Healthcare | 70 |
| Retail | 137 |
| Manufacturing | 34 |
Tax & Cost of Living
| Property Tax (IRS) | $2,298 |
| 34% below US avg |
| Cost of Living | 91.90 (100=avg) |
| Effective Tax Rate | 1.96% |
Commute & Transportation
| Commute Time | 31.6 min |
| Drive Alone | 24.4% |
| Public Transit | 0.0% |
| Work from Home | 11.6% |
The median home value in Prospect is $117,000, 58% below the national median of $281,900. Zillow estimates the typical home value at $249,516, higher than the Census estimate. Fair market rent ranges from $924 for a one-bedroom to $1,118 for a two-bedroom apartment. 80.6% of housing units are owner-occupied (above the 65.4% national rate). There are 37 total housing units in the city. The median year a home was built is 1994. The average annual property tax is $2,298 (lower than the $3,500 national average). 30.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.6x, well within the affordable range.
Home Values
| Census Median | $117,000 |
| 58% below US avg |
| Zillow ZHVI | $249,516 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $882 |
| 1 Bedroom | $924 |
| 2 Bedrooms | $1,118 |
| 3 Bedrooms | $1,445 |
| 4 Bedrooms | $1,644 |
Ownership & Property
| Homeownership | 80.6% |
| Owner-Occupied | 80.6% |
| Renter-Occupied | 19.4% |
| Housing Units | 37 |
| Median Year Built | 1994 |
Property Tax
| Avg Tax (IRS) | $2,298 |
| 34% below US avg |
| Effective Rate | 1.96% |
In Prospect, 40.0% of adults are obese, above the national rate of 32.1%. 12.3% have diabetes (above the 10.5% national rate). Heart disease affects 6.2% of residents. 37.6% have high blood pressure. 20.9% are current smokers (above the 14.0% national rate). 16.6% report binge drinking. 27.1% are physically inactive. 28.6% report depression (above the 20.0% national average). 20.9% experience frequent mental distress. 13.6% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:2,362. The dentist ratio is 1:4,000. 28.1% of residents have access to exercise opportunities. The food environment index is 8.0 out of 10.
Health Metrics: Prospect vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.0% |
| 25% above US avg |
| Diabetes | 12.3% |
| Heart Disease | 6.2% |
| High Blood Pressure | 37.6% |
| Asthma | 11.0% |
| COPD | 8.6% |
| Cancer | 7.1% |
| Stroke | 3.5% |
Behaviors & Mental Health
| Smoking | 20.9% |
| 49% above US avg |
| Binge Drinking | 16.6% |
| Physical Inactivity | 27.1% |
| Depression | 28.6% |
| Mental Distress | 20.9% |
| Physical Distress | 15.4% |
| Short Sleep | 43.3% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 13.6% |
| 58% above US avg |
| Primary Care | 1:2,362 |
| Dentists | 1:4,000 |
| Mental Health | 1:2,584 |
| Checkup Rate | 74.9% |
| Dental Visits | 50.4% |
| Premature Death | 13,045/100K |
Food & Exercise
| Food Environment | 8.0/10 |
| Exercise Access | 28.1% |
| Healthcare Facilities | 70 |
Prospect has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 0 per 100,000, 100% below the U.S. average. The county recorded 6 fatal traffic crashes.
Crime Rates: Prospect vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 0.0/100K |
| 100% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 6 |
| Traffic Accidents | 8 |
| Avg Accident Severity | 2.9 / 4.0 |
Safety Score
Prospect enjoys a temperate climate with an average annual temperature of 60°F (16°C). Winters average 40°F in January while summers reach 78°F in July. The area gets 301 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 59.8 inches (wetter than the 38-inch national average). The area receives 1.1 inches of snow annually. Air quality is rated Good with a median AQI of 40. The city sits at an elevation of 591 feet.
Temperature
40°F Jan (5°C)
78°F Jul (26°C)
| Annual Average | 60.0°F |
| 11% above US avg |
| January Average | 40°F (5°C) |
| July Average | 78°F (26°C) |
| Sunny Days | 301 days/yr |
Geography
| Elevation | 591 ft (180 m) |
| Area | 1.4 sq mi (3.6 km²) |
| Population Density | 118/sq mi |
| Coordinates | 35.0219°N, 86.9989°W |
| Timezone | America/Chicago |
| County | Lincoln County County |
| Nearest Airport | Pryor Field Regional (DCU)
26 miles away |
Precipitation & Snow
Annual Rainfall
59.8"
57% above US avg
Wettest Month (Mar)
6.38"
Air Quality
| AQI Median | 40.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 58.9 / 100 |
| Social Vulnerability | 68.4 / 100 |
| Community Resilience | 24.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
54 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.6. Most recent: M2.6 on Feb 25, 2025.
| Apr 29, 2003 |
8 km S of Valley Head, Alabama |
M4.6 |
138 km |
| Dec 8, 2001 |
5 km SW of Pleasant Groves, Alabama |
M3.9 |
78 km |
| Apr 5, 1994 |
10 km N of Trenton, Georgia |
M3.2 |
138 km |
| May 6, 2010 |
11 km ENE of Whitesboro, Alabama |
M3.2 |
134 km |
| Mar 21, 2001 |
7 km ESE of Trenton, Georgia |
M3.2 |
144 km |
| May 10, 2020 |
7 km SSE of Sewanee, Tennessee |
M3.1 |
102 km |
| Apr 29, 2003 |
7 km E of Fort Payne, Alabama |
M3.1 |
140 km |
| May 2, 2003 |
8 km S of Valley Head, Alabama |
M3.1 |
140 km |
| May 4, 1994 |
2 km NNW of Addison, Alabama |
M3.0 |
91 km |
| May 4, 2007 |
4 km SSW of Jasper, Alabama |
M3.0 |
139 km |
| May 4, 1994 |
12 km NNW of Addison, Alabama |
M3.0 |
84 km |
| Aug 7, 2006 |
8 km NNE of Trenton, Georgia |
M2.9 |
140 km |
| Jan 2, 2000 |
4 km SW of Lester, Alabama |
M2.9 |
18 km |
| Jan 2, 2000 |
4 km SW of Lester, Alabama |
M2.9 |
18 km |
| Jan 5, 2012 |
11 km NW of Oakman, Alabama |
M2.9 |
145 km |
| Sep 19, 1990 |
6 km NNW of Menlo, Georgia |
M2.9 |
148 km |
| May 13, 1999 |
7 km NW of Elkmont, Alabama |
M2.8 |
5 km |
| May 13, 1999 |
11 km S of Pulaski, Tennessee |
M2.8 |
8 km |
| Sep 20, 1990 |
6 km N of Elkmont, Alabama |
M2.8 |
5 km |
| May 10, 2020 |
7 km SSE of Sewanee, Tennessee |
M2.8 |
102 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
627 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 143 fatalities, 2,446 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 16, 1998 |
EF5 |
95 km |
3 |
| Apr 3, 1974 |
EF5 |
36 km |
16 |
| Apr 3, 1974 |
EF5 |
76 km |
28 |
| Apr 10, 2009 |
EF4 |
83 km |
2 |
| Feb 6, 2008 |
EF4 |
74 km |
4 |
| Jan 24, 1997 |
EF4 |
96 km |
0 |
| May 18, 1995 |
EF4 |
44 km |
3 |
| May 18, 1995 |
EF4 |
22 km |
1 |
| Nov 15, 1989 |
EF4 |
52 km |
21 |
| Apr 3, 1974 |
EF4 |
46 km |
11 |
| Apr 24, 1955 |
EF4 |
75 km |
5 |
| Mar 22, 1952 |
EF4 |
47 km |
4 |
| Feb 29, 1952 |
EF4 |
41 km |
2 |
| Feb 13, 1952 |
EF4 |
67 km |
3 |
| May 8, 2024 |
EF3 |
38 km |
0 |
| May 8, 2024 |
EF3 |
65 km |
1 |
| Apr 1, 2023 |
EF3 |
39 km |
1 |
| Nov 29, 2016 |
EF3 |
65 km |
0 |
| Dec 23, 2015 |
EF3 |
89 km |
0 |
| Apr 28, 2014 |
EF3 |
35 km |
2 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (3,112 ac, 2014).
| Year |
Name |
Acres |
Distance |
| 2014 |
UNNAMED |
3,112 |
91 km |
| 2020 |
BK OWL CREEK |
2,838 |
81 km |
| 2014 |
UNNAMED |
2,822 |
85 km |
| 2017 |
UNNAMED |
2,764 |
95 km |
| 2019 |
UNNAMED |
2,710 |
89 km |
| 2011 |
GREEN TOWER |
2,653 |
81 km |
| 2016 |
UNNAMED |
2,602 |
91 km |
| 2017 |
UNNAMED |
2,442 |
87 km |
| 2015 |
BIG TREE |
2,288 |
87 km |
| 2018 |
UNNAMED |
2,264 |
78 km |
| 2010 |
BALLS MT. |
2,229 |
94 km |
| 2015 |
UNNAMED |
2,160 |
91 km |
| 2014 |
UNNAMED |
2,143 |
93 km |
| 2017 |
UNNAMED |
2,114 |
90 km |
| 2021 |
BK LEOLA/WARREN |
2,007 |
77 km |
| 2024 |
BNK MILL CREEK RX |
1,959 |
95 km |
| 2010 |
STINSON GAP |
1,922 |
78 km |
| 2013 |
UNNAMED |
1,845 |
80 km |
| 2018 |
UNNAMED |
1,826 |
80 km |
| 2019 |
UNNAMED |
1,819 |
87 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
40°F (5°C) |
4.8 in |
Coldest |
| February |
42°F (6°C) |
4.5 in |
|
| March |
51°F (10°C) |
6.4 in |
Wettest |
| April |
58°F (15°C) |
4.7 in |
|
| May |
66°F (19°C) |
5.2 in |
|
| June |
74°F (23°C) |
4.1 in |
|
| July |
78°F (26°C) |
4.7 in |
Warmest |
| August |
77°F (25°C) |
3.4 in |
Driest |
| September |
71°F (22°C) |
4.1 in |
|
| October |
59°F (15°C) |
3.6 in |
|
| November |
50°F (10°C) |
4.9 in |
|
| December |
42°F (5°C) |
5.6 in |
|
Prospect has a seasonal temperature swing of 38°F / from 40°F in January to 78°F in July. Total annual precipitation is 56.0 inches, with March being the wettest month (6.4") and August the driest (3.4").
Average costs for common services in Prospect. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$230 ($138–$368) |
| Specialist Visit |
$322 ($184–$505) |
| Urgent Care Visit |
$184 ($92–$322) |
| Emergency Room Visit |
$2,022 ($735–$4,595) |
| Dental Cleaning |
$119 ($69–$184) |
| Dental Filling |
$230 ($138–$368) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$69) |
| Oil Change (Synthetic) |
$69 ($46–$110) |
| Brake Pad Replacement |
$276 ($138–$460) |
| Tire Rotation |
$37 ($18–$69) |
| New Tires (Set of 4) |
$551 ($368–$919) |
| Battery Replacement |
$184 ($92–$322) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$92 ($55–$138) |
| Electrician (Per Hour) |
$83 ($46–$129) |
| HVAC Repair |
$368 ($138–$735) |
| HVAC System Install |
$6,433 ($3,676–$11,028) |
| Roof Repair |
$919 ($368–$1,838) |
| Roof Replacement |
$8,271 ($5,055–$13,785) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,379 ($460–$3,217) |
| Divorce (Contested) |
$13,785 ($4,595–$27,570) |
| DUI Defense |
$4,595 ($1,838–$9,190) |
| Bankruptcy (Chapter 7) |
$1,379 ($735–$2,757) |
| Will Preparation |
$460 ($184–$919) |
| Trust Preparation |
$2,298 ($919–$4,595) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$51 ($28–$92) |
| Hair Coloring (Full) |
$138 ($69–$230) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$37 ($23–$60) |
| Massage (1 Hour) |
$74 ($46–$119) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.77 ($2.76–$5.05) |
| Dozen Eggs (per dozen) |
$3.22 ($2.30–$4.60) |
| Loaf of Bread |
$3.49 ($2.30–$5.05) |
| Chicken Breast (per lb) |
$4.14 ($2.76–$5.97) |
| Ground Beef (per lb) |
$5.05 ($3.68–$6.89) |
| Rice (per lb) |
$0.92 ($0.55–$1.65) |
View all 20 services
Utilities
| Electricity (Monthly) |
$129 ($74–$230) |
| Natural Gas (Monthly) |
$64 ($28–$138) |
| Water/Sewer (Monthly) |
$64 ($37–$110) |
| Internet (Monthly) |
$64 ($37–$92) |
| Cell Phone Plan (Monthly) |
$60 ($28–$92) |
| Cable TV (Monthly) |
$78 ($46–$138) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$184 ($69–$460) |
| Car Insurance (Annual) |
$1,838 ($1,103–$3,217) |
| Bus Pass (Monthly) |
$64 ($28–$119) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.35–$23) |
| Car Registration (Annual) |
$92 ($28–$230) |
| Driver's License Renewal |
$28 ($14–$69) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,103 ($551–$2,298) |
| Daycare (Toddler, Monthly) |
$919 ($460–$1,838) |
| After-School Care (Monthly) |
$368 ($184–$643) |
| Tutoring (Per Hour) |
$46 ($23–$92) |
| SAT/ACT Prep Course |
$919 ($368–$2,298) |
| Private School (K-12, Annual) |
$11,488 ($4,595–$27,570) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$55 ($28–$92) |
| Dog Vaccination (Annual) |
$92 ($46–$184) |
| Dog Grooming |
$55 ($28–$92) |
| Pet Boarding (Per Night) |
$37 ($18–$69) |
| Dog Spay/Neuter |
$276 ($138–$460) |
| Cat Spay/Neuter |
$184 ($92–$368) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $567 |
| Toddler | $476 |
| Preschool | $476 |
| Family Childcare (monthly) |
| Infant | $393 |
| Toddler | $422 |
| Preschool | $422 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Prospect
What is the population of Prospect?
Prospect has a population of 165 residents and is located in Tennessee. The population density is 118 people per square mile, spread across 1.4 square miles. The median age of residents is 41.8 years, which is older than the national median of 38.9 years. The population is 64.2% female and 35.8% male.
Is Prospect expensive to live in?
Prospect is more affordable than the national average, with a cost of living index of 91.9 / below the baseline of 100. The median household income is $74,583, 1% below the national average of $75,149. The median home value is $117,000 (58% below the U.S. median). The home price-to-income ratio is 1.6x, indicating housing is reasonably affordable relative to local income levels.
Is Prospect safe?
Prospect is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 0 per 100,000 (below the national average).
What is the weather like in Prospect?
Prospect enjoys a temperate climate with an average annual temperature of 60°F (16°C). Winter temperatures average 40°F in January, while summers reach an average of 78°F in July. The area receives 301 sunny days per year, well above the national average of 205. Annual rainfall totals 59.8 inches, with 1.1 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 40.
How is the job market in Prospect?
Prospect has a healthy job market with an unemployment rate of 4.0%, near the national average of 3.6%. The average weekly wage is $973. There are 804 business establishments in the area, including 42 restaurants and food service locations. The average commute time is 32 minutes, and 11.6% of workers work from home.
How much does housing cost in Prospect?
The median home value in Prospect is $117,000. Zillow estimates the typical home value at $249,516. The homeownership rate is 80.6%. The average annual property tax is $2,298.
How are the schools in Prospect?
Schools in Prospect score 5.5 out of 10 on standardized testing, near the national average. 40.0% of adults in Prospect hold a bachelor's degree or higher, above the national average of 33.7%. 96.4% have completed high school. 11.1% hold a graduate or professional degree.
How healthy is Prospect?
The obesity rate in Prospect is 40.0% (above the national rate of 32.1%). 20.9% of adults are smokers. 27.1% are physically inactive. 28.6% of residents report depression. 13.6% lack health insurance (above the national rate). 28.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,362.
What is transportation like in Prospect?
The average commute in Prospect is 32 minutes, longer than the national average of 28 minutes. 24.4% of workers drive alone to work, and 11.6% work from home.
What are the demographics of Prospect?
The racial and ethnic makeup of Prospect is 93.3% White, 6.7% Hispanic or Latino. 100% of residents speak only English at home. 81.0% of the population are military veterans. 6.5% of residents have a disability. 100.0% have health insurance coverage.
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