Median Income
$53,125
29% lower than US avg
Home Value
$96,200
66% lower than US avg
Violent Crime
29/100K
92% lower than US avg
Bachelor's+
10.5%
69% lower than US avg
Median Rent
$488
58% lower than US avg
Obesity Rate
39.3%
22% higher than US avg
Unemployment
1.4%
61% lower than US avg
Poverty Rate
12.8%
3% higher than US avg
How Radcliffe Compares to the U.S. Average (100% = U.S. avg)
People
Population654
Median Age44.7 yrs
Density654/mi²
Male / Female43% / 58%
Largest GroupWhite 89%
Veterans4.2%
Economy
B+
Median Income$53,125
Per Capita$30,461
Unemployment1.4%
Poverty12.8%
County GDP$1,142M
Commute31 min
Housing
A+
Home Value$96,200
Rent$488
Ownership77.1%
Zillow$170,947
Housing Units265
Rent Burden26.3%
Crime
F
Violent29/100K
Property845/100K
Health
Obesity39.3%
Uninsured7.3%
Smoking16.8%
Depression22.3%
Heart Disease5.5%
Climate
Avg Temp47°F (8°C)
AQI43 (Good)
Rain37.9 in/yr
Sunny Days260/yr
Elevation1,187 ft (362 m)
Education
D
Bachelor's+10.5%
High School+97.6%
Graduate+1.9%
School Score5.74
Community
2024 VoteR 69% / D 30%
Commute31 min
Broadband81.5%
EV Stations1
Libraries8
Is Radcliffe a Good Place to Live?
Based on current data, Radcliffe receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. Radcliffe has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Radcliffe is $53,125, 29% below the national average of $75,149. The job market is very strong with unemployment at just 1.4%. 12.8% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 31 minutes.
Cost of Living & Housing
The median home value in Radcliffe is $96,200, 66% below the national median / offering relatively affordable homeownership. Renters pay a median of $488 per month, below the national average / a plus for affordability. At just 1.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Radcliffe is a very safe community with a violent crime rate of 29 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 845 per 100,000, 57% below the national average.
Education
10.5% of residents hold a bachelor's degree, below the national average of 33.7%. 97.6% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Radcliffe experiences four distinct seasons with an average temperature of 47°F. Winters average 17°F in January while summers reach 73°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 37.9 inches, including 33.2 inches of snow. Air quality is rated Good with a median AQI of 43.
Radcliffe has a population of 654 with a density of 654 people per square mile, spread across 1.0 square miles. The median age is 44.7 years, 15% older than the national median of 38.9. The gender split is 57.5% female and 42.5% male. The city is predominantly White (89%), with 7.2% Hispanic. English is the primary language spoken at home by 98.3% of residents. 4.2% of the population are veterans, below the national rate of 6.0%. 5.9% of residents have a disability (below the 13.0% national average). 96.5% have health insurance coverage.
Population
44.7yrs
Median Age
15% above US avg
Race & Ethnicity
Radcliffe vs U.S. Average
Language Spoken at Home
English Only
98.3%
25% above US avg
Spanish
1.7%
87% below US avg
Social Characteristics
Radcliffe vs U.S. Average
The median household income in Radcliffe is $53,125, which is 29% below the national average of $75,149. Per capita income is $30,461 (below the $39,052 national figure). The average weekly wage is $1,040, 27% lower than the U.S. average. The unemployment rate is 1.4% (below the 3.6% US average). 12.8% of residents live below the poverty line. The area has 650 business establishments, including 33 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 31 minutes. 4.4% of workers work from home (below the 15.2% national rate).
Income: Radcliffe vs U.S.
Income
| Median HH Income | $53,125 |
| 29% below US avg |
| Per Capita Income | $30,461 |
| Avg Weekly Wage | $1,040 |
| IRS Avg AGI | $73,609 |
| Gini Index | 0.408 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.4% |
| 61% below US avg |
| Poverty Rate | 12.8% |
| 3% above US avg |
| Establishments (County) | 650 |
| County GDP | $1,142M |
Business (County)
| Restaurants | 33 |
| Healthcare | 53 |
| Retail | 64 |
| Manufacturing | 21 |
Tax & Cost of Living
| Property Tax (IRS) | $4,023 |
| 15% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 4.18% |
Commute & Transportation
| Commute Time | 31.2 min |
| Drive Alone | 84.9% |
| Public Transit | 0.0% |
| Work from Home | 4.4% |
The median home value in Radcliffe is $96,200, 66% below the national median of $281,900. Zillow estimates the typical home value at $170,947, higher than the Census estimate. Monthly rent averages $488 (58% below the national average of $1,163). Fair market rent ranges from $788 for a one-bedroom to $989 for a two-bedroom apartment. 77.1% of housing units are owner-occupied (above the 65.4% national rate). There are 265 total housing units in the city. The median year a home was built is 1950. The average annual property tax is $4,023. 26.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.8x, well within the affordable range.
Home Values
| Census Median | $96,200 |
| 66% below US avg |
| Zillow ZHVI | $170,947 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $488 |
| 58% below US avg |
| Rent Burden | 26.3% |
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
| Homeownership | 77.1% |
| Owner-Occupied | 77.1% |
| Renter-Occupied | 22.9% |
| Housing Units | 265 |
| Median Year Built | 1950 |
Property Tax
| Avg Tax (IRS) | $4,023 |
| 15% above US avg |
| Effective Rate | 4.18% |
In Radcliffe, 39.3% of adults are obese, above the national rate of 32.1%. 9.7% have diabetes. Heart disease affects 5.5% of residents. 31.3% have high blood pressure. 16.8% are current smokers. 23.3% report binge drinking. 24.5% are physically inactive. 22.3% report depression. 18.3% experience frequent mental distress. 7.3% of residents lack health insurance. The primary care physician ratio is 1:2,785. The dentist ratio is 1:1,381. 85.0% of residents have access to exercise opportunities. The food environment index is 8.9 out of 10.
Health Metrics: Radcliffe vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.3% |
| 22% above US avg |
| Diabetes | 9.7% |
| Heart Disease | 5.5% |
| High Blood Pressure | 31.3% |
| Asthma | 10.4% |
| COPD | 6.4% |
| Cancer | 7.5% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 16.8% |
| 20% above US avg |
| Binge Drinking | 23.3% |
| Physical Inactivity | 24.5% |
| Depression | 22.3% |
| Mental Distress | 18.3% |
| Physical Distress | 12.5% |
| Short Sleep | 32.4% |
Healthcare Access
| Insurance Rate | 96.5% |
| Uninsured | 7.3% |
| 15% below US avg |
| Primary Care | 1:2,785 |
| Dentists | 1:1,381 |
| Mental Health | 1:2,058 |
| Checkup Rate | 75.2% |
| Dental Visits | 64.6% |
| Premature Death | 7,029/100K |
Food & Exercise
| Food Environment | 8.9/10 |
| Exercise Access | 85.0% |
| Healthcare Facilities | 53 |
Radcliffe has a violent crime rate of 29 per 100,000 residents, 92% below the national average of 380. Property crime stands at 845 per 100,000, 57% below the U.S. average. The county recorded 4 fatal traffic crashes. Overall, Radcliffe receives a safety grade of F.
Crime Rates: Radcliffe vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 29.1/100K |
| 92% below US avg |
| |
Property Crime
| Total Property | 844.5/100K |
| 57% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| Traffic Accidents | 4 |
| Avg Accident Severity | 2.5 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Radcliffe experiences four distinct seasons with an average annual temperature of 47°F (8°C). Winters average 17°F in January while summers reach 73°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 37.9 inches. The area receives 33.2 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 1,187 feet.
Temperature
17°F Jan (-8°C)
73°F Jul (23°C)
| Annual Average | 46.9°F |
| 13% below US avg |
| January Average | 17°F (-8°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 1,187 ft (362 m) |
| Area | 1.0 sq mi (2.6 km²) |
| Population Density | 654/sq mi |
| Coordinates | 42.3177°N, 93.4343°W |
| Timezone | America/Chicago |
| County | Hardin County County |
| Nearest Airport | Fort Dodge Regional (FOD)
42 miles away |
Precipitation & Snow
Annual Rainfall
37.9"
0% below US avg
Wettest Month (Jun)
5.08"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 58.4 / 100 |
| Social Vulnerability | 38.3 / 100 |
| Community Resilience | 80.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively High |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively High |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.7. Most recent: M2.7 on Jun 30, 2021.
| Jun 30, 2021 |
4 km E of Rembrandt, Iowa |
M2.7 |
148 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
723 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 41 fatalities, 1,113 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 25, 2008 |
EF5 |
52 km |
9 |
| Jun 13, 1976 |
EF5 |
56 km |
0 |
| May 15, 1968 |
EF5 |
57 km |
13 |
| Oct 14, 1966 |
EF5 |
57 km |
6 |
| May 30, 1989 |
EF4 |
22 km |
0 |
| May 24, 1989 |
EF4 |
33 km |
0 |
| Sep 28, 1986 |
EF4 |
65 km |
0 |
| May 4, 1977 |
EF4 |
63 km |
0 |
| Jun 18, 1974 |
EF4 |
67 km |
2 |
| Jun 8, 1967 |
EF4 |
65 km |
0 |
| May 5, 1965 |
EF4 |
85 km |
0 |
| Aug 29, 1964 |
EF4 |
93 km |
0 |
| Sep 1, 1961 |
EF4 |
63 km |
0 |
| May 10, 1953 |
EF4 |
84 km |
0 |
| Jul 19, 2018 |
EF3 |
43 km |
0 |
| Jun 12, 2013 |
EF3 |
66 km |
0 |
| Nov 12, 2005 |
EF3 |
56 km |
1 |
| May 11, 2000 |
EF3 |
84 km |
1 |
| Jun 18, 1994 |
EF3 |
88 km |
0 |
| Mar 22, 1991 |
EF3 |
49 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: NEAL SMITH WUI 2016 1 (1,050 ac, 2016).
| Year |
Name |
Acres |
Distance |
| 2016 |
NEAL SMITH WUI 2016 1 |
1,050 |
83 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
17°F (-8°C) |
0.8 in |
Coldest, Driest |
| February |
23°F (-5°C) |
0.9 in |
|
| March |
35°F (2°C) |
2.1 in |
|
| April |
48°F (9°C) |
3.2 in |
|
| May |
60°F (16°C) |
4.1 in |
|
| June |
70°F (21°C) |
5.1 in |
Wettest |
| July |
73°F (23°C) |
4.3 in |
Warmest |
| August |
71°F (21°C) |
4.2 in |
|
| September |
63°F (17°C) |
3.4 in |
|
| October |
51°F (10°C) |
2.7 in |
|
| November |
35°F (2°C) |
1.7 in |
|
| December |
22°F (-6°C) |
1.2 in |
|
Radcliffe has a seasonal temperature swing of 56°F / from 17°F in January to 73°F in July. Total annual precipitation is 33.8 inches, with June being the wettest month (5.1") and January the driest (0.8").
Average costs for common services in Radcliffe. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $697 |
| Toddler | $601 |
| Preschool | $601 |
| Family Childcare (monthly) |
| Infant | $458 |
| Toddler | $450 |
| Preschool | $450 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Radcliffe
What is the population of Radcliffe?
Radcliffe has a population of 654 residents and is located in Iowa. The population density is 654 people per square mile, spread across 1.0 square miles. The median age of residents is 44.7 years, which is older than the national median of 38.9 years. The population is 57.5% female and 42.5% male.
Is Radcliffe expensive to live in?
Radcliffe is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $53,125, 29% below the national average of $75,149. The median home value is $96,200 (66% below the U.S. median). Renters pay a median of $488 per month, below the national average of $1,163. The home price-to-income ratio is 1.8x, indicating housing is reasonably affordable relative to local income levels.
Is Radcliffe safe?
Radcliffe is considered a very safe city with a violent crime rate of 29 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 845 per 100,000 (below the national average). Overall, Radcliffe receives a safety grade of F based on combined crime data.
What is the weather like in Radcliffe?
Radcliffe has a four-season climate with an average annual temperature of 47°F (8°C). Winter temperatures average 17°F in January, while summers reach an average of 73°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 37.9 inches, with 33.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Radcliffe?
The job market in Radcliffe is very strong, with unemployment at just 1.4% / well below the national rate of 3.6%. The average weekly wage is $1,040. There are 650 business establishments in the area, including 33 restaurants and food service locations. The average commute time is 31 minutes, and 4.4% of workers work from home.
How much does housing cost in Radcliffe?
The median home value in Radcliffe is $96,200. Zillow estimates the typical home value at $170,947. For renters, the median monthly rent is $488. Fair market rent is $788 for a 1-bedroom and $989 for a 2-bedroom apartment. The homeownership rate is 77.1%. The average annual property tax is $4,023.
How are the schools in Radcliffe?
Schools in Radcliffe score 5.7 out of 10 on standardized testing, near the national average. 10.5% of adults in Radcliffe hold a bachelor's degree or higher, below the national average of 33.7%. 97.6% have completed high school. 1.9% hold a graduate or professional degree.
How healthy is Radcliffe?
The obesity rate in Radcliffe is 39.3% (above the national rate of 32.1%). 16.8% of adults are smokers. 24.5% are physically inactive. 22.3% of residents report depression. 7.3% lack health insurance. 85.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,785.
What is transportation like in Radcliffe?
The average commute in Radcliffe is 31 minutes, longer than the national average of 28 minutes. 84.9% of workers drive alone to work, and 4.4% work from home.
What are the demographics of Radcliffe?
The racial and ethnic makeup of Radcliffe is 89% White, 7.2% Hispanic or Latino. 98.3% of residents speak only English at home. 4.2% of the population are military veterans. 5.9% of residents have a disability. 96.5% have health insurance coverage.
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