Median Income
$79,559
6% higher than US avg
Home Value
$181,800
36% lower than US avg
Violent Crime
244/100K
36% lower than US avg
Bachelor's+
29.1%
14% lower than US avg
Obesity Rate
41.2%
28% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Ramsey Compares to the U.S. Average (100% = U.S. avg)
People
Population478
Median Age43.8 yrs
Density389/mi²
Male / Female62% / 38%
Largest GroupWhite 91%
Veterans11.5%
Economy
A+
Median Income$79,559
Per Capita$32,914
Unemployment0.0%
Poverty0.0%
County GDP$1,705M
Commute31 min
Housing
A+
Home Value$181,800
Ownership78.4%
Zillow$243,696
Housing Units145
Rent Burden24.4%
Crime
F
Violent244/100K
Property5,622/100K
Health
Obesity41.2%
Smoking15.1%
Depression25.7%
Heart Disease5.5%
Climate
Avg Temp56°F (14°C)
AQI41 (Good)
Rain51.0 in/yr
Sunny Days290/yr
Elevation707 ft (215 m)
Education
B
Bachelor's+29.1%
High School+90.8%
Graduate+14.0%
School Score6.35
Community
2024 VoteR 73% / D 26%
Commute31 min
Broadband66.9%
EV Stations4
Libraries5
Is Ramsey a Good Place to Live?
Based on current data, Ramsey receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include high obesity rates. Ramsey offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Ramsey is $79,559, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 31 minutes.
Cost of Living & Housing
The median home value in Ramsey is $181,800, 36% below the national median / offering relatively affordable homeownership. At just 2.3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Ramsey is below the national average at 244 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 5,622 per 100,000, 187% above the national average.
Education
29.1% of residents hold a bachelor's degree, below the national average of 33.7%. 90.8% have completed high school. Local schools score 6.4/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Ramsey enjoys a moderate climate with an average annual temperature of 56°F. Winters average 33°F in January while summers reach 77°F in July. With 290 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 51.0 inches. Air quality is rated Good with a median AQI of 41.
Ramsey has a population of 478 with a density of 389 people per square mile, spread across 1.2 square miles. The median age is 43.8 years, 13% older than the national median of 38.9. The gender split is 38.3% female and 61.7% male. The city is predominantly White (91.4%), with 8.6% Black. English is the primary language spoken at home by 100% of residents. 11.5% of the population are veterans, above the national rate of 6.0%. 14.5% of residents have a disability. 96.5% have health insurance coverage.
Population
43.8yrs
Median Age
13% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Ramsey is $79,559, which is 6% above the national average of $75,149. Per capita income is $32,914 (below the $39,052 national figure). The average weekly wage is $958, 33% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 750 business establishments, including 58 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 31 minutes. 4.5% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $79,559 |
| 6% above US avg |
| Per Capita Income | $32,914 |
| Avg Weekly Wage | $958 |
| IRS Avg AGI | $67,949 |
| Gini Index | 0.410 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 750 |
| County GDP | $1,705M |
Business (County)
| Restaurants | 58 |
| Healthcare | 84 |
| Retail | 104 |
| Manufacturing | 36 |
Tax & Cost of Living
| Property Tax (IRS) | $2,525 |
| 28% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 1.39% |
Commute & Transportation
| Commute Time | 31.4 min |
| Drive Alone | 80.1% |
| Public Transit | 0.0% |
| Work from Home | 4.5% |
The median home value in Ramsey is $181,800, 36% below the national median of $281,900. Zillow estimates the typical home value at $243,696, higher than the Census estimate. Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 78.4% of housing units are owner-occupied (above the 65.4% national rate). There are 145 total housing units in the city. The median year a home was built is 1993. The average annual property tax is $2,525 (lower than the $3,500 national average). 24.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.3x, well within the affordable range.
Home Values
| Census Median | $181,800 |
| 36% below US avg |
| Zillow ZHVI | $243,696 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 78.4% |
| Owner-Occupied | 78.4% |
| Renter-Occupied | 21.6% |
| Housing Units | 145 |
| Median Year Built | 1993 |
Property Tax
| Avg Tax (IRS) | $2,525 |
| 28% below US avg |
| Effective Rate | 1.39% |
In Ramsey, 41.2% of adults are obese, above the national rate of 32.1%. 9.8% have diabetes. Heart disease affects 5.5% of residents. 32.7% have high blood pressure. 15.1% are current smokers. 19.2% report binge drinking. 21.6% are physically inactive. 25.7% report depression (above the 20.0% national average). 18.4% experience frequent mental distress. The primary care physician ratio is 1:2,093. The dentist ratio is 1:2,491. 41.4% of residents have access to exercise opportunities. The food environment index is 8.8 out of 10.
Health Metrics: Ramsey vs U.S. Average (%)
Chronic Conditions
| Obesity | 41.2% |
| 28% above US avg |
| Diabetes | 9.8% |
| Heart Disease | 5.5% |
| High Blood Pressure | 32.7% |
| Asthma | 11.3% |
| COPD | 6.7% |
| Cancer | 7.5% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 15.1% |
| 8% above US avg |
| Binge Drinking | 19.2% |
| Physical Inactivity | 21.6% |
| Depression | 25.7% |
| Mental Distress | 18.4% |
| Physical Distress | 12.3% |
| Short Sleep | 39.3% |
Healthcare Access
| Insurance Rate | 96.5% |
| |
| Primary Care | 1:2,093 |
| Dentists | 1:2,491 |
| Mental Health | 1:2,000 |
| Checkup Rate | 77.3% |
| Dental Visits | 64.5% |
| Premature Death | 12,001/100K |
Food & Exercise
| Food Environment | 8.8/10 |
| Exercise Access | 41.4% |
| Healthcare Facilities | 84 |
Ramsey has a violent crime rate of 244 per 100,000 residents, 36% below the national average of 380. Property crime stands at 5,622 per 100,000, 187% above the U.S. average. The county recorded 18 fatal traffic crashes. Overall, Ramsey receives a safety grade of F.
Crime Rates: Ramsey vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 243.9/100K |
| 36% below US avg |
| |
Property Crime
| Total Property | 5,622.1/100K |
| 187% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 18 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Ramsey enjoys a temperate climate with an average annual temperature of 56°F (14°C). Winters average 33°F in January while summers reach 77°F in July. The area gets 290 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 51.0 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 707 feet.
Temperature
33°F Jan (1°C)
77°F Jul (25°C)
| Annual Average | 56.3°F |
| 4% above US avg |
| January Average | 33°F (1°C) |
| July Average | 77°F (25°C) |
| Sunny Days | 290 days/yr |
Geography
| Elevation | 707 ft (215 m) |
| Area | 1.2 sq mi (3.2 km²) |
| Population Density | 389/sq mi |
| Coordinates | 38.3217°N, 86.1557°W |
| Timezone | America/Indiana/Indianapolis |
| County | Harrison County County |
| Nearest Airport | Louisville Muhammad Ali International (SDF)
25 miles away |
Precipitation & Snow
Annual Rainfall
51.0"
34% above US avg
Wettest Month (May)
4.61"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 51.1 / 100 |
| Social Vulnerability | 28.3 / 100 |
| Community Resilience | 42.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
35 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.6. Most recent: M2.6 on Aug 9, 2025.
| Jun 18, 2002 |
6 km SW of Parkers Settlement, Indiana |
M4.6 |
144 km |
| Jan 24, 1990 |
6 km WNW of Alton, Indiana |
M3.9 |
36 km |
| Dec 7, 2000 |
7 km W of Evansville, Indiana |
M3.9 |
135 km |
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
28 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
149 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
150 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
147 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
148 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
149 km |
| May 10, 2012 |
0 km NW of Emison, Indiana |
M3.1 |
126 km |
| May 30, 2023 |
6 km W of Calhoun, Kentucky |
M3.0 |
135 km |
| Nov 28, 1998 |
6 km SW of Bremen, Kentucky |
M2.9 |
148 km |
| Jun 24, 2008 |
8 km NNE of Bellmont, Illinois |
M2.9 |
150 km |
| Aug 20, 2015 |
6 km SE of Lawrenceburg, Kentucky |
M2.8 |
121 km |
| Apr 20, 2008 |
8 km WNW of Mount Carmel, Illinois |
M2.8 |
148 km |
| Jan 28, 1991 |
9 km SW of Sacramento, Kentucky |
M2.8 |
149 km |
| May 11, 2025 |
11 km SE of High Bridge, Kentucky |
M2.8 |
149 km |
| May 10, 2012 |
1 km NNW of Emison, Indiana |
M2.7 |
126 km |
| Mar 6, 2000 |
0 km E of Darmstadt, Indiana |
M2.7 |
126 km |
| Aug 15, 2001 |
5 km SSE of Spottsville, Kentucky |
M2.7 |
123 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
502 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 87 fatalities, 1,570 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
74 km |
31 |
| Apr 3, 1974 |
EF5 |
59 km |
6 |
| Mar 2, 2012 |
EF4 |
13 km |
11 |
| May 28, 1996 |
EF4 |
40 km |
0 |
| Nov 22, 1992 |
EF4 |
100 km |
1 |
| Jun 2, 1990 |
EF4 |
61 km |
1 |
| Jun 2, 1990 |
EF4 |
60 km |
0 |
| Apr 3, 1974 |
EF4 |
92 km |
0 |
| Apr 3, 1974 |
EF4 |
44 km |
11 |
| Apr 3, 1974 |
EF4 |
100 km |
4 |
| Apr 3, 1974 |
EF4 |
71 km |
3 |
| Apr 3, 1974 |
EF4 |
98 km |
4 |
| Apr 3, 1974 |
EF4 |
38 km |
3 |
| May 25, 2011 |
EF3 |
63 km |
0 |
| Feb 28, 2011 |
EF3 |
87 km |
0 |
| Mar 8, 2009 |
EF3 |
71 km |
0 |
| Oct 18, 2007 |
EF3 |
55 km |
0 |
| Nov 15, 2005 |
EF3 |
94 km |
0 |
| May 30, 2004 |
EF3 |
36 km |
1 |
| May 23, 2000 |
EF3 |
89 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: JPG 09 1 (6,113 ac, 1998).
| Year |
Name |
Acres |
Distance |
| 1998 |
JPG 09 1 |
6,113 |
89 km |
| 2005 |
RX BURNPLAN AREA 2-06 |
5,054 |
89 km |
| 2007 |
UNITS 8-9 2008 |
4,316 |
87 km |
| 2006 |
UNIT 19 06 WUI |
3,412 |
87 km |
| 2003 |
WUI 3 03 |
3,372 |
96 km |
| 2010 |
WUI UNIT 28K |
3,230 |
98 km |
| 1999 |
UNNAMED |
3,122 |
95 km |
| 2002 |
UNIT 8 |
2,753 |
87 km |
| 2005 |
UNIT 3 05 |
2,511 |
95 km |
| 2001 |
01 UNIT 16 |
2,361 |
90 km |
| 2011 |
WUI UNITS 0 AND 1 2011 |
2,215 |
87 km |
| 2004 |
UNIT 19 |
2,004 |
86 km |
| 2003 |
UNIT 8 03 |
1,971 |
88 km |
| 2008 |
FY 09 UNIT 42 RX FALL 2008 |
1,942 |
91 km |
| 2000 |
JPG 14 |
1,908 |
88 km |
| 2003 |
UNIT 16 03 |
1,809 |
90 km |
| 2021 |
UNNAMED |
1,547 |
90 km |
| 2002 |
UNIT 9 |
1,485 |
88 km |
| 1995 |
UNNAMED |
1,462 |
91 km |
| 2010 |
TRACER |
1,408 |
98 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
33°F (1°C) |
3.4 in |
Coldest |
| February |
35°F (2°C) |
3.3 in |
|
| March |
45°F (7°C) |
4.5 in |
|
| April |
54°F (12°C) |
4.4 in |
|
| May |
63°F (17°C) |
4.6 in |
Wettest |
| June |
72°F (22°C) |
3.9 in |
|
| July |
77°F (25°C) |
4.5 in |
Warmest |
| August |
74°F (24°C) |
3.8 in |
|
| September |
68°F (20°C) |
3.1 in |
|
| October |
56°F (13°C) |
2.8 in |
Driest |
| November |
46°F (8°C) |
3.8 in |
|
| December |
36°F (2°C) |
3.8 in |
|
Ramsey has a seasonal temperature swing of 44°F / from 33°F in January to 77°F in July. Total annual precipitation is 45.8 inches, with May being the wettest month (4.6") and October the driest (2.8").
Average costs for common services in Ramsey. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140-$373) |
| Specialist Visit |
$327 ($187-$513) |
| Urgent Care Visit |
$187 ($93-$327) |
| Emergency Room Visit |
$2,053 ($746-$4,665) |
| Dental Cleaning |
$121 ($70-$187) |
| Dental Filling |
$233 ($140-$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23-$70) |
| Oil Change (Synthetic) |
$70 ($47-$112) |
| Brake Pad Replacement |
$280 ($140-$467) |
| Tire Rotation |
$37 ($19-$70) |
| New Tires (Set of 4) |
$560 ($373-$933) |
| Battery Replacement |
$187 ($93-$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56-$140) |
| Electrician (Per Hour) |
$84 ($47-$131) |
| HVAC Repair |
$373 ($140-$746) |
| HVAC System Install |
$6,531 ($3,732-$11,196) |
| Roof Repair |
$933 ($373-$1,866) |
| Roof Replacement |
$8,397 ($5,132-$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467-$3,266) |
| Divorce (Contested) |
$13,995 ($4,665-$27,990) |
| DUI Defense |
$4,665 ($1,866-$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746-$2,799) |
| Will Preparation |
$467 ($187-$933) |
| Trust Preparation |
$2,333 ($933-$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$42) |
| Women's Haircut |
$51 ($28-$93) |
| Hair Coloring (Full) |
$140 ($70-$233) |
| Manicure |
$23 ($14-$42) |
| Pedicure |
$37 ($23-$61) |
| Massage (1 Hour) |
$75 ($47-$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80-$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33-$4.67) |
| Loaf of Bread |
$3.55 ($2.33-$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80-$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73-$7.00) |
| Rice (per lb) |
$0.93 ($0.56-$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75-$233) |
| Natural Gas (Monthly) |
$65 ($28-$140) |
| Water/Sewer (Monthly) |
$65 ($37-$112) |
| Internet (Monthly) |
$65 ($37-$93) |
| Cell Phone Plan (Monthly) |
$61 ($28-$93) |
| Cable TV (Monthly) |
$79 ($47-$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70-$467) |
| Car Insurance (Annual) |
$1,866 ($1,120-$3,266) |
| Bus Pass (Monthly) |
$65 ($28-$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46-$23) |
| Car Registration (Annual) |
$93 ($28-$233) |
| Driver's License Renewal |
$28 ($14-$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560-$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467-$1,866) |
| After-School Care (Monthly) |
$373 ($187-$653) |
| Tutoring (Per Hour) |
$47 ($23-$93) |
| SAT/ACT Prep Course |
$933 ($373-$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665-$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$93) |
| Dog Vaccination (Annual) |
$93 ($47-$187) |
| Dog Grooming |
$56 ($28-$93) |
| Pet Boarding (Per Night) |
$37 ($19-$70) |
| Dog Spay/Neuter |
$280 ($140-$467) |
| Cat Spay/Neuter |
$187 ($93-$373) |
View all 9 services
Frequently Asked Questions About Ramsey
What is the population of Ramsey?
Ramsey has a population of 478 residents and is located in Indiana. The population density is 389 people per square mile, spread across 1.2 square miles. The median age of residents is 43.8 years, which is older than the national median of 38.9 years. The population is 38.3% female and 61.7% male.
Is Ramsey expensive to live in?
Ramsey is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $79,559, 6% above the national average of $75,149. The median home value is $181,800 (36% below the U.S. median). The home price-to-income ratio is 2.3x, indicating housing is reasonably affordable relative to local income levels.
Is Ramsey safe?
Ramsey is safer than the national average, with a violent crime rate of 244 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 5,622 per 100,000 (above the national average). Overall, Ramsey receives a safety grade of F based on combined crime data.
What is the weather like in Ramsey?
Ramsey enjoys a temperate climate with an average annual temperature of 56°F (14°C). Winter temperatures average 33°F in January, while summers reach an average of 77°F in July. The area receives 290 sunny days per year, well above the national average of 205. Annual rainfall totals 51.0 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Ramsey?
The job market in Ramsey is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $958. There are 750 business establishments in the area, including 58 restaurants and food service locations. The average commute time is 31 minutes, and 4.5% of workers work from home.
How much does housing cost in Ramsey?
The median home value in Ramsey is $181,800. Zillow estimates the typical home value at $243,696. The homeownership rate is 78.4%. The average annual property tax is $2,525.
How are the schools in Ramsey?
Schools in Ramsey score 6.4 out of 10 on standardized testing, near the national average. 29.1% of adults in Ramsey hold a bachelor's degree or higher, below the national average of 33.7%. 90.8% have completed high school. 14.0% hold a graduate or professional degree.
How healthy is Ramsey?
The obesity rate in Ramsey is 41.2% (above the national rate of 32.1%). 15.1% of adults are smokers. 21.6% are physically inactive. 25.7% of residents report depression. 41.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,093.
What is transportation like in Ramsey?
The average commute in Ramsey is 31 minutes, longer than the national average of 28 minutes. 80.1% of workers drive alone to work, and 4.5% work from home.
What are the demographics of Ramsey?
The racial and ethnic makeup of Ramsey is 91.4% White, 8.6% Black or African American. 100% of residents speak only English at home. 11.5% of the population are military veterans. 14.5% of residents have a disability. 96.5% have health insurance coverage.
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