Median Income
$79,559
6% higher than US avg
Home Value
$181,800
36% lower than US avg
Bachelor's+
29.1%
14% lower than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
11.5%
7% lower than US avg
How Ramsey Compares to the U.S. Average (100% = U.S. avg)
People
Population478
Median Age43.8 yrs
Density389/mi²
Male / Female62% / 38%
Largest GroupWhite 91%
Veterans11.5%
Economy
A
Median Income$79,559
Per Capita$32,914
Unemployment0.0%
Poverty11.5%
County GDP$1,705M
Commute31 min
Housing
A+
Home Value$181,800
RentN/A
OwnershipN/A
Zillow$243,696
Climate
Avg Temp56°F
AQI41 (Good)
Rain51.0 in/yr
Elevation707 ft
Education
B
Bachelor's+29.1%
High School+90.8%
School Score6.01
Community
2024 VoteR 73% / D 26%
Commute31 min
Broadband66.9%
Libraries5
Is Ramsey a Good Place to Live?
Based on current data, Ramsey receives an overall livability score of 4.2 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, high health insurance coverage. Ramsey stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Ramsey is $79,559, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. 11.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 31 minutes.
Cost of Living & Housing
The median home value in Ramsey is $181,800, 36% below the national median — offering relatively affordable homeownership. At just 2.3x median income, home prices are very affordable relative to local earnings.
Education
29.1% of residents hold a bachelor's degree, below the national average of 33.7%. 90.8% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Ramsey enjoys a moderate climate with an average annual temperature of 56°F. Winters average 33°F in January while summers reach 77°F in July. Annual precipitation totals 51.0 inches. Air quality is rated Good with a median AQI of 41.
Ramsey has a population of 478 with a density of 389 people per square mile. The median age is 43.8 years, 13% older than the national median of 38.9. The city is predominantly White (91.4%), with 8.6% Black.
Population
43.8yrs
Median Age
13% above US avg
Language Spoken at Home
| English Only | 100.0% |
| 27% above US avg |
| Spanish | 0.0% |
| 100% below US avg |
The median household income in Ramsey is $79,559, which is 6% above the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 11.5% of residents live below the poverty line. Workers commute an average of 31 minutes.
Income
| Median HH Income | $79,559 |
| 6% above US avg |
| Per Capita Income | $32,914 |
| Avg Weekly Wage | $958 |
| IRS Avg AGI | $67,949 |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 11.5% |
| 7% below US avg |
| Establishments (County) | 750 |
| County GDP | $1,705M |
Business (County)
| Restaurants | 58 |
| Healthcare | 84 |
| Retail | 104 |
| Manufacturing | 36 |
Tax & Cost of Living
| Property Tax (IRS) | $2,525 |
| 28% below US avg |
| Effective Tax Rate | 1.39% |
Commute & Transportation
| Commute Time | 31.4 min |
| Drive Alone | 80.1% |
| Public Transit | 0.0% |
| Work from Home | 4.5% |
The median home value in Ramsey is $181,800, 36% below the national average. Zillow estimates the typical home value at $243,696.
Home Values
| Census Median | $181,800 |
| 36% below US avg |
| Zillow ZHVI | $243,696 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $2,525 |
| 28% below US avg |
| Effective Rate | 1.39% |
Health Metrics: Ramsey vs U.S. Average (%)
Behaviors & Mental Health
Healthcare Access
| Insurance Rate | 96.5% |
| |
| Premature Death | 12,001/100K |
Food & Exercise
| Food Environment | 8.8/10 |
| Exercise Access | 41.4% |
| Healthcare Facilities | 84 |
Crime Rates: Ramsey vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 18 |
Safety Score
Ramsey has an average annual temperature of 56°F (14°C). Winters average 33°F in January while summers reach 77°F in July. Annual precipitation is 51.0 inches. Air quality is rated Good with a median AQI of 41.
Temperature
33°F Jan (1°C)
77°F Jul (25°C)
| Annual Average | 56.3°F |
| 4% above US avg |
| January Average | 33°F (1°C) |
| July Average | 77°F (25°C) |
Precipitation & Snow
| Annual Rainfall | 51.0 inches |
| 34% above US avg |
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Geography
| Elevation | 707 ft (215 m) |
| Area | 1.2 sq mi (3.2 km²) |
| Population Density | 389/sq mi |
| Coordinates | 38.3217°N, 86.1557°W |
| County FIPS | 18061 |