New Jersey · Metropolitan Area
Ramsey is a small city in New Jersey with a population of 14,722. Residents earn $164,767 per year, which is 119% above the national average.
Based on current data, Ramsey receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include high housing costs. Ramsey offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Ramsey is $164,767, which is significantly higher than the national average — 119% above $75,149. This places Ramsey among higher-income communities. The job market is very strong with unemployment at just 1.8%. Only 2.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 34 minutes.
The median home value in Ramsey is $665,700, making it a premium housing market at 136% above the U.S. median of $281,900. Renters pay a median of $2,009 per month, significantly above the national average of $1,163. A price-to-income ratio of 4x indicates a reasonably affordable housing market.
Ramsey is a very safe community with a violent crime rate of 68 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 1,055 per 100,000, 46% below the national average.
Ramsey is a highly educated community — 69.3% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 96.0% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.
Ramsey experiences four distinct seasons with an average temperature of 52°F. Winters average 29°F in January while summers reach 74°F in July. Annual precipitation totals 48.2 inches. Air quality is rated Good with a median AQI of 39.
| English Only | 82.3% |
| 5% above US avg | |
| Spanish | 17.7% |
| 32% above US avg |
| Median HH Income | $164,767 |
| 119% above US avg | |
| Per Capita Income | $75,792 |
| Avg Weekly Wage | $1,224 |
| IRS Avg AGI | $71,402 |
| Unemployment | 1.8% |
| 50% below US avg | |
| Poverty Rate | 2.3% |
| 81% below US avg | |
| Establishments (County) | 15,191 |
| County GDP | $29,074M |
| Restaurants | 1,085 |
| Healthcare | 1,495 |
| Retail | 1,866 |
| Manufacturing | 611 |
| Property Tax (IRS) | $11,450 |
| 227% above US avg | |
| Effective Tax Rate | 1.72% |
| Commute Time | 33.6 min |
| Work from Home | 21.9% |
| Census Median | $665,700 |
| 136% above US avg | |
| Zillow ZHVI | $841,006 |
| Median List Price | $489,000 |
| Median List Price | $489,000 |
| $/Sq Ft | $413 |
| Homes Sold | 3 |
| Sale-to-List Ratio | 102.8% |
| Price Drops | 23.8% |
| Inventory | 21 |
| Census Median Rent | $2,009 |
| 73% above US avg | |
| Rent Burden | 31.3% |
| Studio | $1,599 |
| 1 Bedroom | $1,759 |
| 2 Bedrooms | $2,132 |
| 3 Bedrooms | $2,658 |
| 4 Bedrooms | $3,005 |
| Owner-Occupied | 83.7% |
| Avg Tax (IRS) | $11,450 |
| 227% above US avg | |
| Effective Rate | 1.72% |
| Obesity | 24.1% |
| 25% below US avg | |
| Diabetes | 6.4% |
| Heart Disease | 3.8% |
| High Blood Pressure | 26.3% |
| Asthma | 8.4% |
| COPD | 3.5% |
| Stroke | 2.0% |
| Binge Drinking | 19.6% |
| Physical Inactivity | 16.0% |
| Depression | 16.4% |
| Mental Distress | 14.5% |
| Physical Distress | 8.8% |
| Insurance Rate | 96.8% |
| Checkup Rate | 76.6% |
| Premature Death | 7,211/100K |
| Food Environment | 8.6/10 |
| Exercise Access | 98.8% |
| Healthcare Facilities | 1,495 |
| Total Violent | 67.7/100K |
| 82% below US avg | |
| Murder | 0.0/100K |
| 100% below US avg | |
| Rape | 6.8/100K |
| Robbery | 20.3/100K |
| Assault | 40.6/100K |
| Total Property | 1,055.3/100K |
| 46% below US avg | |
| Burglary | 47.4/100K |
| Theft | 967.3/100K |
| Vehicle Theft | 40.6/100K |
| Arson | 6.8/100K |
| Fatal Crashes (County/yr) | 25 |
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
| Annual Average | 51.8°F |
| 4% below US avg | |
| January Average | 29°F (-2°C) |
| July Average | 74°F (23°C) |
| Annual Rainfall | 48.2 inches |
| 27% above US avg |
| AQI Median | 39.0 |
| Rating | Good |
| Elevation | 349 ft (106 m) |
| Area | 5.5 sq mi (14.2 km²) |
| Population Density | 2,677/sq mi |
| Coordinates | 41.0613°N, 74.1470°W |
| County FIPS | 34031 |
Winner: Republican by 2.9 points
| Bachelor's Degree+ | 69.3% |
| 106% above US avg | |
| High School+ | 96.0% |
| School Test Score | 6.24 |
| RUCC Code 1 | Metro — 1 million+ |
| Population Density | 2,677/sq mi |
| Total Area | 5.5 sq mi |
| EV Charging Stations | 11 |
| Alt Fuel Stations | 11 |
| Public Libraries | 22 |
| Healthcare Facilities | 1,495 |
| Restaurants | 1,085 |
| Retail Stores | 1,866 |
| Fatal Crashes (County/yr) | 25 |
| Avg Commute | 33.6 min |
| Work from Home | 21.9% |