Upper Saddle River, NJ

New Jersey · Metropolitan Area

Upper Saddle River is a small city in New Jersey with a population of 8,354. Residents earn $246,719 per year, which is 228% above the national average.

3.7 /5.0
B+ Good
8,354 Population 1,591/sq mi density
$246,719 Median Income $105,062 per capita
$1,101,800 Home Value $1,364,700 Zillow
$3,501 Median Rent
52°F Avg Temperature
48 Violent Crime/100K 538 property/100K
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$246,719 median income, 5.1% unemployment
A
Affordability
4.2 / 5.0
$1,101,800 home value, $3,501/mo rent
F
Safety
1.0 / 5.0
48 violent crimes/100K (87% below avg)
A+
Education
5.0 / 5.0
74.3% bachelor's degree or higher
Median Income $246,719
228% higher than US avg
Home Value $1,101,800
291% higher than US avg
Violent Crime 48/100K
87% lower than US avg
Bachelor's+ 74.3%
120% higher than US avg
Median Rent $3,501
201% higher than US avg
Obesity Rate 22.6%
30% lower than US avg
Unemployment 5.1%
42% higher than US avg
Poverty Rate 4.1%
67% lower than US avg

How Upper Saddle River Compares to the U.S. Average (100% = U.S. avg)

People

Population8,354
Median Age41.7 yrs
Density1,591/mi²
Male / Female52% / 48%
Largest GroupWhite 75%

Economy

A+
Median Income$246,719
Per Capita$105,062
Unemployment5.1%
Poverty4.1%
County GDP$24,442M
Commute35 min

Housing

A
Home Value$1,101,800
Rent$3,501
OwnershipN/A
Zillow$1,364,700

Crime

F
Violent48/100K
Property538/100K
Murder0.0/100K
Assault24/100K
Burglary60/100K

Health

Obesity22.6%
UninsuredN/A
Depression15.6%
Heart Disease3.6%

Climate

Avg Temp52°F
AQI39 (Good)
Rain48.2 in/yr
Elevation258 ft

Education

A+
Bachelor's+74.3%
High School+96.4%
School Score6.24

Community

2024 VoteR 56% / D 44%
Commute35 min
EV Stations2
Libraries18

Is Upper Saddle River a Good Place to Live?

Based on current data, Upper Saddle River receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low crime rates, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs, above-average unemployment. Upper Saddle River offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Upper Saddle River is $246,719, which is significantly higher than the national average — 228% above $75,149. This places Upper Saddle River among higher-income communities. The unemployment rate of 5.1% is somewhat elevated compared to the national rate of 3.6%. Only 4.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 35 minutes.

Cost of Living & Housing

The median home value in Upper Saddle River is $1,101,800, making it a premium housing market at 291% above the U.S. median of $281,900. Renters pay a median of $3,501 per month, significantly above the national average of $1,163. A price-to-income ratio of 4.5x indicates a reasonably affordable housing market.

Safety & Crime

Upper Saddle River is a very safe community with a violent crime rate of 48 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 538 per 100,000, 73% below the national average.

Education

Upper Saddle River is a highly educated community — 74.3% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 96.4% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Upper Saddle River experiences four distinct seasons with an average temperature of 52°F. Winters average 29°F in January while summers reach 74°F in July. Annual precipitation totals 48.2 inches. Air quality is rated Good with a median AQI of 39.

Upper Saddle River has a population of 8,354 with a density of 1,591 people per square mile. The median age is 41.7 years, 7% older than the national median of 38.9. The city is predominantly White (74.6%), with 1.5% Black.

Population

8,354
Total Population
1,591
People / sq mi
41.7yrs
Median Age
7% above US avg
5.3mi²
Land Area

Gender Distribution

Male 52.2%
Female 47.8%

Race & Ethnicity

Upper Saddle River vs U.S. Average

Language Spoken at Home

English Only78.5%
0% below US avg
Spanish21.5%
60% above US avg

Social Characteristics

Upper Saddle River vs U.S. Average

The median household income in Upper Saddle River is $246,719, which is 228% above the national average of $75,149. The unemployment rate is 5.1% (above the 3.6% US average). 4.1% of residents live below the poverty line. Workers commute an average of 35 minutes.

Income: Upper Saddle River vs U.S.

Commute Mode

Income

Median HH Income$246,719
228% above US avg
Per Capita Income$105,062
Avg Weekly Wage$1,246
IRS Avg AGI$106,860

Employment & Poverty

Unemployment5.1%
42% above US avg
Poverty Rate4.1%
67% below US avg
Establishments (County)12,607
County GDP$24,442M

Business (County)

Restaurants835
Healthcare1,288
Retail1,295
Manufacturing219

Tax & Cost of Living

Property Tax (IRS)$14,358
310% above US avg
Effective Tax Rate1.30%

Commute & Transportation

Commute Time34.9 min
Work from Home31.6%

Walkability

The median home value in Upper Saddle River is $1,101,800, 291% above the national average. Monthly rent averages $3,501 (201% above US avg). Zillow estimates the typical home value at $1,364,700.

Home Value Sources

Ownership Split

Home Values

Census Median$1,101,800
291% above US avg
Zillow ZHVI$1,364,700
Median List Price$1,097,500

Real Estate Market (Redfin)

Median List Price$1,097,500
$/Sq Ft$464
Homes Sold5
Sale-to-List Ratio95.6%
Price Drops0.0%
Inventory20

Rental Costs

Census Median Rent$3,501
201% above US avg

HUD Fair Market Rent

Studio$1,599
1 Bedroom$1,759
2 Bedrooms$2,132
3 Bedrooms$2,658
4 Bedrooms$3,005

Ownership & Property

Owner-Occupied90.4%

Property Tax

Avg Tax (IRS)$14,358
310% above US avg
Effective Rate1.30%
In Upper Saddle River, 22.6% of adults are obese (below the 32.1% national rate). 15.6% report depression. 15.1% are physically inactive.

Health Metrics: Upper Saddle River vs U.S. Average (%)

Chronic Conditions

Obesity22.6%
30% below US avg
Diabetes6.2%
Heart Disease3.6%
High Blood Pressure25.7%
Asthma8.2%
COPD3.1%
Stroke1.9%

Behaviors & Mental Health

Binge Drinking18.9%
Physical Inactivity15.1%
Depression15.6%
Mental Distress13.8%
Physical Distress8.1%

Healthcare Access

Insurance Rate97.9%
Checkup Rate77.0%
Premature Death5,423/100K

Food & Exercise

Food Environment8.6/10
Exercise Access95.4%
Healthcare Facilities1,288
Upper Saddle River has a violent crime rate of 48 per 100,000 residents, 87% below the national average of 380. Property crime stands at 538 per 100,000 (73% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Upper Saddle River vs U.S. Average (per 100,000)

Violent Crime

Total Violent47.8/100K
87% below US avg
Murder0.0/100K
100% below US avg
Rape12.0/100K
Robbery12.0/100K
Assault23.9/100K

Property Crime

Total Property537.9/100K
73% below US avg
Burglary59.8/100K
Theft370.6/100K
Vehicle Theft107.6/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)20

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Upper Saddle River has an average annual temperature of 52°F (11°C). Winters average 29°F in January while summers reach 74°F in July. Annual precipitation is 48.2 inches. Air quality is rated Good with a median AQI of 39.

Temperature

29°F Jan (-2°C) 74°F Jul (23°C)
Annual Average51.8°F
4% below US avg
January Average29°F (-2°C)
July Average74°F (23°C)

Precipitation & Snow

Annual Rainfall48.2 inches
27% above US avg

Air Quality

AQI Median39.0
RatingGood

Geography

Elevation258 ft (79 m)
Area5.3 sq mi (13.6 km²)
Population Density1,591/sq mi
Coordinates41.0632°N, 74.1000°W
County FIPS36087
It is classified as Metro — 1 million+. 74.3% of residents hold a bachelor's degree or higher (120% above US avg). In the 2024 election, the county voted Republican by a 11.8-point margin.

2024 Presidential Election (County)

R 55.9%
D 44.1%

Winner: Republican by 11.8 points

Education

Bachelor's Degree+74.3%
120% above US avg
High School+96.4%
School Test Score6.24
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density1,591/sq mi
Total Area5.3 sq mi

Infrastructure & Services

EV Charging Stations2
Alt Fuel Stations2
Public Libraries18
Healthcare Facilities1,288
Restaurants835
Retail Stores1,295

Safety & Disasters

Fatal Crashes (County/yr)20
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute34.9 min
Work from Home31.6%

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