Rancho Santa Fe, CA

California · Metropolitan Area

Rancho Santa Fe is a small town in California with a population of 2,574. Residents earn $236,429 per year, which is 215% above the national average.

3.9 /5.0
B+ Good
2,574 Population 384/sq mi density
$236,429 Median Income $117,279 per capita
$2,000,001 Home Value $4,248,470 Zillow
$3,501 Median Rent
64°F Avg Temperature
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.8 / 5.0
$236,429 median income, 3.4% unemployment
D
Affordability
1.9 / 5.0
$2,000,001 home value, $3,501/mo rent
A+
Education
5.0 / 5.0
71.8% bachelor's degree or higher
Median Income $236,429
215% higher than US avg
Home Value $2,000,001
609% higher than US avg
Bachelor's+ 71.8%
113% higher than US avg
Median Rent $3,501
201% higher than US avg
Obesity Rate 22.0%
31% lower than US avg
Unemployment 3.4%
6% lower than US avg
Poverty Rate 0.0%
100% lower than US avg

How Rancho Santa Fe Compares to the U.S. Average (100% = U.S. avg)

People

Population2,574
Median Age53.7 yrs
Density384/mi²
Male / Female42% / 58%
Largest GroupWhite 74%

Economy

A+
Median Income$236,429
Per Capita$117,279
Unemployment3.4%
Poverty0.0%
County GDP$351,753M
Commute24 min

Housing

D
Home Value$2,000,001
Rent$3,501
OwnershipN/A
Zillow$4,248,470

Crime

ViolentN/A
PropertyN/A

Health

Obesity22.0%
UninsuredN/A
Depression23.1%

Climate

Avg Temp64°F
AQI48 (Good)
Rain14.2 in/yr
Elevation225 ft

Education

A+
Bachelor's+71.8%
High School+99.0%
School Score4.69

Community

2024 VoteR 47% / D 50%
Commute24 min
EV Stations6
Libraries67

Is Rancho Santa Fe a Good Place to Live?

Based on current data, Rancho Santa Fe receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs. Rancho Santa Fe offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Rancho Santa Fe is $236,429, which is significantly higher than the national average — 215% above $75,149. This places Rancho Santa Fe among higher-income communities. Unemployment stands at 3.4%, indicating a healthy job market. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 24 minutes.

Cost of Living & Housing

The median home value in Rancho Santa Fe is $2,000,001, making it a premium housing market at 609% above the U.S. median of $281,900. Renters pay a median of $3,501 per month, significantly above the national average of $1,163. With a home price-to-income ratio of 8.5x, housing affordability is a significant challenge for many families.

Education

Rancho Santa Fe is a highly educated community — 71.8% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 99.0% have completed high school. Area schools have an average test score of 4.7/10.

Climate & Weather

Rancho Santa Fe enjoys a moderate climate with an average annual temperature of 64°F. Winters average 57°F in January while summers reach 72°F in July. Annual precipitation totals 14.2 inches. Air quality is rated Good with a median AQI of 48.

Rancho Santa Fe has a population of 2,574 with a density of 384 people per square mile. The median age is 53.7 years, 38% older than the national median of 38.9. The city is predominantly White (73.7%), with 2.2% Black.

Population

2,574
Total Population
384
People / sq mi
53.7yrs
Median Age
38% above US avg
6.7mi²
Land Area

Gender Distribution

Male 42%
Female 58%

Race & Ethnicity

Rancho Santa Fe vs U.S. Average

Language Spoken at Home

English Only80.9%
3% above US avg
Spanish19.1%
43% above US avg

Social Characteristics

Rancho Santa Fe vs U.S. Average

The median household income in Rancho Santa Fe is $236,429, which is 215% above the national average of $75,149. The unemployment rate is 3.4% (below the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 24 minutes.

Income: Rancho Santa Fe vs U.S.

Commute Mode

Income

Median HH Income$236,429
215% above US avg
Per Capita Income$117,279
Avg Weekly Wage$1,565
IRS Avg AGI$116,511

Employment & Poverty

Unemployment3.4%
6% below US avg
Poverty Rate0.0%
100% below US avg
Establishments (County)148,394
County GDP$351,753M

Business (County)

Restaurants8,853
Healthcare13,951
Retail9,811
Manufacturing4,357

Tax & Cost of Living

Property Tax (IRS)$10,097
188% above US avg
Effective Tax Rate0.50%

Commute & Transportation

Commute Time24.4 min
Work from Home29.0%

Walkability

The median home value in Rancho Santa Fe is $2,000,001, 609% above the national average. Monthly rent averages $3,501 (201% above US avg). Zillow estimates the typical home value at $4,248,470.

Home Value Sources

Ownership Split

Home Values

Census Median$2,000,001
609% above US avg
Zillow ZHVI$4,248,470
Median List Price$5,624,500

Real Estate Market (Redfin)

Median List Price$5,624,500
$/Sq Ft$1,356
Homes Sold5
Sale-to-List Ratio94.0%
Price Drops31.3%
Inventory16

Rental Costs

Census Median Rent$3,501
201% above US avg
Zillow Rent (ZORI)$3,850

HUD Fair Market Rent

Studio$1,513
1 Bedroom$1,647
2 Bedrooms$2,053
3 Bedrooms$2,752
4 Bedrooms$3,165

Ownership & Property

Owner-Occupied90.5%

Property Tax

Avg Tax (IRS)$10,097
188% above US avg
Effective Rate0.50%
In Rancho Santa Fe, 22.0% of adults are obese (below the 32.1% national rate). 23.1% report depression. 12.3% are physically inactive.

Health Metrics: Rancho Santa Fe vs U.S. Average (%)

Chronic Conditions

Obesity22.0%
31% below US avg
Diabetes6.2%
High Blood Pressure23.9%
Asthma9.2%
COPD3.2%
Stroke2.0%

Behaviors & Mental Health

Binge Drinking19.6%
Physical Inactivity12.3%
Depression23.1%
Mental Distress15.0%
Physical Distress8.8%

Healthcare Access

Insurance Rate96.7%
Checkup Rate73.1%
Premature Death5,325/100K

Food & Exercise

Food Environment9.1/10
Exercise Access99.1%
Healthcare Facilities13,951

Crime Rates: Rancho Santa Fe vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)238
FEMA Disasters364

Safety Score

Rancho Santa Fe has an average annual temperature of 64°F (18°C). Winters average 57°F in January while summers reach 72°F in July. Annual precipitation is 14.2 inches. Air quality is rated Good with a median AQI of 48.

Temperature

57°F Jan (14°C) 72°F Jul (22°C)
Annual Average63.5°F
18% above US avg
January Average57°F (14°C)
July Average72°F (22°C)

Precipitation & Snow

Annual Rainfall14.2 inches
63% below US avg

Air Quality

AQI Median48.0
RatingGood

Geography

Elevation225 ft (69 m)
Area6.7 sq mi (17.4 km²)
Population Density384/sq mi
Coordinates33.0258°N, 117.1981°W
County FIPS06059
It is classified as Metro — 1 million+. 71.8% of residents hold a bachelor's degree or higher (113% above US avg). In the 2024 election, the county voted Democrat by a 2.7-point margin.

2024 Presidential Election (County)

R 47.1%
D 49.7%

Winner: Democrat by 2.7 points

Education

Bachelor's Degree+71.8%
113% above US avg
High School+99.0%
School Test Score4.69
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density384/sq mi
Total Area6.7 sq mi

Infrastructure & Services

EV Charging Stations6
Alt Fuel Stations6
Public Libraries67
Healthcare Facilities13,951
Restaurants8,853
Retail Stores9,811

Safety & Disasters

Fatal Crashes (County/yr)238
FEMA Disaster Declarations364

Commute & Transportation

Avg Commute24.4 min
Work from Home29.0%

Nearby Cities

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