Rarity Bay, TN

Tennessee · Metropolitan Area

Rarity Bay is a small town in Tennessee with a population of 728. Residents earn $82,143 per year, which is 9% above the national average.

3.9 /5.0
B+ Good
728 Population 400/sq mi density
$82,143 Median Income $55,433 per capita
$654,500 Home Value
$1,697 Median Rent 46.1% income on rent
59°F Avg Temperature
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.6 / 5.0
$82,143 median income, 0.0% unemployment
C
Affordability
2.2 / 5.0
$654,500 home value, $1,697/mo rent
A+
Education
5.0 / 5.0
54.1% bachelor's degree or higher
Median Income $82,143
9% higher than US avg
Home Value $654,500
132% higher than US avg
Bachelor's+ 54.1%
61% higher than US avg
Median Rent $1,697
46% higher than US avg
Obesity Rate 36.0%
12% higher than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 5.4%
56% lower than US avg

How Rarity Bay Compares to the U.S. Average (100% = U.S. avg)

People

Population728
Median Age75.4 yrs
Density400/mi²
Male / Female49% / 51%
Largest GroupWhite 100%
Veterans30.2%

Economy

A+
Median Income$82,143
Per Capita$55,433
Unemployment0.0%
Poverty5.4%
County GDP$3,117M
Commute18 min

Housing

C
Home Value$654,500
Rent$1,697
OwnershipN/A
Rent Burden46.1%

Crime

ViolentN/A
PropertyN/A

Health

Obesity36.0%
UninsuredN/A
Depression29.6%
Heart Disease5.9%

Climate

Avg Temp59°F
AQI40 (Good)
Rain55.2 in/yr
Elevation885 ft

Education

A+
Bachelor's+54.1%
High School+93.4%
School Score5.08

Community

2024 VoteR 76% / D 23%
Commute18 min
Broadband94.9%
Libraries5

Is Rarity Bay a Good Place to Live?

Based on current data, Rarity Bay receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include low unemployment, a highly educated population, a low poverty rate, high health insurance coverage. Areas to be aware of include high housing costs. Rarity Bay offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Rarity Bay is $82,143, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 5.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 18 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Rarity Bay is $654,500, making it a premium housing market at 132% above the U.S. median of $281,900. Renters pay a median of $1,697 per month, significantly above the national average of $1,163. With a home price-to-income ratio of 8x, housing affordability is a significant challenge for many families.

Education

Rarity Bay is a highly educated community — 54.1% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 93.4% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Rarity Bay enjoys a moderate climate with an average annual temperature of 59°F. Winters average 38°F in January while summers reach 79°F in July. Annual precipitation totals 55.2 inches. Air quality is rated Good with a median AQI of 40.

Rarity Bay has a population of 728 with a density of 400 people per square mile. The median age is 75.4 years, 94% older than the national median of 38.9. The city is predominantly White (100%).

Population

728
Total Population
400
People / sq mi
75.4yrs
Median Age
94% above US avg
1.8mi²
Land Area

Gender Distribution

Male 49.3%
Female 50.7%

Race & Ethnicity

Rarity Bay vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Rarity Bay vs U.S. Average

The median household income in Rarity Bay is $82,143, which is 9% above the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 5.4% of residents live below the poverty line. Workers commute an average of 18 minutes.

Income: Rarity Bay vs U.S.

Commute Mode

Income

Median HH Income$82,143
9% above US avg
Per Capita Income$55,433
Avg Weekly Wage$1,047
IRS Avg AGI$93,290

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate5.4%
56% below US avg
Establishments (County)1,455
County GDP$3,117M

Business (County)

Restaurants96
Healthcare127
Retail160
Manufacturing52

Tax & Cost of Living

Property Tax (IRS)$3,916
12% above US avg
Effective Tax Rate0.60%

Commute & Transportation

Commute Time18.3 min
Drive Alone78.7%
Public Transit0.0%
Work from Home11.8%

Walkability

The median home value in Rarity Bay is $654,500, 132% above the national average. Monthly rent averages $1,697 (46% above US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$654,500
132% above US avg
Median List Price$825,000

Real Estate Market (Redfin)

Median List Price$825,000
$/Sq Ft$229
Homes Sold1
Sale-to-List Ratio99.0%
Price Drops6.7%
Inventory15

Rental Costs

Census Median Rent$1,697
46% above US avg
Rent Burden46.1%

HUD Fair Market Rent

Studio$882
1 Bedroom$924
2 Bedrooms$1,118
3 Bedrooms$1,445
4 Bedrooms$1,644

Ownership & Property

Owner-Occupied84.0%

Property Tax

Avg Tax (IRS)$3,916
12% above US avg
Effective Rate0.60%
In Rarity Bay, 36.0% of adults are obese (above the 32.1% national rate). 29.6% report depression. 25.6% are physically inactive.

Health Metrics: Rarity Bay vs U.S. Average (%)

Chronic Conditions

Obesity36.0%
12% above US avg
Diabetes10.7%
Heart Disease5.9%
High Blood Pressure35.7%
Asthma10.3%
COPD7.4%
Stroke3.0%

Behaviors & Mental Health

Binge Drinking16.2%
Physical Inactivity25.6%
Depression29.6%
Mental Distress20.1%
Physical Distress14.3%

Healthcare Access

Insurance Rate95.0%
Checkup Rate74.9%
Premature Death10,983/100K

Food & Exercise

Food Environment8.0/10
Exercise Access49.2%
Healthcare Facilities127

Crime Rates: Rarity Bay vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)10

Safety Score

Rarity Bay has an average annual temperature of 59°F (15°C). Winters average 38°F in January while summers reach 79°F in July. Annual precipitation is 55.2 inches. Air quality is rated Good with a median AQI of 40.

Temperature

38°F Jan (4°C) 79°F Jul (26°C)
Annual Average59.1°F
9% above US avg
January Average38°F (4°C)
July Average79°F (26°C)

Precipitation & Snow

Annual Rainfall55.2 inches
45% above US avg
Snowfall4.0 inches/yr

Air Quality

AQI Median40.0
RatingGood

Geography

Elevation885 ft (270 m)
Area1.8 sq mi (4.7 km²)
Population Density400/sq mi
Coordinates35.6348°N, 84.2537°W
County FIPS47105
It is classified as Metro — 250K–1M. 54.1% of residents hold a bachelor's degree or higher (61% above US avg). In the 2024 election, the county voted Republican by a 53-point margin. 94.9% of households have broadband internet.

2024 Presidential Election (County)

R 76%
D 23%

Winner: Republican by 53 points

Education

Bachelor's Degree+54.1%
61% above US avg
High School+93.4%
School Test Score5.08
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density400/sq mi
Total Area1.8 sq mi

Infrastructure & Services

Broadband Access94.9%
Public Libraries5
Healthcare Facilities127
Restaurants96
Retail Stores160

Safety & Disasters

Fatal Crashes (County/yr)10

Commute & Transportation

Avg Commute18.3 min
Drive Alone78.7%
Public Transit0.0%
Work from Home11.8%

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