Median Income
$62,813
16% lower than US avg
Home Value
$210,400
25% lower than US avg
Violent Crime
335/100K
12% lower than US avg
Bachelor's+
15.6%
54% lower than US avg
Median Rent
$1,125
3% lower than US avg
Obesity Rate
39.6%
23% higher than US avg
Unemployment
4.2%
17% higher than US avg
Poverty Rate
0.8%
94% lower than US avg
How Raymond Compares to the U.S. Average (100% = U.S. avg)
People
Population843
Median Age43.9 yrs
Density514/mi²
Male / Female50% / 50%
Largest GroupWhite 98%
Veterans12.1%
Economy
B+
Median Income$62,813
Per Capita$33,393
Unemployment4.2%
Poverty0.8%
County GDP$10,039M
Commute24 min
Housing
A+
Home Value$210,400
Rent$1,125
Ownership91.8%
Zillow$238,393
Housing Units331
Rent Burden33.5%
Crime
F
Violent335/100K
Property2,639/100K
Health
Obesity39.6%
Uninsured6.5%
Smoking16.0%
Depression22.4%
Heart Disease5.2%
Climate
Avg Temp46°F (8°C)
AQI43 (Good)
Rain37.9 in/yr
Sunny Days260/yr
Elevation910 ft (277 m)
Education
C
Bachelor's+15.6%
High School+93.9%
Graduate+3.8%
School Score5.23
Community
2024 VoteR 49% / D 50%
Commute24 min
Broadband89.6%
EV Stations7
Libraries6
Is Raymond a Good Place to Live?
Based on current data, Raymond receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include affordable housing, abundant sunshine, a low poverty rate, high health insurance coverage. Areas to be aware of include high obesity rates. Raymond offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Raymond is $62,813, 16% below the national average of $75,149. Unemployment stands at 4.2%, indicating a healthy job market. Only 0.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Raymond is $210,400, 25% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,125 per month. A price-to-income ratio of 3.3x indicates a reasonably affordable housing market.
Safety & Crime
Violent crime in Raymond is below the national average at 335 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,639 per 100,000, 35% above the national average.
Education
15.6% of residents hold a bachelor's degree, below the national average of 33.7%. 93.9% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Raymond experiences four distinct seasons with an average temperature of 46°F. Winters average 17°F in January while summers reach 71°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 37.9 inches, including 33.6 inches of snow. Air quality is rated Good with a median AQI of 43.
Raymond has a population of 843 with a density of 514 people per square mile, spread across 1.6 square miles. The median age is 43.9 years, 13% older than the national median of 38.9. The gender split is 49.6% female and 50.4% male. The city is predominantly White (97.5%), with 1.8% Hispanic. English is the primary language spoken at home by 99.1% of residents. 12.1% of the population are veterans, above the national rate of 6.0%. 11.2% of residents have a disability. 93.5% have health insurance coverage.
Population
43.9yrs
Median Age
13% above US avg
Language Spoken at Home
English Only
99.1%
26% above US avg
Spanish
0.9%
93% below US avg
The median household income in Raymond is $62,813, which is 16% below the national average of $75,149. Per capita income is $33,393 (below the $39,052 national figure). The average weekly wage is $1,147, 20% lower than the U.S. average. The unemployment rate is 4.2% (above the 3.6% US average). 0.8% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 3,947 business establishments, including 323 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 24 minutes. 6.8% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $62,813 |
| 16% below US avg |
| Per Capita Income | $33,393 |
| Avg Weekly Wage | $1,147 |
| IRS Avg AGI | $74,437 |
| Gini Index | 0.464 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 4.2% |
| 17% above US avg |
| Poverty Rate | 0.8% |
| 94% below US avg |
| Establishments (County) | 3,947 |
| County GDP | $10,039M |
Business (County)
| Restaurants | 323 |
| Healthcare | 388 |
| Retail | 470 |
| Manufacturing | 137 |
Tax & Cost of Living
| Property Tax (IRS) | $5,315 |
| 52% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 2.53% |
Commute & Transportation
| Commute Time | 24.3 min |
| Drive Alone | 77.9% |
| Public Transit | 0.0% |
| Work from Home | 6.8% |
The median home value in Raymond is $210,400, 25% below the national median of $281,900. Zillow estimates the typical home value at $238,393, higher than the Census estimate. Homes sell for 93.9% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $1,125 (3% below the national average of $1,163). Fair market rent ranges from $788 for a one-bedroom to $989 for a two-bedroom apartment. 91.8% of housing units are owner-occupied (above the 65.4% national rate). There are 331 total housing units in the city. The median year a home was built is 1970. The average annual property tax is $5,315 (higher than the $3,500 national average). 33.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.3x.
Home Values
| Census Median | $210,400 |
| 25% below US avg |
| Zillow ZHVI | $238,393 |
Real Estate Market (Redfin)
| $/Sq Ft | $109 |
| Homes Sold | 4 |
| Sale-to-List Ratio | 93.9% |
| Price Drops | 0.0% |
Rental Costs
| Census Median Rent | $1,125 |
| 3% below US avg |
| Rent Burden | 33.5% |
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
| Homeownership | 91.8% |
| Owner-Occupied | 91.8% |
| Renter-Occupied | 8.2% |
| Housing Units | 331 |
| Median Year Built | 1970 |
Property Tax
| Avg Tax (IRS) | $5,315 |
| 52% above US avg |
| Effective Rate | 2.53% |
In Raymond, 39.6% of adults are obese, above the national rate of 32.1%. 9.1% have diabetes. Heart disease affects 5.2% of residents. 29.7% have high blood pressure. 16.0% are current smokers. 23.8% report binge drinking. 21.0% are physically inactive, below the national average. 22.4% report depression. 17.2% experience frequent mental distress. 6.5% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,051. The dentist ratio is 1:1,265. 90.0% of residents have access to exercise opportunities. The food environment index is 7.9 out of 10.
Health Metrics: Raymond vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.6% |
| 23% above US avg |
| Diabetes | 9.1% |
| Heart Disease | 5.2% |
| High Blood Pressure | 29.7% |
| Asthma | 10.4% |
| COPD | 5.8% |
| Cancer | 7.3% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 16.0% |
| 14% above US avg |
| Binge Drinking | 23.8% |
| Physical Inactivity | 21.0% |
| Depression | 22.4% |
| Mental Distress | 17.2% |
| Physical Distress | 11.3% |
| Short Sleep | 35.0% |
Healthcare Access
| Insurance Rate | 93.5% |
| Uninsured | 6.5% |
| 24% below US avg |
| Primary Care | 1:1,051 |
| Dentists | 1:1,265 |
| Mental Health | 1:387 |
| Checkup Rate | 77.1% |
| Dental Visits | 70.0% |
| Premature Death | 7,993/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 90.0% |
| Healthcare Facilities | 388 |
Raymond has a violent crime rate of 335 per 100,000 residents, 12% below the national average of 380. Property crime stands at 2,639 per 100,000, 35% above the U.S. average. The county recorded 5 fatal traffic crashes. Overall, Raymond receives a safety grade of F.
Crime Rates: Raymond vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 335.1/100K |
| 12% below US avg |
| |
Property Crime
| Total Property | 2,638.7/100K |
| 35% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 5 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Raymond experiences four distinct seasons with an average annual temperature of 46°F (8°C). Winters average 17°F in January while summers reach 71°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 37.9 inches. The area receives 33.6 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 910 feet.
Temperature
17°F Jan (-8°C)
71°F Jul (22°C)
| Annual Average | 46.0°F |
| 15% below US avg |
| January Average | 17°F (-8°C) |
| July Average | 71°F (22°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 910 ft (277 m) |
| Area | 1.6 sq mi (4.2 km²) |
| Population Density | 514/sq mi |
| Coordinates | 42.4694°N, 92.2297°W |
| Timezone | America/Chicago |
| County | Black Hawk County County |
| Nearest Airport | Waterloo Regional (ALO)
11 miles away |
Precipitation & Snow
Annual Rainfall
37.9"
0% below US avg
Wettest Month (Jun)
4.45"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| PM2.5 (Fine Particles) | 9.4 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 76.6 / 100 |
| Social Vulnerability | 23.4 / 100 |
| Community Resilience | 94.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively High |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively High |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
610 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 40 fatalities, 989 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 25, 2008 |
EF5 |
54 km |
9 |
| May 15, 1968 |
EF5 |
33 km |
5 |
| May 15, 1968 |
EF5 |
80 km |
13 |
| Mar 13, 1990 |
EF4 |
72 km |
0 |
| May 30, 1989 |
EF4 |
80 km |
0 |
| Aug 12, 1974 |
EF4 |
63 km |
0 |
| Aug 12, 1974 |
EF4 |
80 km |
0 |
| Jul 12, 1971 |
EF4 |
87 km |
0 |
| Aug 26, 1965 |
EF4 |
19 km |
1 |
| Sep 1, 1961 |
EF4 |
72 km |
0 |
| Apr 30, 1954 |
EF4 |
57 km |
0 |
| Jul 19, 2018 |
EF3 |
79 km |
0 |
| May 25, 2008 |
EF3 |
23 km |
0 |
| May 21, 2004 |
EF3 |
58 km |
0 |
| May 11, 2000 |
EF3 |
19 km |
1 |
| Jul 27, 1995 |
EF3 |
47 km |
0 |
| Jul 19, 1994 |
EF3 |
92 km |
0 |
| Jun 19, 1993 |
EF3 |
58 km |
0 |
| Jul 13, 1992 |
EF3 |
96 km |
0 |
| Jun 28, 1990 |
EF3 |
79 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
4 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (939 ac, 2009).
| Year |
Name |
Acres |
Distance |
| 2009 |
UNNAMED |
939 |
67 km |
| 2010 |
FOLEY |
786 |
68 km |
| 2011 |
ACE AUTO |
676 |
72 km |
| 2011 |
IRCP WUI ROFAE #2 FY11 |
510 |
65 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
17°F (-8°C) |
0.9 in |
Coldest, Driest |
| February |
23°F (-5°C) |
1.0 in |
|
| March |
35°F (2°C) |
2.3 in |
|
| April |
48°F (9°C) |
3.5 in |
|
| May |
60°F (16°C) |
4.2 in |
|
| June |
70°F (21°C) |
4.5 in |
Wettest |
| July |
71°F (22°C) |
4.5 in |
|
| August |
71°F (22°C) |
4.2 in |
Warmest |
| September |
63°F (17°C) |
3.6 in |
|
| October |
51°F (10°C) |
2.6 in |
|
| November |
36°F (2°C) |
2.0 in |
|
| December |
22°F (-6°C) |
1.3 in |
|
Raymond has a seasonal temperature swing of 54°F / from 17°F in January to 71°F in August. Total annual precipitation is 34.4 inches, with June being the wettest month (4.5") and January the driest (0.9").
Average costs for common services in Raymond. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $728 |
| Toddler | $628 |
| Preschool | $628 |
| Family Childcare (monthly) |
| Infant | $489 |
| Toddler | $481 |
| Preschool | $481 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Raymond
What is the population of Raymond?
Raymond has a population of 843 residents and is located in Iowa. The population density is 514 people per square mile, spread across 1.6 square miles. The median age of residents is 43.9 years, which is older than the national median of 38.9 years. The population is 49.6% female and 50.4% male.
Is Raymond expensive to live in?
Raymond is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $62,813, 16% below the national average of $75,149. The median home value is $210,400 (25% below the U.S. median). Renters pay a median of $1,125 per month. The home price-to-income ratio is 3.3x, indicating housing is reasonably affordable relative to local income levels.
Is Raymond safe?
Raymond is safer than the national average, with a violent crime rate of 335 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,639 per 100,000 (above the national average). Overall, Raymond receives a safety grade of F based on combined crime data.
What is the weather like in Raymond?
Raymond has a four-season climate with an average annual temperature of 46°F (8°C). Winter temperatures average 17°F in January, while summers reach an average of 71°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 37.9 inches, with 33.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Raymond?
Raymond has a healthy job market with an unemployment rate of 4.2%, near the national average of 3.6%. The average weekly wage is $1,147. There are 3,947 business establishments in the area, including 323 restaurants and food service locations. The average commute time is 24 minutes, and 6.8% of workers work from home.
How much does housing cost in Raymond?
The median home value in Raymond is $210,400. Zillow estimates the typical home value at $238,393. For renters, the median monthly rent is $1,125. Fair market rent is $788 for a 1-bedroom and $989 for a 2-bedroom apartment. The homeownership rate is 91.8%. The average annual property tax is $5,315.
How are the schools in Raymond?
Schools in Raymond score 5.2 out of 10 on standardized testing, near the national average. 15.6% of adults in Raymond hold a bachelor's degree or higher, below the national average of 33.7%. 93.9% have completed high school. 3.8% hold a graduate or professional degree.
How healthy is Raymond?
The obesity rate in Raymond is 39.6% (above the national rate of 32.1%). 16.0% of adults are smokers. 21.0% are physically inactive. 22.4% of residents report depression. 6.5% lack health insurance (below the national rate). 90.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,051.
What is transportation like in Raymond?
The average commute in Raymond is 24 minutes, shorter than the national average of 28 minutes. 77.9% of workers drive alone to work, and 6.8% work from home.
What are the demographics of Raymond?
The racial and ethnic makeup of Raymond is 97.5% White, 1.8% Hispanic or Latino. 99.1% of residents speak only English at home. 12.1% of the population are military veterans. 11.2% of residents have a disability. 93.5% have health insurance coverage.
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