Median Income
$70,379
6% lower than US avg
Home Value
$225,800
20% lower than US avg
Violent Crime
156/100K
59% lower than US avg
Bachelor's+
26.3%
22% lower than US avg
Median Rent
$1,183
2% higher than US avg
Obesity Rate
33.6%
5% higher than US avg
Unemployment
6.7%
86% higher than US avg
Poverty Rate
1.7%
86% lower than US avg
How Richmond Compares to the U.S. Average (100% = U.S. avg)
People
Population2,530
Median Age36.6 yrs
Density590/mi²
Male / Female52% / 48%
Largest GroupWhite 89%
Veterans5.3%
Economy
B+
Median Income$70,379
Per Capita$40,996
Unemployment6.7%
Poverty1.7%
County GDP$15,983M
Commute32 min
Housing
A+
Home Value$225,800
Rent$1,183
Ownership55.4%
Zillow$368,161
Housing Units1,266
Rent Burden24.8%
Crime
F
Violent156/100K
Property1,041/100K
Murder0.0/100K
Assault104/100K
Burglary260/100K
Health
Obesity33.6%
Uninsured7.4%
Smoking13.3%
Depression24.5%
Heart Disease5.2%
Climate
Avg Temp49°F (9°C)
AQI43 (Good)
Sunny Days261/yr
Elevation785 ft (239 m)
Education
B
Bachelor's+26.3%
High School+95.3%
Graduate+10.7%
School Score6.18
Community
2024 VoteR 52% / D 47%
Commute32 min
Broadband94.8%
EV Stations1
Libraries13
Is Richmond a Good Place to Live?
Based on current data, Richmond receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include above-average unemployment. Richmond offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Richmond is $70,379, roughly in line with the national average of $75,149. The unemployment rate of 6.7% is somewhat elevated compared to the national rate of 3.6%. Only 1.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 32 minutes.
Cost of Living & Housing
The median home value in Richmond is $225,800, 20% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,183 per month. A price-to-income ratio of 3.2x indicates a reasonably affordable housing market.
Safety & Crime
Violent crime in Richmond is below the national average at 156 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,041 per 100,000, 47% below the national average.
Education
26.3% of residents hold a bachelor's degree, below the national average of 33.7%. 95.3% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Richmond experiences four distinct seasons with an average temperature of 49°F. Winters average 22°F in January while summers reach 73°F in July. With 261 sunny days per year, residents enjoy well above the national average of sunshine. Air quality is rated Good with a median AQI of 43.
Richmond has a population of 2,530 with a density of 590 people per square mile, spread across 1.6 square miles. The median age is 36.6 years, 6% younger than the national median of 38.9. The gender split is 47.8% female and 52.2% male. The city is predominantly White (89.1%). English is the primary language spoken at home by 95.5% of residents. 5.3% of the population are veterans. 10.6% of residents have a disability. 94.7% have health insurance coverage.
Population
36.6yrs
Median Age
6% below US avg
Language Spoken at Home
English Only
95.5%
22% above US avg
Spanish
4.5%
66% below US avg
The median household income in Richmond is $70,379, which is 6% below the national average of $75,149. Per capita income is $40,996. The average weekly wage is $1,060, 26% lower than the U.S. average. The unemployment rate is 6.7% (above the 3.6% US average). 1.7% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 7,928 business establishments, including 645 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 32 minutes. 9.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $70,379 |
| 6% below US avg |
| Per Capita Income | $40,996 |
| Avg Weekly Wage | $1,060 |
| IRS Avg AGI | $93,804 |
| Gini Index | 0.411 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 6.7% |
| 86% above US avg |
| Poverty Rate | 1.7% |
| 86% below US avg |
| Establishments (County) | 7,928 |
| County GDP | $15,983M |
Business (County)
| Restaurants | 645 |
| Healthcare | 846 |
| Retail | 816 |
| Manufacturing | 432 |
Tax & Cost of Living
| Property Tax (IRS) | $8,712 |
| 149% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 3.86% |
Commute & Transportation
| Commute Time | 31.6 min |
| Drive Alone | 79.7% |
| Public Transit | 0.0% |
| Work from Home | 9.0% |
The median home value in Richmond is $225,800, 20% below the national median of $281,900. Zillow estimates the typical home value at $368,161, higher than the Census estimate. Homes sell for 100.7% of their list price, indicating a competitive market where bidding wars are common. Monthly rent averages $1,183 (2% above the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 55.4% of housing units are owner-occupied (below the 65.4% national rate). There are 1,266 total housing units in the city. The median year a home was built is 1991. The average annual property tax is $8,712 (higher than the $3,500 national average). 24.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.2x.
Home Values
| Census Median | $225,800 |
| 20% below US avg |
| Zillow ZHVI | $368,161 |
| Median List Price | $130,000 |
Real Estate Market (Redfin)
| Median List Price | $130,000 |
| $/Sq Ft | $214 |
| Homes Sold | 3 |
| Sale-to-List Ratio | 100.7% |
| Price Drops | 0.0% |
| Inventory | 5 |
Rental Costs
| Census Median Rent | $1,183 |
| 2% above US avg |
| Rent Burden | 24.8% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 55.4% |
| Owner-Occupied | 55.4% |
| Renter-Occupied | 44.6% |
| Housing Units | 1,266 |
| Median Year Built | 1991 |
Property Tax
| Avg Tax (IRS) | $8,712 |
| 149% above US avg |
| Effective Rate | 3.86% |
In Richmond, 33.6% of adults are obese, above the national rate of 32.1%. 9.4% have diabetes. Heart disease affects 5.2% of residents. 31.5% have high blood pressure. 13.3% are current smokers. 20.1% report binge drinking. 21.2% are physically inactive. 24.5% report depression (above the 20.0% national average). 17.8% experience frequent mental distress. 7.4% of residents lack health insurance. The primary care physician ratio is 1:2,222. The dentist ratio is 1:1,450. 93.1% of residents have access to exercise opportunities. The food environment index is 8.8 out of 10.
Health Metrics: Richmond vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.6% |
| 5% above US avg |
| Diabetes | 9.4% |
| Heart Disease | 5.2% |
| High Blood Pressure | 31.5% |
| Asthma | 10.3% |
| COPD | 6.0% |
| Cancer | 7.4% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 13.3% |
| 5% below US avg |
| Binge Drinking | 20.1% |
| Physical Inactivity | 21.2% |
| Depression | 24.5% |
| Mental Distress | 17.8% |
| Physical Distress | 11.9% |
| Short Sleep | 31.4% |
Healthcare Access
| Insurance Rate | 94.7% |
| Uninsured | 7.4% |
| 14% below US avg |
| Primary Care | 1:2,222 |
| Dentists | 1:1,450 |
| Mental Health | 1:360 |
| Checkup Rate | 75.4% |
| Dental Visits | 65.3% |
| Premature Death | 5,730/100K |
Food & Exercise
| Food Environment | 8.8/10 |
| Exercise Access | 93.1% |
| Healthcare Facilities | 846 |
Richmond has a violent crime rate of 156 per 100,000 residents, 59% below the national average of 380. This breaks down to aggravated assault at 104.1 per 100,000, robbery at 0.0, rape at 52.1. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 1,041 per 100,000, 47% below the U.S. average. This includes larceny/theft at 677, burglary at 260, vehicle theft at 104 per 100,000 residents. The county recorded 18 fatal traffic crashes. Overall, Richmond receives a safety grade of F.
Crime Rates: Richmond vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 156.2/100K |
| 59% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 52.1/100K |
| Robbery | 0.0/100K |
| Assault | 104.1/100K |
Property Crime
| Total Property | 1,041.1/100K |
| 47% below US avg |
| Burglary | 260.3/100K |
| Theft | 676.7/100K |
| Vehicle Theft | 104.1/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 18 |
| Traffic Accidents | 34 |
| Avg Accident Severity | 2.8 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Richmond experiences four distinct seasons with an average annual temperature of 49°F (9°C). Winters average 22°F in January while summers reach 73°F in July. The area gets 261 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 785 feet.
Temperature
22°F Jan (-5°C)
73°F Jul (23°C)
| Annual Average | 48.6°F |
| 10% below US avg |
| January Average | 22°F (-5°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 261 days/yr |
Geography
| Elevation | 785 ft (239 m) |
| Area | 1.6 sq mi (4.2 km²) |
| Population Density | 590/sq mi |
| Coordinates | 42.4638°N, 88.3094°W |
| Timezone | America/Chicago |
| County | McHenry County County |
| Nearest Airport | Kenosha Regional (ENW) 21 miles away |
Precipitation & Snow
Wettest Month (Jul)
4.13"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0484 ppm |
| PM2.5 (Fine Particles) | 9.1 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 90.8 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 84.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively High |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
7 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M3.1 on Jul 15, 2024.
| Jun 28, 2004 |
12 km NW of Dayton, Illinois |
M4.2 |
122 km |
| Feb 10, 2010 |
2 km NW of Lily Lake, Illinois |
M3.8 |
57 km |
| Sep 2, 1999 |
8 km W of Amboy, Illinois |
M3.5 |
124 km |
| Nov 4, 2013 |
1 km SSW of Lyons, Illinois |
M3.2 |
84 km |
| Jul 15, 2024 |
2 km WNW of Somonauk, Illinois |
M3.1 |
97 km |
| Mar 25, 2015 |
3 km WNW of Lake in the Hills, Illinois |
M2.9 |
31 km |
| Jun 10, 2013 |
4 km NNE of Virgil, Illinois |
M2.6 |
55 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
517 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 106 fatalities, 2,154 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Aug 28, 1990 |
EF5 |
87 km |
29 |
| Apr 27, 1984 |
EF4 |
58 km |
1 |
| Jun 13, 1976 |
EF4 |
92 km |
2 |
| Sep 28, 1972 |
EF4 |
42 km |
0 |
| Apr 21, 1967 |
EF4 |
97 km |
33 |
| Apr 21, 1967 |
EF4 |
35 km |
1 |
| Apr 21, 1967 |
EF4 |
57 km |
24 |
| Apr 11, 1965 |
EF4 |
28 km |
6 |
| Jun 20, 2021 |
EF3 |
81 km |
0 |
| Jan 7, 2008 |
EF3 |
10 km |
0 |
| Jan 7, 2008 |
EF3 |
44 km |
0 |
| Mar 27, 1991 |
EF3 |
100 km |
0 |
| Jun 5, 1980 |
EF3 |
83 km |
0 |
| Mar 12, 1976 |
EF3 |
93 km |
0 |
| Jan 24, 1967 |
EF3 |
88 km |
0 |
| Jul 19, 1963 |
EF3 |
14 km |
0 |
| Jun 22, 2024 |
EF2 |
68 km |
0 |
| Feb 8, 2024 |
EF2 |
89 km |
0 |
| Nov 22, 2010 |
EF2 |
56 km |
0 |
| Jul 22, 2010 |
EF2 |
46 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
145 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
2 wildfires (100+ acres) within 100 km.
Largest: IBSP SOUTH F1 RX (690 ac, 2024).
| Year |
Name |
Acres |
Distance |
| 2024 |
IBSP SOUTH F1 RX |
690 |
41 km |
| 2024 |
RX-HWY Y - SOUTH |
553 |
66 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
22°F (-5°C) |
1.6 in |
Coldest |
| February |
24°F (-4°C) |
1.3 in |
Driest |
| March |
35°F (2°C) |
2.5 in |
|
| April |
46°F (8°C) |
3.6 in |
|
| May |
58°F (14°C) |
3.4 in |
|
| June |
67°F (20°C) |
4.0 in |
|
| July |
73°F (23°C) |
4.1 in |
Warmest, Wettest |
| August |
70°F (21°C) |
4.1 in |
|
| September |
62°F (17°C) |
3.9 in |
|
| October |
51°F (10°C) |
2.5 in |
|
| November |
38°F (3°C) |
2.7 in |
|
| December |
25°F (-4°C) |
2.1 in |
|
Richmond has a seasonal temperature swing of 51°F / from 22°F in January to 73°F in July. Total annual precipitation is 35.6 inches, with July being the wettest month (4.1") and February the driest (1.3").
Average costs for common services in Richmond. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,366 |
| Toddler | $1,108 |
| Preschool | $1,217 |
| Family Childcare (monthly) |
| Infant | $900 |
| Toddler | $917 |
| Preschool | $910 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Richmond
What is the population of Richmond?
Richmond has a population of 2,530 residents and is located in Illinois. The population density is 590 people per square mile, spread across 1.6 square miles. The median age of residents is 36.6 years, which is younger than the national median of 38.9 years. The population is 47.8% female and 52.2% male.
Is Richmond expensive to live in?
Richmond has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $70,379, 6% below the national average of $75,149. The median home value is $225,800 (20% below the U.S. median). Renters pay a median of $1,183 per month. The home price-to-income ratio is 3.2x, indicating housing is reasonably affordable relative to local income levels.
Is Richmond safe?
Richmond is safer than the national average, with a violent crime rate of 156 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,041 per 100,000 (below the national average). Overall, Richmond receives a safety grade of F based on combined crime data.
What is the weather like in Richmond?
Richmond has a four-season climate with an average annual temperature of 49°F (9°C). Winter temperatures average 22°F in January, while summers reach an average of 73°F in July. The area receives 261 sunny days per year, well above the national average of 205. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Richmond?
The unemployment rate in Richmond is 6.7%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $1,060. There are 7,928 business establishments in the area, including 645 restaurants and food service locations. The average commute time is 32 minutes, and 9.0% of workers work from home.
How much does housing cost in Richmond?
The median home value in Richmond is $225,800. Zillow estimates the typical home value at $368,161. For renters, the median monthly rent is $1,183. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 55.4%. The average annual property tax is $8,712.
How are the schools in Richmond?
Schools in Richmond score 6.2 out of 10 on standardized testing, near the national average. 26.3% of adults in Richmond hold a bachelor's degree or higher, below the national average of 33.7%. 95.3% have completed high school. 10.7% hold a graduate or professional degree.
How healthy is Richmond?
The obesity rate in Richmond is 33.6% (above the national rate of 32.1%). 13.3% of adults are smokers. 21.2% are physically inactive. 24.5% of residents report depression. 7.4% lack health insurance. 93.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,222.
What is transportation like in Richmond?
The average commute in Richmond is 32 minutes, longer than the national average of 28 minutes. 79.7% of workers drive alone to work, and 9.0% work from home.
What are the demographics of Richmond?
The racial and ethnic makeup of Richmond is 89.1% White, 0.6% Hispanic or Latino. 95.5% of residents speak only English at home, while 4.5% speak Spanish. 5.3% of the population are military veterans. 10.6% of residents have a disability. 94.7% have health insurance coverage.