Median Income
$85,800
14% higher than US avg
Home Value
$257,000
9% lower than US avg
Violent Crime
276/100K
27% lower than US avg
Bachelor's+
23.3%
31% lower than US avg
Median Rent
$1,034
11% lower than US avg
Obesity Rate
38.3%
19% higher than US avg
Unemployment
3.3%
8% lower than US avg
Poverty Rate
6.7%
46% lower than US avg
How Twin Lakes Compares to the U.S. Average (100% = U.S. avg)
People
Population6,351
Median Age50.6 yrs
Density745/mi²
Male / Female51% / 49%
Largest GroupWhite 95%
Veterans6.3%
Economy
A
Median Income$85,800
Per Capita$45,716
Unemployment3.3%
Poverty6.7%
County GDP$15,983M
Commute32 min
Housing
A+
Home Value$257,000
Rent$1,034
Ownership80.0%
Zillow$385,420
Housing Units3,712
Rent Burden21.2%
Crime
F
Violent276/100K
Property633/100K
Murder0.0/100K
Assault276/100K
Burglary162/100K
Health
Obesity38.3%
Uninsured7.6%
Smoking14.3%
Depression25.9%
Heart Disease5.1%
Climate
Avg Temp47°F (8°C)
AQI38 (Good)
Rain36.6 in/yr
Sunny Days260/yr
Elevation874 ft (266 m)
Education
C+
Bachelor's+23.3%
High School+93.3%
Graduate+8.5%
School Score5.81
Community
2024 VoteR 52% / D 47%
Commute32 min
Broadband92.2%
EV Stations3
Libraries13
Is Twin Lakes a Good Place to Live?
Based on current data, Twin Lakes receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, low crime rates, abundant sunshine. Twin Lakes offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Twin Lakes is $85,800, 14% above the national average of $75,149. Residents generally enjoy above-average earning potential. Unemployment stands at 3.3%, indicating a healthy job market. Only 6.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 32 minutes.
Cost of Living & Housing
The median home value in Twin Lakes is $257,000, roughly aligned with the national median of $281,900. Renters pay a median of $1,034 per month, below the national average / a plus for affordability. At just 3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Twin Lakes is below the national average at 276 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 633 per 100,000, 68% below the national average.
Education
23.3% of residents hold a bachelor's degree, below the national average of 33.7%. 93.3% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Twin Lakes experiences four distinct seasons with an average temperature of 47°F. Winters average 21°F in January while summers reach 71°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 36.6 inches. Air quality is rated Good with a median AQI of 38.
Twin Lakes has a population of 6,351 with a density of 745 people per square mile, spread across 8.5 square miles. The median age is 50.6 years, 30% older than the national median of 38.9. The gender split is 48.7% female and 51.3% male. The city is predominantly White (95.3%). English is the primary language spoken at home by 94.7% of residents, while 5.3% speak Spanish. 6.3% of the population are veterans. 14.4% of residents have a disability. 97.8% have health insurance coverage.
Population
50.6yrs
Median Age
30% above US avg
Race & Ethnicity
Twin Lakes vs U.S. Average
Language Spoken at Home
English Only
94.7%
21% above US avg
Spanish
5.3%
60% below US avg
Social Characteristics
Twin Lakes vs U.S. Average
The median household income in Twin Lakes is $85,800, which is 14% above the national average of $75,149. Per capita income is $45,716 (above the $39,052 national figure). The average weekly wage is $1,060, 26% lower than the U.S. average. The unemployment rate is 3.3% (below the 3.6% US average). 6.7% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 7,928 business establishments, including 645 restaurants. The cost of living index is 94.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 32 minutes (longer than the 28-minute US average). 9.2% of workers work from home (below the 15.2% national rate).
Income: Twin Lakes vs U.S.
Income
| Median HH Income | $85,800 |
| 14% above US avg |
| Per Capita Income | $45,716 |
| Avg Weekly Wage | $1,060 |
| IRS Avg AGI | $93,804 |
| Gini Index | 0.411 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.3% |
| 8% below US avg |
| Poverty Rate | 6.7% |
| 46% below US avg |
| Establishments (County) | 7,928 |
| County GDP | $15,983M |
Business (County)
| Restaurants | 645 |
| Healthcare | 846 |
| Retail | 816 |
| Manufacturing | 432 |
Tax & Cost of Living
| Property Tax (IRS) | $8,712 |
| 149% above US avg |
| Cost of Living | 94.10 (100=avg) |
| Effective Tax Rate | 3.39% |
Commute & Transportation
| Commute Time | 32.1 min |
| Drive Alone | 82.9% |
| Public Transit | 1.7% |
| Work from Home | 9.2% |
The median home value in Twin Lakes is $257,000, 9% below the national median of $281,900. Zillow estimates the typical home value at $385,420, higher than the Census estimate. Homes sell for 99.1% of their list price. Monthly rent averages $1,034 (11% below the national average of $1,163). Fair market rent ranges from $872 for a one-bedroom to $1,097 for a two-bedroom apartment. 80.0% of housing units are owner-occupied (above the 65.4% national rate). There are 3,712 total housing units in the city. The median year a home was built is 1974. The average annual property tax is $8,712 (higher than the $3,500 national average). 21.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3x, well within the affordable range.
Home Values
| Census Median | $257,000 |
| 9% below US avg |
| Zillow ZHVI | $385,420 |
| Median List Price | $339,950 |
Real Estate Market (Redfin)
| Median List Price | $339,950 |
| $/Sq Ft | $269 |
| Homes Sold | 4 |
| Sale-to-List Ratio | 99.1% |
| Price Drops | 5.0% |
| Inventory | 20 |
Rental Costs
| Census Median Rent | $1,034 |
| 11% below US avg |
| Rent Burden | 21.2% |
HUD Fair Market Rent
| Studio | $797 |
| 1 Bedroom | $872 |
| 2 Bedrooms | $1,097 |
| 3 Bedrooms | $1,405 |
| 4 Bedrooms | $1,572 |
Ownership & Property
| Homeownership | 80.0% |
| Owner-Occupied | 80.0% |
| Renter-Occupied | 20.0% |
| Housing Units | 3,712 |
| Median Year Built | 1974 |
Property Tax
| Avg Tax (IRS) | $8,712 |
| 149% above US avg |
| Effective Rate | 3.39% |
In Twin Lakes, 38.3% of adults are obese, above the national rate of 32.1%. 8.7% have diabetes (below the 10.5% national rate). Heart disease affects 5.1% of residents. 29.0% have high blood pressure. 14.3% are current smokers. 22.4% report binge drinking. 23.8% are physically inactive. 25.9% report depression (above the 20.0% national average). 16.9% experience frequent mental distress. 7.6% of residents lack health insurance. The primary care physician ratio is 1:2,222. The dentist ratio is 1:1,450. 93.1% of residents have access to exercise opportunities. The food environment index is 8.8 out of 10.
Health Metrics: Twin Lakes vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.3% |
| 19% above US avg |
| Diabetes | 8.7% |
| Heart Disease | 5.1% |
| High Blood Pressure | 29.0% |
| Asthma | 11.0% |
| COPD | 5.4% |
| Cancer | 7.4% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 14.3% |
| 2% above US avg |
| Binge Drinking | 22.4% |
| Physical Inactivity | 23.8% |
| Depression | 25.9% |
| Mental Distress | 16.9% |
| Physical Distress | 11.7% |
| Short Sleep | 34.9% |
Healthcare Access
| Insurance Rate | 97.8% |
| Uninsured | 7.6% |
| 12% below US avg |
| Primary Care | 1:2,222 |
| Dentists | 1:1,450 |
| Mental Health | 1:360 |
| Checkup Rate | 74.5% |
| Dental Visits | 65.9% |
| Premature Death | 5,730/100K |
Food & Exercise
| Food Environment | 8.8/10 |
| Exercise Access | 93.1% |
| Healthcare Facilities | 846 |
Twin Lakes has a violent crime rate of 276 per 100,000 residents, 27% below the national average of 380. This breaks down to aggravated assault at 276.1 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 633 per 100,000, 68% below the U.S. average. This includes larceny/theft at 455, burglary at 162, vehicle theft at 16 per 100,000 residents. The county recorded 18 fatal traffic crashes. Overall, Twin Lakes receives a safety grade of F.
Crime Rates: Twin Lakes vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 276.1/100K |
| 27% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 276.1/100K |
Property Crime
| Total Property | 633.4/100K |
| 68% below US avg |
| Burglary | 162.4/100K |
| Theft | 454.8/100K |
| Vehicle Theft | 16.2/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 18 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Twin Lakes experiences four distinct seasons with an average annual temperature of 47°F (8°C). Winters average 21°F in January while summers reach 71°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 36.6 inches. Air quality is rated Good with a median AQI of 38. The city sits at an elevation of 874 feet.
Temperature
21°F Jan (-6°C)
71°F Jul (21°C)
| Annual Average | 47.0°F |
| 13% below US avg |
| January Average | 21°F (-6°C) |
| July Average | 71°F (21°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 874 ft (266 m) |
| Area | 8.5 sq mi (22.1 km²) |
| Population Density | 745/sq mi |
| Coordinates | 42.5156°N, 88.2504°W |
| Timezone | America/Chicago |
| County | McHenry County County |
| Nearest Airport | Kenosha Regional (ENW)
17 miles away |
Precipitation & Snow
Annual Rainfall
36.6"
4% below US avg
Wettest Month (Jul)
4.17"
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0484 ppm |
| PM2.5 (Fine Particles) | 9.1 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 90.8 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 84.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively High |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
7 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M3.1 on Jul 15, 2024.
| Jun 28, 2004 |
12 km NW of Dayton, Illinois |
M4.2 |
129 km |
| Feb 10, 2010 |
2 km NW of Lily Lake, Illinois |
M3.8 |
64 km |
| Sep 2, 1999 |
8 km W of Amboy, Illinois |
M3.5 |
132 km |
| Nov 4, 2013 |
1 km SSW of Lyons, Illinois |
M3.2 |
87 km |
| Jul 15, 2024 |
2 km WNW of Somonauk, Illinois |
M3.1 |
104 km |
| Mar 25, 2015 |
3 km WNW of Lake in the Hills, Illinois |
M2.9 |
38 km |
| Jun 10, 2013 |
4 km NNE of Virgil, Illinois |
M2.6 |
62 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
490 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 71 fatalities, 1,672 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Aug 28, 1990 |
EF5 |
93 km |
29 |
| Apr 27, 1984 |
EF4 |
53 km |
1 |
| Jun 13, 1976 |
EF4 |
96 km |
2 |
| Sep 28, 1972 |
EF4 |
41 km |
0 |
| Apr 21, 1967 |
EF4 |
41 km |
1 |
| Apr 21, 1967 |
EF4 |
64 km |
24 |
| Apr 11, 1965 |
EF4 |
35 km |
6 |
| Aug 22, 1964 |
EF4 |
100 km |
0 |
| Jun 20, 2021 |
EF3 |
86 km |
0 |
| Jan 7, 2008 |
EF3 |
50 km |
0 |
| Jan 7, 2008 |
EF3 |
8 km |
0 |
| Jun 5, 1980 |
EF3 |
80 km |
0 |
| Mar 12, 1976 |
EF3 |
99 km |
0 |
| Jan 24, 1967 |
EF3 |
92 km |
0 |
| Jul 19, 1963 |
EF3 |
7 km |
0 |
| Jun 22, 2024 |
EF2 |
72 km |
0 |
| Feb 8, 2024 |
EF2 |
92 km |
0 |
| Nov 22, 2010 |
EF2 |
63 km |
0 |
| Jul 22, 2010 |
EF2 |
39 km |
0 |
| Jun 21, 2010 |
EF2 |
44 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
145 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
2 wildfires (100+ acres) within 100 km.
Largest: IBSP SOUTH F1 RX (690 ac, 2024).
| Year |
Name |
Acres |
Distance |
| 2024 |
IBSP SOUTH F1 RX |
690 |
38 km |
| 2024 |
RX-HWY Y - SOUTH |
553 |
64 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
21°F (-6°C) |
1.6 in |
Coldest |
| February |
24°F (-5°C) |
1.2 in |
Driest |
| March |
34°F (1°C) |
2.5 in |
|
| April |
46°F (8°C) |
3.5 in |
|
| May |
57°F (14°C) |
3.2 in |
|
| June |
67°F (19°C) |
3.9 in |
|
| July |
71°F (21°C) |
4.2 in |
Warmest, Wettest |
| August |
70°F (21°C) |
4.0 in |
|
| September |
62°F (17°C) |
3.8 in |
|
| October |
51°F (10°C) |
2.5 in |
|
| November |
37°F (3°C) |
2.6 in |
|
| December |
25°F (-4°C) |
2.1 in |
|
Twin Lakes has a seasonal temperature swing of 50°F / from 21°F in January to 71°F in July. Total annual precipitation is 35.0 inches, with July being the wettest month (4.2") and February the driest (1.2").
Average costs for common services in Twin Lakes. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$235 ($141–$376) |
| Specialist Visit |
$329 ($188–$518) |
| Urgent Care Visit |
$188 ($94–$329) |
| Emergency Room Visit |
$2,070 ($753–$4,705) |
| Dental Cleaning |
$122 ($71–$188) |
| Dental Filling |
$235 ($141–$376) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($24–$71) |
| Oil Change (Synthetic) |
$71 ($47–$113) |
| Brake Pad Replacement |
$282 ($141–$471) |
| Tire Rotation |
$38 ($19–$71) |
| New Tires (Set of 4) |
$565 ($376–$941) |
| Battery Replacement |
$188 ($94–$329) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$94 ($56–$141) |
| Electrician (Per Hour) |
$85 ($47–$132) |
| HVAC Repair |
$376 ($141–$753) |
| HVAC System Install |
$6,587 ($3,764–$11,292) |
| Roof Repair |
$941 ($376–$1,882) |
| Roof Replacement |
$8,469 ($5,176–$14,115) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,412 ($471–$3,294) |
| Divorce (Contested) |
$14,115 ($4,705–$28,230) |
| DUI Defense |
$4,705 ($1,882–$9,410) |
| Bankruptcy (Chapter 7) |
$1,412 ($753–$2,823) |
| Will Preparation |
$471 ($188–$941) |
| Trust Preparation |
$2,353 ($941–$4,705) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14–$42) |
| Women's Haircut |
$52 ($28–$94) |
| Hair Coloring (Full) |
$141 ($71–$235) |
| Manicure |
$24 ($14–$42) |
| Pedicure |
$38 ($24–$61) |
| Massage (1 Hour) |
$75 ($47–$122) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.86 ($2.82–$5.18) |
| Dozen Eggs (per dozen) |
$3.29 ($2.35–$4.71) |
| Loaf of Bread |
$3.58 ($2.35–$5.18) |
| Chicken Breast (per lb) |
$4.23 ($2.82–$6.12) |
| Ground Beef (per lb) |
$5.18 ($3.76–$7.06) |
| Rice (per lb) |
$0.94 ($0.56–$1.69) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($75–$235) |
| Natural Gas (Monthly) |
$66 ($28–$141) |
| Water/Sewer (Monthly) |
$66 ($38–$113) |
| Internet (Monthly) |
$66 ($38–$94) |
| Cell Phone Plan (Monthly) |
$61 ($28–$94) |
| Cable TV (Monthly) |
$80 ($47–$141) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$188 ($71–$471) |
| Car Insurance (Annual) |
$1,882 ($1,129–$3,294) |
| Bus Pass (Monthly) |
$66 ($28–$122) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.53–$24) |
| Car Registration (Annual) |
$94 ($28–$235) |
| Driver's License Renewal |
$28 ($14–$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,129 ($565–$2,353) |
| Daycare (Toddler, Monthly) |
$941 ($471–$1,882) |
| After-School Care (Monthly) |
$376 ($188–$659) |
| Tutoring (Per Hour) |
$47 ($24–$94) |
| SAT/ACT Prep Course |
$941 ($376–$2,353) |
| Private School (K-12, Annual) |
$11,763 ($4,705–$28,230) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$94) |
| Dog Vaccination (Annual) |
$94 ($47–$188) |
| Dog Grooming |
$56 ($28–$94) |
| Pet Boarding (Per Night) |
$38 ($19–$71) |
| Dog Spay/Neuter |
$282 ($141–$471) |
| Cat Spay/Neuter |
$188 ($94–$376) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,366 |
| Toddler | $1,108 |
| Preschool | $1,217 |
| Family Childcare (monthly) |
| Infant | $900 |
| Toddler | $917 |
| Preschool | $910 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Twin Lakes
What is the population of Twin Lakes?
Twin Lakes has a population of 6,351 residents and is located in Wisconsin. The population density is 745 people per square mile, spread across 8.5 square miles. The median age of residents is 50.6 years, which is older than the national median of 38.9 years. The population is 48.7% female and 51.3% male.
Is Twin Lakes expensive to live in?
Twin Lakes is more affordable than the national average, with a cost of living index of 94.1 / below the baseline of 100. The median household income is $85,800, 14% above the national average of $75,149. The median home value is $257,000 (9% below the U.S. median). Renters pay a median of $1,034 per month, below the national average of $1,163. The home price-to-income ratio is 3x, indicating housing is reasonably affordable relative to local income levels.
Is Twin Lakes safe?
Twin Lakes is safer than the national average, with a violent crime rate of 276 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 633 per 100,000 (below the national average). Overall, Twin Lakes receives a safety grade of F based on combined crime data.
What is the weather like in Twin Lakes?
Twin Lakes has a four-season climate with an average annual temperature of 47°F (8°C). Winter temperatures average 21°F in January, while summers reach an average of 71°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 36.6 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 38.
How is the job market in Twin Lakes?
Twin Lakes has a healthy job market with an unemployment rate of 3.3%, near the national average of 3.6%. The average weekly wage is $1,060. There are 7,928 business establishments in the area, including 645 restaurants and food service locations. The average commute time is 32 minutes, and 9.2% of workers work from home.
How much does housing cost in Twin Lakes?
The median home value in Twin Lakes is $257,000. Zillow estimates the typical home value at $385,420. For renters, the median monthly rent is $1,034. Fair market rent is $872 for a 1-bedroom and $1,097 for a 2-bedroom apartment. The homeownership rate is 80.0%. The average annual property tax is $8,712.
How are the schools in Twin Lakes?
Schools in Twin Lakes score 5.8 out of 10 on standardized testing, near the national average. 23.3% of adults in Twin Lakes hold a bachelor's degree or higher, below the national average of 33.7%. 93.3% have completed high school. 8.5% hold a graduate or professional degree.
How healthy is Twin Lakes?
The obesity rate in Twin Lakes is 38.3% (above the national rate of 32.1%). 14.3% of adults are smokers. 23.8% are physically inactive. 25.9% of residents report depression. 7.6% lack health insurance. 93.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,222.
What is transportation like in Twin Lakes?
The average commute in Twin Lakes is 32 minutes, longer than the national average of 28 minutes. 82.9% of workers drive alone to work, 1.7% use public transit, and 9.2% work from home.
What are the demographics of Twin Lakes?
The racial and ethnic makeup of Twin Lakes is 95.3% White, 0.6% Black or African American. 94.7% of residents speak only English at home, while 5.3% speak Spanish. 6.3% of the population are military veterans. 14.4% of residents have a disability. 97.8% have health insurance coverage.
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