Median Income
$49,688
34% lower than US avg
Home Value
$192,200
32% lower than US avg
Violent Crime
280/100K
26% lower than US avg
Bachelor's+
10.4%
69% lower than US avg
Obesity Rate
33.2%
3% higher than US avg
Unemployment
3.8%
6% higher than US avg
Poverty Rate
10.3%
17% lower than US avg
How Roosevelt Estates Compares to the U.S. Average (100% = U.S. avg)
People
Population654
Median Age67.3 yrs
Density136/mi²
Male / Female57% / 43%
Largest GroupWhite 84%
Veterans16.2%
Economy
B+
Median Income$49,688
Per Capita$36,413
Unemployment3.8%
Poverty10.3%
County GDP$2,397M
Housing
A+
Home Value$192,200
Ownership74.2%
Zillow$131,412
Housing Units497
Rent Burden27.9%
Crime
F
Violent280/100K
Property4,085/100K
Health
Obesity33.2%
Uninsured12.7%
Smoking18.4%
Depression25.6%
Heart Disease6.8%
Climate
Avg Temp70°F (21°C)
AQI45 (Good)
Rain15.9 in/yr
Sunny Days330/yr
Elevation2,200 ft (671 m)
Education
D
Bachelor's+10.4%
High School+91.5%
Graduate+0.0%
School Score3.76
Community
2024 VoteR 68% / D 31%
Broadband56.5%
EV Stations5
Libraries9
Is Roosevelt Estates a Good Place to Live?
Based on current data, Roosevelt Estates receives an overall livability score of 2.7 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing, abundant sunshine, high health insurance coverage. Areas to be aware of include a high uninsured rate, below-average incomes. Roosevelt Estates has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Roosevelt Estates is $49,688, 34% below the national average of $75,149. Unemployment stands at 3.8%, indicating a healthy job market. 10.3% of residents live in poverty, near the national average of 12.4%.
Cost of Living & Housing
The median home value in Roosevelt Estates is $192,200, 32% below the national median / offering relatively affordable homeownership. A price-to-income ratio of 3.9x indicates a reasonably affordable housing market.
Safety & Crime
Violent crime in Roosevelt Estates is below the national average at 280 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 4,085 per 100,000, 108% above the national average.
Education
10.4% of residents hold a bachelor's degree, below the national average of 33.7%. 91.5% have completed high school. School test scores average 3.8/10, below typical benchmarks.
Climate & Weather
Roosevelt Estates enjoys a moderate climate with an average annual temperature of 70°F. Winters average 50°F in January while summers reach 91°F in July. With 330 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 15.9 inches. Air quality is rated Good with a median AQI of 45.
Roosevelt Estates has a population of 654 with a density of 136 people per square mile, spread across 4.8 square miles. The median age is 67.3 years, 73% older than the national median of 38.9. The gender split is 43.4% female and 56.6% male. The city is predominantly White (83.6%), with 16.4% Hispanic. English is the primary language spoken at home by 98.7% of residents. 16.2% of the population are veterans, above the national rate of 6.0%. 47.3% of residents have a disability (above the 13.0% national average). 95.0% have health insurance coverage.
Population
67.3yrs
Median Age
73% above US avg
Race & Ethnicity
Roosevelt Estates vs U.S. Average
Language Spoken at Home
English Only
98.7%
26% above US avg
Spanish
1.3%
90% below US avg
Social Characteristics
Roosevelt Estates vs U.S. Average
The median household income in Roosevelt Estates is $49,688, which is 34% below the national average of $75,149. Per capita income is $36,413. The average weekly wage is $1,090, 24% lower than the U.S. average. The unemployment rate is 3.8% (above the 3.6% US average). 10.3% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,138 business establishments, including 138 restaurants. The cost of living index is 100.7, roughly in line with the national average. 11.5% of workers work from home (below the 15.2% national rate).
Income: Roosevelt Estates vs U.S.
Income
| Median HH Income | $49,688 |
| 34% below US avg |
| Per Capita Income | $36,413 |
| Avg Weekly Wage | $1,090 |
| IRS Avg AGI | $62,582 |
| Gini Index | 0.439 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.8% |
| 6% above US avg |
| Poverty Rate | 10.3% |
| 17% below US avg |
| Establishments (County) | 1,138 |
| County GDP | $2,397M |
Business (County)
| Restaurants | 138 |
| Healthcare | 139 |
| Retail | 136 |
| Manufacturing | 17 |
Tax & Cost of Living
| Property Tax (IRS) | $3,723 |
| 6% above US avg |
| Cost of Living | 100.70 (100=avg) |
| Effective Tax Rate | 1.94% |
Commute & Transportation
| Drive Alone | 88.5% |
| Public Transit | 0.0% |
| Work from Home | 11.5% |
The median home value in Roosevelt Estates is $192,200, 32% below the national median of $281,900. Zillow estimates the typical home value at $131,412, lower than the Census estimate. Fair market rent ranges from $1,151 for a one-bedroom to $1,419 for a two-bedroom apartment. 74.2% of housing units are owner-occupied (above the 65.4% national rate). There are 497 total housing units in the city. The median year a home was built is 1987. The average annual property tax is $3,723. 27.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.9x.
Home Values
| Census Median | $192,200 |
| 32% below US avg |
| Zillow ZHVI | $131,412 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $1,053 |
| 1 Bedroom | $1,151 |
| 2 Bedrooms | $1,419 |
| 3 Bedrooms | $1,889 |
| 4 Bedrooms | $2,158 |
Ownership & Property
| Homeownership | 74.2% |
| Owner-Occupied | 74.2% |
| Renter-Occupied | 25.8% |
| Housing Units | 497 |
| Median Year Built | 1987 |
Property Tax
| Avg Tax (IRS) | $3,723 |
| 6% above US avg |
| Effective Rate | 1.94% |
In Roosevelt Estates, 33.2% of adults are obese, above the national rate of 32.1%. 10.9% have diabetes. Heart disease affects 6.8% of residents, above the national average. 30.7% have high blood pressure. 18.4% are current smokers (above the 14.0% national rate). 17.3% report binge drinking. 26.1% are physically inactive. 25.6% report depression (above the 20.0% national average). 20.4% experience frequent mental distress. 12.7% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:2,233. The dentist ratio is 1:1,634. 87.8% of residents have access to exercise opportunities. The food environment index is 6.7 out of 10.
Health Metrics: Roosevelt Estates vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.2% |
| 3% above US avg |
| Diabetes | 10.9% |
| Heart Disease | 6.8% |
| High Blood Pressure | 30.7% |
| Asthma | 11.9% |
| COPD | 8.9% |
| Cancer | 7.5% |
| Stroke | 3.7% |
Behaviors & Mental Health
| Smoking | 18.4% |
| 31% above US avg |
| Binge Drinking | 17.3% |
| Physical Inactivity | 26.1% |
| Depression | 25.6% |
| Mental Distress | 20.4% |
| Physical Distress | 15.9% |
| Short Sleep | 36.6% |
Healthcare Access
| Insurance Rate | 95.0% |
| Uninsured | 12.7% |
| 48% above US avg |
| Primary Care | 1:2,233 |
| Dentists | 1:1,634 |
| Mental Health | 1:1,080 |
| Checkup Rate | 71.4% |
| Dental Visits | 48.0% |
| Premature Death | 19,407/100K |
Food & Exercise
| Food Environment | 6.7/10 |
| Exercise Access | 87.8% |
| Healthcare Facilities | 139 |
Roosevelt Estates has a violent crime rate of 280 per 100,000 residents, 26% below the national average of 380. Property crime stands at 4,085 per 100,000, 108% above the U.S. average. The county recorded 22 fatal traffic crashes. The area has experienced 273 federally declared disasters. Overall, Roosevelt Estates receives a safety grade of F.
Crime Rates: Roosevelt Estates vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 279.8/100K |
| 26% below US avg |
| |
Property Crime
| Total Property | 4,085.1/100K |
| 108% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 22 |
| Avg Accident Severity | 0.0 / 4.0 |
| FEMA Disasters | 273 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Roosevelt Estates enjoys a temperate climate with an average annual temperature of 70°F (21°C). Winters average 50°F in January while summers reach 91°F in July. The area gets 330 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 15.9 inches (drier than the 38-inch national average). Air quality is rated Good with a median AQI of 45. The city sits at an elevation of 2,200 feet.
Temperature
50°F Jan (10°C)
91°F Jul (33°C)
| Annual Average | 70.2°F |
| 30% above US avg |
| January Average | 50°F (10°C) |
| July Average | 91°F (33°C) |
| Sunny Days | 330 days/yr |
Geography
| Elevation | 2,200 ft (671 m) |
| Area | 4.8 sq mi (12.5 km²) |
| Population Density | 136/sq mi |
| Coordinates | 33.6202°N, 110.9998°W |
| Timezone | America/Phoenix |
| County | Gila County County |
| Nearest Airport | Phoenix Sky Harbor International (PHX) 60 miles away |
Precipitation & Snow
Annual Rainfall
15.9"
58% below US avg
Wettest Month (Aug)
2.40"
Air Quality
| AQI Median | 45.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0517 ppm |
| SO₂ (Sulfur Dioxide) | 1.67 ppb |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 90.2 / 100 |
| Social Vulnerability | 86.7 / 100 |
| Community Resilience | 6.4 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively High |
| Flood |
Relatively Moderate |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively High |
| Lightning |
Relatively High |
| Drought |
Very Low |
| Cold Wave |
Very Low |
| Landslide |
Relatively Low |
| Volcano |
Very Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
29 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.1. Most recent: M2.6 on Aug 9, 2025.
| Mar 2, 2005 |
40 km SSW of Winslow West, Arizona |
M5.1 |
122 km |
| Jan 30, 2005 |
41 km NNE of Washington Park, Arizona |
M4.0 |
128 km |
| Jan 28, 2005 |
40 km NE of Washington Park, Arizona |
M3.8 |
121 km |
| Feb 8, 2005 |
37 km NE of Washington Park, Arizona |
M3.6 |
119 km |
| Jul 1, 2005 |
23 km NE of Washington Park, Arizona |
M3.4 |
107 km |
| Mar 18, 2025 |
13 km NNE of Clay Springs, Arizona |
M3.2 |
118 km |
| Jan 8, 2012 |
28 km SW of Winslow West, Arizona |
M3.2 |
134 km |
| Jul 1, 2005 |
37 km NE of Washington Park, Arizona |
M3.2 |
118 km |
| May 9, 2009 |
11 km SSW of Cordes Lakes, Arizona |
M3.1 |
124 km |
| Jun 25, 2010 |
8 km SW of Roosevelt, Arizona |
M3.1 |
18 km |
| Feb 19, 2025 |
0 km SW of Christopher Creek, Arizona |
M3.0 |
77 km |
| Jun 18, 2022 |
4 km SW of Clay Springs, Arizona |
M3.0 |
100 km |
| Sep 9, 2014 |
6 km SE of Roosevelt, Arizona |
M2.9 |
8 km |
| Aug 30, 2014 |
8 km W of Rock House, Arizona |
M2.9 |
4 km |
| Feb 8, 2005 |
41 km NE of Washington Park, Arizona |
M2.9 |
121 km |
| Sep 23, 2013 |
7 km WSW of Pinedale, Arizona |
M2.8 |
97 km |
| Jul 4, 2021 |
28 km NE of Washington Park, Arizona |
M2.8 |
113 km |
| Apr 21, 2005 |
36 km SSW of Winslow West, Arizona |
M2.8 |
124 km |
| Mar 12, 2004 |
24 km NW of Morenci, Arizona |
M2.8 |
141 km |
| Sep 26, 2010 |
3 km NNW of Roosevelt, Arizona |
M2.8 |
16 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
56 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF2. Total: 58 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jan 17, 1993 |
EF2 |
83 km |
0 |
| Jun 21, 1972 |
EF2 |
94 km |
0 |
| Aug 30, 1971 |
EF2 |
90 km |
0 |
| Jul 4, 1968 |
EF2 |
74 km |
0 |
| Nov 19, 2023 |
EF1 |
75 km |
0 |
| Oct 6, 2010 |
EF1 |
100 km |
0 |
| Jul 14, 1996 |
EF1 |
39 km |
0 |
| Feb 13, 1995 |
EF1 |
72 km |
0 |
| Jan 18, 1993 |
EF1 |
81 km |
0 |
| Jul 20, 1988 |
EF1 |
100 km |
0 |
| Nov 18, 1986 |
EF1 |
56 km |
0 |
| Mar 15, 1985 |
EF1 |
87 km |
0 |
| Aug 16, 1983 |
EF1 |
98 km |
0 |
| May 4, 1976 |
EF1 |
68 km |
0 |
| Oct 23, 1974 |
EF1 |
82 km |
0 |
| Oct 18, 1972 |
EF1 |
54 km |
0 |
| Sep 10, 1972 |
EF1 |
83 km |
0 |
| Oct 18, 1971 |
EF1 |
90 km |
0 |
| Sep 1, 1971 |
EF1 |
93 km |
0 |
| Sep 5, 1970 |
EF1 |
75 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: RODEO (461,774 ac, 2002).
| Year |
Name |
Acres |
Distance |
| 2002 |
RODEO |
461,774 |
84 km |
| 2020 |
BUSH |
212,542 |
40 km |
| 2021 |
TELEGRAPH |
187,248 |
41 km |
| 2019 |
WOODBURY |
130,242 |
20 km |
| 2004 |
WILLOW |
118,494 |
71 km |
| 2021 |
MESCAL |
79,346 |
55 km |
| 2014 |
SKUNK |
73,774 |
90 km |
| 2005 |
EDGE COMPLEX |
69,291 |
42 km |
| 2020 |
GRIFFIN |
61,455 |
35 km |
| 1996 |
LONE |
60,574 |
30 km |
| 2016 |
CEDAR |
44,163 |
90 km |
| 2015 |
WHITETAIL |
33,592 |
72 km |
| 2017 |
HILLTOP |
32,983 |
63 km |
| 2024 |
FREEMAN |
32,950 |
94 km |
| 2016 |
JUNIPER |
32,293 |
28 km |
| 2020 |
VALLEY |
29,331 |
72 km |
| 2020 |
BLUE RIVER |
29,314 |
62 km |
| 2020 |
BLUE RIVER 2 |
26,885 |
75 km |
| 2024 |
SAND STONE |
26,470 |
55 km |
| 2003 |
KINISHBA |
26,205 |
95 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
50°F (10°C) |
2.0 in |
|
| February |
50°F (10°C) |
1.9 in |
|
| March |
54°F (12°C) |
2.1 in |
|
| April |
62°F (16°C) |
0.6 in |
|
| May |
70°F (21°C) |
0.4 in |
|
| June |
80°F (27°C) |
0.2 in |
Driest |
| July |
91°F (33°C) |
1.9 in |
Warmest |
| August |
83°F (28°C) |
2.4 in |
Wettest |
| September |
78°F (25°C) |
1.6 in |
|
| October |
67°F (19°C) |
1.6 in |
|
| November |
55°F (13°C) |
1.5 in |
|
| December |
47°F (8°C) |
1.9 in |
Coldest |
Roosevelt Estates has a seasonal temperature swing of 44°F / from 47°F in December to 91°F in July. Total annual precipitation is 18.0 inches, with August being the wettest month (2.4") and June the driest (0.2").
Average costs for common services in Roosevelt Estates. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$252 ($151–$403) |
| Specialist Visit |
$352 ($201–$554) |
| Urgent Care Visit |
$201 ($101–$352) |
| Emergency Room Visit |
$2,215 ($806–$5,035) |
| Dental Cleaning |
$131 ($76–$201) |
| Dental Filling |
$252 ($151–$403) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$76) |
| Oil Change (Synthetic) |
$76 ($50–$121) |
| Brake Pad Replacement |
$302 ($151–$504) |
| Tire Rotation |
$40 ($20–$76) |
| New Tires (Set of 4) |
$604 ($403–$1,007) |
| Battery Replacement |
$201 ($101–$352) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$101 ($60–$151) |
| Electrician (Per Hour) |
$91 ($50–$141) |
| HVAC Repair |
$403 ($151–$806) |
| HVAC System Install |
$7,049 ($4,028–$12,084) |
| Roof Repair |
$1,007 ($403–$2,014) |
| Roof Replacement |
$9,063 ($5,539–$15,105) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,511 ($504–$3,525) |
| Divorce (Contested) |
$15,105 ($5,035–$30,210) |
| DUI Defense |
$5,035 ($2,014–$10,070) |
| Bankruptcy (Chapter 7) |
$1,511 ($806–$3,021) |
| Will Preparation |
$504 ($201–$1,007) |
| Trust Preparation |
$2,518 ($1,007–$5,035) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$101) |
| Hair Coloring (Full) |
$151 ($76–$252) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$81 ($50–$131) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.13 ($3.02–$5.54) |
| Dozen Eggs (per dozen) |
$3.52 ($2.52–$5.04) |
| Loaf of Bread |
$3.83 ($2.52–$5.54) |
| Chicken Breast (per lb) |
$4.53 ($3.02–$6.55) |
| Ground Beef (per lb) |
$5.54 ($4.03–$7.55) |
| Rice (per lb) |
$1.01 ($0.60–$1.81) |
View all 20 services
Utilities
| Electricity (Monthly) |
$141 ($81–$252) |
| Natural Gas (Monthly) |
$70 ($30–$151) |
| Water/Sewer (Monthly) |
$70 ($40–$121) |
| Internet (Monthly) |
$70 ($40–$101) |
| Cell Phone Plan (Monthly) |
$65 ($30–$101) |
| Cable TV (Monthly) |
$86 ($50–$151) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$201 ($76–$504) |
| Car Insurance (Annual) |
$2,014 ($1,208–$3,525) |
| Bus Pass (Monthly) |
$70 ($30–$131) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.06–$25) |
| Car Registration (Annual) |
$101 ($30–$252) |
| Driver's License Renewal |
$30 ($15–$76) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,208 ($604–$2,518) |
| Daycare (Toddler, Monthly) |
$1,007 ($504–$2,014) |
| After-School Care (Monthly) |
$403 ($201–$705) |
| Tutoring (Per Hour) |
$50 ($25–$101) |
| SAT/ACT Prep Course |
$1,007 ($403–$2,518) |
| Private School (K-12, Annual) |
$12,588 ($5,035–$30,210) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$101) |
| Dog Vaccination (Annual) |
$101 ($50–$201) |
| Dog Grooming |
$60 ($30–$101) |
| Pet Boarding (Per Night) |
$40 ($20–$76) |
| Dog Spay/Neuter |
$302 ($151–$504) |
| Cat Spay/Neuter |
$201 ($101–$403) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $904 |
| Toddler | $701 |
| Preschool | $701 |
| Family Childcare (monthly) |
| Infant | $909 |
| Toddler | $747 |
| Preschool | $747 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Roosevelt Estates
What is the population of Roosevelt Estates?
Roosevelt Estates has a population of 654 residents and is located in Arizona. The population density is 136 people per square mile, spread across 4.8 square miles. The median age of residents is 67.3 years, which is older than the national median of 38.9 years. The population is 43.4% female and 56.6% male.
Is Roosevelt Estates expensive to live in?
Roosevelt Estates has a cost of living roughly in line with the national average, with an index of 100.7 (baseline: 100). The median household income is $49,688, 34% below the national average of $75,149. The median home value is $192,200 (32% below the U.S. median). The home price-to-income ratio is 3.9x, indicating housing is reasonably affordable relative to local income levels.
Is Roosevelt Estates safe?
Roosevelt Estates is safer than the national average, with a violent crime rate of 280 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 4,085 per 100,000 (above the national average). Overall, Roosevelt Estates receives a safety grade of F based on combined crime data.
What is the weather like in Roosevelt Estates?
Roosevelt Estates enjoys a temperate climate with an average annual temperature of 70°F (21°C). Winter temperatures average 50°F in January, while summers reach an average of 91°F in July. The area receives 330 sunny days per year, well above the national average of 205. Annual rainfall totals 15.9 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 45.
How is the job market in Roosevelt Estates?
Roosevelt Estates has a healthy job market with an unemployment rate of 3.8%, near the national average of 3.6%. The average weekly wage is $1,090. There are 1,138 business establishments in the area, including 138 restaurants and food service locations.
How much does housing cost in Roosevelt Estates?
The median home value in Roosevelt Estates is $192,200. Zillow estimates the typical home value at $131,412. The homeownership rate is 74.2%. The average annual property tax is $3,723.
How are the schools in Roosevelt Estates?
Schools in Roosevelt Estates have an average test score of 3.8 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 10.4% of adults in Roosevelt Estates hold a bachelor's degree or higher, below the national average of 33.7%. 91.5% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Roosevelt Estates?
The obesity rate in Roosevelt Estates is 33.2% (above the national rate of 32.1%). 18.4% of adults are smokers. 26.1% are physically inactive. 25.6% of residents report depression. 12.7% lack health insurance (above the national rate). 87.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,233.
What are the demographics of Roosevelt Estates?
The racial and ethnic makeup of Roosevelt Estates is 83.6% White, 16.4% Hispanic or Latino. 98.7% of residents speak only English at home. 16.2% of the population are military veterans. 47.3% of residents have a disability. 95.0% have health insurance coverage.