Median Income
$44,000
41% lower than US avg
Home Value
$183,300
35% lower than US avg
Bachelor's+
1.5%
96% lower than US avg
Median Rent
$1,196
3% higher than US avg
Obesity Rate
36.7%
14% higher than US avg
Unemployment
2.1%
42% lower than US avg
Poverty Rate
4.5%
64% lower than US avg
How Roscoe Compares to the U.S. Average (100% = U.S. avg)
People
Population96
Median Age41.0 yrs
Density155/mi²
Male / Female67% / 33%
Largest GroupWhite 93%
Veterans13.4%
Economy
B+
Median Income$44,000
Per Capita$22,724
Unemployment2.1%
Poverty4.5%
County GDP$12,618M
Commute21 min
Housing
A
Home Value$183,300
Rent$1,196
Ownership61.1%
Zillow$218,453
Housing Units54
Rent Burden26.9%
Health
Obesity36.7%
Uninsured15.6%
Smoking15.5%
Depression25.4%
Heart Disease5.9%
Climate
Avg Temp44°F (6°C)
AQI39 (Good)
Rain31.0 in/yr
Elevation1,171 ft (357 m)
Education
F
Bachelor's+1.5%
High School+71.2%
Graduate+0.0%
School Score6.21
Community
2024 VoteR 62% / D 36%
Commute21 min
Broadband69.4%
EV Stations1
Libraries10
Is Roscoe a Good Place to Live?
Based on current data, Roscoe receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, a low poverty rate. Areas to be aware of include a high uninsured rate, below-average incomes. Roscoe offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Roscoe is $44,000, 41% below the national average of $75,149. The job market is very strong with unemployment at just 2.1%. Only 4.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Roscoe is $183,300, 35% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,196 per month. A price-to-income ratio of 4.2x indicates a reasonably affordable housing market.
Education
1.5% of residents hold a bachelor's degree, below the national average of 33.7%. 71.2% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Roscoe has a cool climate with an average annual temperature of 44°F. Winters average 12°F in January while summers reach 71°F in July. Annual precipitation totals 31.0 inches, including 57.4 inches of snow. Air quality is rated Good with a median AQI of 39.
Roscoe has a population of 96 with a density of 155 people per square mile, spread across 0.6 square miles. The median age is 41.0 years, 5% older than the national median of 38.9. The gender split is 33.3% female and 66.7% male. The city is predominantly White (92.7%), with 7.3% Hispanic. English is the primary language spoken at home by 91.9% of residents, while 5.3% speak Spanish. 13.4% of the population are veterans, above the national rate of 6.0%. 5.2% of residents have a disability (below the 13.0% national average). 84.4% have health insurance coverage.
Population
96
Total Population
2023 Census
41.0yrs
Median Age
5% above US avg
Language Spoken at Home
English Only
91.9%
17% above US avg
Spanish
5.3%
60% below US avg
The median household income in Roscoe is $44,000, which is 41% below the national average of $75,149. Per capita income is $22,724 (below the $39,052 national figure). The average weekly wage is $1,198, 16% lower than the U.S. average. The unemployment rate is 2.1% (below the 3.6% US average). 4.5% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 4,733 business establishments, including 391 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 21 minutes (shorter than the 28-minute US average). 2.4% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $44,000 |
| 41% below US avg |
| Per Capita Income | $22,724 |
| Avg Weekly Wage | $1,198 |
| IRS Avg AGI | $79,564 |
| Gini Index | 0.431 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.1% |
| 42% below US avg |
| Poverty Rate | 4.5% |
| 64% below US avg |
| Establishments (County) | 4,733 |
| County GDP | $12,618M |
Business (County)
| Restaurants | 391 |
| Healthcare | 529 |
| Retail | 642 |
| Manufacturing | 231 |
Tax & Cost of Living
| Property Tax (IRS) | $5,101 |
| 46% above US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 2.78% |
Commute & Transportation
| Commute Time | 20.9 min |
| Drive Alone | 92.9% |
| Public Transit | 0.0% |
| Work from Home | 2.4% |
The median home value in Roscoe is $183,300, 35% below the national median of $281,900. Zillow estimates the typical home value at $218,453, higher than the Census estimate. Monthly rent averages $1,196 (3% above the national average of $1,163). Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 61.1% of housing units are owner-occupied. There are 54 total housing units in the city. The median year a home was built is 1962. The average annual property tax is $5,101 (higher than the $3,500 national average). 26.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 4.2x.
Home Values
| Census Median | $183,300 |
| 35% below US avg |
| Zillow ZHVI | $218,453 |
Rental Costs
| Census Median Rent | $1,196 |
| 3% above US avg |
| Rent Burden | 26.9% |
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 61.1% |
| Owner-Occupied | 61.1% |
| Renter-Occupied | 38.9% |
| Housing Units | 54 |
| Median Year Built | 1962 |
Property Tax
| Avg Tax (IRS) | $5,101 |
| 46% above US avg |
| Effective Rate | 2.78% |
In Roscoe, 36.7% of adults are obese, above the national rate of 32.1%. 9.4% have diabetes. Heart disease affects 5.9% of residents. 28.2% have high blood pressure. 15.5% are current smokers. 20.5% report binge drinking. 23.3% are physically inactive. 25.4% report depression (above the 20.0% national average). 17.2% experience frequent mental distress. 15.6% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:1,025. The dentist ratio is 1:1,224. 77.6% of residents have access to exercise opportunities. The food environment index is 8.5 out of 10.
Health Metrics: Roscoe vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.7% |
| 14% above US avg |
| Diabetes | 9.4% |
| Heart Disease | 5.9% |
| High Blood Pressure | 28.2% |
| Asthma | 9.8% |
| COPD | 5.1% |
| Cancer | 7.1% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 15.5% |
| 11% above US avg |
| Binge Drinking | 20.5% |
| Physical Inactivity | 23.3% |
| Depression | 25.4% |
| Mental Distress | 17.2% |
| Physical Distress | 11.6% |
| Short Sleep | 32.1% |
Healthcare Access
| Insurance Rate | 84.4% |
| Uninsured | 15.6% |
| 81% above US avg |
| Primary Care | 1:1,025 |
| Dentists | 1:1,224 |
| Mental Health | 1:235 |
| Checkup Rate | 71.8% |
| Dental Visits | 65.2% |
| Premature Death | 6,211/100K |
Food & Exercise
| Food Environment | 8.5/10 |
| Exercise Access | 77.6% |
| Healthcare Facilities | 529 |
Roscoe has a cool climate with an average annual temperature of 44°F (6°C). Winters average 12°F in January while summers reach 71°F in July. Annual precipitation totals 31.0 inches. The area receives 57.4 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 39. 77% of days have good air quality. The city sits at an elevation of 1,171 feet.
Temperature
12°F Jan (-11°C)
71°F Jul (22°C)
| Annual Average | 43.5°F |
| 19% below US avg |
| January Average | 12°F (-11°C) |
| July Average | 71°F (22°C) |
Geography
| Elevation | 1,171 ft (357 m) |
| Area | 0.6 sq mi (1.6 km²) |
| Population Density | 155/sq mi |
| Coordinates | 45.4323°N, 94.6365°W |
| Timezone | America/Chicago |
| County | Stearns County County |
| Nearest Airport | St Cloud Regional (STC)
29 miles away |
Precipitation & Snow
Annual Rainfall
31.0"
18% below US avg
Wettest Month (Jun)
4.60"
Air Quality
| AQI Median | 39.0 |
| Rating | Good |
| Good Days % | 77.0% |
| Unhealthy Days | 0 |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0456 ppm |
| PM2.5 (Fine Particles) | 8.7 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 87.6 / 100 |
| Social Vulnerability | 24.1 / 100 |
| Community Resilience | 96.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively High |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively High |
| Lightning |
Relatively High |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
4 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.1. Most recent: M2.8 on Apr 25, 2017.
| Jun 5, 1993 |
11 km N of Johnson, Minnesota |
M4.1 |
132 km |
| Feb 9, 1994 |
6 km NNE of Blomkest, Minnesota |
M3.1 |
56 km |
| Apr 25, 2017 |
Near Mankato, Minnesota |
M2.8 |
147 km |
| Apr 29, 2011 |
Minnesota |
M2.5 |
93 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
443 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 10 fatalities, 328 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 17, 2010 |
EF4 |
96 km |
1 |
| Jun 19, 1951 |
EF4 |
65 km |
1 |
| Jul 11, 2008 |
EF3 |
56 km |
0 |
| Jun 13, 2001 |
EF3 |
98 km |
0 |
| Sep 18, 1997 |
EF3 |
84 km |
1 |
| Jul 1, 1997 |
EF3 |
59 km |
0 |
| Jun 16, 1992 |
EF3 |
56 km |
0 |
| Jul 23, 1987 |
EF3 |
96 km |
0 |
| Sep 3, 1980 |
EF3 |
34 km |
1 |
| May 6, 1965 |
EF3 |
91 km |
0 |
| Jun 18, 1964 |
EF3 |
69 km |
0 |
| May 5, 1964 |
EF3 |
20 km |
0 |
| May 30, 2022 |
EF2 |
68 km |
0 |
| Jul 11, 2016 |
EF2 |
23 km |
0 |
| Jul 11, 2016 |
EF2 |
35 km |
0 |
| Jul 14, 2009 |
EF2 |
65 km |
0 |
| Sep 16, 2006 |
EF2 |
83 km |
1 |
| Jun 24, 2003 |
EF2 |
85 km |
0 |
| Jun 13, 2001 |
EF2 |
62 km |
0 |
| Jun 11, 2001 |
EF2 |
78 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (9,055 ac, 2007).
| Year |
Name |
Acres |
Distance |
| 2007 |
UNNAMED |
9,055 |
90 km |
| 2009 |
CENTER TANK RANGE |
6,131 |
86 km |
| 2002 |
UNIT 4 |
5,887 |
67 km |
| 2003 |
UNITS 37 38 39 A |
4,879 |
74 km |
| 1998 |
UNITS 1617 |
4,649 |
73 km |
| 1988 |
UNNAMED |
4,475 |
86 km |
| 2005 |
RX HFR 05 |
4,253 |
73 km |
| 2009 |
BU9 |
4,112 |
68 km |
| 2007 |
WUI 07 - UNIT 36 |
4,025 |
75 km |
| 1988 |
UNNAMED |
3,642 |
100 km |
| 2000 |
UNIT 25 |
3,412 |
74 km |
| 2009 |
BU11 |
3,242 |
69 km |
| 1997 |
BIG |
2,987 |
73 km |
| 2009 |
HENDRICKSON IMPACT AREA |
2,757 |
95 km |
| 2003 |
UNITS 34 33 W |
2,637 |
73 km |
| 2024 |
UNIT 8E RX |
2,551 |
69 km |
| 1992 |
SHARPTAIL |
2,288 |
73 km |
| 1988 |
UNNAMED |
2,243 |
80 km |
| 2010 |
WUI 10 UNIT D |
2,042 |
73 km |
| 1996 |
UNNAMED |
1,906 |
76 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
12°F (-11°C) |
0.8 in |
Coldest, Driest |
| February |
17°F (-8°C) |
0.9 in |
|
| March |
30°F (-1°C) |
1.7 in |
|
| April |
44°F (6°C) |
2.7 in |
|
| May |
57°F (14°C) |
4.0 in |
|
| June |
66°F (19°C) |
4.6 in |
Wettest |
| July |
71°F (22°C) |
3.9 in |
Warmest |
| August |
69°F (20°C) |
4.1 in |
|
| September |
61°F (16°C) |
3.0 in |
|
| October |
47°F (8°C) |
2.8 in |
|
| November |
32°F (-0°C) |
1.6 in |
|
| December |
18°F (-8°C) |
1.0 in |
|
Roscoe has a seasonal temperature swing of 59°F / from 12°F in January to 71°F in July. Total annual precipitation is 31.0 inches, with June being the wettest month (4.6") and January the driest (0.8").
Average costs for common services in Roscoe. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148-$394) |
| Specialist Visit |
$345 ($197-$542) |
| Urgent Care Visit |
$197 ($99-$345) |
| Emergency Room Visit |
$2,169 ($789-$4,930) |
| Dental Cleaning |
$128 ($74-$197) |
| Dental Filling |
$247 ($148-$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25-$74) |
| Oil Change (Synthetic) |
$74 ($49-$118) |
| Brake Pad Replacement |
$296 ($148-$493) |
| Tire Rotation |
$39 ($20-$74) |
| New Tires (Set of 4) |
$592 ($394-$986) |
| Battery Replacement |
$197 ($99-$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59-$148) |
| Electrician (Per Hour) |
$89 ($49-$138) |
| HVAC Repair |
$394 ($148-$789) |
| HVAC System Install |
$6,902 ($3,944-$11,832) |
| Roof Repair |
$986 ($394-$1,972) |
| Roof Replacement |
$8,874 ($5,423-$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493-$3,451) |
| Divorce (Contested) |
$14,790 ($4,930-$29,580) |
| DUI Defense |
$4,930 ($1,972-$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789-$2,958) |
| Will Preparation |
$493 ($197-$986) |
| Trust Preparation |
$2,465 ($986-$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15-$44) |
| Women's Haircut |
$54 ($30-$99) |
| Hair Coloring (Full) |
$148 ($74-$247) |
| Manicure |
$25 ($15-$44) |
| Pedicure |
$39 ($25-$64) |
| Massage (1 Hour) |
$79 ($49-$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96-$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47-$4.93) |
| Loaf of Bread |
$3.75 ($2.47-$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96-$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94-$7.40) |
| Rice (per lb) |
$0.99 ($0.59-$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79-$247) |
| Natural Gas (Monthly) |
$69 ($30-$148) |
| Water/Sewer (Monthly) |
$69 ($39-$118) |
| Internet (Monthly) |
$69 ($39-$99) |
| Cell Phone Plan (Monthly) |
$64 ($30-$99) |
| Cable TV (Monthly) |
$84 ($49-$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74-$493) |
| Car Insurance (Annual) |
$1,972 ($1,183-$3,451) |
| Bus Pass (Monthly) |
$69 ($30-$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89-$25) |
| Car Registration (Annual) |
$99 ($30-$247) |
| Driver's License Renewal |
$30 ($15-$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592-$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493-$1,972) |
| After-School Care (Monthly) |
$394 ($197-$690) |
| Tutoring (Per Hour) |
$49 ($25-$99) |
| SAT/ACT Prep Course |
$986 ($394-$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930-$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30-$99) |
| Dog Vaccination (Annual) |
$99 ($49-$197) |
| Dog Grooming |
$59 ($30-$99) |
| Pet Boarding (Per Night) |
$39 ($20-$74) |
| Dog Spay/Neuter |
$296 ($148-$493) |
| Cat Spay/Neuter |
$197 ($99-$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,865 |
| Toddler | $1,653 |
| Preschool | $1,458 |
| Family Childcare (monthly) |
| Infant | $621 |
| Toddler | $570 |
| Preschool | $570 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Roscoe
What is the population of Roscoe?
Roscoe has a population of 96 residents and is located in Minnesota. The population density is 155 people per square mile, spread across 0.6 square miles. The median age of residents is 41.0 years. The population is 33.3% female and 66.7% male.
Is Roscoe expensive to live in?
Roscoe has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $44,000, 41% below the national average of $75,149. The median home value is $183,300 (35% below the U.S. median). Renters pay a median of $1,196 per month. The home price-to-income ratio is 4.2x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Roscoe?
Roscoe has a cool climate with an average annual temperature of 44°F (6°C). Winter temperatures average 12°F in January, while summers reach an average of 71°F in July. Annual rainfall totals 31.0 inches, with 57.4 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 39.
How is the job market in Roscoe?
The job market in Roscoe is very strong, with unemployment at just 2.1% / well below the national rate of 3.6%. The average weekly wage is $1,198. There are 4,733 business establishments in the area, including 391 restaurants and food service locations. The average commute time is 21 minutes, and 2.4% of workers work from home.
How much does housing cost in Roscoe?
The median home value in Roscoe is $183,300. Zillow estimates the typical home value at $218,453. For renters, the median monthly rent is $1,196. Fair market rent is $899 for a 1-bedroom and $1,125 for a 2-bedroom apartment. The homeownership rate is 61.1%. The average annual property tax is $5,101.
How are the schools in Roscoe?
Schools in Roscoe score 6.2 out of 10 on standardized testing, near the national average. 1.5% of adults in Roscoe hold a bachelor's degree or higher, below the national average of 33.7%. 71.2% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Roscoe?
The obesity rate in Roscoe is 36.7% (above the national rate of 32.1%). 15.5% of adults are smokers. 23.3% are physically inactive. 25.4% of residents report depression. 15.6% lack health insurance (above the national rate). 77.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,025.
What is transportation like in Roscoe?
The average commute in Roscoe is 21 minutes, shorter than the national average of 28 minutes. 92.9% of workers drive alone to work, and 2.4% work from home.
What are the demographics of Roscoe?
The racial and ethnic makeup of Roscoe is 92.7% White, 7.3% Hispanic or Latino. 91.9% of residents speak only English at home, while 5.3% speak Spanish. 13.4% of the population are military veterans. 5.2% of residents have a disability. 84.4% have health insurance coverage.