Median Income
$66,910
11% lower than US avg
Home Value
$211,200
25% lower than US avg
Bachelor's+
18.0%
47% lower than US avg
Median Rent
$1,087
7% lower than US avg
Obesity Rate
33.3%
4% higher than US avg
Unemployment
0.6%
83% lower than US avg
Poverty Rate
3.1%
75% lower than US avg
How Ruby Compares to the U.S. Average (100% = U.S. avg)
People
Population705
Median Age42.2 yrs
Density188/mi²
Male / Female45% / 55%
Largest GroupWhite 90%
Veterans8.7%
Economy
A
Median Income$66,910
Per Capita$32,202
Unemployment0.6%
Poverty3.1%
County GDP$1,747M
Commute30 min
Housing
A+
Home Value$211,200
Rent$1,087
Ownership80.5%
Rent Burden18.1%
Health
Obesity33.3%
UninsuredN/A
Depression27.3%
Heart Disease5.1%
Climate
Avg Temp45°F
AQI38 (Good)
Rain31.3 in/yr
Elevation700 ft
Education
C
Bachelor's+18.0%
High School+89.1%
School Score5.23
Community
2024 VoteR 73% / D 26%
Commute30 min
Broadband94.2%
Libraries8
Is Ruby a Good Place to Live?
Based on current data, Ruby receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Ruby offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Ruby is $66,910, 11% below the national average of $75,149. The job market is very strong with unemployment at just 0.6%. Only 3.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 30 minutes.
Cost of Living & Housing
The median home value in Ruby is $211,200, 25% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,087 per month. A price-to-income ratio of 3.2x indicates a reasonably affordable housing market.
Education
18.0% of residents hold a bachelor's degree, below the national average of 33.7%. 89.1% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Ruby has a cool climate with an average annual temperature of 45°F. Winters average 21°F in January while summers reach 69°F in July. Annual precipitation totals 31.3 inches, including 40.7 inches of snow. Air quality is rated Good with a median AQI of 38.
Ruby has a population of 705 with a density of 188 people per square mile. The median age is 42.2 years, 8% older than the national median of 38.9. The city is predominantly White (89.5%).
Population
42.2yrs
Median Age
8% above US avg
Language Spoken at Home
| English Only | 99.0% |
| 26% above US avg |
| Spanish | 1.0% |
| 93% below US avg |
The median household income in Ruby is $66,910, which is 11% below the national average of $75,149. The unemployment rate is 0.6% (below the 3.6% US average). 3.1% of residents live below the poverty line. Workers commute an average of 30 minutes.
Income
| Median HH Income | $66,910 |
| 11% below US avg |
| Per Capita Income | $32,202 |
| Avg Weekly Wage | $935 |
| IRS Avg AGI | $57,237 |
Employment & Poverty
| Unemployment | 0.6% |
| 83% below US avg |
| Poverty Rate | 3.1% |
| 75% below US avg |
| Establishments (County) | 879 |
| County GDP | $1,747M |
Business (County)
| Restaurants | 71 |
| Healthcare | 103 |
| Retail | 134 |
| Manufacturing | 54 |
Tax & Cost of Living
| Property Tax (IRS) | $3,870 |
| 11% above US avg |
| Effective Tax Rate | 1.83% |
Commute & Transportation
| Commute Time | 29.6 min |
| Drive Alone | 72.7% |
| Public Transit | 0.0% |
| Work from Home | 3.9% |
The median home value in Ruby is $211,200, 25% below the national average. Monthly rent averages $1,087 (7% below US avg). 80.5% of homes are owner-occupied.
Home Values
| Census Median | $211,200 |
| 25% below US avg |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,087 |
| 7% below US avg |
| Rent Burden | 18.1% |
HUD Fair Market Rent
| Studio | $807 |
| 1 Bedroom | $891 |
| 2 Bedrooms | $1,113 |
| 3 Bedrooms | $1,419 |
| 4 Bedrooms | $1,588 |
Ownership & Property
| Homeownership | 80.5% |
| Owner-Occupied | 80.5% |
Property Tax
| Avg Tax (IRS) | $3,870 |
| 11% above US avg |
| Effective Rate | 1.83% |
In Ruby, 33.3% of adults are obese (above the 32.1% national rate). 27.3% report depression. 20.1% are physically inactive.
Health Metrics: Ruby vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.3% |
| 4% above US avg |
| Diabetes | 8.1% |
| Heart Disease | 5.1% |
| High Blood Pressure | 30.2% |
| Asthma | 11.0% |
| COPD | 6.0% |
| Stroke | 2.5% |
Behaviors & Mental Health
| |
| Binge Drinking | 19.8% |
| Physical Inactivity | 20.1% |
| Depression | 27.3% |
| Mental Distress | 18.3% |
| Physical Distress | 12.1% |
Healthcare Access
| Insurance Rate | 98.6% |
| |
| Checkup Rate | 77.5% |
| Premature Death | 9,591/100K |
Food & Exercise
| Food Environment | 7.3/10 |
| Exercise Access | 40.5% |
| Healthcare Facilities | 103 |
Crime Rates: Ruby vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 5 |
Safety Score
Ruby has an average annual temperature of 45°F (7°C). Winters average 21°F in January while summers reach 69°F in July. Annual precipitation is 31.3 inches. Air quality is rated Good with a median AQI of 38.
Temperature
21°F Jan (-6°C)
69°F Jul (21°C)
| Annual Average | 45.4°F |
| 16% below US avg |
| January Average | 21°F (-6°C) |
| July Average | 69°F (21°C) |
Precipitation & Snow
| Annual Rainfall | 31.3 inches |
| 18% below US avg |
| Snowfall | 40.7 inches/yr |
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Geography
| Elevation | 700 ft (213 m) |
| Area | 3.8 sq mi (9.7 km²) |
| Population Density | 188/sq mi |
| Coordinates | 43.0329°N, 82.6118°W |
| Timezone | America/Detroit |
| County FIPS | 26151 |