Median Income
$78,269
4% higher than US avg
Home Value
$90,900
68% lower than US avg
Bachelor's+
24.1%
28% lower than US avg
Obesity Rate
42.2%
31% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
6.3%
49% lower than US avg
How Ruskin Compares to the U.S. Average (100% = U.S. avg)
People
Population177
Median Age65.2 yrs
Density421/mi²
Male / Female46% / 54%
Largest GroupWhite 94%
Veterans3.2%
Economy
A+
Median Income$78,269
Per Capita$40,780
Unemployment0.0%
Poverty6.3%
County GDP$536M
Commute14 min
Housing
A+
Home Value$90,900
Ownership97.4%
Zillow$220,286
Housing Units102
Rent Burden16.7%
Health
Obesity42.2%
Uninsured8.5%
Smoking13.7%
Depression18.5%
Heart Disease5.3%
Climate
Avg Temp51°F (11°C)
Rain27.9 in/yr
Elevation1,674 ft (510 m)
Education
C+
Bachelor's+24.1%
High School+98.5%
Graduate+3.9%
School Score6.25
Community
2024 VoteR 80% / D 19%
Commute14 min
Broadband91.0%
EV Stations3
Libraries5
Is Ruskin a Good Place to Live?
Based on current data, Ruskin receives an overall livability score of 4.1 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, a low poverty rate. Areas to be aware of include high obesity rates. Ruskin stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Ruskin is $78,269, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 6.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 14 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Ruskin is $90,900, 68% below the national median / offering relatively affordable homeownership. At just 1.2x median income, home prices are very affordable relative to local earnings.
Education
24.1% of residents hold a bachelor's degree, below the national average of 33.7%. 98.5% have completed high school. Local schools score 6.3/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Ruskin experiences four distinct seasons with an average temperature of 51°F. Winters average 25°F in January while summers reach 77°F in July. Annual precipitation totals 27.9 inches, including 20.7 inches of snow.
Ruskin has a population of 177 with a density of 421 people per square mile, spread across 0.4 square miles. The median age is 65.2 years, 68% older than the national median of 38.9. The gender split is 53.7% female and 46.3% male. The city is predominantly White (94.4%), with 5.6% Hispanic. English is the primary language spoken at home by 91% of residents, while 11.8% speak Spanish. 3.2% of the population are veterans, below the national rate of 6.0%. 21.5% of residents have a disability (above the 13.0% national average). 91.5% have health insurance coverage.
Population
177
Total Population
2023 Census
65.2yrs
Median Age
68% above US avg
Language Spoken at Home
English Only
91.0%
16% above US avg
Spanish
11.8%
12% below US avg
The median household income in Ruskin is $78,269, which is 4% above the national average of $75,149. Per capita income is $40,780. The average weekly wage is $982, 31% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 6.3% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 262 business establishments, including 14 restaurants. The cost of living index is 90.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 14 minutes (shorter than the 28-minute US average). 2.2% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $78,269 |
| 4% above US avg |
| Per Capita Income | $40,780 |
| Avg Weekly Wage | $982 |
| IRS Avg AGI | $76,884 |
| Gini Index | 0.430 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 6.3% |
| 49% below US avg |
| Establishments (County) | 262 |
| County GDP | $536M |
Business (County)
| Restaurants | 14 |
| Healthcare | 10 |
| Retail | 31 |
| Manufacturing | 10 |
Tax & Cost of Living
| Property Tax (IRS) | $2,850 |
| 19% below US avg |
| Cost of Living | 90.10 (100=avg) |
| Effective Tax Rate | 3.14% |
Commute & Transportation
| Commute Time | 13.9 min |
| Drive Alone | 66.7% |
| Public Transit | 0.0% |
| Work from Home | 2.2% |
The median home value in Ruskin is $90,900, 68% below the national median of $281,900. Zillow estimates the typical home value at $220,286, higher than the Census estimate. Fair market rent ranges from $791 for a one-bedroom to $1,001 for a two-bedroom apartment. 97.4% of housing units are owner-occupied (above the 65.4% national rate). There are 102 total housing units in the city. The median year a home was built is 1946. The average annual property tax is $2,850 (lower than the $3,500 national average). 16.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.2x, well within the affordable range.
Home Values
| Census Median | $90,900 |
| 68% below US avg |
| Zillow ZHVI | $220,286 |
Rental Costs
HUD Fair Market Rent
| Studio | $706 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $1,001 |
| 3 Bedrooms | $1,274 |
| 4 Bedrooms | $1,409 |
Ownership & Property
| Homeownership | 97.4% |
| Owner-Occupied | 97.4% |
| Renter-Occupied | 2.6% |
| Housing Units | 102 |
| Median Year Built | 1946 |
Property Tax
| Avg Tax (IRS) | $2,850 |
| 19% below US avg |
| Effective Rate | 3.14% |
In Ruskin, 42.2% of adults are obese, above the national rate of 32.1%. 8.9% have diabetes. Heart disease affects 5.3% of residents. 30.6% have high blood pressure. 13.7% are current smokers. 22.8% report binge drinking. 23.4% are physically inactive. 18.5% report depression. 14.7% experience frequent mental distress. 8.5% of residents lack health insurance. The primary care physician ratio is 1:1,228. The dentist ratio is 1:4,885. 33.9% of residents have access to exercise opportunities. The food environment index is 8.2 out of 10.
Health Metrics: Ruskin vs U.S. Average (%)
Chronic Conditions
| Obesity | 42.2% |
| 31% above US avg |
| Diabetes | 8.9% |
| Heart Disease | 5.3% |
| High Blood Pressure | 30.6% |
| Asthma | 9.1% |
| COPD | 5.4% |
| Cancer | 7.5% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 13.7% |
| 2% below US avg |
| Binge Drinking | 22.8% |
| Physical Inactivity | 23.4% |
| Depression | 18.5% |
| Mental Distress | 14.7% |
| Physical Distress | 10.9% |
| Short Sleep | 30.2% |
Healthcare Access
| Insurance Rate | 91.5% |
| Uninsured | 8.5% |
| 1% below US avg |
| Primary Care | 1:1,228 |
| Dentists | 1:4,885 |
| Mental Health | 1:1,610 |
| Checkup Rate | 73.4% |
| Dental Visits | 66.2% |
| Premature Death | 6,893/100K |
Food & Exercise
| Food Environment | 8.2/10 |
| Exercise Access | 33.9% |
| Healthcare Facilities | 10 |
Ruskin experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 25°F in January while summers reach 77°F in July. Annual precipitation totals 27.9 inches (drier than the 38-inch national average). The area receives 20.7 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 1,674 feet.
Temperature
25°F Jan (-4°C)
77°F Jul (25°C)
| Annual Average | 51.3°F |
| 5% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 77°F (25°C) |
Geography
| Elevation | 1,674 ft (510 m) |
| Area | 0.4 sq mi (1.1 km²) |
| Population Density | 421/sq mi |
| Coordinates | 40.1440°N, 97.8670°W |
| Timezone | America/Chicago |
| County | Thayer County County |
| Nearest Airport | Central Nebraska Regional (GRI)
61 miles away |
Precipitation & Snow
Annual Rainfall
27.9"
27% below US avg
Wettest Month (May)
4.66"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 38.4 / 100 |
| Social Vulnerability | 30.6 / 100 |
| Community Resilience | 44.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively High |
| Strong Wind |
Relatively High |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
100 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.5 on Aug 22, 2025.
| Jul 17, 2022 |
8 km WSW of Superior, Nebraska |
M3.8 |
31 km |
| Jun 12, 2017 |
5 km SE of Mankato, Kansas |
M3.7 |
51 km |
| Jun 12, 2017 |
8 km NNE of Jewell, Kansas |
M3.7 |
50 km |
| Jun 13, 2017 |
6 km SE of Mankato, Kansas |
M3.6 |
51 km |
| May 6, 2021 |
5 km S of Formoso, Kansas |
M3.6 |
47 km |
| Aug 9, 2021 |
Kansas |
M3.5 |
65 km |
| Jul 26, 2022 |
8 km WSW of Superior, Nebraska |
M3.4 |
31 km |
| Jun 25, 2025 |
10 km NW of Woodston, Kansas |
M3.4 |
133 km |
| Sep 18, 2023 |
Nebraska |
M3.4 |
39 km |
| Apr 4, 2017 |
3 km SSE of Mankato, Kansas |
M3.4 |
51 km |
| May 21, 2017 |
7 km ESE of Mankato, Kansas |
M3.4 |
49 km |
| Jan 9, 2013 |
5 km SE of Formoso, Kansas |
M3.3 |
45 km |
| Apr 7, 2017 |
7 km ESE of Mankato, Kansas |
M3.3 |
49 km |
| Apr 6, 2023 |
6 km N of Bennington, Kansas |
M3.3 |
119 km |
| Jul 29, 2021 |
11 km SSE of Esbon, Kansas |
M3.3 |
63 km |
| Jun 12, 2017 |
6 km N of Jewell, Kansas |
M3.2 |
52 km |
| Apr 7, 2017 |
5 km SE of Mankato, Kansas |
M3.2 |
51 km |
| May 24, 2023 |
12 km S of Alton, Kansas |
M3.2 |
127 km |
| Mar 13, 2025 |
0 km SE of Glen Elder, Kansas |
M3.2 |
81 km |
| May 6, 2021 |
2 km S of Formoso, Kansas |
M3.1 |
44 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
798 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 16 fatalities, 405 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 5, 1964 |
EF5 |
62 km |
4 |
| May 22, 2004 |
EF4 |
50 km |
1 |
| Jun 15, 1992 |
EF4 |
86 km |
0 |
| Mar 13, 1990 |
EF4 |
57 km |
0 |
| Jun 3, 1980 |
EF4 |
94 km |
3 |
| Apr 7, 1978 |
EF4 |
88 km |
0 |
| May 20, 1957 |
EF4 |
86 km |
0 |
| Apr 25, 1957 |
EF4 |
55 km |
1 |
| Jun 4, 1955 |
EF4 |
90 km |
0 |
| May 6, 2015 |
EF3 |
42 km |
0 |
| May 11, 2014 |
EF3 |
44 km |
0 |
| May 11, 2014 |
EF3 |
70 km |
0 |
| May 27, 2013 |
EF3 |
66 km |
0 |
| May 29, 2008 |
EF3 |
84 km |
0 |
| May 29, 2008 |
EF3 |
48 km |
0 |
| Sep 22, 2001 |
EF3 |
33 km |
0 |
| Jul 24, 1993 |
EF3 |
70 km |
0 |
| May 7, 1993 |
EF3 |
51 km |
0 |
| Jun 15, 1992 |
EF3 |
85 km |
0 |
| Jun 15, 1992 |
EF3 |
96 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
3 wildfires (100+ acres) within 100 km.
Largest: NORTH BRANCH (10,926 ac, 2022).
| Year |
Name |
Acres |
Distance |
| 2022 |
NORTH BRANCH |
10,926 |
43 km |
| 2023 |
ROCK CREEK |
1,433 |
69 km |
| 1991 |
UNNAMED |
1,296 |
71 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
0.7 in |
Coldest, Driest |
| February |
29°F (-2°C) |
0.8 in |
|
| March |
40°F (4°C) |
1.5 in |
|
| April |
50°F (10°C) |
2.4 in |
|
| May |
62°F (17°C) |
4.7 in |
Wettest |
| June |
72°F (22°C) |
4.2 in |
|
| July |
77°F (25°C) |
4.2 in |
Warmest |
| August |
74°F (23°C) |
2.8 in |
|
| September |
66°F (19°C) |
2.4 in |
|
| October |
53°F (12°C) |
2.2 in |
|
| November |
39°F (4°C) |
1.2 in |
|
| December |
28°F (-2°C) |
0.9 in |
|
Ruskin has a seasonal temperature swing of 52°F / from 25°F in January to 77°F in July. Total annual precipitation is 27.9 inches, with May being the wettest month (4.7") and January the driest (0.7").
Average costs for common services in Ruskin. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$225 ($135-$360) |
| Specialist Visit |
$315 ($180-$496) |
| Urgent Care Visit |
$180 ($90-$315) |
| Emergency Room Visit |
$1,982 ($721-$4,505) |
| Dental Cleaning |
$117 ($68-$180) |
| Dental Filling |
$225 ($135-$360) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$108) |
| Brake Pad Replacement |
$270 ($135-$451) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$541 ($360-$901) |
| Battery Replacement |
$180 ($90-$315) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54-$135) |
| Electrician (Per Hour) |
$81 ($45-$126) |
| HVAC Repair |
$360 ($135-$721) |
| HVAC System Install |
$6,307 ($3,604-$10,812) |
| Roof Repair |
$901 ($360-$1,802) |
| Roof Replacement |
$8,109 ($4,956-$13,515) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,352 ($451-$3,154) |
| Divorce (Contested) |
$13,515 ($4,505-$27,030) |
| DUI Defense |
$4,505 ($1,802-$9,010) |
| Bankruptcy (Chapter 7) |
$1,352 ($721-$2,703) |
| Will Preparation |
$451 ($180-$901) |
| Trust Preparation |
$2,253 ($901-$4,505) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$90) |
| Hair Coloring (Full) |
$135 ($68-$225) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$72 ($45-$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.69 ($2.70-$4.96) |
| Dozen Eggs (per dozen) |
$3.15 ($2.25-$4.51) |
| Loaf of Bread |
$3.42 ($2.25-$4.96) |
| Chicken Breast (per lb) |
$4.05 ($2.70-$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.60-$6.76) |
| Rice (per lb) |
$0.90 ($0.54-$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72-$225) |
| Natural Gas (Monthly) |
$63 ($27-$135) |
| Water/Sewer (Monthly) |
$63 ($36-$108) |
| Internet (Monthly) |
$63 ($36-$90) |
| Cell Phone Plan (Monthly) |
$59 ($27-$90) |
| Cable TV (Monthly) |
$77 ($45-$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68-$451) |
| Car Insurance (Annual) |
$1,802 ($1,081-$3,154) |
| Bus Pass (Monthly) |
$63 ($27-$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.21-$23) |
| Car Registration (Annual) |
$90 ($27-$225) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,081 ($541-$2,253) |
| Daycare (Toddler, Monthly) |
$901 ($451-$1,802) |
| After-School Care (Monthly) |
$360 ($180-$631) |
| Tutoring (Per Hour) |
$45 ($23-$90) |
| SAT/ACT Prep Course |
$901 ($360-$2,253) |
| Private School (K-12, Annual) |
$11,263 ($4,505-$27,030) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$90) |
| Dog Vaccination (Annual) |
$90 ($45-$180) |
| Dog Grooming |
$54 ($27-$90) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$270 ($135-$451) |
| Cat Spay/Neuter |
$180 ($90-$360) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $811 |
| Toddler | $769 |
| Preschool | $704 |
| Family Childcare (monthly) |
| Infant | $465 |
| Toddler | $487 |
| Preschool | $498 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Ruskin
What is the population of Ruskin?
Ruskin has a population of 177 residents and is located in Nebraska. The population density is 421 people per square mile, spread across 0.4 square miles. The median age of residents is 65.2 years, which is older than the national median of 38.9 years. The population is 53.7% female and 46.3% male.
Is Ruskin expensive to live in?
Ruskin is more affordable than the national average, with a cost of living index of 90.1 / below the baseline of 100. The median household income is $78,269, 4% above the national average of $75,149. The median home value is $90,900 (68% below the U.S. median). The home price-to-income ratio is 1.2x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Ruskin?
Ruskin has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 25°F in January, while summers reach an average of 77°F in July. Annual rainfall totals 27.9 inches, with 20.7 inches of snow.
How is the job market in Ruskin?
The job market in Ruskin is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $982. There are 262 business establishments in the area, including 14 restaurants and food service locations. The average commute time is 14 minutes, and 2.2% of workers work from home.
How much does housing cost in Ruskin?
The median home value in Ruskin is $90,900. Zillow estimates the typical home value at $220,286. The homeownership rate is 97.4%. The average annual property tax is $2,850.
How are the schools in Ruskin?
Schools in Ruskin score 6.3 out of 10 on standardized testing, near the national average. 24.1% of adults in Ruskin hold a bachelor's degree or higher, below the national average of 33.7%. 98.5% have completed high school. 3.9% hold a graduate or professional degree.
How healthy is Ruskin?
The obesity rate in Ruskin is 42.2% (above the national rate of 32.1%). 13.7% of adults are smokers. 23.4% are physically inactive. 18.5% of residents report depression. 8.5% lack health insurance. 33.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,228.
What is transportation like in Ruskin?
The average commute in Ruskin is 14 minutes, shorter than the national average of 28 minutes. 66.7% of workers drive alone to work, and 2.2% work from home.
What are the demographics of Ruskin?
The racial and ethnic makeup of Ruskin is 94.4% White, 5.6% Hispanic or Latino. 91% of residents speak only English at home, while 11.8% speak Spanish. 3.2% of the population are military veterans. 21.5% of residents have a disability. 91.5% have health insurance coverage.