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Saddle Rock Estates, NY

New York · Metropolitan Area

Saddle Rock Estates is a small town in New York with a population of 351. Residents earn $159,479 per year, which is 112% above the national average.

3.4 /5.0
B Good
351 Population 4,388/sq mi density
$159,479 Median Income $52,026 per capita
$1,572,900 Home Value
56°F Avg Temperature 275 sunny days/yr
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.2 / 5.0
$159,479 median income, 0.0% unemployment
F
Affordability
1.1 / 5.0
$1,572,900 home value
A+
Education
5.0 / 5.0
67.4% bachelor's degree or higher
Median Income $159,479
112% higher than US avg
Home Value $1,572,900
458% higher than US avg
Bachelor's+ 67.4%
100% higher than US avg
Obesity Rate 25.5%
21% lower than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 22.6%
82% higher than US avg

How Saddle Rock Estates Compares to the U.S. Average (100% = U.S. avg)

People

Population351
Median Age36.3 yrs
Density4,388/mi²
Male / Female43% / 57%
Largest GroupWhite 77%
Veterans0.0%

Economy

A
Median Income$159,479
Per Capita$52,026
Unemployment0.0%
Poverty22.6%
County GDP$58,323M
Commute37 min

Housing

F
Home Value$1,572,900
RentN/A
OwnershipN/A
Housing Units156
Rent Burden35.2%

Health

Obesity25.5%
Uninsured3.5%
Smoking7.7%
Depression16.0%
Heart Disease4.1%

Climate

Avg Temp56°F (13°C)
AQI36 (Good)
Rain49.9 in/yr
Sunny Days275/yr
Elevation29 ft (9 m)

Education

A+
Bachelor's+67.4%
High School+93.7%
Graduate+53.0%
School Score5.39

Community

2024 VoteR 27% / D 73%
Commute37 min
Broadband100.0%
Libraries35

Is Saddle Rock Estates a Good Place to Live?

Based on current data, Saddle Rock Estates receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, a highly educated population, abundant sunshine. Areas to be aware of include high housing costs, an elevated poverty rate, long commute times. Saddle Rock Estates offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Saddle Rock Estates is $159,479, which is significantly higher than the national average — 112% above $75,149. This places Saddle Rock Estates among higher-income communities. The job market is very strong with unemployment at just 0.0%. The poverty rate of 22.6% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 37 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Saddle Rock Estates is $1,572,900, making it a premium housing market at 458% above the U.S. median of $281,900. With a home price-to-income ratio of 9.9x, housing affordability is a significant challenge for many families.

Education

Saddle Rock Estates is a highly educated community — 67.4% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 93.7% have completed high school. Area schools have an average test score of 5.4/10.

Climate & Weather

Saddle Rock Estates enjoys a moderate climate with an average annual temperature of 56°F. Winters average 34°F in January while summers reach 78°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 49.9 inches. Air quality is rated Good with a median AQI of 36.

Saddle Rock Estates has a population of 351 with a density of 4,388 people per square mile. The median age is 36.3 years, 7% younger than the national median of 38.9. The city is predominantly White (76.9%).

Population

351
Total Population
4,388
People / sq mi
36.3yrs
Median Age
7% below US avg
0.1mi²
Land Area

Gender Distribution

Male 43.3%
Female 56.7%

Race & Ethnicity

Saddle Rock Estates vs U.S. Average

Language Spoken at Home

English Only83.5%
6% above US avg
Spanish16.5%
23% above US avg

Social Characteristics

Saddle Rock Estates vs U.S. Average

The median household income in Saddle Rock Estates is $159,479, which is 112% above the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 22.6% of residents live below the poverty line. Workers commute an average of 37 minutes.

Income: Saddle Rock Estates vs U.S.

Commute Mode

Income

Median HH Income$159,479
112% above US avg
Per Capita Income$52,026
Avg Weekly Wage$1,359
IRS Avg AGI$44,173

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate22.6%
82% above US avg
Establishments (County)20,374
County GDP$58,323M

Business (County)

Restaurants1,968
Healthcare2,710
Retail3,923
Manufacturing268

Tax & Cost of Living

Property Tax (IRS)$5,451
56% above US avg
Cost of Living107.90 (100=avg)
Effective Tax Rate0.35%

Commute & Transportation

Commute Time36.7 min
Drive Alone70.2%
Public Transit9.2%
Work from Home20.6%

Walkability

The median home value in Saddle Rock Estates is $1,572,900, 458% above the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$1,572,900
458% above US avg
Median List Price$1,790,000

Real Estate Market (Redfin)

Median List Price$1,790,000
$/Sq Ft$605
Homes Sold1
Sale-to-List Ratio98.7%
Price Drops0.0%
Inventory1

Rental Costs

Rent Burden35.2%

HUD Fair Market Rent

Studio$1,215
1 Bedroom$1,315
2 Bedrooms$1,579
3 Bedrooms$1,976
4 Bedrooms$2,193

Ownership & Property

Owner-Occupied100.0%
Housing Units156
Median Year Built1938

Property Tax

Avg Tax (IRS)$5,451
56% above US avg
Effective Rate0.35%
In Saddle Rock Estates, 25.5% of adults are obese (below the 32.1% national rate). 3.5% of residents lack health insurance. 7.7% are current smokers. 16.0% report depression. 17.5% are physically inactive.

Health Metrics: Saddle Rock Estates vs U.S. Average (%)

Chronic Conditions

Obesity25.5%
21% below US avg
Diabetes6.8%
Heart Disease4.1%
High Blood Pressure25.2%
Asthma9.9%
COPD3.7%
Cancer7.6%
Stroke2.1%

Behaviors & Mental Health

Smoking7.7%
45% below US avg
Binge Drinking18.3%
Physical Inactivity17.5%
Depression16.0%
Mental Distress14.2%
Physical Distress9.4%
Short Sleep38.2%

Healthcare Access

Insurance Rate96.7%
Uninsured3.5%
59% below US avg
Primary Care1:1,729
Dentists1:1,870
Mental Health1:359
Checkup Rate80.0%
Dental Visits74.5%
Premature Death9,451/100K

Food & Exercise

Food Environment7.1/10
Exercise Access99.9%
Healthcare Facilities2,710
Saddle Rock Estates has an average annual temperature of 56°F (13°C). Winters average 34°F in January while summers reach 78°F in July. Annual precipitation is 49.9 inches. The area enjoys 275 sunny days per year. Air quality is rated Good with a median AQI of 36.

Temperature

34°F Jan (1°C) 78°F Jul (26°C)
Annual Average55.8°F
3% above US avg
January Average34°F (1°C)
July Average78°F (26°C)
Sunny Days275 days/yr

Precipitation & Snow

Annual Rainfall49.9 inches
31% above US avg

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation29 ft (9 m)
Area0.1 sq mi (0.2 km²)
Population Density4,388/sq mi
Coordinates40.7939°N, 73.7415°W
TimezoneAmerica/New_York
County FIPS36005
It is classified as Metro — 1 million+. 67.4% of residents hold a bachelor's degree or higher (100% above US avg). In the 2024 election, the county voted Democrat by a 45.4-point margin. 100.0% of households have broadband internet.

2024 Presidential Election (County)

R 27.3%
D 72.7%

Winner: Democrat by 45.4 points

Education

Bachelor's Degree+67.4%
100% above US avg
High School+93.7%
Graduate Degree+53.0%
School Test Score5.39
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density4,388/sq mi
Total Area0.1 sq mi

Infrastructure & Services

Broadband Access100.0%
Public Libraries35
Healthcare Facilities2,710
Restaurants1,968
Retail Stores3,923

Safety & Disasters

Fatal Crashes (County/yr)53

Commute & Transportation

Avg Commute36.7 min
Drive Alone70.2%
Public Transit9.2%
Work from Home20.6%

Nearby Cities

Saddle Rock, NY 1,225 pop · 0.4 mi Great Neck Estates, NY 2,968 pop · 0.5 mi Great Neck, NY 11,068 pop · 0.7 mi Great Neck Plaza, NY 7,503 pop · 0.9 mi Kensington, NY 1,462 pop · 1.0 mi Great Neck Gardens, NY 1,245 pop · 1.0 mi Russell Gardens, NY 1,130 pop · 1.2 mi Thomaston, NY 2,734 pop · 1.4 mi University Gardens, NY 3,986 pop · 1.5 mi Kings Point, NY 5,614 pop · 1.7 mi Plandome, NY 1,458 pop · 2.3 mi Manhasset, NY 7,730 pop · 2.5 mi Lake Success, NY 2,817 pop · 2.6 mi Munsey Park, NY 2,794 pop · 3.2 mi
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