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Shelby, NC
Full City Profile · North Carolina · Cleveland County County
3.1
/5.0
B
Good
21,868
Population
978/sq mi density
$50,705
Median Income
$30,663 per capita
$185,400
Home Value
$209,740 Zillow
$899
Median Rent
28.8% income on rent
59°F
Avg Temperature
301 sunny days/yr
718
Violent Crime/100K
3,522 property/100K
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$50,705 median income, 2.0% unemployment
A+
Affordability
4.6 / 5.0
$185,400 home value, $899/mo rent
F
Safety
1.0 / 5.0
718 violent crimes/100K (89% above avg)
B
Education
3.1 / 5.0
26.6% bachelor's degree or higher
Housing Overview
Median Home Value
$185,400
34% below
US avg: $281,900
Median Rent
$899/mo
23% below
US avg: $1,163/mo
Homeownership Rate
59.1%
10% below US avg (65.4%)
Total Housing Units
11,005
Median year built: 1971
Home Value by Source
Census Median
$185,400
Zillow (ZHVI)
$209,740
Median Sale Price
$279,000
Median List Price
$284,900
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
59.1%
Owner-Occupied
40.9%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$932/mo
1 Bedroom
$981/mo
2 Bedroom
$1,161/mo
3 Bedroom
$1,499/mo
4 Bedroom
$1,780/mo
Census median rent:
$899/mo
· Zillow rent:
$1,190/mo
Market Indicators (Redfin)
Median Days on Market
101 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
17
Price Drops
28.3%
of listings with price reduction
Price Per Sq Ft
$146
Active Inventory
173
homes for sale
Affordability & Housing Stock
Rent Burden
28.8%
of renters spending 30%+ of income on housing
7% below US avg (31.0%)
Median Year Built
1971
Average age of housing stock: 55 years
Homeownership Rate
59.1%
Complete Housing Data
Home Values
| Census Median Value | $185,400 |
| Zillow Home Value (ZHVI) | $209,740 |
| Median Sale Price | $279,000 |
| Median List Price | $284,900 |
| Price Per Sq Ft | $146 |
Rent
| Census Median Rent | $899 |
| Zillow Rent (ZORI) | $1,190 |
| FMR Studio | $932 |
| FMR 1-Bedroom | $981 |
| FMR 2-Bedroom | $1,161 |
| FMR 3-Bedroom | $1,499 |
| FMR 4-Bedroom | $1,780 |
Market
| Days on Market | 101 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 28.3% |
| Homes Sold | 17 |
| Active Inventory | 173 |
| Price Per Sq Ft | $146 |
Ownership & Stock
| Owner-Occupied | 59.1% |
| Renter-Occupied | 40.9% |
| Homeownership Rate | 59.1% |
| Total Housing Units | 11,005 |
| Median Year Built | 1971 |
| Rent Burden | 28.8% |