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Silver Lake, IN
Full City Profile · Indiana · Kosciusko County County
2.8
/5.0
C+
Fair
961
Population
1,780/sq mi density
$53,542
Median Income
$26,173 per capita
$107,300
Home Value
$178,691 Zillow
$1,057
Median Rent
28.5% income on rent
50°F
Avg Temperature
275 sunny days/yr
67
Violent Crime/100K
1,269 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$53,542 median income, 4.4% unemployment
A+
Affordability
5.0 / 5.0
$107,300 home value, $1,057/mo rent
F
Safety
1.0 / 5.0
67 violent crimes/100K
D
Education
1.6 / 5.0
7.3% bachelor's degree or higher
Silver Lake experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 25°F in January while summers reach 73°F in July. The area gets 275 sunny days per year. Annual precipitation totals 40.5 inches. Air quality is rated Good with a median AQI of 41.
Temperature
25°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 50.1°F |
| 7% below US avg | |
| January Average | 25°F (-4°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 899 ft (274 m) |
| Area | 0.5 sq mi (1.4 km²) |
| Population Density | 1,780/sq mi |
| Coordinates | 41.0743°N, 85.8929°W |
| Timezone | America/Indiana/Indianapolis |
| County | Kosciusko County County |
| Nearest Airport | Fort Wayne International (FWA) 37 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 66.3 / 100 |
| Social Vulnerability | 44.2 / 100 |
| Community Resilience | 79.1 / 100 |
Hazard Breakdown
| Tornado | Relatively Moderate |
| Hurricane | Very Low |
| Earthquake | Relatively Low |
| Wildfire | Very Low |
| Flood | Relatively Low |
| Hail | Relatively Low |
| Strong Wind | Relatively High |
| Heat Wave | Relatively Low |
| Winter Weather | Relatively Low |
| Lightning | Relatively Moderate |
| Ice Storm | Relatively Low |
| Drought | Relatively Low |
| Cold Wave | Relatively Moderate |
| Landslide | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tsunami History
1 tsunami recorded within 500 km. Highest wave on record: 3.0 m (10 ft).
| Year | Location | Cause | Max Wave | Deaths | Distance |
| 1954 | MICHIGAN CITY, IN (LAKE MICHIGAN) | Avalanche | 3.0 m | 7 | 108 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 25°F (-4°C) | 2.0 in | Coldest |
| February | 27°F (-3°C) | 1.8 in | Driest |
| March | 37°F (3°C) | 2.8 in | |
| April | 49°F (9°C) | 3.7 in | |
| May | 60°F (15°C) | 3.9 in | |
| June | 69°F (20°C) | 4.0 in | Wettest |
| July | 73°F (23°C) | 3.9 in | Warmest |
| August | 70°F (21°C) | 3.7 in | |
| September | 64°F (18°C) | 3.4 in | |
| October | 52°F (11°C) | 2.8 in | |
| November | 40°F (5°C) | 3.2 in | |
| December | 29°F (-2°C) | 2.8 in |
Silver Lake has a seasonal temperature swing of 48°F / from 25°F in January to 73°F in July. Total annual precipitation is 38.0 inches, with June being the wettest month (4.0") and February the driest (1.8").