Median Income
$32,228
57% lower than US avg
Violent Crime
623/100K
64% higher than US avg
Bachelor's+
16.2%
52% lower than US avg
Median Rent
$1,143
2% lower than US avg
Obesity Rate
37.6%
17% higher than US avg
Unemployment
1.4%
61% lower than US avg
Poverty Rate
37.6%
203% higher than US avg
How Silver Springs Compares to the U.S. Average (100% = U.S. avg)
People
Population2,640
Median Age32.5 yrs
Density429/mi²
Male / Female41% / 60%
Largest GroupWhite 47%
Veterans0.7%
Economy
C
Median Income$32,228
Per Capita$40,874
Unemployment1.4%
Poverty37.6%
County GDP$17,641M
Commute25 min
Housing
D
Home ValueN/A
Rent$1,143
Ownership41.9%
Zillow$218,696
Housing Units1,254
Rent Burden51.0%
Crime
F
Violent623/100K
Property5,201/100K
Health
Obesity37.6%
Uninsured14.7%
Smoking16.0%
Depression21.0%
Heart Disease6.1%
Climate
Avg Temp71°F (22°C)
AQI41 (Good)
Rain51.6 in/yr
Sunny Days314/yr
Elevation48 ft (15 m)
Education
C
Bachelor's+16.2%
High School+84.2%
Graduate+4.0%
School Score5.23
Community
2024 VoteR 65% / D 34%
Commute25 min
Broadband94.3%
EV Stations21
Libraries8
Is Silver Springs a Good Place to Live?
Based on current data, Silver Springs receives an overall livability score of 1.9 out of 5.0, earning a grade of D. Key strengths include low unemployment, abundant sunshine, strong internet connectivity. Areas to be aware of include elevated crime rates, an elevated poverty rate, a high uninsured rate. Silver Springs faces significant challenges across several quality-of-life categories.
Economy & Jobs
The median household income in Silver Springs is $32,228, 57% below the national average of $75,149. The job market is very strong with unemployment at just 1.4%. The poverty rate of 37.6% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 25 minutes.
Cost of Living & Housing
Renters pay a median of $1,143 per month.
Safety & Crime
With 623 violent crimes per 100,000 residents, public safety is a notable concern / this is significantly above the national average of 380. Property crime occurs at a rate of 5,201 per 100,000, 165% above the national average.
Education
16.2% of residents hold a bachelor's degree, below the national average of 33.7%. 84.2% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Silver Springs has a warm climate with an average annual temperature of 71°F. Winters average 58°F in January while summers reach 82°F in July. With 314 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 51.6 inches. Air quality is rated Good with a median AQI of 41.
Silver Springs has a population of 2,640 with a density of 429 people per square mile, spread across 6.2 square miles. The median age is 32.5 years, 16% younger than the national median of 38.9. The gender split is 59.5% female and 40.5% male. The city is predominantly White (46.7%), with 35.3% Black. English is the primary language spoken at home by 73.7% of residents, while 26.3% speak Spanish. 0.7% of the population are veterans, below the national rate of 6.0%. 9.7% of residents have a disability (below the 13.0% national average). 76.3% have health insurance coverage.
Population
32.5yrs
Median Age
16% below US avg
Race & Ethnicity
Silver Springs vs U.S. Average
Language Spoken at Home
English Only
73.7%
6% below US avg
Spanish
26.3%
96% above US avg
Social Characteristics
Silver Springs vs U.S. Average
The median household income in Silver Springs is $32,228, which is 57% below the national average of $75,149. Per capita income is $40,874. The average weekly wage is $1,010, 29% lower than the U.S. average. The unemployment rate is 1.4% (below the 3.6% US average). 37.6% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 10,226 business establishments, including 570 restaurants. The cost of living index is 103.4, roughly in line with the national average. Workers commute an average of 25 minutes. 17.5% of workers work from home.
Income: Silver Springs vs U.S.
Income
| Median HH Income | $32,228 |
| 57% below US avg |
| Per Capita Income | $40,874 |
| Avg Weekly Wage | $1,010 |
| IRS Avg AGI | $65,162 |
| Gini Index | 0.450 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.4% |
| 61% below US avg |
| Poverty Rate | 37.6% |
| 203% above US avg |
| Establishments (County) | 10,226 |
| County GDP | $17,641M |
Business (County)
| Restaurants | 570 |
| Healthcare | 985 |
| Retail | 1,173 |
| Manufacturing | 212 |
Tax & Cost of Living
| Property Tax (IRS) | $5,878 |
| 68% above US avg |
| Cost of Living | 103.40 (100=avg) |
Commute & Transportation
| Commute Time | 25.0 min |
| Drive Alone | 81.2% |
| Public Transit | 0.0% |
| Work from Home | 17.5% |
Zillow estimates the typical home value at $218,696. Monthly rent averages $1,143 (2% below the national average of $1,163). Fair market rent ranges from $1,296 for a one-bedroom to $1,526 for a two-bedroom apartment. 41.9% of housing units are owner-occupied (below the 65.4% national rate). There are 1,254 total housing units in the city. The median year a home was built is 1985. The average annual property tax is $5,878 (higher than the $3,500 national average). 51.0% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters.
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,143 |
| 2% below US avg |
| Rent Burden | 51.0% |
HUD Fair Market Rent
| Studio | $1,212 |
| 1 Bedroom | $1,296 |
| 2 Bedrooms | $1,526 |
| 3 Bedrooms | $1,971 |
| 4 Bedrooms | $2,261 |
Ownership & Property
| Homeownership | 41.9% |
| Owner-Occupied | 41.9% |
| Renter-Occupied | 58.1% |
| Housing Units | 1,254 |
| Median Year Built | 1985 |
Property Tax
| Avg Tax (IRS) | $5,878 |
| 68% above US avg |
In Silver Springs, 37.6% of adults are obese, above the national rate of 32.1%. 10.8% have diabetes. Heart disease affects 6.1% of residents. 32.8% have high blood pressure. 16.0% are current smokers. 16.7% report binge drinking. 23.7% are physically inactive. 21.0% report depression. 19.7% experience frequent mental distress. 14.7% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:1,723. The dentist ratio is 1:2,403. 68.2% of residents have access to exercise opportunities. The food environment index is 7.2 out of 10.
Health Metrics: Silver Springs vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.6% |
| 17% above US avg |
| Diabetes | 10.8% |
| Heart Disease | 6.1% |
| High Blood Pressure | 32.8% |
| Asthma | 10.5% |
| COPD | 7.2% |
| Cancer | 7.3% |
| Stroke | 3.3% |
Behaviors & Mental Health
| Smoking | 16.0% |
| 14% above US avg |
| Binge Drinking | 16.7% |
| Physical Inactivity | 23.7% |
| Depression | 21.0% |
| Mental Distress | 19.7% |
| Physical Distress | 14.4% |
| Short Sleep | 42.0% |
Healthcare Access
| Insurance Rate | 76.3% |
| Uninsured | 14.7% |
| 71% above US avg |
| Primary Care | 1:1,723 |
| Dentists | 1:2,403 |
| Mental Health | 1:812 |
| Checkup Rate | 77.2% |
| Dental Visits | 53.0% |
| Premature Death | 12,581/100K |
Food & Exercise
| Food Environment | 7.2/10 |
| Exercise Access | 68.2% |
| Healthcare Facilities | 985 |
Silver Springs has a violent crime rate of 623 per 100,000 residents, 64% above the national average of 380. Property crime stands at 5,201 per 100,000, 165% above the U.S. average. The county recorded 104 fatal traffic crashes. Overall, Silver Springs receives a safety grade of F.
Crime Rates: Silver Springs vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 623.5/100K |
| 64% above US avg |
| |
Property Crime
| Total Property | 5,200.9/100K |
| 165% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 104 |
| Traffic Accidents | 372 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Silver Springs has a warm climate with an average annual temperature of 71°F (22°C). Winters average 58°F in January while summers reach 82°F in July. The area gets 314 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 51.6 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 48 feet, near sea level.
Temperature
58°F Jan (15°C)
82°F Jul (28°C)
| Annual Average | 71.3°F |
| 32% above US avg |
| January Average | 58°F (15°C) |
| July Average | 82°F (28°C) |
| Sunny Days | 314 days/yr |
Geography
| Elevation | 48 ft (15 m) |
| Area | 6.2 sq mi (16.0 km²) |
| Population Density | 429/sq mi |
| Coordinates | 29.2192°N, 82.0555°W |
| Timezone | America/New_York |
| County | Marion County County |
| Nearest Airport | Ocala International-Jim Taylor Field (OCF) 11 miles away |
Precipitation & Snow
Annual Rainfall
51.6"
36% above US avg
Wettest Month (Jun)
7.13"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Relatively High |
| Risk Score | 94.7 / 100 |
| Social Vulnerability | 69.6 / 100 |
| Community Resilience | 16.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Relatively High |
| Earthquake |
Relatively Low |
| Wildfire |
Relatively Moderate |
| Flood |
Relatively Moderate |
| Hail |
Very Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Very Low |
| Lightning |
Very High |
| Drought |
Relatively Low |
| Cold Wave |
Relatively High |
| Landslide |
Very Low |
| Coastal Flood |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Hurricane History
23 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 4. Most recent: Helene (2024, Cat 4).
| Year |
Name |
Category |
Closest |
| 2024 |
Helene |
Category 4 |
176 km |
| 2024 |
Milton |
Category 3 |
145 km |
| 2024 |
Debby |
Category 1 |
150 km |
| 2023 |
Idalia |
Category 4 |
164 km |
| 2022 |
Ian |
Category 4 |
193 km |
| 2022 |
Nicole |
Category 1 |
249 km |
| 2019 |
Dorian |
Category 3 |
237 km |
| 2017 |
Irma |
Category 1 |
114 km |
| 2016 |
Matthew |
Category 4 |
142 km |
| 2016 |
Hermine |
Category 1 |
221 km |
| 2014 |
Arthur |
Category 1 |
293 km |
| 2005 |
Ophelia |
Category 1 |
277 km |
| 2004 |
Charley |
Category 4 |
84 km |
| 2004 |
Jeanne |
Category 3 |
136 km |
| 2004 |
Frances |
Category 2 |
199 km |
| 2000 |
Gordon |
Category 1 |
218 km |
| 1999 |
Floyd |
Category 3 |
296 km |
| 1999 |
Irene |
Category 1 |
220 km |
| 1995 |
Erin |
Category 1 |
234 km |
| 1985 |
Elena |
Category 3 |
176 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
567 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 51 fatalities, 549 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Feb 2, 2007 |
EF3 |
54 km |
13 |
| Feb 2, 2007 |
EF3 |
38 km |
8 |
| Feb 22, 1998 |
EF3 |
88 km |
3 |
| Feb 22, 1998 |
EF3 |
90 km |
13 |
| Apr 9, 1983 |
EF3 |
69 km |
3 |
| Dec 31, 1975 |
EF3 |
19 km |
1 |
| Feb 7, 1971 |
EF3 |
90 km |
0 |
| Oct 12, 2023 |
EF2 |
68 km |
0 |
| Oct 12, 2023 |
EF2 |
87 km |
0 |
| Aug 18, 2020 |
EF2 |
72 km |
0 |
| Sep 10, 2017 |
EF2 |
97 km |
0 |
| Dec 25, 2006 |
EF2 |
98 km |
0 |
| Dec 25, 2006 |
EF2 |
76 km |
0 |
| Mar 29, 2001 |
EF2 |
41 km |
0 |
| Mar 29, 2001 |
EF2 |
78 km |
0 |
| Sep 3, 1998 |
EF2 |
51 km |
0 |
| Feb 22, 1998 |
EF2 |
93 km |
1 |
| Apr 24, 1995 |
EF2 |
57 km |
0 |
| Jan 7, 1995 |
EF2 |
25 km |
1 |
| Mar 12, 1993 |
EF2 |
66 km |
1 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (121,213 ac, 1998).
| Year |
Name |
Acres |
Distance |
| 1998 |
UNNAMED |
121,213 |
84 km |
| 1998 |
UNNAMED |
24,956 |
85 km |
| 1985 |
UNNAMED |
19,129 |
86 km |
| 2007 |
UNNAMED |
13,806 |
68 km |
| 2006 |
JUNIPER |
11,998 |
36 km |
| 1985 |
UNNAMED |
9,807 |
86 km |
| 1998 |
UNNAMED |
9,705 |
62 km |
| 1985 |
UNNAMED |
9,554 |
85 km |
| 2009 |
JUNIPER SPRINGS |
8,363 |
35 km |
| 1998 |
UNNAMED |
7,345 |
91 km |
| 1998 |
UNNAMED |
7,078 |
65 km |
| 2011 |
SANTE FE |
6,497 |
66 km |
| 2007 |
UNNAMED |
6,345 |
81 km |
| 1995 |
UNNAMED |
5,474 |
96 km |
| 2011 |
ESPANOLA FIRE |
5,468 |
72 km |
| 2012 |
UNNAMED |
5,431 |
53 km |
| 1991 |
UNNAMED |
4,948 |
66 km |
| 2010 |
UNNAMED |
4,864 |
77 km |
| 2019 |
C236/238/239/305 BOWERS ALEX SPRINGS N |
4,561 |
54 km |
| 1998 |
UNNAMED |
4,421 |
59 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
58°F (15°C) |
3.5 in |
Coldest |
| February |
58°F (15°C) |
3.5 in |
|
| March |
64°F (18°C) |
4.0 in |
|
| April |
68°F (20°C) |
2.7 in |
|
| May |
75°F (24°C) |
3.8 in |
|
| June |
79°F (26°C) |
7.1 in |
Wettest |
| July |
82°F (28°C) |
6.7 in |
Warmest |
| August |
81°F (27°C) |
6.8 in |
|
| September |
79°F (26°C) |
5.5 in |
|
| October |
72°F (22°C) |
2.5 in |
|
| November |
65°F (18°C) |
2.4 in |
Driest |
| December |
58°F (15°C) |
2.6 in |
|
Silver Springs has a seasonal temperature swing of 24°F / from 58°F in January to 82°F in July. Total annual precipitation is 51.1 inches, with June being the wettest month (7.1") and November the driest (2.4").
Average costs for common services in Silver Springs. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$259 ($155–$414) |
| Specialist Visit |
$362 ($207–$569) |
| Urgent Care Visit |
$207 ($103–$362) |
| Emergency Room Visit |
$2,275 ($827–$5,170) |
| Dental Cleaning |
$134 ($78–$207) |
| Dental Filling |
$259 ($155–$414) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$47 ($26–$78) |
| Oil Change (Synthetic) |
$78 ($52–$124) |
| Brake Pad Replacement |
$310 ($155–$517) |
| Tire Rotation |
$41 ($21–$78) |
| New Tires (Set of 4) |
$620 ($414–$1,034) |
| Battery Replacement |
$207 ($103–$362) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$103 ($62–$155) |
| Electrician (Per Hour) |
$93 ($52–$145) |
| HVAC Repair |
$414 ($155–$827) |
| HVAC System Install |
$7,238 ($4,136–$12,408) |
| Roof Repair |
$1,034 ($414–$2,068) |
| Roof Replacement |
$9,306 ($5,687–$15,510) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,551 ($517–$3,619) |
| Divorce (Contested) |
$15,510 ($5,170–$31,020) |
| DUI Defense |
$5,170 ($2,068–$10,340) |
| Bankruptcy (Chapter 7) |
$1,551 ($827–$3,102) |
| Will Preparation |
$517 ($207–$1,034) |
| Trust Preparation |
$2,585 ($1,034–$5,170) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($16–$47) |
| Women's Haircut |
$57 ($31–$103) |
| Hair Coloring (Full) |
$155 ($78–$259) |
| Manicure |
$26 ($16–$47) |
| Pedicure |
$41 ($26–$67) |
| Massage (1 Hour) |
$83 ($52–$134) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.24 ($3.10–$5.69) |
| Dozen Eggs (per dozen) |
$3.62 ($2.59–$5.17) |
| Loaf of Bread |
$3.93 ($2.59–$5.69) |
| Chicken Breast (per lb) |
$4.65 ($3.10–$6.72) |
| Ground Beef (per lb) |
$5.69 ($4.14–$7.76) |
| Rice (per lb) |
$1.03 ($0.62–$1.86) |
View all 20 services
Utilities
| Electricity (Monthly) |
$145 ($83–$259) |
| Natural Gas (Monthly) |
$72 ($31–$155) |
| Water/Sewer (Monthly) |
$72 ($41–$124) |
| Internet (Monthly) |
$72 ($41–$103) |
| Cell Phone Plan (Monthly) |
$67 ($31–$103) |
| Cable TV (Monthly) |
$88 ($52–$155) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$207 ($78–$517) |
| Car Insurance (Annual) |
$2,068 ($1,241–$3,619) |
| Bus Pass (Monthly) |
$72 ($31–$134) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.27–$26) |
| Car Registration (Annual) |
$103 ($31–$259) |
| Driver's License Renewal |
$31 ($16–$78) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,241 ($620–$2,585) |
| Daycare (Toddler, Monthly) |
$1,034 ($517–$2,068) |
| After-School Care (Monthly) |
$414 ($207–$724) |
| Tutoring (Per Hour) |
$52 ($26–$103) |
| SAT/ACT Prep Course |
$1,034 ($414–$2,585) |
| Private School (K-12, Annual) |
$12,925 ($5,170–$31,020) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$62 ($31–$103) |
| Dog Vaccination (Annual) |
$103 ($52–$207) |
| Dog Grooming |
$62 ($31–$103) |
| Pet Boarding (Per Night) |
$41 ($21–$78) |
| Dog Spay/Neuter |
$310 ($155–$517) |
| Cat Spay/Neuter |
$207 ($103–$414) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $801 |
| Toddler | $671 |
| Preschool | $615 |
| Family Childcare (monthly) |
| Infant | $779 |
| Toddler | $572 |
| Preschool | $541 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Silver Springs
What is the population of Silver Springs?
Silver Springs has a population of 2,640 residents and is located in Florida. The population density is 429 people per square mile, spread across 6.2 square miles. The median age of residents is 32.5 years, which is younger than the national median of 38.9 years. The population is 59.5% female and 40.5% male.
Is Silver Springs expensive to live in?
Silver Springs has a cost of living roughly in line with the national average, with an index of 103.4 (baseline: 100). The median household income is $32,228, 57% below the national average of $75,149. Renters pay a median of $1,143 per month.
Is Silver Springs safe?
Public safety is a concern in Silver Springs, with a violent crime rate of 623 per 100,000 / significantly above the national average of 380. However, crime tends to concentrate in certain areas, and many neighborhoods remain relatively safe. Property crime occurs at a rate of 5,201 per 100,000 (above the national average). Overall, Silver Springs receives a safety grade of F based on combined crime data.
What is the weather like in Silver Springs?
Silver Springs has a warm climate with an average annual temperature of 71°F (22°C). Winter temperatures average 58°F in January, while summers reach an average of 82°F in July. The area receives 314 sunny days per year, well above the national average of 205. Annual rainfall totals 51.6 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Silver Springs?
The job market in Silver Springs is very strong, with unemployment at just 1.4% / well below the national rate of 3.6%. The average weekly wage is $1,010. There are 10,226 business establishments in the area, including 570 restaurants and food service locations. The average commute time is 25 minutes, and 17.5% of workers work from home.
How much does housing cost in Silver Springs?
For renters, the median monthly rent is $1,143. Fair market rent is $1,296 for a 1-bedroom and $1,526 for a 2-bedroom apartment. The homeownership rate is 41.9%. The average annual property tax is $5,878.
How are the schools in Silver Springs?
Schools in Silver Springs score 5.2 out of 10 on standardized testing, near the national average. 16.2% of adults in Silver Springs hold a bachelor's degree or higher, below the national average of 33.7%. 84.2% have completed high school. 4.0% hold a graduate or professional degree.
How healthy is Silver Springs?
The obesity rate in Silver Springs is 37.6% (above the national rate of 32.1%). 16.0% of adults are smokers. 23.7% are physically inactive. 21.0% of residents report depression. 14.7% lack health insurance (above the national rate). 68.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,723.
What is transportation like in Silver Springs?
The average commute in Silver Springs is 25 minutes. 81.2% of workers drive alone to work, and 17.5% work from home.
What are the demographics of Silver Springs?
The racial and ethnic makeup of Silver Springs is 46.7% White, 35.3% Black or African American. 73.7% of residents speak only English at home, while 26.3% speak Spanish. 0.7% of the population are military veterans. 9.7% of residents have a disability. 76.3% have health insurance coverage.