Median Income
$57,765
23% lower than US avg
Home Value
$275,000
2% lower than US avg
Bachelor's+
38.3%
14% higher than US avg
Median Rent
$1,162
0% lower than US avg
Obesity Rate
33.3%
4% higher than US avg
Unemployment
0.6%
83% lower than US avg
Poverty Rate
3.5%
72% lower than US avg
How On Top of the World Compares to the U.S. Average (100% = U.S. avg)
People
Population13,772
Median Age72.3 yrs
Density787/mi²
Male / Female46% / 55%
Largest GroupWhite 91%
Economy
A
Median Income$57,765
Per Capita$44,954
Unemployment0.6%
Poverty3.5%
County GDP$17,641M
Commute27 min
Housing
B+
Home Value$275,000
Rent$1,162
OwnershipN/A
Health
Obesity33.3%
UninsuredN/A
Depression20.9%
Heart Disease5.3%
Climate
Avg Temp71°F
AQI41 (Good)
Rain51.6 in/yr
Elevation68 ft
Education
A
Bachelor's+38.3%
High School+97.1%
School Score5.60
Community
2024 VoteR 65% / D 34%
Commute27 min
Libraries8
Is On Top of the World a Good Place to Live?
Based on current data, On Top of the World receives an overall livability score of 4.1 out of 5.0, earning a grade of A. Key strengths include low unemployment, a highly educated population, a low poverty rate, high health insurance coverage. Areas to be aware of include below-average incomes. On Top of the World stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in On Top of the World is $57,765, 23% below the national average of $75,149. The job market is very strong with unemployment at just 0.6%. Only 3.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in On Top of the World is $275,000, roughly aligned with the national median of $281,900. Renters pay a median of $1,162 per month. A price-to-income ratio of 4.8x indicates a reasonably affordable housing market.
Education
Educational attainment is solid, with 38.3% holding a bachelor's degree or higher, near the national average. 97.1% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
On Top of the World has a warm climate with an average annual temperature of 71°F. Winters average 58°F in January while summers reach 82°F in July. Annual precipitation totals 51.6 inches. Air quality is rated Good with a median AQI of 41.
On Top of the World has a population of 13,772 with a density of 787 people per square mile. The median age is 72.3 years, 86% older than the national median of 38.9. The city is predominantly White (91.3%), with 4.2% Black.
Population
72.3yrs
Median Age
86% above US avg
Race & Ethnicity
On Top of the World vs U.S. Average
Language Spoken at Home
| English Only | 92.5% |
| 18% above US avg |
| Spanish | 7.5% |
| 44% below US avg |
Social Characteristics
On Top of the World vs U.S. Average
The median household income in On Top of the World is $57,765, which is 23% below the national average of $75,149. The unemployment rate is 0.6% (below the 3.6% US average). 3.5% of residents live below the poverty line. Workers commute an average of 27 minutes.
Income: On Top of the World vs U.S.
Income
| Median HH Income | $57,765 |
| 23% below US avg |
| Per Capita Income | $44,954 |
| Avg Weekly Wage | $1,010 |
| IRS Avg AGI | $65,162 |
Employment & Poverty
| Unemployment | 0.6% |
| 83% below US avg |
| Poverty Rate | 3.5% |
| 72% below US avg |
| Establishments (County) | 10,226 |
| County GDP | $17,641M |
Business (County)
| Restaurants | 570 |
| Healthcare | 985 |
| Retail | 1,173 |
| Manufacturing | 212 |
Tax & Cost of Living
| Property Tax (IRS) | $5,878 |
| 68% above US avg |
| Effective Tax Rate | 2.14% |
Commute & Transportation
| Commute Time | 26.5 min |
| Work from Home | 24.5% |
The median home value in On Top of the World is $275,000, 2% below the national average. Monthly rent averages $1,162 (0% below US avg).
Home Values
| Census Median | $275,000 |
| 2% below US avg |
| Median List Price | $321,661 |
Real Estate Market (Redfin)
| Median List Price | $321,661 |
| $/Sq Ft | $172 |
| Homes Sold | 63 |
| Sale-to-List Ratio | 95.6% |
| Price Drops | 29.5% |
| Inventory | 421 |
Rental Costs
| Census Median Rent | $1,162 |
| 0% below US avg |
HUD Fair Market Rent
| Studio | $1,212 |
| 1 Bedroom | $1,296 |
| 2 Bedrooms | $1,526 |
| 3 Bedrooms | $1,971 |
| 4 Bedrooms | $2,261 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $5,878 |
| 68% above US avg |
| Effective Rate | 2.14% |
In On Top of the World, 33.3% of adults are obese (above the 32.1% national rate). 20.9% report depression. 20.1% are physically inactive.
Health Metrics: On Top of the World vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.3% |
| 4% above US avg |
| Diabetes | 8.7% |
| Heart Disease | 5.3% |
| High Blood Pressure | 28.6% |
| Asthma | 9.8% |
| COPD | 6.0% |
| Stroke | 2.7% |
Behaviors & Mental Health
| |
| Binge Drinking | 18.5% |
| Physical Inactivity | 20.1% |
| Depression | 20.9% |
| Mental Distress | 18.5% |
| Physical Distress | 12.9% |
Healthcare Access
| Insurance Rate | 99.2% |
| |
| Checkup Rate | 75.9% |
| Premature Death | 12,581/100K |
Food & Exercise
| Food Environment | 7.2/10 |
| Exercise Access | 68.2% |
| Healthcare Facilities | 985 |
Crime Rates: On Top of the World vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 104 |
Safety Score
On Top of the World has an average annual temperature of 71°F (22°C). Winters average 58°F in January while summers reach 82°F in July. Annual precipitation is 51.6 inches. Air quality is rated Good with a median AQI of 41.
Temperature
58°F Jan (15°C)
82°F Jul (28°C)
| Annual Average | 71.3°F |
| 32% above US avg |
| January Average | 58°F (15°C) |
| July Average | 82°F (28°C) |
Precipitation & Snow
| Annual Rainfall | 51.6 inches |
| 36% above US avg |
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Geography
| Elevation | 68 ft (21 m) |
| Area | 17.5 sq mi (45.4 km²) |
| Population Density | 787/sq mi |
| Coordinates | 29.1058°N, 82.2866°W |
| County FIPS | 12083 |