Hernando, FL

Florida · Metropolitan Area

Hernando is a small city in Florida with a population of 8,795. Residents earn $41,564 per year, which is 45% below the national average.

3.0 /5.0
B Good
8,795 Population 277/sq mi density
$41,564 Median Income $27,694 per capita
$189,200 Home Value $352,541 Zillow
$922 Median Rent
70°F Avg Temperature
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
C+
Economy
2.9 / 5.0
$41,564 median income, 3.7% unemployment
A
Affordability
4.1 / 5.0
$189,200 home value, $922/mo rent
C
Education
2.1 / 5.0
14.2% bachelor's degree or higher
Median Income $41,564
45% lower than US avg
Home Value $189,200
33% lower than US avg
Bachelor's+ 14.2%
58% lower than US avg
Median Rent $922
21% lower than US avg
Obesity Rate 33.4%
4% higher than US avg
Unemployment 3.7%
3% higher than US avg
Poverty Rate 18.9%
52% higher than US avg

How Hernando Compares to the U.S. Average (100% = U.S. avg)

People

Population8,795
Median Age60.4 yrs
Density277/mi²
Male / Female55% / 45%
Largest GroupWhite 92%

Economy

C+
Median Income$41,564
Per Capita$27,694
Unemployment3.7%
Poverty18.9%
County GDP$6,981M
Commute33 min

Housing

A
Home Value$189,200
Rent$922
OwnershipN/A
Zillow$352,541

Crime

ViolentN/A
PropertyN/A

Health

Obesity33.4%
UninsuredN/A
Depression21.9%
Heart Disease6.5%

Climate

Avg Temp70°F
AQI41 (Good)
Rain52.4 in/yr
Elevation76 ft

Education

C
Bachelor's+14.2%
High School+92.1%
School Score5.66

Community

2024 VoteR 73% / D 27%
Commute33 min
Libraries6

Is Hernando a Good Place to Live?

Based on current data, Hernando receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include affordable housing. Areas to be aware of include an elevated poverty rate, below-average incomes. Hernando offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Hernando is $41,564, 45% below the national average of $75,149. Unemployment stands at 3.7%, indicating a healthy job market. The poverty rate of 18.9% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 33 minutes.

Cost of Living & Housing

The median home value in Hernando is $189,200, 33% below the national median — offering relatively affordable homeownership. Renters pay a median of $922 per month, below the national average — a plus for affordability. A price-to-income ratio of 4.6x indicates a reasonably affordable housing market.

Education

14.2% of residents hold a bachelor's degree, below the national average of 33.7%. 92.1% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Hernando enjoys a moderate climate with an average annual temperature of 70°F. Winters average 56°F in January while summers reach 81°F in July. Annual precipitation totals 52.4 inches. Air quality is rated Good with a median AQI of 41.

Hernando has a population of 8,795 with a density of 277 people per square mile. The median age is 60.4 years, 55% older than the national median of 38.9. The city is predominantly White (92%), with 3% Black.

Population

8,795
Total Population
277
People / sq mi
60.4yrs
Median Age
55% above US avg
31.7mi²
Land Area

Gender Distribution

Male 54.6%
Female 45.4%

Race & Ethnicity

Hernando vs U.S. Average

Language Spoken at Home

English Only97.9%
25% above US avg
Spanish2.1%
84% below US avg

Social Characteristics

Hernando vs U.S. Average

The median household income in Hernando is $41,564, which is 45% below the national average of $75,149. The unemployment rate is 3.7% (above the 3.6% US average). 18.9% of residents live below the poverty line. Workers commute an average of 33 minutes.

Income: Hernando vs U.S.

Commute Mode

Income

Median HH Income$41,564
45% below US avg
Per Capita Income$27,694
Avg Weekly Wage$941
IRS Avg AGI$65,147

Employment & Poverty

Unemployment3.7%
3% above US avg
Poverty Rate18.9%
52% above US avg
Establishments (County)3,656
County GDP$6,981M

Business (County)

Restaurants235
Healthcare428
Retail445
Manufacturing66

Tax & Cost of Living

Property Tax (IRS)$4,909
40% above US avg
Effective Tax Rate2.59%

Commute & Transportation

Commute Time32.6 min
Work from Home11.8%

Walkability

The median home value in Hernando is $189,200, 33% below the national average. Monthly rent averages $922 (21% below US avg). Zillow estimates the typical home value at $352,541.

Home Value Sources

Ownership Split

Home Values

Census Median$189,200
33% below US avg
Zillow ZHVI$352,541
Median List Price$368,700

Real Estate Market (Redfin)

Median List Price$368,700
$/Sq Ft$176
Homes Sold15
Sale-to-List Ratio95.2%
Price Drops40.0%
Inventory45

Rental Costs

Census Median Rent$922
21% below US avg

HUD Fair Market Rent

Studio$1,593
1 Bedroom$1,696
2 Bedrooms$1,977
3 Bedrooms$2,527
4 Bedrooms$3,077

Ownership & Property

Owner-Occupied84.7%

Property Tax

Avg Tax (IRS)$4,909
40% above US avg
Effective Rate2.59%
In Hernando, 33.4% of adults are obese (above the 32.1% national rate). 21.9% report depression. 25.3% are physically inactive.

Health Metrics: Hernando vs U.S. Average (%)

Chronic Conditions

Obesity33.4%
4% above US avg
Diabetes10.3%
Heart Disease6.5%
High Blood Pressure30.5%
Asthma10.4%
COPD8.0%
Stroke3.3%

Behaviors & Mental Health

Binge Drinking17.6%
Physical Inactivity25.3%
Depression21.9%
Mental Distress20.6%
Physical Distress14.8%

Healthcare Access

Insurance Rate90.7%
Checkup Rate74.6%
Premature Death14,552/100K

Food & Exercise

Food Environment6.4/10
Exercise Access77.4%
Healthcare Facilities428

Crime Rates: Hernando vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)24

Safety Score

Hernando has an average annual temperature of 70°F (21°C). Winters average 56°F in January while summers reach 81°F in July. Annual precipitation is 52.4 inches. Air quality is rated Good with a median AQI of 41.

Temperature

56°F Jan (13°C) 81°F Jul (27°C)
Annual Average69.8°F
29% above US avg
January Average56°F (13°C)
July Average81°F (27°C)

Precipitation & Snow

Annual Rainfall52.4 inches
38% above US avg
Snowfall0.0 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation76 ft (23 m)
Area31.7 sq mi (82.1 km²)
Population Density277/sq mi
Coordinates28.9545°N, 82.3935°W
County FIPS12017
It is classified as Metro — under 250K. 14.2% of residents hold a bachelor's degree or higher (58% below US avg). In the 2024 election, the county voted Republican by a 45.9-point margin.

2024 Presidential Election (County)

R 72.6%
D 26.8%

Winner: Republican by 45.9 points

Education

Bachelor's Degree+14.2%
58% below US avg
High School+92.1%
School Test Score5.66
C Education Grade (2.1/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density277/sq mi
Total Area31.7 sq mi

Infrastructure & Services

Public Libraries6
Healthcare Facilities428
Restaurants235
Retail Stores445

Safety & Disasters

Fatal Crashes (County/yr)24

Commute & Transportation

Avg Commute32.6 min
Work from Home11.8%

Nearby Cities

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