Median Income
$111,142
48% higher than US avg
Home Value
$432,700
53% higher than US avg
Bachelor's+
51.4%
53% higher than US avg
Obesity Rate
28.9%
10% lower than US avg
Unemployment
11.3%
214% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Black Diamond Compares to the U.S. Average (100% = U.S. avg)
People
Population1,549
Median Age63.8 yrs
Density393/mi²
Male / Female42% / 58%
Largest GroupWhite 76%
Veterans9.0%
Economy
B+
Median Income$111,142
Per Capita$56,335
Unemployment11.3%
Poverty0.0%
County GDP$6,981M
Housing
A
Home Value$432,700
Ownership97.7%
Zillow$234,932
Housing Units794
Rent Burden33.0%
Health
Obesity28.9%
Uninsured3.2%
Smoking13.8%
Depression20.0%
Heart Disease5.4%
Climate
Avg Temp70°F (21°C)
Rain52.4 in/yr
Elevation101 ft (31 m)
Education
A+
Bachelor's+51.4%
High School+98.4%
Graduate+20.4%
School Score6.02
Community
2024 VoteR 73% / D 27%
Broadband100.0%
EV Stations4
Libraries6
Is Black Diamond a Good Place to Live?
Based on current data, Black Diamond receives an overall livability score of 4.4 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, a highly educated population, a low poverty rate, high health insurance coverage. Areas to be aware of include high housing costs, above-average unemployment. Black Diamond stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Black Diamond is $111,142, which is significantly higher than the national average / 48% above $75,149. This places Black Diamond among higher-income communities. At 11.3%, unemployment is notably high. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Black Diamond is $432,700, making it a premium housing market at 53% above the U.S. median of $281,900. A price-to-income ratio of 3.9x indicates a reasonably affordable housing market.
Education
Black Diamond is a highly educated community / 51.4% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 98.4% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Black Diamond enjoys a moderate climate with an average annual temperature of 70°F. Winters average 56°F in January while summers reach 81°F in July. Annual precipitation totals 52.4 inches.
Black Diamond has a population of 1,549 with a density of 393 people per square mile, spread across 3.9 square miles. The median age is 63.8 years, 64% older than the national median of 38.9. The gender split is 57.9% female and 42.1% male. The city is predominantly White (75.5%), with 21.2% Hispanic, 2.8% Asian. English is the primary language spoken at home by 93.6% of residents. 9.0% of the population are veterans, above the national rate of 6.0%. 10.4% of residents have a disability. 96.8% have health insurance coverage.
Population
1,549
Total Population
2023 Census
63.8yrs
Median Age
64% above US avg
Race & Ethnicity
Black Diamond vs U.S. Average
Language Spoken at Home
English Only
93.6%
19% above US avg
Spanish
1.9%
86% below US avg
Social Characteristics
Black Diamond vs U.S. Average
The median household income in Black Diamond is $111,142, which is 48% above the national average of $75,149. Per capita income is $56,335 (above the $39,052 national figure). The average weekly wage is $941, 34% lower than the U.S. average. The unemployment rate is 11.3% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 3,656 business establishments, including 235 restaurants. The cost of living index is 103.4, roughly in line with the national average. 24.3% of workers work from home (above the 15.2% national rate).
Income: Black Diamond vs U.S.
Income
| Median HH Income | $111,142 |
| 48% above US avg |
| Per Capita Income | $56,335 |
| Avg Weekly Wage | $941 |
| IRS Avg AGI | $65,147 |
| Gini Index | 0.478 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 11.3% |
| 214% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 3,656 |
| County GDP | $6,981M |
Business (County)
| Restaurants | 235 |
| Healthcare | 428 |
| Retail | 445 |
| Manufacturing | 66 |
Tax & Cost of Living
| Property Tax (IRS) | $4,909 |
| 40% above US avg |
| Cost of Living | 103.40 (100=avg) |
| Effective Tax Rate | 1.13% |
Commute & Transportation
| Drive Alone | 75.7% |
| Public Transit | 0.0% |
| Work from Home | 24.3% |
The median home value in Black Diamond is $432,700, 53% above the national median of $281,900. Zillow estimates the typical home value at $234,932, lower than the Census estimate. According to Redfin, the median sale price is $300,375 with homes selling in an average of 169 days. Homes sell for 95% of their list price, suggesting buyers have room to negotiate. Fair market rent ranges from $1,296 for a one-bedroom to $1,526 for a two-bedroom apartment. 97.7% of housing units are owner-occupied (above the 65.4% national rate). There are 794 total housing units in the city. The median year a home was built is 1996. The average annual property tax is $4,909 (higher than the $3,500 national average). 33.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.9x.
Home Values
| Census Median | $432,700 |
| 53% above US avg |
| Zillow ZHVI | $234,932 |
| Redfin Median Sale | $300,375 |
| Median List Price | $760,000 |
Real Estate Market (Redfin)
| Median Sale Price | $300,375 |
| Median List Price | $760,000 |
| $/Sq Ft | $170 |
| Homes Sold | 4 |
| Days on Market | 169 days |
| Sale-to-List Ratio | 95.0% |
| Price Drops | 22.2% |
| Inventory | 27 |
Rental Costs
HUD Fair Market Rent
| Studio | $1,212 |
| 1 Bedroom | $1,296 |
| 2 Bedrooms | $1,526 |
| 3 Bedrooms | $1,971 |
| 4 Bedrooms | $2,261 |
Ownership & Property
| Homeownership | 97.7% |
| Owner-Occupied | 97.7% |
| Renter-Occupied | 2.3% |
| Housing Units | 794 |
| Median Year Built | 1996 |
Property Tax
| Avg Tax (IRS) | $4,909 |
| 40% above US avg |
| Effective Rate | 1.13% |
In Black Diamond, 28.9% of adults are obese, below the national rate of 32.1%. 9.1% have diabetes. Heart disease affects 5.4% of residents. 27.6% have high blood pressure. 13.8% are current smokers. 17.0% report binge drinking. 22.0% are physically inactive. 20.0% report depression. 18.3% experience frequent mental distress. 3.2% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,166. The dentist ratio is 1:3,251. 77.4% of residents have access to exercise opportunities. The food environment index is 6.4 out of 10.
Health Metrics: Black Diamond vs U.S. Average (%)
Chronic Conditions
| Obesity | 28.9% |
| 10% below US avg |
| Diabetes | 9.1% |
| Heart Disease | 5.4% |
| High Blood Pressure | 27.6% |
| Asthma | 9.7% |
| COPD | 6.1% |
| Cancer | 7.6% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 13.8% |
| 1% below US avg |
| Binge Drinking | 17.0% |
| Physical Inactivity | 22.0% |
| Depression | 20.0% |
| Mental Distress | 18.3% |
| Physical Distress | 12.6% |
| Short Sleep | 39.5% |
Healthcare Access
| Insurance Rate | 96.8% |
| Uninsured | 3.2% |
| 63% below US avg |
| Primary Care | 1:2,166 |
| Dentists | 1:3,251 |
| Mental Health | 1:906 |
| Checkup Rate | 75.3% |
| Dental Visits | 58.5% |
| Premature Death | 14,552/100K |
Food & Exercise
| Food Environment | 6.4/10 |
| Exercise Access | 77.4% |
| Healthcare Facilities | 428 |
Black Diamond enjoys a temperate climate with an average annual temperature of 70°F (21°C). Winters average 56°F in January while summers reach 81°F in July. Annual precipitation totals 52.4 inches (wetter than the 38-inch national average). The city sits at an elevation of 101 feet.
Temperature
56°F Jan (13°C)
81°F Jul (27°C)
| Annual Average | 69.7°F |
| 29% above US avg |
| January Average | 56°F (13°C) |
| July Average | 81°F (27°C) |
Geography
| Elevation | 101 ft (31 m) |
| Area | 3.9 sq mi (10.2 km²) |
| Population Density | 393/sq mi |
| Coordinates | 28.9067°N, 82.4946°W |
| Timezone | America/New_York |
| County | Citrus County County |
| Nearest Airport | Ocala International-Jim Taylor Field (OCF)
25 miles away |
Precipitation & Snow
Annual Rainfall
52.4"
38% above US avg
Wettest Month (Aug)
8.69"
Natural Hazard Risk
| Overall Risk | Relatively High |
| Risk Score | 94.7 / 100 |
| Social Vulnerability | 82.3 / 100 |
| Community Resilience | 6.8 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very High |
| Earthquake |
Very Low |
| Wildfire |
Relatively Moderate |
| Flood |
Relatively Moderate |
| Hail |
Very Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively High |
| Drought |
Very Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
| Coastal Flood |
Relatively High |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Hurricane History
21 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 5. Most recent: Helene (2024, Cat 4).
| Year |
Name |
Category |
Closest |
| 2024 |
Milton |
Category 4 |
129 km |
| 2024 |
Helene |
Category 4 |
161 km |
| 2024 |
Debby |
Category 1 |
129 km |
| 2023 |
Idalia |
Category 4 |
154 km |
| 2022 |
Ian |
Category 5 |
190 km |
| 2022 |
Nicole |
Category 1 |
259 km |
| 2021 |
Elsa |
Category 1 |
266 km |
| 2019 |
Dorian |
Category 3 |
289 km |
| 2017 |
Irma |
Category 1 |
84 km |
| 2016 |
Matthew |
Category 3 |
189 km |
| 2016 |
Hermine |
Category 1 |
202 km |
| 2004 |
Charley |
Category 4 |
125 km |
| 2004 |
Jeanne |
Category 3 |
112 km |
| 2004 |
Frances |
Category 2 |
193 km |
| 2000 |
Gordon |
Category 1 |
163 km |
| 1999 |
Irene |
Category 1 |
255 km |
| 1995 |
Erin |
Category 1 |
215 km |
| 1985 |
Elena |
Category 3 |
128 km |
| 1985 |
Kate |
Category 2 |
279 km |
| 1985 |
Bob |
Category 1 |
262 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
450 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 34 fatalities, 451 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Feb 2, 2007 |
EF3 |
88 km |
13 |
| Feb 2, 2007 |
EF3 |
43 km |
8 |
| Feb 22, 1998 |
EF3 |
89 km |
3 |
| Apr 9, 1983 |
EF3 |
21 km |
3 |
| Dec 31, 1975 |
EF3 |
37 km |
1 |
| Oct 12, 2023 |
EF2 |
13 km |
0 |
| Dec 25, 2006 |
EF2 |
68 km |
0 |
| Mar 29, 2001 |
EF2 |
15 km |
0 |
| Sep 3, 1998 |
EF2 |
7 km |
0 |
| Jan 7, 1995 |
EF2 |
38 km |
1 |
| Mar 12, 1993 |
EF2 |
75 km |
1 |
| Mar 12, 1993 |
EF2 |
32 km |
0 |
| Mar 12, 1993 |
EF2 |
76 km |
3 |
| Jun 25, 1988 |
EF2 |
18 km |
0 |
| Apr 15, 1987 |
EF2 |
85 km |
1 |
| Apr 15, 1987 |
EF2 |
52 km |
0 |
| Mar 14, 1986 |
EF2 |
84 km |
0 |
| Aug 31, 1985 |
EF2 |
62 km |
0 |
| Apr 23, 1983 |
EF2 |
99 km |
0 |
| Apr 9, 1983 |
EF2 |
39 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: JUNIPER (11,998 ac, 2006).
| Year |
Name |
Acres |
Distance |
| 2006 |
JUNIPER |
11,998 |
86 km |
| 2009 |
JUNIPER SPRINGS |
8,363 |
85 km |
| 1995 |
UNNAMED |
5,474 |
75 km |
| 2012 |
UNNAMED |
5,431 |
90 km |
| 2019 |
C236/238/239/305 BOWERS ALEX SPRINGS N |
4,561 |
97 km |
| 2006 |
UNNAMED |
4,336 |
47 km |
| 2006 |
UNNAMED |
4,231 |
32 km |
| 1996 |
MAJOR 1 |
4,067 |
89 km |
| 2000 |
UNNAMED |
3,972 |
94 km |
| 2003 |
UNNAMED |
3,890 |
87 km |
| 1995 |
UNNAMED |
3,726 |
79 km |
| 2019 |
CPT 243 FARLES |
3,613 |
84 km |
| 2006 |
UNNAMED |
3,337 |
42 km |
| 2018 |
UNNAMED |
3,254 |
95 km |
| 2011 |
BAD LAND |
3,086 |
38 km |
| 2006 |
UNNAMED |
3,048 |
69 km |
| 1985 |
RANGE |
2,971 |
93 km |
| 2010 |
BOMBING RANGE NINE 21 |
2,911 |
80 km |
| 2010 |
UNNAMED |
2,867 |
91 km |
| 1985 |
RIVERRD/HENDERSON |
2,824 |
63 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
56°F (13°C) |
3.0 in |
Coldest |
| February |
59°F (15°C) |
2.7 in |
|
| March |
63°F (17°C) |
3.3 in |
|
| April |
69°F (20°C) |
2.7 in |
|
| May |
75°F (24°C) |
3.1 in |
|
| June |
80°F (27°C) |
8.1 in |
|
| July |
81°F (27°C) |
7.8 in |
Warmest |
| August |
81°F (27°C) |
8.7 in |
Wettest |
| September |
79°F (26°C) |
5.8 in |
|
| October |
72°F (22°C) |
2.9 in |
|
| November |
64°F (18°C) |
1.8 in |
Driest |
| December |
59°F (15°C) |
2.5 in |
|
Black Diamond has a seasonal temperature swing of 25°F / from 56°F in January to 81°F in July. Total annual precipitation is 52.4 inches, with August being the wettest month (8.7") and November the driest (1.8").
Average costs for common services in Black Diamond. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$259 ($155-$414) |
| Specialist Visit |
$362 ($207-$569) |
| Urgent Care Visit |
$207 ($103-$362) |
| Emergency Room Visit |
$2,275 ($827-$5,170) |
| Dental Cleaning |
$134 ($78-$207) |
| Dental Filling |
$259 ($155-$414) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$47 ($26-$78) |
| Oil Change (Synthetic) |
$78 ($52-$124) |
| Brake Pad Replacement |
$310 ($155-$517) |
| Tire Rotation |
$41 ($21-$78) |
| New Tires (Set of 4) |
$620 ($414-$1,034) |
| Battery Replacement |
$207 ($103-$362) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$103 ($62-$155) |
| Electrician (Per Hour) |
$93 ($52-$145) |
| HVAC Repair |
$414 ($155-$827) |
| HVAC System Install |
$7,238 ($4,136-$12,408) |
| Roof Repair |
$1,034 ($414-$2,068) |
| Roof Replacement |
$9,306 ($5,687-$15,510) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,551 ($517-$3,619) |
| Divorce (Contested) |
$15,510 ($5,170-$31,020) |
| DUI Defense |
$5,170 ($2,068-$10,340) |
| Bankruptcy (Chapter 7) |
$1,551 ($827-$3,102) |
| Will Preparation |
$517 ($207-$1,034) |
| Trust Preparation |
$2,585 ($1,034-$5,170) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($16-$47) |
| Women's Haircut |
$57 ($31-$103) |
| Hair Coloring (Full) |
$155 ($78-$259) |
| Manicure |
$26 ($16-$47) |
| Pedicure |
$41 ($26-$67) |
| Massage (1 Hour) |
$83 ($52-$134) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.24 ($3.10-$5.69) |
| Dozen Eggs (per dozen) |
$3.62 ($2.59-$5.17) |
| Loaf of Bread |
$3.93 ($2.59-$5.69) |
| Chicken Breast (per lb) |
$4.65 ($3.10-$6.72) |
| Ground Beef (per lb) |
$5.69 ($4.14-$7.76) |
| Rice (per lb) |
$1.03 ($0.62-$1.86) |
View all 20 services
Utilities
| Electricity (Monthly) |
$145 ($83-$259) |
| Natural Gas (Monthly) |
$72 ($31-$155) |
| Water/Sewer (Monthly) |
$72 ($41-$124) |
| Internet (Monthly) |
$72 ($41-$103) |
| Cell Phone Plan (Monthly) |
$67 ($31-$103) |
| Cable TV (Monthly) |
$88 ($52-$155) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$207 ($78-$517) |
| Car Insurance (Annual) |
$2,068 ($1,241-$3,619) |
| Bus Pass (Monthly) |
$72 ($31-$134) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.27-$26) |
| Car Registration (Annual) |
$103 ($31-$259) |
| Driver's License Renewal |
$31 ($16-$78) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,241 ($620-$2,585) |
| Daycare (Toddler, Monthly) |
$1,034 ($517-$2,068) |
| After-School Care (Monthly) |
$414 ($207-$724) |
| Tutoring (Per Hour) |
$52 ($26-$103) |
| SAT/ACT Prep Course |
$1,034 ($414-$2,585) |
| Private School (K-12, Annual) |
$12,925 ($5,170-$31,020) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$62 ($31-$103) |
| Dog Vaccination (Annual) |
$103 ($52-$207) |
| Dog Grooming |
$62 ($31-$103) |
| Pet Boarding (Per Night) |
$41 ($21-$78) |
| Dog Spay/Neuter |
$310 ($155-$517) |
| Cat Spay/Neuter |
$207 ($103-$414) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $758 |
| Toddler | $606 |
| Preschool | $563 |
| Family Childcare (monthly) |
| Infant | $563 |
| Toddler | $541 |
| Preschool | $541 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Black Diamond
What is the population of Black Diamond?
Black Diamond has a population of 1,549 residents and is located in Florida. The population density is 393 people per square mile, spread across 3.9 square miles. The median age of residents is 63.8 years, which is older than the national median of 38.9 years. The population is 57.9% female and 42.1% male.
Is Black Diamond expensive to live in?
Black Diamond has a cost of living roughly in line with the national average, with an index of 103.4 (baseline: 100). The median household income is $111,142, 48% above the national average of $75,149. The median home value is $432,700 (53% above the U.S. median). The home price-to-income ratio is 3.9x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Black Diamond?
Black Diamond enjoys a temperate climate with an average annual temperature of 70°F (21°C). Winter temperatures average 56°F in January, while summers reach an average of 81°F in July. Annual rainfall totals 52.4 inches.
How is the job market in Black Diamond?
The job market in Black Diamond faces challenges, with unemployment at 11.3% / significantly above the national rate of 3.6%. The average weekly wage is $941. There are 3,656 business establishments in the area, including 235 restaurants and food service locations.
How much does housing cost in Black Diamond?
The median home value in Black Diamond is $432,700. Zillow estimates the typical home value at $234,932. According to Redfin, the median sale price is $300,375, with homes typically selling within 169 days. The homeownership rate is 97.7%. The average annual property tax is $4,909.
How are the schools in Black Diamond?
Schools in Black Diamond score 6 out of 10 on standardized testing, near the national average. 51.4% of adults in Black Diamond hold a bachelor's degree or higher, above the national average of 33.7%. 98.4% have completed high school. 20.4% hold a graduate or professional degree.
How healthy is Black Diamond?
The obesity rate in Black Diamond is 28.9% (below the national rate of 32.1%). 13.8% of adults are smokers. 22.0% are physically inactive. 20.0% of residents report depression. 3.2% lack health insurance (below the national rate). 77.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,166.
What are the demographics of Black Diamond?
The racial and ethnic makeup of Black Diamond is 75.5% White, 21.2% Hispanic or Latino, 2.8% Asian. 93.6% of residents speak only English at home. 9.0% of the population are military veterans. 10.4% of residents have a disability. 96.8% have health insurance coverage.