Smith Island, MD
Full City Profile · Maryland · Northumberland County County
2.7
/5.0
C+
Fair
340
Population
78/sq mi density
$82,443
Median Income
$39,209 per capita
$104,800
Home Value
$167,036 Zillow
58°F
Avg Temperature
305 sunny days/yr
37
Violent Crime/100K
521 property/100K
C+
Overall
2.7 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.4 / 5.0
$82,443 median income, 5.6% unemployment
A+
Affordability
5.0 / 5.0
$104,800 home value, /mo rent
F
Safety
1.0 / 5.0
37 violent crimes/100K
F
Education
1.2 / 5.0
2.5% bachelor's degree or higher
Housing Overview
Median Home Value
$104,800
63% below
US avg: $281,900
Homeownership Rate
87.7%
34% above US avg (65.4%)
Total Housing Units
253
Median year built: 1951
Home Value by Source
Census Median
$104,800
Zillow (ZHVI)
$167,036
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
87.7%
Owner-Occupied
12.3%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,312/mo
1 Bedroom
$1,400/mo
2 Bedroom
$1,648/mo
3 Bedroom
$2,123/mo
4 Bedroom
$2,442/mo
Affordability & Housing Stock
Rent Burden
20.8%
of renters spending 30%+ of income on housing
33% below US avg (31.0%)
Median Year Built
1951
Average age of housing stock: 75 years
Homeownership Rate
87.7%
Complete Housing Data
Home Values
| Census Median Value | $104,800 |
| Zillow Home Value (ZHVI) | $167,036 |
Rent
| FMR Studio | $1,312 |
| FMR 1-Bedroom | $1,400 |
| FMR 2-Bedroom | $1,648 |
| FMR 3-Bedroom | $2,123 |
| FMR 4-Bedroom | $2,442 |
Market
Ownership & Stock
| Owner-Occupied | 87.7% |
| Renter-Occupied | 12.3% |
| Homeownership Rate | 87.7% |
| Total Housing Units | 253 |
| Median Year Built | 1951 |
| Rent Burden | 20.8% |
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