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Smith Island, MD

Full City Profile · Maryland · Northumberland County County

2.7 /5.0
C+ Fair
340 Population 78/sq mi density
$82,443 Median Income $39,209 per capita
$104,800 Home Value $167,036 Zillow
58°F Avg Temperature 305 sunny days/yr
37 Violent Crime/100K 521 property/100K
C+
Overall
2.7 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.4 / 5.0
$82,443 median income, 5.6% unemployment
A+
Affordability
5.0 / 5.0
$104,800 home value, /mo rent
F
Safety
1.0 / 5.0
37 violent crimes/100K
F
Education
1.2 / 5.0
2.5% bachelor's degree or higher

Housing Overview

Median Home Value
$104,800
63% below
US avg: $281,900
Homeownership Rate
87.7%
34% above US avg (65.4%)
Total Housing Units
253
Median year built: 1951

Home Value by Source

Census Median
$104,800
Zillow (ZHVI)
$167,036
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

87.7%
Owner-Occupied
12.3%
Renter-Occupied
88%
12%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$1,312/mo
1 Bedroom
$1,400/mo
2 Bedroom
$1,648/mo
3 Bedroom
$2,123/mo
4 Bedroom
$2,442/mo

Affordability & Housing Stock

Rent Burden
20.8%
of renters spending 30%+ of income on housing
33% below US avg (31.0%)
Median Year Built
1951
Average age of housing stock: 75 years
Homeownership Rate
87.7%

Complete Housing Data

Home Values

Census Median Value$104,800
Zillow Home Value (ZHVI)$167,036

Rent

FMR Studio$1,312
FMR 1-Bedroom$1,400
FMR 2-Bedroom$1,648
FMR 3-Bedroom$2,123
FMR 4-Bedroom$2,442

Market

Ownership & Stock

Owner-Occupied87.7%
Renter-Occupied12.3%
Homeownership Rate87.7%
Total Housing Units253
Median Year Built1951
Rent Burden20.8%